Your Money, Your Business, Your Life

Millennials

By the year 2025, 75% of our workforce will be millennials. The millennials outnumber even the baby boomers. They are also different than the boomers. As an employer or business owner, you need to understand the differences. The culture that worked in the past may not be the best fit for the new and upcoming workforce. Today, I’m talking about the changes employers may need to make. Right or wrong, they will need to be aware of what their employees want and create a culture that encourages...

Co-Chair of the Dwyer Group, Dina Dwyer Joins Sharon to Discuss the Values that Create Value

Dina Dwyer-Owens is the co-chairwoman of the Dwyer Group, a home services and franchise company that her father started. Dina has taken the business to over $1-billion in systemized sales and is inching towards 2-billion. The Dwyer Group supports brands like Glass Doctor, Molly Maid, Mr. Electric and more. Dina and the Dwyer Group were also featured on the television show “Undercover Boss” twice. Today, we discuss Dina’s Living R.I.C.H. concepts, how her father founded the business based o...

How to Find Investor Funding with Lauren Flanagan Part 1

When you’re just launching a new startup company, one of the first things many entrepreneurs begin to think about is how to find funding from investors and financial partners. But, the problem of getting a “yes” from investors often arises due to a few key components that entrepreneurs have mistakenly overlooked. My guest today is Lauren Flanagan, Founder and Managing Director of Belle Capital USA. She is also the CEO of a strategic advisory firm called SCIO Corp, a company that helps earl...

Creativity

When was the last time you allowed yourself to be creative? To use the power of your imagination and let your mind explore what could be possible in our world? How does creativity, imagination, and curiosity play a role in the development, growth, and success of our businesses? In this week’s episode, I’m talking about curiosity, creativity, and imagination, as well as something that we’ve all experienced at one point in our lives: conformity, comfort, complacency, crisis, and chaos. These...

How to Publish

It’s never been easier to publish a book than it is today. In the past, the primary way to get published was to find and pitch your book idea to a publishing house or start your own publishing company. Although publishing houses are still a viable option to get your book published today, the internet has made it incredibly easy to get published without the need of a major publisher assisting you. In this week’s episode, I’m going to share a few of the many ways you can publish your book id...

Storytelling

Being a good storyteller can significantly impact your business. Whether you are sharing how your business got started or explaining how something works, you often express your thoughts and ideas through telling your story. When it comes to telling your story, it’s important to keep in mind the medium you are using. Whether it’s writing a book, blog post, or article, or sharing your story with an audience through speaking engagements, presentations, or podcasts, knowing how to connect and in...

Write Your Book

Whether you’re selling a book, a product, or a service, the three-legged stool analogy applies. In a business sense, this means that one leg is the product or service you are selling; the second leg is your platform, and the third leg is you. On today’s episode, I want to share with you some of the top reasons why you should write a book and how the three-legged stool analogy applies to writing, publishing, and selling your book. I also want to explain how becoming an author can help you e...

Patents, Trademarks, Copyrights, and Protecting Your Brand with Michael Lechter

Michael Lechter and I have been married for 38 years. We have built global businesses together including the children's talking book company, the Rich Dad organization, and now the advice we are giving on Napoleon Hill. Michael is an attorney and an expert on intellectual property.  Today we talk about intellectual property and some of the misconceptions that people have. We talk about the difference between trademarks, patents, copyrights, and even trade secrets. He breaks down the variou...

Why Businesses Fail

Statistics show that 8 out of every 10 new businesses fail within the first 18 months, but no one ever talks about why so many new businesses fail so soon after they launch. To have a successful, thriving, sustainable business, you need more than just passion and talent. I’ve talked a lot about the power of association – the power of your network. What many new business owners do not realize is that as your business grows and evolves, so should your network and those you associate with. Be...

What a Woman Can Do! with Ali Brown

Have you ever looked at your career and thought to yourself: “This is not where I want to be; I have a greater purpose in life.” Many professional women come to a crossroad in their career where they feel trapped in their job, wanting to escape, and find their true purpose in life. My guest today is Ali Brown, dubbed the entrepreneurial guru for women by Business News Daily. Like many aspiring entrepreneurs, her story started in the business world – working for various companies but simply f...

The Power of Question

Have you ever had to make an important decision so you sit down with your pen and paper and write a list of pros and cons? When you’re making that list, you’re likely asking yourself dozens, if not hundreds, of questions – but are you asking yourself the right question? Creating a pros and cons list can sometimes be helpful, but what if your list of pros is just as long as your list of cons? What do you do, then? Fear is often the factor that stops potentially great entrepreneurs in thei...

What You Don't Know About Your Credit Score Could Hurt You with Phillip Lechter

Today with high interest rates and reduced credit limits, monitoring your credit score is vitally important. Your credit score fluctuates frequently. With every major purchase you make, every line of credit you apply for, it impacts your overall score. Anyone who has heard me speak at various events and conferences likely already know my story – how my passion and motivation to educate others about managing their finances really started and ignited after my son, Philip, went to Arizona Sta...

Essential Components of a Successful Business

What makes a company successful? How do you start a business from the ground up and grow it into a successful, sustainable business? What are the key components that you should implement in your business to ensure its future success? In last week’s episode of Your Money, Your Business, Your Life, we discussed why 8 out of every 10 businesses fail within the first 18 months of launching into their industry. Today on the show, I want to share with you some of the essential components that ma...

Leadership Qualities with Chris Cebollero

Chris Cebollero is a nationally recognized leader and a number 1 international best-selling author and advocate. He is the founder of Chris Cebollero and Associates, a consulting firm with over 100 years experience specializing in helping professionals in healthcare management, small business growth development, and leadership growth and development.   Chris joins me today to discuss the qualities a leader must possess in order to engage and motivate their team. He also explains the impo...

Creating Your Own, Personal Investment Plan with Robert Graham

Over the last several years, fear has largely dictated the economy instead of fundamentals. The uncertainty of where the market is heading has made it a scary time for many families and investors. Many people who thought they were on the right path to retirement have come to realize that, instead of retiring at 65 – they will need to work until they are 70 or older to achieve the goals they set. On today’s episode of Your Money, Your Business, Your Life, I am joined by the CEO of R.G. Capi...

Blood & Money

Mixing family issues with money issues and making it all flow smoothly isn’t always easy. The emotional aspects of each often co-mingle and blend, but having the ability to celebrate each win together – as a family – is an incredible feeling. I am incredibly honored to have my son, Phillip Lechter, as well as my husband, Michael, be a huge part of many of my businesses. And, today, Phillip joins me on the show to discuss our family business and how we – as a family – have overcome some of ...

Turning Your Passion in to a Money Making Business with Diane Kennedy

Diane Kennedy has been in the tax consulting industry for many years. She is a New York Times, Wall Street Journal, and Business Week bestselling author of 8 books and has helped me and many of my clients’ structure and plan their financial and tax strategy. Diane works as a CPA, tax strategist, business builder and investor, but more importantly – she is a financial educator. Diane joins me on the show today to share her tips and insight on how to turn your passion into a asset – a meanin...

One Big Life!

YMBL055 One Big Life!   One of the biggest challenges women entrepreneurs face as they build their businesses and strive to creating the “one big life” they deserve is battling the emotions of fear, self-doubt, and self-worth. Women often believe they are unworthy or incapable of achieving their dreams or strive for achieving a work-life balance they can be proud of.   On today’s episode, I’m discussing the importance of creating an environment of positivity, confidence, and support ...

Principles of Success - Outwitting the Six Ghosts of Fear

YMBL054 Principles of Success - Outwitting the Six Ghosts of Fear   Entrepreneurs are faced with a wide variety of challenges and obstacles. Sometimes, we allow ourselves to become overwhelmed in the emotional state that these obstacles create. One of the primary reasons why entrepreneurs stall when it comes to facing these obstacles and achieving success is fear. Fear can be a powerful motivator, stopping us in our tracks from achieving our goals or taking action toward our next level o...

Principles of Success - The Sixth Sense

YMBL053 Principles of Success - The Sixth Sense   As an entrepreneur, you’ve likely been told to follow your gut, your instincts, your hunches, or your intuition. To use your intuition to guide you to achieving your goals and success. Your “sixth sense” - those gut feelings you have in certain situations or around certain people - is often referred to as “The Temple of Wisdom.” According to Napoleon Hill, your sixth sense is a combination of the mental and spiritual realms.   On toda...

Principles of Success - The Brain

YMBL052 Principles of Success - The Brain   Have you ever wondered about the connection between our physical being and our cognitive thought process? As a functional organ, our brain is responsible for a variety of bodily functions and activities working correctly - including our emotional state and thought processes. Our experiences and the things we allow into our conscious and subconscious mind plays a significant role in how our brain interprets the world around us, helping us make d...

Principles of Success - The Subconscious Mind

YMBL051 Principles of Success - The Subconscious Mind   Your subconscious mind plays an important role in the way you react and respond to the challenges, obstacles, and events around you. To be a successful entrepreneur, it’s important to be in the right mindset so you can accomplish your goals, grow your business, and create the life you desire.   On today’s episode, I’m discussing how your subconscious mind impacts your thought process and the way you react to challenges and event...

Principles of Success - The Mystery of Sex Transmutation

YMBL050 Principles of Success - The Mystery of Sex Transmutation   Developing effective communication skills is critical to achieving your goals, advancing your career, and building a successful business. It plays a significant role in how we negotiate for the things we want and how others perceive us. Everyone has a feminine and masculine perspective of our personalities - and the way we use these perspectives in our lives, businesses, and careers impacts the way we communicate with oth...

Principles of Success - Power of the Mastermind

YMBL049 Principles of Success - Power of the Mastermind   Being an entrepreneurs can be lonely and trying to run your business on your own can be a shaky path to walk. To achieve success in your business or organization, collaboration and teamwork are crucial. One thing that is equally important, however, is finding a community of purpose-driven individuals you can connect with, gain inspiration and insight, ask questions, and seek support from during challenging or difficult situations....

Principles of Success - Persistence

YMBL048 Principles of Success – Persistence Ever entrepreneur faces challenges and obstacles that can set us back from achieving our goals, but one of the things that separates the highly successful leaders from the struggling entrepreneurs is what keeps us motivated during these times of difficulty. It’s how we overcome fears, doubts, and negativity to catapult our businesses that clears the path for our success. On today’s episode, I’m discussing the importance of staying persistent in...

Principles of Success - Decision

YMBL047 Principles of Success - Decision As entrepreneurs, we know that procrastination often inhibits our ability to achieve success. Sometimes, procrastination is appropriate - especially when you haven’t done your research or due diligence on an idea. But, lingering too long, overanalyzing, and refusing to make a decision or take action on an idea can often lead to missed opportunities. On today’s episode, I’m discussing the importance of being decisive and taking action to achieve yo...

Principles of Success - Organized-Planning

YMBL046 Principles of Success - Organized Planning If you want to create success in your business, you need to have a plan, work the plan, be able to revise the plan, then work the plan again. Part of working the plan, though, is having everyone on your team working in the same direction. This is where being organized in your planning process becomes critical. On today’s episode, I’m discussing the importance of creating an organized plan for your business. I’ll explain what an organized...

Mr. AWESOME! The Habitude Warrior Erik Swanson

In today’s business world, we hear a lot of talk about perseverance, trust, and transparency and why having these qualities as the core of your business model is critically important to your company’s success. Today on Your Money, Your Business, Your Life, Erik Swanson, a.k.a. Mr. Awesome and founder of The Habitude Warrior Conference joins me on the show to discuss his 5 Pillars of Success. These five pillars can be used to help you find success in any area of your life – from your business...

Principles of Success - Imagination

YMBL045 Principles of Success - Imagination Creativity, curiosity, and imagination are critical to the success of your business. Being curious enables you to look at the world around you through a different lens, ask questions others may not have asked, and gain insight on how you can make an impact. Being creative and using your imagination allows you to develop new innovations and ideas to help you achieve your goals, help others, and carve your own path to success. On today’s episode,...

Principles of Success - Specialized Knowledge

YMBL044 Principles of Success - Specialized Knowledge   When it comes to building trust and authority in your field, specialized knowledge gives you the opportunity to become an industry expert. According to Napoleon Hill, “knowledge has no value except that which can be gained from its application toward some worthy end.” As we age, things change and the things we thought we knew before often change with time as well.   On today’s episode, I’m discussing the fourth chapter of the bo...

Principles of Success - Autosuggestion

When you think of auto-suggestion, many people associate the term to hypnosis. However, auto-suggestion is a mechanism of how your brain deals with external factors that influence your subconscious. Continuing the theme from Napoleon Hill, auto-suggestion is the “voluntary feed on creative or destructive nature and ability to change our circumstances.” How often do we use negative thoughts and comments to create a whirlwind of self-doubt and lack of self-confidence?   Today, I’m discussi...

Principles of Success - Faith

YMBL042 Principles of Success - Faith   As a business owner, having faith is critically important to your overall success. In fact, it’s one of the Principles of Success in my book, Three Feet from Gold, as part of the success formula, but many people don’t realize why having faith is so important to your ability to succeed in business. Having faith in something means having a strong belief in something - including yourself.     On today’s episode, I’m going to share why having fait...

Principles of Success - Buring Desire

YMBL041 Principles of Success - Burning Desire The book Think and Grow Rich was originally published in 1937 by Napoleon Hill. Since then, it has sold millions of copies and has been recognized as a Top 10 Bestseller for entrepreneurs and business professionals. The book outlines and explains the 13 critical steps we need to take to achieve the success we desire in our personal and professional lives. It also dives deep into why overcoming fear is critical to achieving your goals and fulf...

Kids and Money with Angela Totman

Kids learn about money at a young age. What are some useful strategies to teach the children in your life about the relevance of earning wages and savings? Today, I’m talking with Angela Totman about the importance of making money and providing that message to your kids.   Angela explains the importance of starting with small allowance jobs, depending on the age, such as cleaning the pool, the yard, or babysitting. The crucial aspect of earning an allowance is teaching children to create...

Kids and Money with Angela Totman

Kids learn about money at a young age. What are some useful strategies to teach the children in your life about the relevance of earning wages and savings? Today, I’m talking with Angela Totman about the importance of making money and providing that message to your kids.   Angela explains the importance of starting with small allowance jobs, depending on the age, such as cleaning the pool, the yard, or babysitting. The crucial aspect of earning an allowance is teaching children to create...

Global Demographics

YMBL039 Global Demographics Many businesses and large organizations become frustrated with the millennials working within their company. Much of this frustration is often due to the fact that millennials tend to think differently than the older generations. According to a recent study, millennials will make up approximately 75% of the global workforce by 2025. So, in order for businesses and organizations to continue to grow and thrive in the ever-changing global demographics, they need to...

Think and Grow Rich with Don Green of the Napoleon Hill Foundation

YMBL037 Think and Grow Rich with Don Green of the Napoleon Hill Foundation Don Green is the CEO and Executive Director of the Napoleon Hill Foundation, a nonprofit organization dedicated to improving the world through educational publications. He has over 40 of experience in banking, finance, and entrepreneurship and is the author of Everything I Know About Success I Learned from Napoleon Hill. On today’s episode, Don shares how Napoleon Hill’s bestselling books such as Think and Grow Ri...

You Are the CEO of Your Life with Lisa Walker

YMBL038 You Are the CEO of Your Life with Lisa Walker Lisa Walker is a psychologist, executive coach, trainer, and public speaker with a unique focus on helping individuals overcome challenging obstacles throughout their lives, businesses, or careers. Growing up in a rural part of Jamaica as a young girl, Lisa has experienced significant challenges that have fueled her passion to help others overcome their personal and professional obstacles to achieve success. On today’s episode, Lisa s...

Do's and Don'ts of Successful People

YMBL036 Do’s and Don’ts of Successful People Have you ever wondered what successful, high performing entrepreneurs and business executives do to remain productive in their life, business, careers, and relationships? While there’s no “secret formula” to achieving success, reviewing other successful entrepreneurs and evaluating the habits and routines they have in place can help you discover things you need to change in your life so that you can achieve your goals and take your business to t...

Are You a H.E.N.R.Y.?

YMBL035 Are You a Henry? In 2003, Fortune Magazine coined the phrase, H.E.N.R.Y, a term that stands for High Earner, Not Rich Yet. H.E.N.R.Y’s are often referred to people who earn a substantial amount of money, but are not investing in their self-worth through assets. According to statistics, about 23-million Americans are earning between $100,000 and $250,000, but - despite their high income cashflow - they are not considered ‘rich’ yet. On today’s episode, I’m discussing the traits of...

Coach vs. Mentor with Angela Totman

YMBL034 Coach vs Mentor with Angela Totman Angela Totman is a Certified Personal and Family Finance Educator with over a decade of experience creating financial literacy programs and resources. She is a public speaker, financial coach, and the co-author of the college-level financial literacy curriculum, Your Financial Mastery. Additionally, Angela is a Master Mentor and coach in our Master Mentors Program and the Vice President and COO of Pay Your Family First where she is passionate abou...

Embracing Entrepreneurship as a Real Estate Professional with Michael Weinstein

Michael Weinstein is the host of one of the top business radio shows in Arizona. He has also been in the real estate industry since 2002, helping people buy and sell investment properties and primary residences. In addition to helping homeowners buy and sell their properties, he is also passionate about helping other real estate entrepreneurs build their businesses successfully through his coaching and training programs. Michael joins me today to share his insight and wisdom on why most of...

Moving from Expert to Authority in Your Field with Michael Weinstein

Today, people from all walks of life are starting new businesses and launching new products into the world. However, many of these new business owners do not realize the value of positioning themselves as the expert – the authority – in their field or know how to start this journey. With me this week is Michael Weinstein, talk show radio host, real estate trainer, coach, speaker, and the author of 21 Habits of the Highly Successful Real Estate Entrepreneur. He joins me to share his insigh...

Cash Flow Management Musts for Busineses

Poor cash flow management is one of the leading causes of many businesses failing today and with me in today’s episode of Your Money, Your Business, Your Life is Angela Totman. Angela is a Certified Personal and Family Finance Educator, speaker, and author with over a decade of experience helping people learn how to properly manage their money. I’ve known Angela for nearly 20 years and for about 15 years, she has worked as the COO at Pay Your Family First. She joins me today to discuss som...

Finding the RIGHT Funding Partners with Lauren Flanagan Part 2

Last week, I spoke with Lauren Flanagan, Founder and Managing Director of Belle Capital USA and CEO of SCIO – a strategic advisory firm helping early stage companies prepare to scale, raise capital, and achieve successful exits. Lauren shared valuable tips and strategies for entrepreneurs and small business owners to find investor funding and what you need to do to position yourself correctly before investors. This week, Lauren joins me on the show again to share her insight, tips, and ide...

Lighten Up! with Sandy Parker

Throughout our lives, we all experience good times and not-so-good times. The not-so-good times we often call “dark times.” Sandy Parker is a former advertising guru that has worked for many national magazine companies such as Southern Living, Vouge, and The Sporting News. She decided to leave her lucrative career to follow her dream of having a family and, ultimately, feeling fulfilled and “light” in her life, her business, and her career. Sandy formed the company, Lighten Up Global, to i...

Creating Your Own Path to Success with Joni Young

At the age of 10, Joni Young moved to California with her family from Taiwan.  As non-English speaking immigrants, Joni’s family struggled to make ends meet and create the life they wanted. Seeing her family struggling, Joni made the firm decision to figure out a way to contribute to her family’s financial stability by starting her own business. Her passion for creating her own path to success has evolved over the years – driving her to create several successful businesses throughout her l...

Fielding Your Dreams - with Denise Stillman

Denise Stillman is no stranger to career pivoting. Currently working as the President and CEO at Go the Distance Baseball, LLC, her career journey began with a background in Marketing and Strategic Planning – where she worked primarily in the public relations field for over 25 years. After deciding to start a family, she quickly realized that she would need to pivot her career to make more time to spend with her children, so she decided to go back to school to get her MBA to begin working in...

Providing for Your Family and Protecting Your Wishes

When you look at your family picture, do you feel confident knowing that you have provided and supported your family – your children – when you pass away? Do you need a trust for your child? Do you have a blended family and want all your children supported the same? Perhaps you have in-laws that you want to make sure are taken care of in their elder years. On today’s episode, I’m joined by my good friend Darra Randin. Darra is a State Attorney whose practice is primarily in estate planning...

When Life Surprises You with Keri Murphy