Winning To Wealth artwork

Winning To Wealth

135 episodes - English - Latest episode: over 2 years ago - ★★★★★ - 44 ratings

The Winning To Wealth Podcast is dedicated to helping you manage your family's money with confidence.

This weekly show hosted by Michael Lacy features interviews with regular, everyday people who have reached amazing money milestones such as debt freedom, early retirement, becoming successful entrepreneurs, and more.

These interviews highlight the many different ways your family can start building wealth for the future.

Investing Business Education Self-Improvement budgeting debtfreescream howtoinvest marriage millionairethemehour money parenting payingoffdebt realestateinvesting sidehustle
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Episodes

How I Make $10k Per Month In 10 Hours Per Week

August 13, 2021 01:25 - 31 minutes - 29 MB

In this episode, I share some behind the scenes about my local cleaning business that consistently brings in $10,000 per month.

Our Road Trip Was Great...Until It Wasn't

August 05, 2021 21:30 - 24 minutes - 22.4 MB

In this episode I talk about our 2-week road trip- the highs and the lows. I wrap things up by sharing the direction of the show as we near the end of Season 2.

A Short Talk About Privilege & Money

July 15, 2021 10:38 - 17 minutes - 16.3 MB

In this episode, I talk through privilege and give some examples from my own story that you may not have heard before.

What Are Index Funds? And How Do They Work?

July 08, 2021 06:14 - 12 minutes - 11.2 MB

In this replay of an older episode, I explain the ins and outs of investing in index funds.

We Had A Money Fight...

July 01, 2021 06:45 - 17 minutes - 15.7 MB

On this episode, I talk about a money fight my wife and I had and how you can start to end any money fights in your own marriage.

I Really Let My Family Down With This Choice...

June 24, 2021 22:23 - 24 minutes - 22 MB

Season 2 Episode 2: I really let my family down with a choice I'd been making over the last few years. Tune in to this week's episode to learn more.

I'm baaack....in consumer debt. And we left the FIRE Movement

June 17, 2021 10:00 - 24 minutes - 22.6 MB

After over 6 months I'm back with a solo episode to share how and why my family went back into debt. I also touch on why we left the FIRE movement and what we're doing these days.

Effective Ways To Teach Kids About Money

December 09, 2020 10:00 - 28 minutes - 26.3 MB

Ep 57: Keli Calderon from The Smart Money Academy joins me to discuss how parents can effectively teach their children about money. Show Notes & Transcript | Watch On YouTube | Join The Facebook Community | Money Books For Kids

Debt Free or Die Trying | Marcus Garrett

November 25, 2020 10:00 - 42 minutes - 38.7 MB

Ep 56: Marcus Garrett joins me to share his journey out of $30,000 worth of debt. We also talk about side hustles and staying committed when your debt-free journey will take multiple years. Watch On Youtube | Episode Show Notes | Join The Facebook Community | My Favorite Money Books | Custom Debt Free Charts

How To Graduate College Completely Debt Free | Kara Walker

November 11, 2020 10:00 - 36 minutes - 33.9 MB

EP 55: Kara Walker joins me to discuss how she was able to graduate college without taking out any student loans. Show Notes & Transcript: http://winningtowealth.com/episode55 Join 15k Money Nerds: http://winningtowealth.com/teammates Get $15 Towards Kids College: http://WinningToWealth.com/Collegebacker Subscribe on YouTube: http://winningtowealth.com/youtube  

Side Hustling Out Of $40,000 Worth Of Debt | Ashley from The Financial Key Podcast

October 28, 2020 09:00 - 45 minutes - 41.7 MB

Ep 54: Ashley Lee from The Financial Key podcast comes on to share her journey of paying off $40,000 worth of debt. We talk about her side hustles, learning your spending triggers, and various other parts of her debt-free journey. Show Notes/Transcript: http://winningtowealth.com/episode54 Debt-Free Coloring Charts: http://winningtowealth.com/shop My Favorite Money Books: https://www.amazon.com/shop/winningtowealth 🎙️ Speaking/Booking: Want Michael to speak at your next event? Em...

Becoming A 1st Gen Millionaire by 31 | Steven Stack

October 21, 2020 09:00 - 45 minutes - 42.1 MB

Ep 53: Steven Stack from Stacking With Stack joins me to share his unique journey to becoming a millionaire. Show Notes & Transcript: Http://WinningToWealth.com/Episode53 Join 15k FB Group Members: HTTP://winningtowealth.com/teammates Connect With Michael On IG: HTTP://instagram.com/winningtowealth Subscribe on Youtube: HTTP://winningtowealth.com/youtube  

Building Wealth As A Woman of Color | Carmen Perez from Make Real Cents

October 14, 2020 09:00 - 56 minutes - 51.6 MB

Carmen Perez is the founder of the financial education platform Make Real Cents and the creator of Budget Better. In this episode, we discuss Carmen's experiences including: navigating pay discrimination how childhood trauma impacted her spending decisions finding herself deep in debt climbing out of debt to leave a career transitioning from a career in finance to one in tech responding to being laid off by building Budget Better Show Notes & Transcript: http://winningtowealth....

Changing Your Money Mindset To Build Wealth | Annette from Scared To Savvy

October 07, 2020 09:00 - 44 minutes - 41.2 MB

Ep 51: Annette from the Scared To Savvy podcast joins me to talk about the importance of changing your money mindset on your wealth-building journey. Show Notes: http://WinningToWealth.com/Episode51 Watch On Youtube: http://WinningToWealth.com/YouTube Facebook Group: http://WinningToWealth.com/Teammates My Favorite $$ Books: http://Amazon.com/shop/winningtowealth Debt Free Charts: http://WinningToWealth.com/Shop    

050 | Creating A $60,000 Side Hustle After Being Laid Off | Jannese from Yo Quiero Dinero Podcast

September 30, 2020 09:00 - 37 minutes - 34.3 MB

Jannese Torres-Rodriguez overcame a lot of challenges on her money journey including a job layoff. In this episode, the Yo Quiero Dinero Podcast host shares how she pushed through those challenges to create a $60,000 side hustle and get on track for financial independence. Watch On Youtube | Episode Show Notes | Join The Facebook Community | My Favorite Money Books | Custom Debt Free Charts

049 | Navigating Major Life Changes While Building Wealth | Alanna from Financialdemics

September 23, 2020 09:00 - 44 minutes - 40.8 MB

Alanna found herself over $100,000 in debt a few years ago. So far, she's been able to pay off $70,000, but that hasn't been without some challenges. On this episode, we talk about how to navigate major life changes on your wealth-building journey. Episode Shownotes Get Custom Debt Free Charts - https://WinningToWealth.com/Shop ---------- 📗 Download My Free Book: https://WinningToWealth.com/Playbook ---------- 🎙️ Speaking/Booking: Want Michael to speak at your next event? Email...

048 | Get Your Spending Under Control With Cash Envelopes | Allison from Inspired Budget and This Is Awkward Podcast

September 16, 2020 09:00 - 37 minutes - 34.6 MB

Allison Baggerly from Inspired Budget and the This Is Awkward podcast joins me to share her family's journey out of $111,000 worth of debt. We also discuss the value of the cash envelope budgeting method as well. Episode Shownotes Connect With Allison ---------- ❤️ Remember To Subscribe! ---------- 💻 Get Custom Debt Free Charts - https://WinningToWealth.com/Shop ---------- 📗 Download My Free Book: https://WinningToWealth.com/Playbook ---------- 🎙️ Speaking/Booking: Want...

047 | Paying Off $108k After Finding Your Why | Danielle Davis

September 09, 2020 09:00 - 42 minutes - 38.9 MB

Danielle Davis and her husband tried paying off $50,000 worth of debt in 2011 but quickly found themselves burned out. 6 years later they were facing $108,000 worth of consumer debt- including cars and student loans. Listen in to learn how finding your why is an important part of paying off debt. --------- Episode Shownotes - https://www.winningtowealth.com/episode47 ---------- ❤️ Remember To Subscribe! ---------- 💻 Get Custom Debt Free Charts - https://WinningToWealth.com/Shop -...

046 | Getting Comfortable With Uncomfortable Decisions | Ashley Brewster

September 02, 2020 09:00 - 39 minutes - 36.1 MB

Ashley Brewster paid off $19,000 in 13 months. She joins me to discuss the value in making uncomfortable decisions on your financial wellness journey. Show Notes & Transcript | Join My Facebook Community | Connect With Ashley On IG | Connect With Me On Instagram | Grab Some Debt-Free Charts

The Last Money Talk Monday Episode

August 31, 2020 09:00 - 6 minutes - 5.97 MB

MTM 38: This is the very last Money Talk Monday episode. While I'm sad about that, the changes to come to the show overall are pretty exciting. Subscribe To YouTube Join The Facebook Community Download My Free Book

045 | The Importance Of Community On Your Journey | Kristy Epperson

August 26, 2020 09:00 - 33 minutes - 30.5 MB

Kristy Epperson joins me to talk about how finding community when she was at the lowest point of her journey propelled her to debt-freedom. Show Notes & Transcript | Join The Facebook Community | Download My Free Book | Say Hi On Instagram

Am I Ready To Buy My 1st House? #ListenerQuestion

August 24, 2020 09:00 - 14 minutes - 13.7 MB

MTM37: Jessica writes in and asks if she should buy her first house, rent an apartment, or continue living with her parents. Show Notes & Transcript | Join The Facebook Community | Follow Me On Instagram  

044 | Mom Pays Off $84,000 Using New Budget System | Ashley Johnson

August 19, 2020 09:15 - 35 minutes - 32.6 MB

Ashley wanted to help pay for her sons college, but was trapped by her own student loans and credit card debt. Learn how she freed herself from debt in this episode! Show Notes & Transcript: WinningToWealth.com/Episode44 Join The WTW Facebook Community: WinningToWealth.com/teammates Pay Off Your Debt With Undebt.It

Stock Splits: What Are They And How Do They Impact You

August 17, 2020 09:00 - 4 minutes - 4.48 MB

MTM 36: Apple and Tesla recently announced stock splits. This has a lot of investors excited, but what exactly is a stock split? And how does it impact you? We cover that in this episode. Show Transcript: WinningToWealth.com/MTM36 Winning To Wealth Facebook Group **Be sure to leave a 5-star review if you enjoyed this episode**

043 | From $6,000 Bags To Super Investor | Jully- Investing Latina

August 12, 2020 09:00 - 43 minutes - 40.1 MB

Jully-Alma Taveras from Investing Latina shares how she created new habits that took her from super-spender to savvy investor. Read The Transcript: WinningToWealth.com/Episode43 Join My Facebook Community: WInningToWealth.com/Teammates Follow Me On IG Follow Me On Twitter

043 | From $6,000 Bags To Super Investor | Jully-Alma Taveras

August 12, 2020 09:00 - 43 minutes - 40 MB

Jully-Alma Taveras from Investing Latina shares how she created new habits that took her from super-spender to savvy investor. Read The Transcript: WinningToWealth.com/Episode43 Join My Facebook Community: WInningToWealth.com/Teammates Follow Me On IG Follow Me On Twitter

How Stacking Cash Can Be A Form Of Self-Care

August 10, 2020 09:00 - 13 minutes - 12.2 MB

MTM35: The popularity of "self-care" has skyrocketed in recent years and in this episode, I share how self-care isn't always about spending money. Sometimes it's about stacking it. Read The transcript: WinningToWealth.com/MTM35 Join My Facebook Group: WInningToWealth.com/Teammates Follow Me On Instagram Follow On Twitter

042 | How Negotiating Salary Can Help You Crush Your Money Goals | Domonique

August 05, 2020 09:00 - 43 minutes - 39.7 MB

Domonique from Lets Get Fiiiscal shares how negotiating salary during the offer period and while employed helped her reach her money goals. Show Notes & Transcript: WinningToWealth.com/Episode42 Join The Facebook Community: WinningToWealth.com/teammates Connect On Instagram Follow Me On Twitter Like Us On Facebook

Lost The $600 Unemployment Benefit? Here's What To Do Next.

August 03, 2020 09:00 - 15 minutes - 14 MB

MTM34: Millions of Americans lost the extra $600 weekly unemployment benefit last week. In this episode, I share 7 things you can do to help minimize the impact. Show Notes: WinningToWealth.com/MTM34 Join The Facebook Community: WinningToWealth.com/Teammates **Be sure to subscribe and leave a 5-star review**

041 | Paying Off $105,000 in 5 Short Years | Gina Zakaria

July 29, 2020 09:00 - 45 minutes - 41.2 MB

Gina Zakaria is the founder of SavingWhiz.com. In this episode, she shares her journey from poverty to prosperity. Show Notes and Transcript: WinningToWealth.com/Episode41 Join The Facebook Group: WinningToWealth.com/Teammates Download My Free Book: WinningToWealth.com/Playbook

Money Talks Every Couple Must Have Before Marriage

July 27, 2020 09:00 - 14 minutes - 13.6 MB

MTM33: As I reflected on our financial journey this week, I thought about 7 money conversations I wished Taylor and I had before tying the knot. Show Notes And Transcript: WinningToWealth.com/MTM33 Join My Facebook Community: WinningToWealth.com/Teammates

040 | Overcoming Infertility And Infant Loss To Build Wealth | Jasmine Tillery

July 22, 2020 09:00 - 34 minutes - 32 MB

Jasmine from MoneyAndMomming.com stops by to share her journey which includes paying off debt, infertility, infant loss, and so much more. Show Notes & Transcript: WinningToWealth.com/Episode40 Join The Facebook Group: WinningToWealth.com/Teammates Download My Free Book: WinningToWealth.com/Playbook **Remember To Subscribe and Leave A 5-Star Review**

Becoming FB Marketplace Hustlers Over The Weekend

July 20, 2020 09:00 - 11 minutes - 10.5 MB

MTM32: My wife and I turned into Facebook Marketplace hustlers over the weekend. Learn more about it in this episode. ***Tap Here And Nominate Me For Best New Personal Finance Podcast*** Transcript: WinningToWealth.com/MTM32 Become A Teammate: WinningToWealth.com/Teammates Download My Free Book: WinningToWealth.com/Playbook  

039 | Retiring Early to Travel the World | Stephanie & Gillian

July 15, 2020 09:00 - 45 minutes - 41.5 MB

Stephanie and Gillian made the necessary changes to reach financial independence and retire early. In this episode, we discuss the changes they needed to make to reach F.I.R.E. and what early retirement life has been like pre-Covid and during this pandemic. **Nominate Me For Best New Personal Finance Podcast* Show Notes: WinningToWealth.com/Episode39 Discuss This Episode: WinningToWealth.com/Teammates Download My Book At No-Cost: WinningToWealth.com/Playbook ***Be Sure To Leave a...

Have Better Budget Meetings With Your Spouse

July 13, 2020 09:00 - 12 minutes - 11.1 MB

Money Talk #31: Budget meetings are important in marriage. In this money talk Monday, I share 6 tips to help you have better budget meetings. Nominate Me For "Best New Podcast" by entering "WinningtoWealth.com" at this link: PlutusAwards.com/Nominate Show Notes & Transcript: WinningToWealth.com/MTM31 Join My Facebook Community: WinningToWealth.com/teammates Download My Free Money Guide: WinningToWealth.com/Playbook

038 | Pausing Your Debt-Free Journey After Paying Off $70k | Alfred Wilson

July 08, 2020 09:00 - 41 minutes - 38 MB

Alfred Wilson and his wife paid off $70,000 worth of debt then decided to pause their debt-free journey.  Learn why in this episode. Show Notes: WinningToWealth.com/Episode38 Download The Recap Form: WinningToWealth.com/Recap Join The Facebook Community: WinningToWealth.com/Teammates

A New Update On My Career

July 06, 2020 09:00 - 11 minutes - 10.7 MB

On this Money Talk Monday, I share an update regarding my career. Chat About This Episode: WinningToWealth.com/Teammates Download My Free Book: WinningToWealth.com/Playbook

037 | Pursuing Slow FI While Paying Off Debt | Michelle Jackson

July 01, 2020 09:00 - 56 minutes - 51.7 MB

Michelle Jackson from MichelleIsMoneyHungry.com joins the show to discuss paying off $60k and monetizing your skills to reach Slow FI. Tap Here And See The Episode Show Notes Tap Here And Join My Facebook Group Tap Here And Download My Free Book   **If you enjoyed this episode, leave a 5-star review**

7 Money Moves That Helped Us Live On One Income

June 29, 2020 09:00 - 20 minutes - 18.7 MB

MTM29: In this Money Talk Monday, I share 7 money moves we made to go from $61k in debt to living comfortably on one teacher's salary. Show Notes: WinningToWealth.com/MTM29 Join My Facebook Community: WinningToWealth.com/Teammates Download My Free Book: WinningToWealth.com/Playbook **If this episode was helpful, consider leaving a 5-star review**

036 | The Entreprenurial Path To Financial Independence | Joe DiSanto

June 24, 2020 09:00 - 51 minutes - 41.2 MB

Joe DiSanto of PlayLouder.com stops by to share his journey to financial independence as an entrepreneur. Show Notes: WinningToWealth.com/Episode36 Facebook Group: WinningToWealth.com/Teammates Download My Free Book: WinningToWealth.com/Playbook   **Leave a 5-Star Review If You Enjoyed This Episode**

036 | The Entrepreneurial Path To Financial Independence | Joe DiSanto

June 24, 2020 09:00 - 51 minutes - 47.1 MB

Joe DiSanto of PlayLouder.com stops by to share his journey to financial independence as an entrepreneur. Show Notes: WinningToWealth.com/Episode36 Facebook Group: WinningToWealth.com/Teammates Download My Free Book: WinningToWealth.com/Playbook   **Leave a 5-Star Review If You Enjoyed This Episode**

How Becoming A Father Forever Changed Our Finances

June 21, 2020 17:15 - 11 minutes - 10.9 MB

MTM28: Becoming a father forever changed our finances for the better. Listen to the episode for the story. Read The Transcript: WinningToWealth.com/MTM28 Join Our Live Q&A Tuesday, June 23rd at 730 PM CST Download my Book: WinningToWealth.com/Playbook

035 | From Repo To Saving Half Your Income | Kelly Smith

June 17, 2020 09:00 - 40 minutes - 36.6 MB

Learn how Kelly of FreedomInABudget.com went from having her car repossessed to saving half her income. Show Notes: WinningToWealth.com/Episode35 Join My Facebook Community: WinningToWealth.com/Teammates Download My Free Book: WinningToWealth.com/Playbook

Choosing Health Insurance After Being Laid Off

June 15, 2020 09:00 - 15 minutes - 14.6 MB

MTM27: I'm sharing how I chose my family's new health insurance plan after I was laid off last month. Show Notes: WinningToWealth.com/MTM27 Facebook Community: WinningToWealth.com/Teammates Download My Book: WinningToWealth.com/Playbook **If you find this info useful, consider leaving a 5-star review**

034 | How Eliminating $490,000 In Debt Brought This Family Closer Together | Sami Womack

June 10, 2020 09:00 - 43 minutes - 39.9 MB

Sami and her husband eliminated $490,000 worth of debt in just a handful of years. In this episode, Sami shares how they found themselves in so much debt, getting on the same page, the process of paying off debt, and what debt freedom has done for their family. Show Notes: WinningToWealth.com/Episode34 Grab My Free Book: WinningToWealth.com/Playbook Join My Facebook Community: WinningToWealth.com/Teammates **If you enjoyed this episode, please consider leaving a 5-star review**

Can Financial Independence Be A Form Of Activism?

June 08, 2020 09:00 - 15 minutes - 14 MB

Money Talk #26: Should the F.I.R.E. movement and economic empowerment be considered a form of activism? Show Notes: WinningToWealth.com/MTM26 Join The Facebook Group: WinningToWealth.com/Teammates Download My Money Playbook: WinningToWealth.com/Playbook

033 | How To Become A Millionaire Before Turning 40| April Stewart

June 03, 2020 09:00 - 34 minutes - 31.9 MB

April Stewart became a millionaire in her 30's. In this episode, she shares her journey from being in consumer debt with limited savings to becoming a millionaire before age 40. Show Notes: WinningToWealth.com/Episode33 Download My Free Book: WinningToWealth.com/Playbook Join My Facebook Community: WinningToWealth.com/Teammates **If you enjoyed this episode, leave a 5-star review**

033 |How To Become A Millionaire Before Turning 40| April Stewart

June 03, 2020 09:00 - 34 minutes - 31.8 MB

April Stewart became a millionaire at age 38. In this episode, she shares her journey from being in consumer debt with limited savings to becoming a millionaire before age 40. Show Notes: WinningToWealth.com/Episode33 Download My Free Book: WinningToWealth.com/Playbook Join My Facebook Community: WinningToWealth.com/Teammates **If you enjoyed this episode, leave a 5-star review**

032 | Paying Off $200,000 While Raising 2 Kids | Kilton McCracken

May 27, 2020 09:00 - 33 minutes - 30.3 MB

On this week's episode, I talk to Kilton McCracken who (along with his wife) paid off $200,000 worth of debt while raising 2 kids. Tap Here To Discuss This Episode | Tap Here To Download My Book For Free | Tap Here For The Episode Show Notes

7 Money Lessons Learned During 'Rona

May 25, 2020 09:00 - 14 minutes - 13.1 MB

Money Talk #25: I share 7 money lessons I've learned as a result of the Covid-19 pandemic. Show Notes: WinningToWealth.com/Episode25 Life Insurance Post: WinningToWealth.com/life-insurance Join The Facebook Group: WinningToWealth.com/Teammates Download My Money Book: WinningToWealth.com/Playbook

Twitter Mentions

@winningtowealth 30 Episodes