How to get your credit in tip top shape. What to expect when hiring a company to repair your credit. The Real Credit Queen takes a deep dive into areas to which you should be privy if you are serious about repairing your credit.


Understanding the Credit Score System

Length of Credit History
Debt to Credit Ratio
Payment History
Address History
Multiple Names
New Credit
Types of Credit
Any Credit closed over 90 day period


Credit Bureaus


Monitoring


Identity Theft


Collections & Legal Judgements


Statute of Limitations


Types of Collections


Credit Card companies and late payments


Mortgage Late