Your Financial Pharmacist
636 episodes - English - Latest episode: 7 days ago - ★★★★★ - 160 ratingsThe Your Financial Pharmacist Podcast is designed to empower pharmacy professionals to take control of their personal finances.
Disclaimer: The information on this website is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yourfinancialpharmacist.com/disclaimer
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Episodes
YFP 355: Preparing for New Practitioner Life: 5 Financial Moves to Make After Graduation
April 18, 2024 09:00 - 28 minutes - 32.9 MBYFP Co-Founder & CEO, Tim Ulbrich, PharmD shares five key elements for building a strong financial foundation after graduation. This episode is brought to you by YFP+. Summary On this episode sponsored by YFP+, host Tim Ulbrich outlines five key elements for building a strong financial foundation. Whether you are a pharmacy student looking ahead, a soon to be 2024 graduate, or a resident, fellow, or new practitioner trying to find solid financial footing, Tim shares what it means to b...
YFP Real Estate Investing 119: House Hacking with the House Hacking MD
April 13, 2024 09:00 - 44 minutes - 51.1 MBDr. Ayush Gupta, founder of MD House Hacking, shares his journey into real estate investing and how it has helped him pursue financial independence. Summary In this episode of the podcast, hosts Nate Hedrick and David Bright welcome Dr. Ayush Gupta, a pediatric emergency room physician and seasoned real estate investor and founder of MD House Hacking. After witnessing his colleagues lose their jobs and investments during the COVID-19 pandemic, Dr. Gupta felt prompted to explore other i...
YFP 354: From PharmD to Debt Free to FIRE with Derek Schwartz, PharmD
April 11, 2024 09:00 - 39 minutes - 45 MBDerek Schwartz, PharmD, returns to talk about his debt free journey and his path toward FI/RE: Financial Independence, Retire Early. Summary On this episode, we check back in with Derek Schwartz, PharmD, on his debt free to FIRE journey. Derek was an early guest on the podcast back in 2017 when he was working toward becoming debt free by ambitiously paying off $180,000 in student loan debt. Today, Derek returns to share a life update after successfully eliminating his student loan deb...
YFP 353: Avoiding the Trap of House Poor: Evaluating the True Costs of Home Ownership
April 04, 2024 09:00 - 39 minutes - 45.5 MBNate Hedrick, The Real Estate RPH, discusses how to avoid the trap of becoming house poor, the ever-lively debate of renting vs buying a home, the costs of buying a home, and how to determine how much house you can afford. Summary In this episode sponsored by Real Estate RPh, host Tim Ulbrich chats with pharmacist and real-estate agent Nate Hedrick, CEO and founder of Real Estate RPh all about the costs of home buying. Beyond the initial down payment and monthly mortgage payment, there a...
YFP 352: Pharmacy Innovators with Kelley Carlstrom, PharmD, BCOP
March 28, 2024 09:00 - 52 minutes - 59.7 MBIn another episode of the Pharmacy Innovator series, Dr. Kelley Carlstrom, CEO and founder of KelleyCPharmD, discusses entrepreneurship in oncology pharmacy. Summary On this episode, we have another segment of the YFP Podcast's Pharmacy Innovator series! Hosted by Corrie Sanders, PharmD, this series is tailored for pharmacists venturing into entrepreneurship, featuring stories and strategies for aspiring pharmacy entrepreneurs. This week, we delve into the dynamic world of entreprene...
YFP Real Estate Investing 118: Navigating the NAR News: Insights for Real Estate Investors
March 23, 2024 09:00 - 29 minutes - 33.2 MBHosts David and Nate break down the NAR settlement and what it means for the future of buying and selling homes. Summary On March 18, 2024, the National Association of Realtors (NAR) announced it had reached a $418 settlement in an antitrust lawsuit. NAR, which represents over one million Realtors, agreed to put in place a new set of rules, including changes to the typical 6% of the sale price paid by sellers toward a fee split between the buyer’s agent and seller’s agent. Hosts David ...
YFP 351: Legacy Planning 101: How to Build Your Legacy Folder and Why It's Important
March 21, 2024 09:00 - 18 minutes - 21.1 MBTim Ulbrich discusses the importance of creating a legacy folder to organize essential financial documents for access during emergencies and peace of mind. Summary In this episode, YFP Founder and CEO, Tim Ulbrich, delves into the critical aspect of establishing a "legacy folder" to efficiently organize essential financial documents and accounts. This folder serves as a vital resource in emergencies, streamlining access for loved ones and averting confusion or delays. Drawing from person...
YFP 350: Monetizing Your Clinical Expertise with Dr. Timothy Gauthier (YFP Classic)
March 15, 2024 18:50 - 34 minutes - 39.2 MBTim Gauthier, a pharmacist and entrepreneur of two learning platforms shares advice for pharmacists seeking to monetize their clinical expertise. This episode is sponsored by APhA. Summary This week on the YFP Podcast, YFP Co-Founder & CEO, Tim Ulbrich, PharmD, welcomes antimicrobial stewardship pharmacist and fellow pharmacy entrepreneur, Tim Gauthier. Tim is the creator of IDStewarship.com and LearnAntibiotics.com. During the show, Tim and Tim discuss the genesis for creating these t...
YFP Real Estate Investing 117: Navigating Liability: Growing Real Estate with Confidence
March 09, 2024 10:00 - 57 minutes - 65.7 MBAttorney Brian Boyd shares his passion for educating real estate investors on tax strategies and wealth creation through real estate. Summary On this episode of YFP Real Estate Investing Podcast, hosts Nate Hedrick and David Bright welcome special guest, attorney Brian Boyd. Brian, a passionate advocate for educating real estate investors on tax strategies and wealth creation through property investments, offers valuable insights on getting started, scaling up, and creating a lasting l...
YFP 349: Your Top 3 Questions Answered by a CERTIFIED FINANCIAL PLANNER™
March 07, 2024 10:00 - 38 minutes - 44.4 MBYFP’s Tim Baker addresses key questions from the community, covering retirement savings, cost of living, and the importance of the nest egg calculation. Summary On this week's episode of the YFP Podcast, host Tim Ulbrich is joined by YFP Co-Founder and Certified Financial Planner, Tim Baker, to dive into some of the most common questions from the YFP community. He covers topics ranging from debt repayment to investing and retirement planning in three key questions: How much do I need to...
YFP 348: 2024 Housing Market Trends, Buy Now vs. Wait, & Assumable Rate Mortgages with Tony Umholtz
February 29, 2024 10:00 - 30 minutes - 34.8 MBTony Umholtz of First Horizon shares insights on the real estate landscape for 2024. Sponsored by First Horizon. Summary In this week's podcast sponsored by First Horizon, we're joined by Tony Umholtz, a Mortgage Loan Officer from First Horizon, to delve into the housing market updates and trends for 2024. He shares insights on current rates, supply/demand dynamics, and the impact of projected Fed Rate cuts in 2024 on the market. The episode explores the pros and cons of buying a home no...
YFP 347: Redefining Retirement with Professor Emeritus David Zgarrick, Ph.D. (YFP Classic)
February 22, 2024 21:00 - 44 minutes - 51.4 MBDr. David Zgarrick, retired professor, redefines retirement after 30+ years in academia and shares insights on embracing a fulfilling post-pharmacy life. Summary This week on the YFP Podcast, we revisit a classic episode. On episode #291, YFP Co-Founder & CEO, Tim Ulbrich, PharmD, welcomed Dr. David Zgarrick, a Professor Emeritus of Northeastern University, to the show to discuss redefining retirement. Some highlights from the episode include Dr. Zgarrick sharing his views on his next ph...
YFP 346: Developing a Budget That Works…And You Don’t Hate
February 15, 2024 10:00 - 31 minutes - 35.5 MBTim Ulbrich shares the importance of setting a budget for achieving your financial goals and five steps to help you get started. Summary In this week's episode, we learn all about one of the key first steps to mastering your money: creating a budget. You’ll learn how to implement a budgeting system that not only works, but is also enjoyable. Tim Ulbrich, YFP Founder and CEO shares a practical five-step process to help you get started. A budget isn't a restrictive tool, but an important i...
YFP Real Estate Investing 116: Translating Pharmacist Skills to Real Estate Investing
February 10, 2024 10:00 - 32 minutes - 37.2 MBDavid and Nate welcome back Dylan Koch to the show to share how he went from a full-time career as a pharmacist to full-time career in real estate investing. Summary In this episode, David and Nate welcome back Dylan Koch, PharmD, RPh to the show to share how he went from a full-time career as a pharmacist to full-time career in real estate investing. Dylan shares that there are actually many skills from his training as a pharmacist that have helped shape his success in real estate in...
YFP 345: 7 Personal Finance Books to Read in 2024
February 08, 2024 10:00 - 24 minutes - 27.6 MBTim Ulbrich reviews seven impactful finance books he recommends for both seasoned investors and beginners to gain strategies and inspiration for success. Summary In this episode, Tim Ulbrich continues the discussion from Episode 341 on "5 Financial Moves to Make in 2024." The fifth "move" was about "setting a plan for your personal finance learning," and this week, Tim dives into seven personal finance books that have profoundly influenced his financial journey. With no particular orde...
YFP 344: Beyond the ER: The Entrepreneurial Journey of Dr. Jimmy Pruitt
February 01, 2024 10:00 - 42 minutes - 48.9 MBJimmy Pruitt, PharmD, Founder & CEO of Pharmacy & Acute Care University, shares insights on his entrepreneurial journey and the EMPower Rx Conference. Summary In this week's episode, join our conversation with Dr. Jimmy Pruitt, a Clinical Pharmacy Specialist in Emergency Medicine at Atrium Health. Dr. Pruitt wears multiple hats as the Founder & CEO of Pharmacy & Acute Care University and the brains behind the EMPowerRx Conference. Our conversation delves into his fascinating entrepreneur...
YFP 343: Getting Ready for Tax Season
January 25, 2024 10:00 - 33 minutes - 37.9 MBTim Ulbrich and Sean Richards, CPA, discuss the tax preparations listeners should be considering ahead of the 2023 filing. Summary In this episode, Tim Ulbrich and Director of YFP Tax, Sean Richards, CPA, discuss the tax preparations listeners should be considering ahead of tax season and the 2023 filing. Whether you DIY your taxes or work with a professional, there are documents that need to be on hand to file your taxes. Sean shares essential tax moves for the year, emphasizing the sig...
YFP Real Estate Investing 115: What is Real Estate Professional Status (REPS)?
January 20, 2024 10:00 - 34 minutes - 39.3 MBHosts Nate Hedrick and David Bright discuss the benefits of Real Estate Professional Status (REPS) - what it is and how you can use it for tax advantages. Summary In this episode, pharmacists and real estate investors Nate Hedrick and David Bright share insights into balancing pharmacy work with real estate investing. The podcast explores part-time pharmacy work and real estate strategies, emphasizing the benefits of Real Estate Professional Status (REPS) for tax advantages. How much tim...
YFP 342: YFP Podcast Replay - How Two Pharmacists Paid Off $250k of Student Loan Debt
January 18, 2024 10:00 - 31 minutes - 35.8 MBKristen & Nate Hedrick share their journey paying off $250k student loan debt from the motivation to the role of side hustles and real estate investing. Summary How do you go about aggressively paying off a $250,000 student loan debt without feeling overwhelmed? To help answer that question, YFP Co-Founder & CEO, Tim Ulbrich, PharmD, is joined by fellow pharmacists Nate Hedrick, PharmD, and Kristen Hedrick, PharmD, BCACP. The Hedricks tell us how they successfully paid off over $250,000 ...
YFP 341: 5 Financial Moves to Make in 2024
January 04, 2024 10:00 - 38 minutes - 44.6 MBTim Ulbrich, YFP CEO, shares 5 key moves for financial success, emphasizing automation, proactive tax planning, document organization, and continuous learning. Summary In the first episode of the New Year, YFP CEO and financial educator, Tim Ulbrich, unveils a financial roadmap for 2024, emphasizing five key moves for achieving financial success and living a rich life. Tim highlights the pivotal role of automation in financial planning, proactive tax planning, the importance of organizin...
YFP Real Estate Investing 114: Prediction Wrap Up and 2024 Strategy
December 30, 2023 10:00 - 35 minutes - 32.9 MBThis episode revisits our 2023 predictions! We also discuss property trends, interest rates, investor insights, realtors' role, and 2024 strategies. Episode Summary At the end of 2022, we published an episode on our 2023 predictions. During this episode, we discuss how the year has unfolded, all the contributing factors, and how they are likely to influence the year to come. Tune in to hear our insights on the changing motivations to purchase property, what we expect may unfold in terms ...
YFP 340: YFP Podcast Replay - How to Teach Your Kids About Money and Investing
December 28, 2023 10:00 - 45 minutes - 51.7 MBDylin Redling and Allison Tom discuss their journey to FIRE and their book for kids on investing and personal finance, sharing practical advice and tips. Summary On this episode Tim Ulbrich welcomes Dylin Redling and Allison Tom, creators of Retireby45.com and authors of two books, Start Your F.I.R.E. (Financial Independence Retire Early): A Modern Guide to Early Retirement and Investing for Kids: How to Save, Invest and Grow Money. Dylin and Allison achieved ‘financial independence reti...
YFP 339: YFP Podcast Replay - Why Negotiation is an Important Part of Your Financial Plan
December 21, 2023 10:00 - 48 minutes - 55.9 MBTim & Tim talk about negotiation, why it’s an important part of the financial plan, the goals of negotiation, and tips for conducting an effective negotiation. Summary Tim Baker joins Tim Ulbrich on this episode to dig into all things negotiation. Negotiation is the process of discovery and a way to advocate for yourself and what your needs are. Tim Baker explains that negotiation is an important part of your financial plan for many reasons. He explains that settling for a lower salary c...
YFP 338: Stepping Into Your Inner Radiance in 2024
December 14, 2023 10:00 - 44 minutes - 51.1 MBDr. Christina Fontana, creator of The Pharmacist Coach, shares her journey from pharmacy to entrepreneurship, healing from trauma, and setting goals. Summary In this episode of the YFP Podcast, we welcome Dr. Christina Fontana, PharmD, the visionary creator of The Pharmacist Coach. Dr. Fontana shares her inspiring journey from pharmacy to entrepreneurship, revealing the impact of her early experiences and the resilience that fueled her pursuit of a purpose-driven path. From navigating pe...
YFP Real Estate Investing 113: Short Term Rental Tax Loophole
December 09, 2023 10:00 - 35 minutes - 32.9 MBJoin us as we chat with CPA power duo, Amanda Han and Matt MacFarland from Keystone CPA, Inc. Dive into the tax implications of short-term rentals, explore the benefits of holiday homes, and learn key strategies for maximizing tax benefits in real estate investments. Plus, discover the importance of planning your taxes before year-end. Episode Summary In this episode, we explore vacation homes and what they could mean for you and your taxes. We decided to go all-in and dive into the tax ...
YFP 337: Key Real Estate Trends for Homebuyers in 2024 with Tony Umholtz
December 07, 2023 10:00 - 37 minutes - 34 MBJoin Tony Umholtz from First Horizon Bank as he forecasts 2024 housing market trends and offers expert insights. Sponsored by First Horizon Bank. Summary With inflationary pressures historically high and inventory tight, many people are feeling understandably nervous about the housing market as 2023 comes to a close. But what can homeowners and homebuyers expect in 2024? To help us answer this question, we are joined once again by Tony Umholtz, a mortgage loan officer with First Horizon ...
YFP 336: Rx Career Forecast: Analyzing Pharmacy Job Trends w/ Alex Barker of The Happy PharmD
November 30, 2023 10:00 - 58 minutes - 66.8 MBAlex Barker, CEO and Founder of The Happy PharmD returns to break down trends in the pharmacy job market. Summary In this episode, we welcome back Alex Barker, PharmD, Founder and CEO of The Happy PharmD. Alex shares an update on trends in the pharmacy job market, including his outlook on the trajectory of the profession, projecting into the landscape of 2024 and beyond. He shares his thoughts on the #pharmageddon movement, with recent walkouts and efforts to unionize making headlines. H...
YFP 335: Pharmacy Innovators w/ Dr. Adam Martin Hosted by Dr. Corrie Sanders
November 23, 2023 10:00 - 1 hour - 111 MBIn this Pharmacy Innovators episode, sponsored by First Horizon, Dr. Adam Martin joins Dr. Corrie Sanders to share keys to success and living at a high level. Summary On this episode in our Pharmacy Innovators series hosted by Corrie Sanders, PharmD, we get a masterclass from Tony Robbins coach Adam Martin, PharmD. You’ll want to get our your journal to write down the wisdom Adam shares. He dives deep into the keys of success and living life at a higher level, emphasizing the importa...
YFP Real Estate Investing 112: Getting Out of a Sour Investment
November 18, 2023 10:00 - 55 minutes - 63.7 MBExplore real estate investing highs and lows with Steven Nguyen as he shares about risk management and his experience investing in a mobile home park. Episode Summary In this episode of Your Financial Pharmacist Real Estate Investing Podcast, we explore the highs and lows of real estate investing with a seasoned expert. Our guest, Steven Nguyen, PharmD shares key strategies for navigating challenges, emphasizing the critical elements of risk management and scaling. He provides a firsthan...
YFP 334: Philanthropy Unveiled: Strategies for Effective Giving
November 16, 2023 10:00 - 41 minutes - 56.4 MBExplore philanthropic insights with Tom Dauber, Founder of Abundant Vision, covering donor considerations, impact assessment, and affluent traits. Summary Curious about donating to nonprofits and giving financial gifts in general? This week we welcome Tom Dauber, Founder of Abundant Vision Philanthropic Consulting. In our interview, Tom shares his knowledge gained from over two decades of involvement in fundraising initiatives and campaigns, offering valuable perspectives to consider whe...
YFP 333: Small Business Owner Tax Savings Checklist
November 09, 2023 10:00 - 50 minutes - 69.6 MBOn this episode, sponsored by First Horizon, YFP Director of Tax, Sean Richards CPA, EA, summarizes a tax checklist for small business owners. Summary Too many of us are caught in the trap of only looking at taxes during tax season. As a small business owner, missing the tax mark can have significant consequences in the form of surprise payments due, missed deductions and credits, and constantly wondering if there is something else you should be doing. So whether you are a seasoned bu...
Ask a YFP CFP #155: What are my options with a life insurance policy that I opened for my daughter?
November 06, 2023 10:00 - 8 minutes - 9.85 MBWelcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP®, RICP®, takes a question from an individual in the YFP Facebook Group. Mentioned During the Show YFP Facebook Group YFP Life Inusurance for Pharmacists: The Ultimate Guide Submit Your Question Have a question you would like us to feature on an upcoming episode? Send us an email at [email protected] or record your question at www.yourfinancialpharmacist....
YFP 332: Lan Ho Founder of Fat Miilk
November 02, 2023 11:19 - 46 minutes - 64.5 MBOn this episode, sponsored by Pyrls, Lan Ho, PharmD, Founder of Fat Miilk, shares her journey going from pharmacist to full-time entrepreneur featured on Gordon Ramsay’s Food Stars. Summary Joining us this week on the YFP Podcast is Lan Ho, PharmD, Founder of Fat Miilk Vietnamese Coffee Company based in Chicago, Illinois. Tune in as we dive into her career journey in pharmacy before she shares why she started Fat Miilk, what she learned after appearing on Gordon Ramsay’s Food Stars, the ...
YFP Real Estate Investing 111: Big Changes in House Hacking Investing
October 28, 2023 09:00 - 46 minutes - 53.1 MBLoan officer Jack Bowers (NMLS# 1957264) joins the show to talk about the evolving lending landscape and changes in house hacking investing. Episode Summary As we near the end of 2023 and anticipate 2024, the lending landscape is undergoing significant changes. Conventional mortgage underwriting guidelines are evolving, impacting down payments and cash-out refinance considerations, especially for owner-occupants in small multifamily houses. Today, we're joined by Jack Bowers (NMLS# 19572...
YFP 331: How One Couple Paid Off $208k of Student Loans
October 26, 2023 09:00 - 33 minutes - 30.4 MBOn this episode, Jackie Boyle, PharmD, MBA and Paul Boyle share their journey paying off $208k of student loans. Summary Debt can be an overwhelming weight on one's shoulders, but imagine paying off an astounding $208,000 of it! This week on the podcast, we are joined by the inspirational duo, Jackie and Paul Boyle. They recount their journey from being neck-deep in student loans to paying them off entirely. This episode delves into their personal and collective strategies, their highs ...
YFP 330: How One Physician Had $550k+ of Loans Forgiven via PSLF
October 19, 2023 09:00 - 30 minutes - 28 MBOn this episode, sponsored by FirstHorizon, Brenna Roth, MD, MPH, shares her journey having over $550k of student loans forgiven tax-free via PSLF. Summary Are student loan forgiveness programs a beacon of hope for graduates drowning in debt? Joining us this week is Brenna Roth, MD, MPH; a physician who achieved an incredible financial milestone - over $550,000 of student loans wiped clean through the Public Service Loan Forgiveness (PSLF) program. In our conversation, Brenna discusses h...
YFP 329: Medicare Selection & Optimization: Common Mistakes, Tips & Tricks
October 12, 2023 09:00 - 28 minutes - 26.4 MBOn this week’s podcast, sponsored by APhA, Certified Insurance Counselor, Insurance Agent, and Medicare Specialist, Josh Workman, joins the show to cover Medicare 101 and considerations for selecting your Medicare coverage plan. Summary Many people (including pharmacists!) aren’t fully informed about Medicare, the options they need to consider, and the pros and cons of each option. That’s why, in this week’s episode of the podcast, we brought on Certified Insurance Counselor, Insurance A...
YFP Real Estate Investing 110: Cash on Cash vs Return on Equity
October 07, 2023 09:00 - 31 minutes - 28.6 MBCo-hosts David and Nate take a look at how you can accurately calculate your cash-on-cash returns and returns on equity given the current market conditions. Episode Summary The global pandemic has led to massive shifts in the real estate investing market. So today, co-hosts David and Nate take a look at how you can accurately calculate your cash-on-cash returns and returns on equity given the current market conditions. After briefly talking through the common pains of evictions, they ass...
YFP 328: How to Navigate Open Enrollment & Employer Benefits
October 05, 2023 09:00 - 37 minutes - 42.7 MBTim Baker, CFP, RICP, RLP joins Tim Ulbrich, PharmD to discuss open enrollment & evaluating employer benefits. Summary This week on the podcast, Tim Ulbrich, PharmD sits down with YFP co-owner and Director of Financial Planning, Tim Baker, CFP, RICP, RLP to discuss open enrollment and the process of evaluating employer benefits. They discuss considerations for choosing a health insurance plan, how to determine whether or not your employer-provided life and disability insurance is suffici...
Ask a YFP CFP #154: Should I cash in my tIRA despite the 10% penalty?
October 02, 2023 09:00 - 12 minutes - 13.7 MBWelcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP®, RICP®, takes a question from an individual in the YFP Facebook Group. Submit Your Question: Have a question you would like us to feature on an upcoming episode? Send us an email at [email protected] or record your question at www.yourfinancialpharmacist.com/askyfp Your Financial Pharmacist Disclaimer and Disclosures: This podcast is intended for education...
YFP 327: Pharmacy Innovators with Dr. Natalie Park (Pharmesol)
September 28, 2023 09:00 - 40 minutes - 37.2 MBOn this segment of the Pharmacy Innovators, sponsored by Pyrls, Pharmesol co-founder & CEO Dr. Natalie Park joins host Dr. Corrie Sanders. Summary With the rise of AI and the increasing use of technology in our daily lives, there is an opportunity to improve the pharmacy world and patient care. On this segment of the Pharmacy Innovators sponsored by Pyrls, Dr. Natalie Park, Co-founder and CEO of Pharmesol, joins host Dr. Corrie Sanders, to discuss how Pharmesol leverages technology and A...
YFP 326: #PharmGradWishlist: Supporting Racially & Ethnically Minoritized Pharmacist Trainees
September 21, 2023 09:00 - 29 minutes - 40 MBDrs. Lindsey Childs-Kean and Britny Brown share their work with #PharmGradWishlist to support emerging racially and ethnically minoritized pharmacy trainees. Summary It is no secret that there are minorities underrepresented in pharmacy despite the evidence suggesting that racial concordance matters. Joining us today are two individuals, Lindsey Childs-Kean and Britny Brown, who are committed to improving representation by supporting emerging racially and ethnically minoritized pharmacy ...
YFP Real Estate Investing 109: How Two Pharmacists Pay No Income Tax through Real Estate
September 16, 2023 09:00 - 44 minutes - 40.7 MBPharmacist real-estate investors Julia & Brad Myers talk about what inspired their journey in real estate including the unique aspect of tax deductions and savings in the short-term rental market. About Today's Guest Julia Myers is a semi-retired pharmacy leader and public speaker on the topics of financial literacy and generational wealth. Julia received her Doctor of Pharmacy degree from the University of Wyoming School of Pharmacy and her Masters in Business Administration from the Un...
YFP 325: Retirement Roadblocks: Identifying and Managing 10 Common Risks (Part 2)
September 14, 2023 09:00 - 46 minutes - 42.9 MBYFP Co-Founder and CEO, Tim Ulbrich, PharmD and YFP Co-Founder and Director of Planning, Tim Baker, CFP®, RLP®, RICP®, wrap up a two-part series on 10 common retirement risks you should plan for. Mentioned on the Show: Free Download: Retirement Roadblocks: Identifying and Managing 10 Common Risks Guide YFP Planning: Fee-Only Financial Planning for Pharmacists YFP Disclaimer Tim Baker on LinkedIn Tim Ulbrich on LinkedIn
YFP 324: Retirement Roadblocks: Identifying and Managing 10 Common Risks (Part 1)
September 07, 2023 09:00 - 51 minutes - 47 MBYFP Co-Founder and CEO, Tim Ulbrich, PharmD and YFP Co-Founder and Director of Planning, Tim Baker, CFP®, RLP®, RICP®, kick off a two-part series on 10 common retirement risks you should plan for. Mentioned on the Show: Free Download: Retirement Roadblocks: Identifying and Managing 10 Common Risks Guide First Horizon Home Loan Social Security Administration Episode 291: Redefining Retirement with Professor Emeritus David Zgarrick, PhD Episode 294: 10 Common Social Security Mist...
Ask a YFP CFP #153: How long does it take for the loan balance to show as $0 with PSLF?
September 04, 2023 09:00 - 8 minutes - 9.57 MBWelcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP®, RICP®, takes a question from an individual in the YFP Facebook Group. Submit Your Question: Have a question you would like us to feature on an upcoming episode? Send us an email at [email protected] or record your question at www.yourfinancialpharmacist.com/askyfp Your Financial Pharmacist Disclaimer and Disclosures: This podcast is intended for education...
YFP 323: 5 Tips for Selling Your Home
August 31, 2023 09:00 - 35 minutes - 32.5 MBSummary Most of our real-estate episodes to date have covered the topic of buying a home, but today we’re putting ourselves in the shoes of the seller. If you think this episode isn’t for you because you’re only interested in buying a home, think again! Being able to see things from a seller’s perspective will add huge value to your home-buying journey. Today’s guest is Nate Hedrick, a pharmacist, and the founder of Real Estate RPH. It’s a seller's market at the moment and he is here to sh...
YFP Real Estate Investing 108: Quick Decisions: Confidence, Not Recklessness
August 26, 2023 09:00 - 35 minutes - 32.1 MBSummary Many pharmacists are detail-oriented, methodical, and risk-averse, so moving quickly isn’t generally one of our strong suits. However, being able to think fast and act fast (though not recklessly) are essential in today’s real estate market. So, in this episode, we share three strategies that will help you build confidence in your decision-making so that when a good deal comes around, you are ready to take the plunge! Tune in today to hear about the importance of being very clear o...
YFP 322: Checklist for First-Time Homebuyers
August 24, 2023 09:00 - 40 minutes - 37.5 MBSummary If you’re a first-time home buyer, this episode is for you! This week’s episode, sponsored by FirstHorizon, features Tony Umholtz, a mortgage loan officer at First Horizon Bank with over 20 years of experience in the industry, and he is here to share important factors that you should be taking into consideration before purchasing your first property. By the end of the episode, you will understand how banks decide whether or not to approve a mortgage application, the pros and cons o...
YFP 321: Navigating Financial Conversations with Aging Parents
August 17, 2023 09:00 - 32 minutes - 30.2 MBSummary Money talk isn’t always easy to initiate, but in some cases it’s essential. Today, we are joined by award-winning journalist and author of Mom and Dad, We Need to Talk, Cameron Huddleston, to discuss the often-overlooked topic of navigating financial conversations and decisions with aging parents. Cameron shares key insights into why these discussions are crucial, how to approach them with love and respect, and practical strategies to initiate meaningful dialogues. We discover the ...