Wealth Academy Podcast - Wealth Is More Than Just Money
264 episodes - English - Latest episode: about 2 months ago -The Wealth Academy Podcast host asks listeners, "Who doesn't want to be wealthy or at least financially secure. We agree with listeners that money is essential to being able to take care of one's needs and wants however there are more important aspects of life that create and define wealth. Our mantra is 'Wealth Is More Than Just Money." The Wealth Academy Podcast delves into a multitude of elements that constitute wealth and host Paul Lawrence Vann will provide solo broadcast and invite guest experts such as coaches, speakers, authors, coaches, financial experts, relationship experts, and consultants to assist in listeners better understanding what true wealth consists of good health, love, good relationships, compassion, understanding, a healthy mind, body, and spirit. If one thinks all they need is money to be happy they will be sadly disappointed, subscribe, listen in, and discover what a wealthy life really consists of. Wealth Academy Podcast interviews guest experts, e-mail us at [email protected] and or call us (800) 341-6719.
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Episodes
Episode 256 Gloria Grace Rand Is The Light Messenger & She Advocates For Women Entrepreneurs To Live. Love. Engage.
March 06, 2024 14:45 - 36 minutes - 33.5 MBGloria Grace Rand is an award-winning writer and producer of the former PBS financial news show, the Nightly Business Report. She was the writer and producer of the NBR for over two decades. What is so amazing about this episode is that I used to watch the NBR, however I did not know who was writing and producing the show and in the end, I interviewed Gloria who was the foundation for the financial show. Today Gloria is known as the Light Messenger and she continues to develop as an entrep...
Episode 255 Scott DeLuzio - The Nightmare of Becoming a Gold Star Brother
March 06, 2024 13:53 - 40 minutes - 36.8 MBScott DeLuzio and his family did not deserve losing his brother and yet, today he is inspired by his brother who has gone on to the heavenlies while serving in the Army. Scott is an Army veteran and today he soldiers on advocating for members of his Gold Star families and the military community as a whole. Scott shared insight on his upbringing and his decision to join the Army and we all salute him for making sacrifices on behalf of a grateful nation. Scott is a good man, loving husband a...
Episode 254 Andrea Vallely Co-Founder of Shift Happens Global Shares Expertise and Insight on The Power Within
December 20, 2023 21:44 - 32 minutes - 29.6 MBMake no mistake about it, after the pandemic was over, more and more people needed an outlet to recover, and that process continues to this day. Thanks to Andrea and Shift Happens Global, businesses and individuals have a source they can count on to help them move forward. Andrea's genesis comes from being raised by parents that showed he unconditional love and it is the foundation for her life to this day. Andrea is a certified hypnotist and is certified to conduct neurolinguistic program...
Episode 253 Jose Angel Pereira Ruimwyk - From Hero to Villain
December 18, 2023 01:11 - 41 minutes - 37.7 MBWealth Academy Podcast hosted Jose Pereira, the former CEO of Citgo Petroleum Refining and Gas Corporation. Jose was an executive who was scheduled to return, however he along with five other executives flew to Venezuela for a business meeting, however they were not allowed to leave, and they were detained and held against their will. Jose shares his ordeal with listeners and how they had to learn how to cope with being hostages, having not committed a crime, they simply were held because ...
Episode 252 Branding With Barbara Beckley, CEO & Founder The Diamond Experience, LLC
December 17, 2023 21:55 - 35 minutes - 32.4 MBLet it be said starting today that you are your brand. When you look at the mirror you are staring at your brand because it is you. Not only is it the color palette for your logo, the name of your business, but it is also you. Barbara J Beckley is the CEO and Founder of The Diamond Experience, LLC brand. She shared expertise and insight on why you matter. How you carry yourself while speaking, your books, your courses, your webinars, and in the media, all matters because it is a reflection...
251 Wealth Building Academy, LLC Founder Paul Lawrence Vann
December 13, 2023 17:40 - 18 minutes - 17 MBA lot has taken place over the past several months as it pertains to Wealth Academy Podcast founder and host. Paul Lawrence Vann has written a new book, Leadership Is Influence and it has taken on a life of its own. Paul recently pitched over 80 national media producers, to include TV, radio, podcast, magazines, and freelance writers. It was a very dynamic and energizing experience as a part of a publicity summit. When people ask where they can purchase Leadership is Influence, Paul state...
250 Leadership Is Influence Author Paul Lawrence Vann Interviewed by Shae Chambers
September 02, 2023 12:39 - 45 minutes - 41.4 MBShae Chambers is the guest host for this episode of the Wealth Academy Podcast, she hosts the Shaquane Speaks Podcast. Paul Lawrence Vann is the author of the new book, Leadership Is Influence and he shares the evolution of becoming an author of book publisher. Shae adroitly pulled out Paul's inspiration for writing his first book and it represented the founding of Laurel Wreath Publishing. Paul is the author of three solo books and three co-authored books. Leadership Is Influence is a nonf...
249 Priscilla Maria Shares Expertise On Trauma Recovery Coaching & The Cycle Breakers Club
August 20, 2023 16:01 - 29 minutes - 27.5 MBPriscilla Maria partners with organizations and clients to facilitate workshops, deliver keynote talks, and provide coaching about overcoming self-limiting beliefs and living intentionally. She shows up authentically as a sober Latina with diagnosed mental illness to exemplify that recovery and healing are possible. Paul requested that Prisicilla discuss the one person in her life that inspired her to be the best she can be, she shared who it is and how she influenced her to be who she is t...
248 John Diggs Provides Stellar Insight On Mind Mapping & How It Can Help You Live Your Best Life
August 13, 2023 20:03 - 50 minutes - 46 MBJohn Diggs is a Los Angeles born former pro football player turned mortgage software developer, he is an author, TEDx speaker, and leader of an online community (MappineeringVille), John Diggs has experienced many highs of success. It was the lows of failure, however, that fostered the life-changing idea that led him to become one of the world's top authorities in Mind Mapping. John's backstory is remarkable, he grew up in Losa Angeles and then took his football talents to Washington State....
247 Shae Chambers Founder of Shaquane Speaks Empowers Clients & Communities Through Storytelling
August 10, 2023 21:20 - 32 minutes - 30 MBShae Chambers is the visionary founder and driving force behind Shaquane Speaks. She has a passion for empowering underserved students, small business owners, and working professionals, Shae has dedicated her life to transforming lives through the art of storytelling. Drawing from her own life experiences, she fearlessly speaks the truth with love and is unafraid to address the topics others might shy away from. Listeners discover that Shae is an empathetic and dynamic speaker, Shae captiva...
246 James Epps Jr Shares His Motivation Movement
August 06, 2023 21:42 - 30 minutes - 27.6 MBThis retired Marine brought great energy and inspiration to this episode of Wealth Academy Podcast. Paul thanked James for duty to country and James shared two things the Marine taught him that is part of his core values. James shared how he came over the rough side of the mountain of life and how listeners can do the same. He also shared the driving force in his life, so think about what it is for you and perhaps you can shift your way of thinking to live your best life. He leads James...
245 What Do You Have In Store For Your Finances in 2023?
January 02, 2023 16:35 - 15 minutes - 13.8 MBYou are coming off the Christmas and New Year holidays, so how are you doing? I will go one step further, how are your finances doing? The recent holiday season was one full of inflation, for gifts, food, entertainment, and more. There is only one question to ask and it is this, "What do you have in store for your finances in 2023?" This is a very important question because it has everything to do with your personal and professional life. No matter what your occupation happens to be, and i...
Episode 244 The Best Investment You Will Ever Make Is In Yourself
December 06, 2022 23:11 - 15 minutes - 14.2 MBYour mindset is everything and because it is, how you approach life has everything to do with your mind, and how you think. Host Vann is encouraging listeners and viewers to go all in as an investor, especially as it pertains to themselves. Let us not get it twisted, sure investing in real estate, stocks and bonds is a good thing, but it doesn't compare to investing in you. Whether it is your mind, body, spirit, and or finances, you cannot lose by investing in yourself. Follow along as I sh...
243 Wealth Academy Podcasts Returns To Deliver Stellar Financial Expertise
December 02, 2022 19:44 - 15 minutes - 14.3 MBAfter a short sabbatical from hosting Wealth Academy Podcast, Paul Lawrence Vann returns, renewed, refreshed and ready to provide solution-based commentary of his favorite topic...finances, money. Don't call it a comeback, Paul has been here for years sharing why it is important to grab the financial bull by the horns and be a lender and not a debtor. Paul reminds listeners that he has been in the money game for decades and his education and experience positions him to provide financial and...
242 Yvonne McCoy - Exceptional Women's Business Strategist, Coach & Consultant
June 28, 2022 13:53 - 24 minutes - 22.2 MBOne of the most compelling aspects of Yvonne is centered around this question...What do you want to be remembered for? This shifted her philosophy and she shares this with her clients to better understand what their why is and what they want to be remembered for. Yvonne shares how productivity will have to be viewed from a new set of lenses in that employees today must be offered more unique and compelling incentives, otherwise, they will choose to leave, work from home, and or become entre...
241 Dr. Ida Greene - The Soul Whisperer Empowers People to Dream Big
June 23, 2022 21:30 - 20 minutes - 18.8 MBDr. Ida Greene was born in Florida to two loving parents who instilled in her the importance of acquiring knowledge and getting an education. We grew up and was the first one in her family to earn a high school diploma, bachelor's degree, master's, degree, and doctorate degree. That is not all she became a registered nurse and today she is the author of twenty-two books. She is a Motivational Speaker, licensed Marriage, Family, Child Therapist, Ordained Minister, Registered Nurse, Intuitive...
240 Tareq Hadhad - The Founder & CEO of Peace by Chocolate - Perseverance Through Adversity
June 04, 2022 21:12 - 49 minutes - 45.8 MBTareq Hadhad was a Syrian refugee and now living his new life with his entrepreneurial family on Canada’s east coast. He is the founder and CEO of Peace by Chocolate, the recipient of the Ernst Young (EY) Atlantic Entrepreneur of The Year 2021, named one of the Top 25 Immigrants in The Maritimes, selected by Google as the National Hero Case, and was awarded RBC’s top Immigrant Award and Entrepreneur of the Year in 2020. Since Tareq’s arrival on Canada’s East Coast in 2015 as a Syrian – Can...
239 Financial Fitness Leads To Your Financial Freedom - Course Pre-Sale
June 03, 2022 16:53 - 15 minutes - 14.6 MBThe U.S. economy is challenging all citizens at every level. The cost-of-living crisis is the toughest since the 2008 recession which was brutal. The Financial Fitness Leads To Your Financial Freedom course is being pre-sold until June 16, get it for a 50% discount. This course is for you if you are living paycheck to paycheck, you are experiencing financial stress, you want to discover how to navigate the inflationary cycle we are in, and work to become debt-free. Here is what is in this...
238 What Is Your Level of Financial Fitness
June 02, 2022 17:30 - 16 minutes - 14.7 MBSo how is your financial fitness at midyear? You already know that we are in a cost-of-living crisis and it is not pretty. The kitchen table issues include the price of eggs, milk, and bread continue escalating and it also includes the dramatic cost of gasoline continues to skyrocket. I would be remiss if I didn't discuss the price of housing and rents continue increasing due to a shortage of housebuilders which was offset by the pandemic and skilled homebuilders. The lack of houses on th...
237 National Financial Literacy Month - Day 30 - The Importance of Being Financially Literate & What You Should Do Moving Forward
April 30, 2022 12:29 - 16 minutes - 14.8 MBNow more than ever it is important that we all become financially literate because our economy demands it. Our economy demands it because we have to learn how to navigate the cost-of-living crisis, the inflation cycle we are in, and kitchen table issues. Facts: Roughly 62 percent of men are financially literate, compared with 52 percent of women. Similarly, the data show that about 64 percent of adults living in high-income households are financially literate, compared to about 47 percent ...
236 National Financial Literacy Month- Day 29 -Rising Apartment Rent and Increasing House Prices
April 29, 2022 10:11 - 16 minutes - 14.8 MBA recent news broadcast states rents jumped twenty (20%) in the U.S amid the housing shortage. Rental prices are soaring with the average two-year change coming in at 20% or higher, here is a breakdown by city: Two-Year Rental Increases by city: Miami +58% Tampa +45.8% Orlando +34.7% Jacksonville + 29.2% Memphis + 41.4% Riverside, CA +48.2% Las Vegas +34.4% New Orleans -+34.4% Phoenix - +29% There is no projection for when the rental increases will subside due to the shortag...
235 National Financial Literacy Month - Day 28 - How To Become Financially Independent
April 28, 2022 12:14 - 16 minutes - 14.8 MBAs we all continue recovering from the pandemic, we find ourselves in a space that truly calls upon us all to work smarter to become financially independent. Why? With the cost-of-living crisis in our midst, we must all pull our finances to the level to match the inflation rate. We all knew coming out of the pandemic that the economy would be adjusting and it is. The Federal Reserve raised interest rates by 0.25% in March and we know there will be six additional increases throughout 2022....
234 National Financial Literacy Month - Day 27 - Financial Literacy & Women
April 27, 2022 22:20 - 14 minutes - 13.2 MBAfter observing a news broadcast earlier today, the discussion surrounding the cost of living crisis came up. The focus of the news report was centered on childcare costs and the gender pay gap. Facts: Twenty-five percent (25%) of family budgets go toward childcare expenses. When it comes to the gender pay gap, it takes Caucasian women three more months to equal the pay of Caucasian men. It takes African American women seven more months of work to equal the pay of Caucasian men. It t...
233 National Financial Literacy - Day 26 - The Habits of Financially Independent People
April 26, 2022 15:33 - 16 minutes - 14.7 MBMy favorite definition of financial freedom reads as follows: "Financial freedom is the ability to live the lifestyle you desire without having to work or rely on anyone else for money." The real question is whether you can survive if your paychecks stopped coming in? Only you can answer this question, and conduct your own assessment pertaining to the question. Some people are transitioning into a movement called Financial Independence Retire Early (F.I.R.E.) which entails spending less tha...
232 National Financial Literacy Month - Day 25 - The Impact The Pandemic Has On Your Finances
April 26, 2022 00:14 - 16 minutes - 14.8 MBNot only was COVID-19 devastating in 2020, but it is also having an impact on people's finances to this day. The question people ask is, "Is the pandemic causing stress in their lives and with their finances?" No doubt about it, people are experiencing mental health issues as a result of the debt they have. The more debt, the more anxiety, stress, and depression people are experiencing. Financial education will play a critical role in the U.S economy turning around as the pandemic abate...
231 National Financial Literacy Month - Day 24 - Impact of Financial Literacy and Divorce
April 25, 2022 00:06 - 15 minutes - 14.6 MBPeople do not talk about divorce they either keep it quiet or close hold as they go through this emotional ordeal. It is important to understand the divorce rate for Americans over the age of 50 has doubled since 1990, an increasing number of divorced people nearing retirement age may find themselves scrambling to solidify their finances as they approach their golden years. Three out of four older divorced people need a better understanding of how to manage their personal finances. While me...
230 National Financial Literacy Month - Day 23 - How To Address Court Summons For Credit Card Debts & You
April 23, 2022 12:33 - 16 minutes - 14.7 MBOne of the first things you should do if you receive a summons from the court is to address it. You should respond to a court summons for credit card debt by first trying to settle the issue with your creditor and then by fighting the lawsuit in court if you’re unable to come to an agreement. The worst thing you can do is ignore the summons. If you don’t know why you received a court summons for credit card debt, contact the debt collector that filed suit and ask for documentation proving ...
229 National Financial Literacy Month - Day 22 - Mortgage Foreclosures & You
April 22, 2022 11:53 - 15 minutes - 14.7 MBThe Great Recession that took place in 2007-2009 was more devasting than any time in American history. Home foreclosures are lower than they've been in nearly a decade. While that's certainly reassuring, the U.S. is still averaging more than one million foreclosures each year. In 2021, the share of housing units with a foreclosure filing was 0.11 percent. Foreclosure results when a homeowner fails to pay their mortgage payments on time, so the lender evicts them from a said property and ta...
228 National Financial Literacy Month - Day 21 - The Impact Your Finances Have On Your Mental Health
April 21, 2022 12:45 - 15 minutes - 14.6 MBLearn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link: https://bit.ly/3dbperG Make no mistake about it, money problems and mental health issues are intrinsically linked. Research from the 2008 great recession and COVID-19 reflect the link between finances and mental health. According to the Money and Mental Health Policy Institute¹, poor finances often lead...
227 National Financial Literacy Month - Day 20 -Intricacies of The Stock Market & You
April 20, 2022 11:46 - 15 minutes - 14.6 MBLearn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link: https://bit.ly/3dbperG Like many things in life if you do not study, research, or experience things, it can be intimidating and yes, experience is the best teacher. Investing in stocks can be intimidating if you have never done it before and do not expect overnight success when it comes to investing in t...
226 National Financial Literacy Month - Day 19 - Retirement & You
April 19, 2022 02:58 - 16 minutes - 14.8 MBThe Basics of Retirement: Contact a financial advisor, speak with the human resource representative, and work with an investment firm, CPA, and or attorney that specializes in retirement and investing. The items covered below entail parts of retirement instruments, however, there are more. You can never start too young, the sooner you start planning for retirement the better. Do not allow the terms associated with retirement to confuse you. Know that social security as we know it today wi...
225 National Financial Literacy Month - Day 18 - Insurance & You
April 18, 2022 12:54 - 16 minutes - 14.7 MBOne can say the difference between an individual and or family with insurance and those that don't are like night and day, because of the bottom line on your financial standing. Paul shares insight on the difference between term insurance and whole life insurance and the difference it can make for your life and family. What is term life insurance? Term Insurance covers you for a set period of time or term, anywhere from5 to 30 years, as long as you pay premiums, this is key. If you die duri...
224 - National Financial Literacy Month - Day 17 - Prevent Money Leaks
April 17, 2022 15:34 - 16 minutes - 14.7 MBMoney leaks are expenses that eat away at your bank account unless you pay close attention to them. A dollar here and a dollar or two there will add up quickly, especially if you do not pay close attention to your bank statements and credit cards. While you might not think much of the few dollars you spend every month on take-out or streaming services, these expenses can add up to hundreds or thousands of dollars per year. Money Leaks: Name Brands: Are not always worth the price. For many...
223 National Financial Literacy Month - Day 16 - Financial Literacy Statistics
April 16, 2022 14:33 - 16 minutes - 14.8 MBIt is interesting to discover, one in three Americans delayed a major purchase decision due to financial woes. A recent study reflects that over one third of Americans have postponed a major life purchase decision due to money. The fact of the matter is, it is actually an improvement over a 2015 study, which reports more than half of Americans reported delaying a decision. If you are an American, work to avoid letting money slip through your fingers. Late fees and overdraft charges combi...
222 National Financial Literacy Month - Day-15-Real Estate & You
April 15, 2022 23:06 - 16 minutes - 14.8 MBThe largest purchase most people ever make is a house. Today it is tougher to purchase a house because of the remnants of the pandemic, the inflationary cycle, the great resignation, and the war in Ukraine. Unfortunately, more and more people find themselves forced to put off this purchase. Student loan debt, underemployment, rising home prices, and stringent mortgage standards prevent people from buying their own homes until later in life. Ensure you have your paperwork in order, for exam...
221 National Financial Literacy Month - Day 14 - Student Loan Debt & You
April 14, 2022 17:42 - 16 minutes - 14.8 MBThe spring of the year is the time frame when high school students and their families work to see what college admits them for attendance. Students apply for the Free Application for Federal Student Aid (FAFSA) form in the United States to determine their eligibility for student financial aid. Once the FAFSA form has been processed, students receive a synopsis of the financial aid that is available to them.in support of attending a post-secondary educational institution in the United State...
220 National Financial Literacy Month - Day 13 -Credit Cards & You
April 13, 2022 23:55 - 15 minutes - 14.3 MBAn assumption is made when it comes to credit cards and it is this, everyone knows about credit cards. If this were the case people would use them more judiciously and they would not have the massive credit card debt they have. All people do not have credit cards or plastic cards. Credit cards provide people with the ability to purchase large, unexpensive purchases and more expensive items and they do not have to immediately pay back the purchases and it does not come out of the bank accou...
219 National Financial Literacy Month - Day 12-Generational Financial Literacy & Crypto Investing
April 12, 2022 15:47 - 15 minutes - 14.4 MBFor some generations investing in cryptocurrency is the unknown, in others the older generations hold to tradition when it comes to investing thus stocks, bonds, mutual funds, and its a wrap. Generation Z and Generation X invest in cryptocurrency and include it in their retirement strategy. All generational groups continue working to understand the basics of personal finance, thinking about retirement, and investing in crypto. Note that each generation learn differently. 57% U.S. adults a...
218 National Financial Literacy Month - Day 11 - The Current State of Youth Financial Literacy
April 11, 2022 12:11 - 16 minutes - 14.8 MBFirst of all, the financial wherewithal of youth is very important because it is a forecast of future financial decisions and the results from them. Thousands of high school students were surveyed about their preparedness for the kind of financial decisions and tasks that adulthood requires. As students draw closer to their transition to adulthood, the survey reports consistently low levels of readiness to take on financial tasks from evaluating financial products to establishing and maint...
217 National Financial Literacy Month - Day 10 - Investing In The Stock Market & You
April 10, 2022 12:55 - 15 minutes - 14.7 MBPaul Lawrence Vann provides an insight into investing in the stock market. Continue working and focusing on paying off your debts because it will allow you to not only invest in stock but being able to invest even more. One of the first things you should do is research investing in stocks, and how to find a stockbroker, an investment firm, accountant, and or lawyer. It is important to learn about investing in stock by reading books, talking to a stockbroker, obtain a referral for a professi...
216 National Financial Literacy Month - Day 9 - Debt & You
April 09, 2022 14:55 - 16 minutes - 14.7 MBAmericans have a lot of debt, mostly through the use of credit cards, mortgages, student loan debt, and more. Most of us use credits and owe money for some things we do not even use anymore. Sadly, we as a country of 340 million people owe too much. The average U.S. household owes $7,281 on credit cards. When we add in a mortgage, car payments, and student loans it’s easy to see how you, like so many others, can get stuck in overwhelm with debt mode. In total, American consumers owe $11.83 ...
215 National Financial Literacy Month - Day 8 - The Pillars of Personal Finance
April 08, 2022 13:55 - 15 minutes - 14.6 MBWhen it comes to pillars it is defined as firm upright support for a superstructure, for the purposes of this episode it is personal finance. Everyone has four basic components in their financial structure: assets, debts, income, and expenses. Measuring and comparing these can help you determine the state of your finances and your current net worth. You can think of them as the vital signs of your financial circumstances. When they are all in balance and working for you, your vitals are st...
214 National Financial Literacy Month - Day 7 - Banking & You
April 07, 2022 12:24 - 16 minutes - 14.7 MBBanking is important because as employees and or entrepreneurs, you need a place to put your money. Once while working in support of the Governor of Maryland on a financial working group, we were tasked with assisting immigrants that live and work in the state of Maryland. Many of the immigrants had never had a bank account, so we ensured we provided oversight for them to open a bank account. Some of the immigrants didn't have a bank account in the country they left, they simply didn't trus...
213 Vince Shorb Founder & CEO of The National Financial Educators Council, He Is A Leading Financial Literacy Advocate
April 06, 2022 10:12 - 32 minutes - 29.4 MBThe National Financial Education Council is dedicated to combating the financial illiteracy epidemic. Vince Shorb's mission is to create a world where people are informed to make qualified financial decisions and confidently take effective financial action that best helps them meet their basic human needs while moving toward fulfilling their personal, family, and global community goals. Vince Shorb shared his backstory and personal financial journey and the lessons he learned along the way,...
212 National Financial Literacy Month - Day 6 - How To Improve Your Financial Literacy Now
April 06, 2022 07:56 - 16 minutes - 14.7 MBBefore delving into how to improve your financial literacy now, assess where you stand financially. Here are a few things to consider prior to locking in ways to improve your financial literacy: 1. Do you know how to create a personal budget? 2. Do you have an emergency fund that covers at least three months of basic living expenses? 3. Do you have a plan for retirement? 4. If you have debt, do you have a plan to pay it off? 5. Do you know your credit score and how to improve it? Pau...
211 National Financial Literacy Month - Day 5 - Components and Facts About Financial Literacy
April 05, 2022 11:27 - 16 minutes - 14.7 MBEvery year Financial Literacy Month is celebrated in April. Financial Literacy Month is not only a celebration but is a challenge. This is your opportunity to review your finances and gradually improve them over time. Components of financial literacy: There are several components of financial literacy, which include earning spending saving investing borrowing protecting Financial literacy consists of the ability to effectively use financial skills, it includes personal financial ma...
210 National Financial Literacy Month - Day 4 - Financial Planning, The Starting Point For Every Other Goal In Your Life
April 04, 2022 09:58 - 15 minutes - 14.7 MBListen, if you have never developed a financial plan, start today. I know this is a lot for some people to grasp because if you want to do what you have never done before when it comes to creating a budget, your time is now. Understand that when you develop your budget, do not include the gross amount you earn because it is not your take-home pay or what is your net income which is after taxes and other deductions. Next, I recommend you consider a 50%/30%/20% budget profile, meaning 50% i...
209 National Financial Literacy Month - Day 3 Expense Reduction Episode
April 03, 2022 12:26 - 15 minutes - 14.6 MBThe quote, "When you are in a hole, stop digging," applies to some people when it comes to being in debt. In other words, even though goods and services have increased, some people are going about their lives and not reducing their expenses, this episode speaks to this type of mindset. There are three types of expenses listeners should be aware of, these are fixed expenses, a person pays the same amount each month, think of a mortgage payment. The next is a periodic expense such as a vehicl...
208 National Financial Literacy Month Day #2 Budgeting Assists In Navigating Inflation
April 02, 2022 12:13 - 15 minutes - 14.7 MBWelcome to the month of April, National Financial Literacy Month and throughout this month I will be producing podcasts to assist listeners in better understanding the importance of being financially literate. This is not all, budgeting can help you offset the inflationary cycle we are in. Here is what budgeting is all about and the assumption that everyone knows what budgeting is all about is not true. Here are just a few things to consider as you budget your money and work to navigate inf...
207 Welcome To April, National Financial Literacy Month
April 01, 2022 12:24 - 15 minutes - 14.4 MBApril brings about new opportunities and is recognized as National Financial Literacy Month for its 19th year, and there are quite a few reasons why the designation is as important as it ever has been. First things first, the pandemic is coming to a close, and know that it wreaked havoc across the globe. The loss of life has been staggering, and the financial impact of Covid-19 continues to be felt in every corner of the world. In March the Federal Reserve increased the interest rates and ...