Hey Wine and Dime listeners, welcome to episode 53. In this episode I chat with Heather Townsend. Heather is a CFP and owner of Townsend Financial. Heather and I share a passion of financial education. As you hear in this episode, we feel that there is a real need for people to more educated in financial planning sector. I hope you enjoy the conversation as much as I enjoyed talking to her. So pop open a bottle of your favorite Malbec and enjoy the episode!