Almost half of America retires broke... That is something that only you can change. Today Karl dives into the strategies needed to break that cycle and start to change that statistic. It's all about paying yourself first AND paying down debt... It's Real, unfiltered and raw... Tune in and enjoy!

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This episode is presented by Transformational Coaching where they focus on bringing your financial, relational, emotional, and intellectual self to wholeness. https://www.transformationalcoaching.co

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