Your Credit Today artwork

Your Credit Today

108 episodes - English - Latest episode: 4 months ago - ★★★★★ - 27 ratings

Angela Setters Bessard, the founder and CEO of Conquer Credit Management, Inc., is known as a pioneer in the credit industry. With a passion to help people understand how to leverage their credit as a tool to create wealth and attain financial stability, Angela has continued to educate consumers and change lives daily for more than three decades. Conquer Credit Management, Inc. works solely with referrals and trusted advisors and has long been a prominent credit management agency in the financial industry, consulting one-on-one to consumers including professional athletes, celebrities and high performing executives.

Hosted on Acast. See acast.com/privacy for more information.

Business credit creditscores businesscredit entrepreneur creditreport
Homepage Apple Podcasts Google Podcasts Overcast Castro Pocket Casts RSS feed

Episodes

Becoming an Authorized User

January 01, 2024 16:00 - 15 minutes - 14.5 MB

Becoming an authorized user or actually allowing someone to be an authorized user on your credit card can really help in a pinch. Listen and learn the quick tips that you need to know so that you can make the right decision to either add someone to your credit card or be added to someone's card. You need to know the facts so that you do not make a big credit score mistake! Hosted on Acast. See acast.com/privacy for more information.

To Debt Or Not

November 18, 2022 08:00 - 18 minutes - 20.8 MB

In this episode The Real Credit Queen, Anglea talks about unleashing habits that will help you be a better person overall as it pertains to your money and how that flows in your life. As we go into the holidays, it's really important to have a plan so that we don't get in debt. Too many times people that don't plan for the holidays get in super.debt and it's all because they wanna have these lavish gifts that they're giving to their kids or they're giving to their family, and although I comp...

Fighting for the Little Guy with Jacob Hippensteel

November 11, 2022 11:00 - 39 minutes - 36.2 MB

Angela sits down with Jacob Hipensteel to discuss the credit system, errors in reporting and how to resolve issues. Jacob is a consumer attorney licensed in Arizona. He's a partner and the director of litigation at McCarthy Law PC a national law firm that focuses on fighting. For the little guy, McCarthy Law fights for justice by suing banks, debt creditors, and collectors and credit reporting agencies for violations of consumer protection laws. What You Will Hear: What inspired Jacob to ...

Fighting For the Little Guy with Jacob Hippensteel

November 11, 2022 10:00 - 39 minutes - 36.2 MB

Angela sits down with Jacob Hipensteel to discuss the credit system, errors in reporting and how to resolve issues. Jacob is a consumer attorney licensed in Arizona. He's a partner and the director of litigation at McCarthy Law PC a national law firm that focuses on fighting. For the little guy, McCarthy Law fights for justice by suing banks, debt creditors, and collectors and credit reporting agencies for violations of consumer protection laws. What You Will Hear: What inspired Jacob to ...

The Power of Credit with Sheishope.org founder Tisha Janigian

November 04, 2022 10:00 - 20 minutes - 19.2 MB

Special guest Tisha Janigian is a single mother of two teenage boys and the president and founder of nonprofit She is Hope LA. The mission is to educate and empower single mothers starting over in the workplace and to provide affordable transitional housing and childcare. The She Is Hope Realty Boutique just opened at the end of October in Encino and all proceeds go back to the nonprofit. Go to Tisha and her team because it goes for a fantastic cause. Notes: Single mothers a hand up inst...

The New Mind of Money & Credit Part 2

October 07, 2022 12:00 - 35 minutes - 32.7 MB

Last show we talked about the big picture of how to get organized in a way that helps you keep the right mindset about spending and using credit cards. This week let’s dive deep into that conversation and unpack the why behind our decisions with money and debt. I get questions all the time from people on how to get points to travel for free and the answer is you have to spend money! We live in a society of social media that makes things look easy, the age of desire from what we see can make ...

The New Mind of Money & Credit

September 30, 2022 12:00 - 18 minutes - 16.8 MB

Angela guides you through the steps, tools, systems and implementation of a money management plan.  . What You Will Hear: Credit Cards Making a plan step by step process Simplifying your systems Apps, online and easy access spending Real money conversations with your kids Tools needed to maintain good credit Credit cards and spending limits Taking control and preparing for the future Quotes: “If you’re not managing your spending it’s really easy to overspend and not know that you’...

True Value with Owen Beiny

September 23, 2022 12:00 - 34 minutes - 32 MB

Owen Beiny (@thepointspartner), better known as The Points Partner is a former CEO that has spent the last 20 years traveling around the world for free by using credit card points, air miles, upgrades and benefits. Owen joins Angela to talk about maximizing credit card benefits and what are the best credit cards to have. Best advice received  Value vs. money Financial literacy and lack thereof Ownes financial education The evolution of credit cards The importance of knowing the benefit...

The Advantage of Financial Literacy with Marlo Nicole

September 09, 2022 12:00 - 26 minutes - 48 MB

Angela chats with bada-ass Marlo Nicole about her wit grit and steadfast hunger. Marlo is a wine enthusiast, cannabis expert hospitality, founder, all around financial genius. When we speak about women and money, it's not just some clickety word real. For many years, women have been evolving in spaces one would never think of them to enter. And Marlo has done just that. She is a bad-ass we'll talk all about her wit grit and steadfast hunger. What You Will Hear: What inspired Marlo take on...

Creating a Credit Plan Pt 2

June 24, 2022 12:00 - 33 minutes - 30.3 MB

Angela invites guest Ralph Bessard to join the conversation on the importance of having a credit plan. Hosted on Acast. See acast.com/privacy for more information.

Creating a Credit Plan pt. 1

May 13, 2022 12:00 - 11 minutes - 10.5 MB

In this episode Angela talks about the importance of creating a credit plan.  Listen in to learn the do’s and don’t’s of  creating your credit plan. What You Will Hear: Overview of credit plan. Credit cards. The impact of interest. Credit stacking. Consumer credit vs. business credit. Thinking outside of the box. Starting a plan of action. Quotes: “People only think about what’s in front of them.” “If you buy and hold property, you will absolutely have a return.” “What I want to ...

The Gift of Financial Literacy with Rodney Barnes

May 06, 2022 12:00 - 31 minutes - 28.9 MB

When God gives you a gift you run with it like the wind and Rodney Barnes has truly tapped the sun when we talk about creative writing and producing.  He writes funny, serious, fantasy, and comics for all ages.  He is a super giver, a dad and entrepreneur, funny as heck, super connected and one of the kindest humans.  His class, kindness and never quit attitude are admirable.  He is sharp, a game-changer in the screenwriters world and the true meaning of a conqueror and friend.  Rodney is an...

All About Title

April 29, 2022 12:00 - 35 minutes - 32.2 MB

Angela welcomes title expert Kelly Corona.

All About Title with Kelly Corona

April 29, 2022 12:00 - 35 minutes - 32.2 MB

Angela welcomes title expert Kelly Corona. Hosted on Acast. See acast.com/privacy for more information.

Cable Bills: Don’t End Up In Collections

April 22, 2022 12:00 - 17 minutes - 16.1 MB

In this episode Angela explains everything you need to know about handling your cable bills when moving and how they can affect your credit.   What You Will Hear: Reporting public utilities on your credit report. Instructions on how to handle moving. Returning equipment. Old equipment and upgraded equipment. Owning multi unit real estate. The ending bill. Collection companies. Mid-west companies. Quotes: “Nobody actually buys their cable equipment.” “In all situations you need to ...

Understanding and Capturing Value with Troy Carter

April 15, 2022 09:30 - 46 minutes - 42.8 MB

Troy Carter has managed the careers of some of the world's icons all the while being the best dad, husband leader and friend to so many.  Opening his home and heart for great causes to help heal our nation and of course, his big passion, changing the way digital music expands.  His class, experience and true grit are admirable. Troy is quick, sharp, a game changer and the true meaning of a conqueror and friend. Troy is the founder and CEO of Q&A, a technology and media company focused on pow...

Building Generational Wealth with Adrienne Houghton

April 08, 2022 13:37 - 20 minutes - 19.1 MB

Adrienne Ballion Houghton is a daytime Emmy award-winning television host, acclaimed pop vocalist, lifestyle personality, producer, and founder of the faith-based jewelry brand and luxury fashion label La Voute.  Houghton co-hosts The Real, a one-hour daily talk show on Fox television stations that premiered in 2013 and made Houghton the first Latina daytime talk show host on English language television.  Throughout its 8 seasons, Houghton has offered the show’s engaged audience fresh points...

073 I did but now I don't - Did you marry someone's past credit history or divorce their bad habits and forget to check in?

March 08, 2021 13:00 - 16 minutes - 37.9 MB

Marriage and Divorce - We never plan for divorce but we make a whole lot of wedding plans but no financial or credit plans. Some think its crazy to ask someone what their credit score is but honey, its crazy if you don't. Your future depends on details, make them before marriage and divorce, you'll be happily ever after either way! Hosted on Acast. See acast.com/privacy for more information.

072 Dude where's my car? Bumper to Bumper info on how buying or leasing a car details are important!

March 01, 2021 13:00 - 24 minutes - 55.3 MB

Sometimes we are too excited about the new car we forget the details of closing out the old one, take care of your business dude! Hosted on Acast. See acast.com/privacy for more information.

071 Can An Old Collection Hurt Me?

January 18, 2021 18:00 - 15 minutes - 36.4 MB

The business of collections and the industry is worth over $12 billion a year. Collection agencies work hard to recover unpaid debts and make it a practice to confuse the consumer in many different ways.  Being informed and armed with the right information will help you navigate these issues and more when dealing with an old or current collection account. Hosted on Acast. See acast.com/privacy for more information.

070 Life Hacks #2 with my Kids

January 11, 2021 17:00 - 26 minutes - 60.7 MB

The Real Credit Queen continues her talk with her kids or young adults really, ages 23, 24 and 25 about the essentials of having a plan and working it to find success.  Having a plan around your money and ideas is super important so listen in and spend time with your loved ones talking about their future! Hosted on Acast. See acast.com/privacy for more information.

069 The Real Credit Queen talks to her babies

January 04, 2021 18:00 - 31 minutes - 72 MB

Kids and their Life Hacks #1 They say we should teach our kids, but how can we in a busy world with so many things to do.  I’ll tell you how! Schedule it! If you don’t schedule time to talk to your kids about training them up in the way they should go in the world someone else will, and it may not be the influencer you were thinking.  Our kids no matter how old they are need us to train them, mentor them and love them into positions of greatness especially when it comes to living life in th...

068 Dear Credit Queen

November 30, 2020 16:00 - 32 minutes - 73.7 MB

The Credit Queen answers important questions from those that are struggling to find answers to their current credit predicament. Hosted on Acast. See acast.com/privacy for more information.

067 I have a collection now what?

November 09, 2020 20:00 - 35 minutes - 81.8 MB

Angela and Samantha talk about how Collections can be avoided if you monitor your credit but even then collections happen.  Learn the tips and information need to combat the collection agencies and equip yourself with the knowledge to win and take action when it comes to navigating the collection world. Hosted on Acast. See acast.com/privacy for more information.

066 Why Monitoring Your Credit Rocks!

November 02, 2020 16:00 - 24 minutes - 55.3 MB

Angela will teach listeners the important tricks, trends and alerts about the monitoring process and how to pay attention when it matters most! Episode Outline: Monitoring your credit is a sure way to catch fraud and identity theft and protect your valuable asset! But what about the importance of managing your score and learning how your credit and score can stay bankable, learning the trends of your creditors and ultimately feeling good about knowing what to expect when you make your next ...

065 The Deferment Aftermath w special guest Sam Headlee

October 19, 2020 19:00 - 18 minutes - 41.5 MB

The Real Credit Queen and special guest Sam Headlee go though examples of clients who are dealing with unexpected issues related to their payments and credit.  Episode Outline: At the beginning of the stay at home order, many customers were looking for options to extend payments and reserve their cash for emergencies since they had lost jobs, contracts and business.  Many entered into different options to defer payments.  We discover and discuss just what those options were and what is happ...

064 Medical Collections and What You Should Know

October 12, 2020 16:00 - 25 minutes - 58.6 MB

You can avoid medical collections ending up on your credit report by negotiation ahead of time. Learn how to manage and navigate medical debt for success and saving your credit score! What you will hear in this episode 1. When I am checking out of the doctors office or hospital 2. Do I understand my part to pay and my insurance 3. Understanding Cash Price versus insurance price 4. Setting up a payment plan in writing Hosted on Acast. See acast.com/privacy for more information.

063 The Importance of Paying Attention to your Statements #2 with Sam Headlee

October 05, 2020 19:00 - 33 minutes - 75.6 MB

In this episode the Real Credit Queen more statements types line by line. Hosted on Acast. See acast.com/privacy for more information.

062 The Importance of Paying Attention to your Statements #1

September 28, 2020 19:00 - 30 minutes - 69.9 MB

In this episode the Real Credit Queen explains mortgage and billing statements line by line.  Hosted on Acast. See acast.com/privacy for more information.

061 Things you need to know about leasing or buying a car

September 21, 2020 19:00 - 19 minutes - 45.7 MB

The Real Credit Queen outlines the details you should know before you lease or purchase your next car. Hosted on Acast. See acast.com/privacy for more information.

060 How to increase your credit score in no less than 60 days.

September 14, 2020 19:00 - 15 minutes - 34.9 MB

The Real Credit Queen talks about ways to take advantage of the credit system and increase your credit score in less than 60 days. Hosted on Acast. See acast.com/privacy for more information.

059 The Real Credit Queen speaks with her protege Sam Headlee

September 07, 2020 20:00 - 35 minutes - 80.8 MB

The Real Credit Queen and her protege Sam Headlee talk about current market scenarios that can adversely effect your credit report and limit your ability to leverage your credit.

The Real Credit Queen speaks with her protege Sam Headlee

September 07, 2020 19:00 - 35 minutes - 80.8 MB

The Real Credit Queen and her protege Sam Headlee talk about current market scenarios that can adversely effect your credit report and limit your ability to leverage your credit. Hosted on Acast. See acast.com/privacy for more information.

059 How to increase your credit score in no less than 60 days.

September 07, 2020 15:00 - 35 minutes - 80.8 MB

The Real Credit Queen talks with Sam Headlee about ways to take advantage of the credit system and increase your credit score in less than 60 days.

058 Angela talks to Lisa Bruno with Bruno and Patterson CPA

August 31, 2020 20:00 - 28 minutes - 65.1 MB

Angela talks about tax planning and life and leadership with Lisa Bruno from Bruno and Patterson Bruno and Patterson CPA https://www.bestcpaservices.com/ [email protected] 877-998-1040

Angela talks to Lisa Bruno with Bruno and Patterson CPA

August 31, 2020 19:00 - 28 minutes - 65.1 MB

Angela talks about tax planning and life and leadership with Lisa Bruno from Bruno and Patterson Bruno and Patterson CPA https://www.bestcpaservices.com/ [email protected] 877-998-1040 Hosted on Acast. See acast.com/privacy for more information.

057 Angela discusses Real Credit Restoration Coaching Ep. 1

August 24, 2020 20:00 - 34 minutes - 78.2 MB

How to get your credit in tip top shape. What to expect when hiring a company to repair your credit. The Real Credit Queen takes a deep dive into areas to which you should be privy if you are serious about repairing your credit. Understanding the Credit Score System Length of Credit History Debt to Credit Ratio Payment History Address History Multiple Names New Credit Types of Credit Any Credit closed over 90 day period Credit Bureaus Monitoring Identity Theft Collections & Lega...

Angela discusses Real Credit Restoration Coaching Ep. 1

August 24, 2020 19:00 - 34 minutes - 78.2 MB

How to get your credit in tip top shape. What to expect when hiring a company to repair your credit. The Real Credit Queen takes a deep dive into areas to which you should be privy if you are serious about repairing your credit. Understanding the Credit Score System Length of Credit History Debt to Credit Ratio Payment History Address History Multiple Names New Credit Types of Credit Any Credit closed over 90 day period Credit Bureaus Monitoring Identity Theft Collections & Lega...

056 Angela talks with I AM Music Group about life and business

August 17, 2020 20:00 - 40 minutes - 91.9 MB

Taking a moment to share my interview with I AM Music Group.  I AM Music Group is the  company I use to record, produce and distribute my podcast.  In this interview you will gain more insight into my life as the CEO of Conquer Credit Management and you'll find out what inspires me to lead in areas of credit and finance for over 30 years.  

Angela talks with I AM Music Group about life and business

August 17, 2020 19:00 - 40 minutes - 91.9 MB

Taking a moment to share my interview with I AM Music Group.  I AM Music Group is the  company I use to record, produce and distribute my podcast.  In this interview you will gain more insight into my life as the CEO of Conquer Credit Management and you'll find out what inspires me to lead in areas of credit and finance for over 30 years.   Hosted on Acast. See acast.com/privacy for more information.

057 Angela talks with AnGele Cade, CEO of Exec On The Go, about current small business market conditions

August 03, 2020 20:00 - 46 minutes - 106 MB

Angele Cade, CEO of Exec on the go discusses growing your small business in the current market conditions with Angela. AnGèle Cade Exec On the Go https://execonthego.com/

Angela talks with AnGele Cade, CEO of Exec On The Go, about current small business market conditions

August 03, 2020 19:00 - 46 minutes - 106 MB

Angele Cade, CEO of Exec on the go discusses growing your small business in the current market conditions with Angela. AnGèle Cade Exec On the Go https://execonthego.com/ Hosted on Acast. See acast.com/privacy for more information.

055 Christen Berman shares with The Real Credit Queen why insurance is an investment.

July 20, 2020 19:00 - 27 minutes - 63 MB

The Real Credit Queen sits down with Christen Berman of Wealth Cornerstones to discuss why insurance should be seen as an investment. Christen Berman | Wealth Cornerstones http://www.wealthcornerstones.net | [email protected] | 805-342-0711 Hosted on Acast. See acast.com/privacy for more information.

054 Quarantine Questions Ep. 2

July 13, 2020 19:00 - 19 minutes - 45.3 MB

Angela takes time out to answer letters from past and new clients. Hosted on Acast. See acast.com/privacy for more information.

053 Quarantine Questions Ep. 1

July 06, 2020 19:00 - 29 minutes - 66.7 MB

Angela takes time out to answer letters from past and new clients.  Hosted on Acast. See acast.com/privacy for more information.

052 Samantha Headlee Operations Manager of Conquer Credit tells Angela all about the student loan world!

May 25, 2020 19:00 - 42 minutes - 97 MB

Put on your seat belt. Grab a pen and pad.  Samantha dives deep into the world of student loans and provides a wealth of information for those who are considering or already have existing student loans, Hosted on Acast. See acast.com/privacy for more information.

051 Dynamic duo’s Ralph and Angela Bessard talk about marriage and business life

May 18, 2020 19:00 - 35 minutes - 82.3 MB

Dynamic duo’s Ralph and Angela Bessard talk about marriage and business life Hosted on Acast. See acast.com/privacy for more information.

050 Angela talks with super entertainment business management couple Amir & Pam Malek

May 11, 2020 20:00 - 37 minutes - 86.5 MB

Looking into the world of Entertainment with business management couple Amir & Pam Malek.

050 Angela talks with super entertainment business management couple Amir & Pam Malek

May 11, 2020 19:00 - 37 minutes - 86.5 MB

Looking into the world of Entertainment with business management couple Amir & Pam Malek. Hosted on Acast. See acast.com/privacy for more information.

049 Quick-tips, Reading the Fine Print during Covid 19 #4

May 07, 2020 02:11 - 10 minutes - 23 MB

Did you apply for a PPP loan? Did you sign the PPP loan contract? Have you received funds for you PPP loan? Did you ask for a forbearance on your mortgage? Quick tips regarding recent findings with some of Angela's clients. Hosted on Acast. See acast.com/privacy for more information.