Your Wealth & Beyond
86 episodes - English - Latest episode: 6 days ago - ★★★★★ - 19 ratingsThe Your Wealth and Beyond podcast was created to empower entrepreneurs and individuals with the insight and information they need to effectively manage and control their personal and professional finances.
This is NOT just another podcast about money! We will focus on helping you grow your business, build your personal wealth and find purpose in what matters most.
Join Andrew Rafal, the Founder of Bayntree Wealth Advisors, as he interviews leading industry experts and entrepreneurs who not only share their stories of success and failure, but provide actionable financial advice that can be used to get your ‘fiscal house’ in order, so you can take your business and finances to the next level.
You Dream. We Plan®
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Episodes
Into the Storm: Navigating The Entrepreneurial Journey with Ryan Madrid
April 19, 2024 12:00 - 59 minutes - 55.2 MBToday, I’m talking to Ryan Madrid, co-founder of Bison Ventures and host of the Into The Storm Podcast. After leaving corporate America, he joined VIP Mortgage as the Director of Business Development. Before long he was bringing in one billion in mortgage loan sales on his way to being in the area's top 1% of mortgage lending. In this conversation, Ryan talks about his entrepreneurial journey with deep family roots, how Bison Ventures’ corporate culture has helped them become one of Pho...
Meditation, Mindfulness and Living with Intention with Elizabeth Winkler
April 05, 2024 12:00 - 50 minutes - 46.9 MBIf you’re growing a business and a family, you’re probably more than a little familiar with moments of chaos. And if you’re listening to this podcast, you probably know how it feels to have too much on your plate and perhaps wondered how to make positive, powerful shifts in the face of big challenges. Today, I’m excited to introduce you to my friend and mentor Elizabeth Winkler. Elizabeth is a Licensed Marriage and Family Therapist and Certified Meditation Teacher, and her work has helped...
How the 2024 Election Could Impact the Economy, Your Finances, and Your Retirement Savings
March 29, 2024 12:00 - 21 minutes - 29.9 MBFor many people, election years bring a lot of stress. That’s especially true in the most recent elections. Media coverage is 24/7, and there are new polls and promises in the headlines, which can cause uncertainty among investors. So today, I’m jumping on the mic with John Gengle, a Financial Advisor at Bayntree Wealth, to discuss what history has taught us about previous election years and what to expect from this one. In our conversation, you’ll hear how changes to which party is in ...
Challenges, Choices, and Triumphs: An Aussie's American Dream in Arizona with Adrian Heyman
March 22, 2024 12:00 - 47 minutes - 44.2 MBBuilding a successful career in an incredibly competitive real estate market doesn’t happen by accident, especially when your area of expertise is luxury residential real estate. Today’s guest has climbed to the top and is recognized as one of Arizona’s top real estate advisors. As you’ll hear, tremendous success doesn’t happen without developing great partnerships and long-term relationships. Adrian Heyman is a Real Estate Advisor at The Agency, a luxury real estate firm in Scottsdale, AZ...
Embracing Authenticity & Fearless Entrepreneurship with Shannon Breen
March 08, 2024 12:00 - 48 minutes - 45.3 MBMaking the entrepreneurial leap and leaving Corporate America to create your own business is more than a leap of faith. Most new business owners face trials and tribulations along the way. But those who stick with it and believe in themselves can achieve the growth that makes them a success story worth celebrating. Today’s guest is Shannon Breen, and he has a success story that is definitely worth celebrating. Shannon is the Co-CEO and founder of FreightVana, a digital logistics partner p...
Unlocking the Wealth Mindset to Create the Future You Want with Anne Lester
February 23, 2024 13:00 - 47 minutes - 44.4 MBIt’s very easy to rack up credit card debt. It’s much more difficult to pay it off and considerably tougher to set yourself up for long-term financial success, to make good long-term decisions, or to avoid falling into classic pitfalls managing debt–especially for younger generations entering the workforce. I’m thrilled to share this conversation with Anne Lester. Anne is a retirement expert, speaker, media commentator, and author of a new book titled How to Save Smart Now for the Future ...
Leveraging the Power of AI and LinkedIn to Grow Your Business with Joe Apfelbaum
February 09, 2024 13:00 - 50 minutes - 46.7 MBToday, I’m joined by Joe Apfelbaum. Spoiler alert! This episode is jam-packed with energy and passion. If you’re interested in how AI, ChatGPT and LinkedIn can be used to its full potential to grow your businesses, this episode is for you.. Joe Apfelbaum is an accomplished author, speaker, Certified Google Trainer, and the Founder and CEO of Ajax Union. Joe is a B2B marketing and LinkedIn Expert who has helped over 1,100 clients with digital marketing and getting the most out of LinkedIn. ...
How Andrew The Home Buyer Became a Household Name with Kyle Wyloge
January 19, 2024 18:13 - 44 minutes - 41.1 MBAnyone living in Arizona, Nevada, or Utah has likely seen the TV commercials and the billboards for Andrew The Home Buyer. Today, you’ll get a glimpse of the man who created the company that keeps growing year after year. Kyle Wyloge is a serial entrepreneur and the Founder of Andrew the Home Buyer. After several years of grinding in real estate and building his sales team, he decided to create a TV commercial in 2019. This became a pivotal moment in their growth and marketing strategy wit...
The Importance of Financial Literacy with Vince Shorb
January 05, 2024 16:12 - 42 minutes - 39.8 MBIt’s fair to say that our education system is flawed, but that’s especially true when it comes to educating kids about money. Financial literacy still isn’t being taught in schools no matter how much we talk about it–and what you do learn is the same stuff that was being taught 20 or 30 years ago. Today’s guest, Vince Shorb, is on a mission to change that. He’s the CEO of the National Financial Educators Council. After spending 15 years in financial services, he’s developed over 2500 fina...
Helping Small Businesses Build a Powerful Marketing Funnel
December 08, 2023 13:30 - 42 minutes - 39.7 MBBuilding online businesses is tough–and closing that first deal can make or break your business. So many of us have been there, but today’s guest found a way through–and he’s here to talk about how he did it. Brian is the co-founder of Rotive, a Salesforce partner that helps small businesses automate their processes through the power of Sales Cloud & Pardot. Brian started with Salesforce in his college days, working in sales and eventually becoming an account executive. In today’s epis...
Wild Ride of Serial Entrepreneurship with Travis Rosbach
November 10, 2023 15:57 - 47 minutes - 43.9 MBI’m thrilled to share this conversation with a truly remarkable guest, Travis Rosbach. Travis is a serial entrepreneur, author, coach, speaker and consultant. From his humble beginnings, being raised in a home with very little money to the incredible entrepreneurial journey that has included time as a scuba diving instructor to driving yachts and flying planes, he’s come a long way. Among his many accomplishments, Travis is the inventor and founder of Hydro Flask, one of the largest inte...
Discovering the Wonders of Ayurvedic Medicine with Dr Meghana Thanki
October 13, 2023 16:13 - 45 minutes - 41.7 MBOn at least one occasion in your life, you’ve probably heard someone say “Your health is your wealth.” But in practice, what does that really mean? How does holistic health and spirituality impact our wellbeing, and what can we do to live longer, happier lives? I’m thrilled to have Dr. Meghana Thanki on the podcast to help answer these questions. Dr. Thanki is a naturopath who specializes in Ayurvedic medicine, a yoga teacher, the owner of Second Nature Clinic, and the author of The Ayurv...
Creating Connection Through Music with Brian Mohr
September 22, 2023 23:32 - 58 minutes - 53.6 MBA song is a powerful thing. In just seconds, it can take us back to extremely specific memories–where we were, who we were with, what we felt, and what mattered most to us in that very moment. And in our modern world, we’re always struggling to forge deeper, more emotional bonds with everyone around us. Today’s guest, Brian Mohr, understands that well–and is here to talk about his new startup, anthym. He’s working to use music to help culture-driven organizations create and nurture meanin...
What To Do If You're Laid Off Near Retirement
August 25, 2023 18:31 - 12 minutes - 11.8 MBImagine that you’re a few years away from retiring, and you just found out that you’ve been laid off. You’ve been putting money away as best you can, and now you’re really not sure if it’s enough. What do you do? In today’s episode, Andrew Rafal provides a quick list of actionable steps that you can take immediately to better understand what your financial situation looks like, what pre-retirees should consider after losing health benefits and how to get the most out of your 401(k) as ...
Estate Planning Mistakes to Avoid with Allison Kierman
August 11, 2023 16:39 - 42 minutes - 39 MBWhen it comes to finding purpose and building wealth, few things matter more than estate planning. While putting it off to tomorrow might seem fine in theory, it could eventually lead to the government making big decisions that could affect your legacy. That’s why I’m thrilled to introduce you to Allison Kierman. Allison has been an estate planning attorney for nearly 20 years, and she has extensive experience helping people understand their goals and the best way to transfer their wealth ...
Keeping Up with Inflation by Optimizing your Social Security Benefit with Larry Kotlikoff
November 24, 2022 00:53 - 1 hour - 56.2 MBWhen we look at 2022 in the rearview mirror, many of us will remember it as a year of inflation, volatility, and extreme uncertainty. So, in the midst of a massive market contraction and financial upheaval, what can you do to ensure you don’t run out of money–especially when it comes to your Social Security? To help me answer that question, I’m thrilled to welcome Professor Larry Kotlikoff back to the podcast. Larry has written over 19 books, and has a passion for helping people make s...
How to Make Qualified Charitable Distributions Work for You with Sarah Brenner
October 06, 2022 19:29 - 24 minutes - 22.7 MBIn today’s episode, we’re talking about Qualified Charitable Distributions (QCD). We’ll be digging into how they work, the do’s and don’ts, and how to make them work for you. And to help leverage QCDs in the best way possible, I’m thrilled to welcome Sarah Brenner to the podcast. Sarah is an IRA Educator and Retirement Distribution Planning Professional. She’s worked with Ed Slott and Company for 7 years and brings over 20 years of experience to this extremely complex field. She’s trained...
A Smarter Way to Tap into Your Home Equity with Matthew Sullivan
July 28, 2022 21:12 - 47 minutes - 44 MBIf you own a home, it’s probably one of the most valuable assets–if not the most valuable asset–in your portfolio. However, it isn’t always the easiest to extract value from. Today’s guest, Matthew Sullivan, is working to change that. He’s the founder of QuantmRE, where he helps homeowners unlock their equity without taking on any additional debt. He’s also creating new opportunities for investors to invest in the equity in those homes–and is expecting over $1 billion to be created or inve...
Achieving Financial Freedom with Jackson Millan
April 27, 2022 13:00 - 49 minutes - 46 MBHow do you make the most of the guidance and advice out there, especially if you’re a business owner, and get a clear sense of where you’re going to be in three, 10, or even 20 years? Today, I’m excited to talk to the wealth mentor himself, Jackson Millan. Jackson has spent his entire career shaking up the wealth industry. He’s crafted his very own values-based advice model based on what he learned growing up, and he has a deep understanding of how to think effectively about the long term. ...
Gamifying the Stock Market to Teach Young Investors with Myles Gage
January 21, 2022 17:49 - 41 minutes - 38.3 MBOne of the issues with our current education system is that we aren’t teaching students about personal finance and investing. So how can we develop and improve financial literacy, especially among younger students? From learning how to invest, understanding the basics of the stock market, and how to effectively save money, it can be pretty overwhelming. My guest today is Myles Gage. He’s an entrepreneur who has been teaching his students about these topics for years. He’s one of the co-found...
A Compassionate Approach to Leadership with Wade Thomas
January 07, 2022 19:51 - 43 minutes - 40.4 MBWe’re all leaders. Even if you don’t own a business, many people lead families, Little League teams, volunteer organizations, and all sorts of other groups–and leadership has changed drastically in the last 40 years. Unfortunately, leadership isn’t something they teach in school, and the consequences are enormous. Today’s guest, Wade Thomas, has spent 20 years in the corporate world as the head of human resources for a large company–and he says 70% of American employees are unhappy in t...
The Secret to More Money, Less Risk, and a Better Life with Larry Kotlikoff
December 09, 2021 15:12 - 1 hour - 56.4 MBFew of us have ever experienced anything like the turmoil and upheaval of the last two years. We’re all feeling the impacts of longevity, inflation, taxes, and frustrating decisions by our government. This means it’s a great time to welcome today’s guest back to the podcast. Larry Kotlikoff brings 35 years of experience to our industry and on January 4th, he’ll be releasing Money Magic: An Economist’s Secrets to More Money, Less Risk, and a Better Life, where he digs deep into what people ...
Living the Half-Retire Lifestyle with Jim Muehlhausen
September 28, 2021 22:59 - 46 minutes - 42.8 MBAs business owners, your goal isn’t just to build wealth–it’s to find purpose and create a real legacy. However, so many entrepreneurs make the same mistakes, day in and day out, leaving them undervalued and stressed out–and these errors take a toll that gets worse with every passing year, especially as you head toward retirement. Author Jim Muehlhausen has learned this well. Over the course of over 11,000 coaching sessions with business owners, he’s come to understand not only the fatal e...
Retirement Plan Options for Small Business Owners with Brian Hartstein
September 02, 2021 15:59 - 31 minutes - 19.8 MBAt Bayntree, a lot of the small business owners and solo employers we work with start asking us one question as we get closer to the end of the year: what can I do to help save for retirement? There’s no right answer for everyone–in fact, it’s a bit of a mixed bag. There’s a lot of options, and you’ll need to talk to your advisor or CPA to come up with a plan that works well for you. Here to shed some light on this topic is my good friend and mentor, Brian Hartstein. Brian is t...
The Power of YouTube with Sagi Shilo
August 03, 2021 22:18 - 57 minutes - 52.9 MBWhether you’re an entrepreneur, a business owner, or a solopreneur, YouTube can be an invaluable resource. It’s the second most trafficked search engine in the world with over 2 billion users logging in each month. Its algorithm has the power to make and break careers–and in a number of unique ways, it can help you create a hugely memorable brand and reach customers. Sagi Shilo knows this well. In the last five years, he started Tech Gear Talk, where he’s amassed nearly 300,000 subscribers...
10 Things You Shouldn’t Do As You Plan for Retirement
June 11, 2021 11:58 - 25 minutes - 23.8 MBIf you’re getting close to 50, you’re well on your way to retirement. You’ve got situations to look at, several possible mistakes you’ve already made, and some time to solve them–but the longer you wait, the worse the damage might be. Though today’s episode was made with the Gen Xers in mind, there is plenty of advice that will work for those of you who are 45, 40, or even 35. It’s all about formulating a plan based on where you are in your life and your career, when you want to retire, a...
How to Avoid the Retirement Tax Time Bomb with Ed Slott
April 21, 2021 13:38 - 58 minutes - 54 MBA lot of people mistake “tax-deferred” for “tax-free.” This can be beneficial in the short term, but can ultimately leave you owing more on higher balances at higher rates. But what if, in some cases, the best course of action is to take advantage of the low tax rates available right now, so you can grow your money 100% for you - and not Uncle Sam - for the rest of your life? My guest, Ed Slott, makes the case for this in his new book, The New Retirement Savings Time Bomb: How to Take Fina...
Estate Planning Strategies to Secure Your Legacy with Kirsten Howe
April 03, 2021 14:43 - 54 minutes - 50.1 MBWe all talk about estate planning, and most of us think of it as something we’ll get to next year. Why? It’s simple: estate planning forces us to admit we’re not invincible. For so many of us, it takes a major milestone or a tragic event to get our ducks in a row, and that’s not a good way to plan, no matter how old you are or what stage of life you’re in. This is why I’m excited to introduce you to Kirsten Howe. Kirsten has spent over 20 years as an estate planning attorney. At her com...
Scale Your Business by Outsourcing Your Marketing
March 19, 2021 18:52 - 56 minutes - 51.8 MBWhether you’re a startup, a mature company, or a mom-and-pop, without the right marketing and messaging, you are destined to fail. Amanda Rabideau has spent her entire career helping businesses of all sizes avoid this fate. She’s the founder of Arch Collective, where she helps companies create marketing plans and strategies to reach their ideal clients. Today, Amanda joins the podcast to talk about the benefits of hiring a fractional CMO instead of an in-house specialist, how to get...
How To Get Out Of Your Timeshare with Allie Olson
February 26, 2021 21:42 - 44 minutes - 41.6 MBFor so many people, just hearing the word “timeshare” brings chills, angst, and anger to the surface. There are 10 million timeshare owners out there, and as many as 80 percent of them aren’t just unhappy with what they purchased - they don’t know how to get out of it. If you’re one of the many unsatisfied timeshare owners looking for an exit (or know someone with a timeshare horror story), today’s episode is for you. I’m talking to Allie Olson, the CEO of Give Up My Timeshare, where she ...
Essential Tips and Strategies for Your 401(k) with Brian Hartstein
February 19, 2021 22:00 - 35 minutes - 32.7 MBWhether you’re an individual working for a company or a business owner, you need to understand your 401(k). Along with Social Security, your savings, and a few other key assets, your 401(k) is probably going to be the single most important account you have. Today’s guest, Brian Hartstein, is the Director of Corporate Development here at Bayntree. For nearly 30 years, his passion has been retirement planning, and he has extensive experience answering all kinds of tough questions about 401(...
Improving Your Public Speaking Skills and Presentations with Terri Sjodin
December 23, 2020 18:17 - 53 minutes - 124 MBWhether you’re an executive speaking in front of your colleagues, an entrepreneur leading a sales presentation, or even just talking with your friends, at some point or another, you’re going to have to speak in public. If you’re like a lot of people, it might terrify you – and the COVID-19 pandemic requiring almost all of our meetings to be virtual probably hasn’t helped. Fortunately, there are self-proclaimed speech geeks like Terri Sjodin out there in the world to help us improve. Terri ...
The Power of Giving with Kris Putnam-Walkerly
December 11, 2020 13:51 - 55 minutes - 127 MBDo you want to give more, but feel like you need hundreds of millions of dollars to be a great philanthropist? Are you wondering how to be a more effective giver in your community and the world at large? Are you wondering how to teach the younger generation the value of giving? If so, today’s episode of the podcast is for you. On this Giving Tuesday, we’re doing a show all about philanthropy. Our guest, Kris Putnam-Walkerly, has spent over 20 years advising families, individuals, and ...
How to Get Financially Fit with Tracey Bissett
December 04, 2020 17:26 - 48 minutes - 45.3 MBNo matter who you are or where you grew up, there’s a pretty good chance that you didn’t learn enough about financial literacy in schools. Whether you own a business or you’re a young professional considering starting one, knowing how to avoid the mistakes that will haunt you for years to come is incredibly important in the early stages of running a successful business. My guest, Tracey Bissett, has spent much of her career helping people become financially fit, with a special focus on ent...
How You Can Support Local and Small Businesses with Thomas Barr
November 10, 2020 16:50 - 50 minutes - 47 MBMore than ever before, local businesses and small business owners need your support. If you’re a business owner, I’m sure you know this by now; if you’re a consumer, you’re probably wondering what you can do to help your community and stop big chains from taking over even more of the landscape. For the last 15 years, Thomas Barr has been helping communities answer these questions. Thomas is the executive director of Local First Arizona, an organization here in Phoenix that provides busines...
The Fundamentals of Saving For Retirement with Sarah Holden
October 29, 2020 21:59 - 52 minutes - 52.8 MBMost people are better at planning a vacation than they are planning for retirement. People think of it as something far off that they ignore for years or decades. They make major mistakes, choose products that don’t suit their needs or meet their goals, or fail to take advantage of the opportunities provided to them. Sarah Holden understands well why this happens. She worked at the Federal Reserve Board, where she analyzed the US retirement system and studied the retirement market. She n...
Are You In Your Retirement Red Zone?
October 21, 2020 15:49 - 16 minutes - 15.7 MBThe Retirement Red Zone is a critical point for those getting closer to retirement. Similar to the distance from the 20-yard line to the end zone in football, this is a place where it’s so important not to make mistakes. This phase is crucial to ensure that your retirement will be stable and you’ll have a chance to truly enjoy your “golden years,” no matter how much you’ve saved, accumulated, or stored. Without a game plan, it may all blow upon you. Today, we’re talking about the common...
How to Train Your Mind & Memory at Any Age with Chester Santos
September 18, 2020 19:19 - 52 minutes - 60.8 MBWe’ve all been there: you’re at a business conference or a dinner. You get introduced to a handful of people, you introduce yourself, you hear their names, and within two minutes, you completely forget all of them. One person who hasn’t had this problem for years is Chester Santos. Chester won the US Memory Championship over a decade ago and has spent the last 15 years training individuals, business owners, and executives how to use simple tips and strategies to remember names, informatio...
How to Lead Your Team Through Difficult Times with Gina Rainey
August 27, 2020 15:40 - 52 minutes - 49 MBTo say that we’re living in interesting and unpredictable times is an understatement. For business owners and leaders, this is especially true. However, no matter what industry you’re in, or what you do, there’s still no tool more powerful than a team that’s ahead of you and allows you to focus on your unique ability. They give us the power to grow our businesses without giving up even more of our time and to see our visions through. Gina Rainey understands this better than almost anyon...
What Gen Z Can Teach Us About Money
August 17, 2020 15:21 - 28 minutes - 26.4 MBWith schools, camps, and colleges either closed or reassessing the safety of operating as we navigate the COVID-19 pandemic, many of us have been spending more time with our kids than ever before. My 14-year-old daughter, Winter, has been helping me out at Bayntree, and has taught me a lot about TikTok, YouTube and how Gen Zers think about money along the way. Today, Winter joins the podcast to share what Gen Zers think about retirement, money, and what she’s doing (and what we’re doing) ...
How to Focus on Your Health in Difficult Times with Dr. Jen Hartstein
July 23, 2020 17:12 - 50 minutes - 46.3 MBLike never before in our lives, the COVID-19 pandemic has us facing the same challenges, no matter who we are or where we live. Virtually everything about how we live and work has been changed by the pandemic, and it can be harder than ever to feel like you have control over your life. For years, Dr. Jen Hartstein has been helping people get and stay on track. She’s a New York City based mental health specialist, a contributor to Yahoo News with past appearances on Today and Dr. Oz, and t...
Learn the Secrets to Maxing out Your Social Security with Larry Kotlikoff
June 26, 2020 20:35 - 46 minutes - 43.2 MBSocial Security is a massively important asset to build a comfortable retirement. You don’t want to outlive your money or your lifestyle, and it’s very possible to do both. The Social Security code is even longer than the tax code, there’s so much misinformation out there, and there are countless tricky situations you can end up in if you don’t position yourself correctly. This is why I’m thrilled to be speaking to Larry Kotlikoff. He’s the one person I look to on a daily basis when it com...
How the CARES Act will impact Business Owners and Employees with Liz Mason
April 14, 2020 21:46 - 47 minutes - 44.4 MBThe CARES Act has made massive, sweeping changes to our tax system and our business landscape. Whether you’re an entrepreneur, an employee, someone who was recently laid off, or a retiree, you probably have big questions about the programs available to you. How can you best use your money to get through this trying time, and how will you keep up with the constant influx of new information? To help you make sense of it all, I’m thrilled to bring my friend Liz Mason back to the podcast. She’...
How the Stimulus Plan will Affect Your Retirement Accounts with Ed Slott
March 27, 2020 20:53 - 25 minutes - 23.8 MBCongress just passed the biggest stimulus bill of our lifetime. The CARES ["Coronavirus Aid, Relief and Economic Security] Act is a massive bill of all bills, totaling in the trillions of dollars, and it’s going to have significant impacts on us as business owners and individuals as we work together to get through this tough time. Today, I want to address the big questions you may have about the bill: how will it affect your retirement, and what’s in there for you as an individual? To ...
What the SECURE Act Means for Business Owners and Employees with Brian Hartstein
March 10, 2020 20:27 - 24 minutes - 16.5 MBThe SECURE Act of 2020 made some of the biggest changes to retirement planning in the last decade. Business owners and employees alike have a number of options, opportunities, and potential issues to consider in the wake of these new rules and regulations, and great advice can be the difference between saving big and missing out. Joining me today to talk about these developments is Brian Hartstein. Brian is Bayntree Wealth Advisors’ Director of Corporate Development. He has over 30 years ...
The SECURE Act & It's Impact To You
March 10, 2020 20:09 - 10 minutes - 7.64 MBThis SECURE Act is the biggest change we’ve seen to retirement policy in the past decade. While many of these new rules and regulations are designed to help your retirement dollars grow a few more years and last you even longer, they almost all but guarantee that you’ll need to revisit your plan and make some changes in order to make the most of your money. In this short episode, I’m walking you through the SECURE act, why now is a great time to revisit your retirement and estate plans, a...
What the Grateful Dead can Teach us about Business with Brian Mohr
February 20, 2020 23:58 - 49 minutes - 46 MBThough many simply think of them as a jam band, the Grateful Dead are one of America’s longest-enduring, most unique, and best-performing businesses. Over the course of a career that has lasted over five decades, they have created a culture, a highly profitable business, and a mindset out of organized chaos. Furthermore, they have survived as a leaderless organization and cemented their legacy in the decades following the death of founding guitarist and effective bandleader Jerry Garcia in 1...
Everything You Need To Know About Cybersecurity with Steve Weisman
November 19, 2019 21:14 - 49 minutes - 30.8 MBThere are more scams, major cybersecurity incidents, and cases of identity theft happening now than ever before in history - and countless opportunities for you or your loved ones to be taken advantage of. Few people understand the ins and outs of these scams better than Steve Weisman. Steve is a highly respected cybersecurity expert who has built a career helping people protect themselves, both online and off, and is the author of The Identity Theft Alert, The Truth About Avoiding Scams,...
Top 10 Required Minimum Distributions (RMD) Mistakes to Avoid
November 19, 2019 20:57 - 12 minutes - 9.48 MBAs we approach the end of 2019, I wanted to take some time to talk about Required Minimum Distributions (RMDs). For those approaching the age of 70 ½, the government requires that you start taking out a portion of the money in your retirement accounts that you've been deferring for all these years. Understanding what’s required can get complicated - and a lot of times mistakes are made. So, today I’m going to walk you through the top 10 RMD mistakes, goofs, and blunders to avoid. #10: ...
Retirement Planning for Business Owners (and the People Who Work For Them) with Brian Hartstein
October 03, 2019 17:31 - 46 minutes - 27.2 MBNo client has ever said “I want to pay more in taxes.” However, many business owners make financial decisions that are effectively choosing to give more money to the government, especially when it comes to retirement planning. Few people understand this better than Brian Hartstein. Brian is the Director of Corporate Development here at Bayntree Wealth Advisors, and he brings more than twenty years of experience to the firm. His areas of focus include tax, business, and retirement planning ...