Unleash Your Wealth
149 episodes - English - Latest episode: 4 days ago -“Unleash Your Wealth” is dedicated to empowering the investor and retirement saver with the information they need to expect more from their financial advisor. Raj Shah is the president and founder of SC Wealth Advisors in Chicago, Illinois. He and his team have more than a half a century combined experience working for their clients!
Learn more about Raj and his team at https://scwealthadvisors.com
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Episodes
If you stay in the market can you also reduce risk?
April 23, 2024 08:00 - 7 minutes - 6.55 MBA lot of people want to reduce risk while staying in the stock market. Rah Shah and Rick Borek explain how they help their clients achieve a comfortable and well-balanced portfolio. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience a...
When should you move away from safe money in retirement?
April 16, 2024 08:00 - 5 minutes - 4.83 MBThere are different times in your life that are more appropriate to take risk. Raj Shah and Rick Borek explain how they allocate their clients' portfolios properly. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to h...
What you need to know about Social Security
April 09, 2024 08:00 - 6 minutes - 6.11 MBThere are a lot of potential changes coming to Social Security. Raj Shah and Rick Borek explain what you should and what you shouldn't worry about. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in...
Why having a tax strategy in retirement is a must!
April 02, 2024 08:00 - 7 minutes - 6.69 MBTax planning could completely change your retirement plan. Raj Shah and Rick Borek break down the strategies they use with their clients to help them be as tax efficient as possible. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience ...
Retiring later in life is the new trend
March 26, 2024 08:00 - 6 minutes - 6.26 MBWhen you look at the numbers, people are retiring much later than the last few decades. Raj Shah and Rick Borek explain why that is and how you can decide when the best time is to retire. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experie...
The benefits of a good tax strategy in retirement
March 19, 2024 08:00 - 7 minutes - 6.69 MBIf left untouched, taxes could be the biggest expense you have in retirement. Raj Shah and Rick Borek explain what strategies they use for their clients to help keep them tax efficient. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experien...
Planning for taxes in retirement is very different than filing your tax each year return
March 12, 2024 08:00 - 7 minutes - 6.7 MBIf you don't plan correctly, taxes in retirement could be a major expense. Raj Shah and Rick Borek explain how they help their clients be as tax efficient as possible. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager t...
How should we handle a market correction?
March 05, 2024 09:00 - 6 minutes - 6.03 MBAre you ready for a market correction? Raj Shah and Rick Borek explain how they're preparing their clients in case it happens. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient m...
Preparing for taxes in retirement
February 27, 2024 09:00 - 6 minutes - 6.26 MBIf left untouched, taxes could be the biggest expense you face in retirement. Raj Shah and Rick Borek explain how they help their clients put together a tax strategy. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to...
Should a 401k have a fixed component?
February 20, 2024 09:00 - 6 minutes - 5.95 MBSome companies are toying with the idea of adding a fixed component. Raj Shah and Rick Borek explain how this could change retirement planning for their clients. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help...
Obstacles standing between you and retirement
February 13, 2024 09:00 - 9 minutes - 8.46 MBThere are a few obstacles you need to keep an eye on as you prepare for retirement. Raj Shah and Rick Borek break down tax planning, longevity risk, and other issues you might run into. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experien...
How to simulate your retirement
February 06, 2024 09:00 - 6 minutes - 6.33 MBOne of the best ways to make sure you are headed for the retirement you want is to simulate the future. Raj Shah and Rick Borek explain how they help their clients through this process. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experien...
Transitioning into retirement could be a bumpy road
January 30, 2024 09:00 - 7 minutes - 6.59 MBWhy do people have a hard time transitioning into retirement? Raj Shah and Rick Borek explain issues they've seen in their years of experience. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the...
What do we do if taxes go up in the future?
January 23, 2024 09:00 - 8 minutes - 7.49 MBNobody has a crystal ball, but a lot of people believe that taxes will go up in the future. If that happens, Raj Shah and Rick Borek break down a few strategies they're using to be proactive with their clients. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of fi...
2024 interest rates could affect your retirement
January 16, 2024 09:00 - 4 minutes - 4.02 MBYour retirement plan could change depending on interest rates. Raj Shah and Rick Borek explain how to navigate the transition. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient m...
Avoid spending too much when you get into retirement
January 09, 2024 09:00 - 6 minutes - 6.39 MBWithout a retirement budget, some people may get out of hand with spending at the start of retirement. Raj Shah and Rick Borek have a few strategies they use to help their clients stay structured. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial plannin...
Sneaky fees and transparency
January 02, 2024 09:00 - 5 minutes - 5.43 MBHidden fees in retirement can take a bite out of your savings. Raj Shah and Rick Borek explain how they keep those fees efficient and transparent for their clients. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to h...
How to plan for changes with Social Security
December 26, 2023 09:00 - 6 minutes - 5.9 MBSince we know changes are likely with Social Security, Raj Shah and Rick Borek have come up with strategies to get ahead of the game. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most effi...
Can you lower taxes on your RMDs?
December 19, 2023 09:00 - 4 minutes - 4.17 MBTaxes could be one of your biggest expenses in retirement. Raj Shah and Rick Borek break down ways you could save on RMDs. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manne...
Optimizing after tax income in retirement
December 05, 2023 09:00 - 5 minutes - 5.23 MBIf you don't have a tax strategy in place for retirement, Raj Shah and Rick Borek have a few things for you to think about. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient mann...
Creating Multiple Income Streams In Retirement
November 21, 2023 09:00 - 5 minutes - 5.52 MBHaving multiple streams of income in retirement is deal, but how do you accomplish that? Raj Shah and Rick Borek have a few ideas to get you started. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire ...
Tax planning during retirement
November 14, 2023 09:00 - 5 minutes - 5.33 MBThere is a major difference between working with an advisor and planning your tax strategy versus letting taxes fall where they may. Raj Shah and Rick Borek explain how they help their clients plan their tax strategy in the most efficient manner. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, R...
How can tax planning now help you in retirement?
November 07, 2023 09:00 - 5 minutes - 5.33 MBWhen it comes to tax planning in retirement, its better to start now. Raj Shah and Rick Borek explain how being proactive could pay off in a major way later down the road. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eag...
New long term care options
October 31, 2023 08:00 - 7 minutes - 7.24 MBWe're living longer, which means chances of needing long term care are going up as well. Raj Shah and Rick Borek explain new long term care options you could implemement into your retirement plan. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial plan...
Why are you still working?
October 24, 2023 08:00 - 8 minutes - 8.17 MBIf you could retire today, would you? Do you know if you could retire today? Raj Shah and Rick Borek explain how they help their clients potentially retire sooner than they expected. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experienc...
Keep family from taking a tax hit
October 17, 2023 08:00 - 5 minutes - 5.52 MBIf you're passing down your legacy, you want to make sure your family isn't hit with a huge tax bill. How is that possible? Raj Shah and Rick Borek have years of experience helping families make sure their legacy plan is efficient. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick ...
Avoiding 401k mistakes
October 03, 2023 08:00 - 9 minutes - 9.03 MBThere are multiple mistakes people make in retirement with their 401ks over and over again. Raj Shah and Rick Borek explain a few and how to avoid them. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you re...
New rules for 401k catch up contributions
September 26, 2023 08:00 - 5 minutes - 5.43 MBThe new rules for 401k catch up contributions have been put on hold. So what do we do in the meantime? Raj Shah and Rick Borek have a few strategies you could put in place now. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and ...
Why aren't Target Date Funds working?
September 19, 2023 08:00 - 4 minutes - 3.89 MBIf you're using Target Date Funds are you happy with their performance? Raj Shah and Rick Borek explain why they might not be working as well as you would prefer. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to h...
Could inflation have benefits?
September 12, 2023 08:00 - 11 minutes - 10.2 MBWe've all been dealing with inflation and frustrated by it, but could it present opportunities? Raj Shah and Rick Borek explain how to take advantage of this economy. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager ...
Planning for long term care
September 05, 2023 08:00 - 7 minutes - 7.25 MBOne piece of retirement that gets overlooked, but could greatly affect your retirement is long term care. Raj Shah and Rick Borek have come up with a few ideas to solve that problem. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experienc...
How will a correction affect your retirement?
August 29, 2023 08:00 - 6 minutes - 6.29 MBIf we have a correction, how will it affect your retirement? Raj Shah and Rick Borek explain what to keep an eye out for and how to navigate a volatile market. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help...
What are our income options in retirement?
August 21, 2023 09:00 - 6 minutes - 5.85 MBBesides the stock market, do we have other options for income in retirement? Raj Shah and Rick Borek have a few strategies to consider. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most ...
Avoiding a big mistake in retirement
August 14, 2023 09:00 - 6 minutes - 6.09 MBThe closer you get you retirement, the less time you have to recover from mistakes. Raj Shah and Rick Borek explain one of the biggest issues people need to be aware of. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eag...
Early Retirement: What you need to know
August 07, 2023 09:00 - 9 minutes - 9.16 MBIf you want to retire early, what are some things you need to keep in mind? Between the clients Raj Shah and Rick Borek have retired vicariously through over the years, they have a few pieces of advice on what to be aware of. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have ov...
Is it okay to cash out your 401k?
July 31, 2023 09:00 - 6 minutes - 6.26 MBJust because you have the option to cash out your 401k, should you? Raj Shah and Rick Borek express their opinions on what you should and shouldn't do with your retirement accounts. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com See omnystudio.com/listener for privacy information.
Planning for a tax increase
July 24, 2023 09:00 - 5 minutes - 5 MBTaxes could be the most expensive cost in retirement. Are you prepared for tax increases? Raj Shah and Rick Borek explain strategies and tools that could help you remain as tax efficient as possible. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com See omnystudio.com/listener for privacy information.
Is your retirement plan outdated?
July 17, 2023 09:00 - 7 minutes - 7.06 MBWhen is the last time you've updated your retirement plan? Raj Shah and Rick Borek of SC Wealth Advisors explain how new strategies could amplify your retirement. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com See omnystudio.com/listener for privacy information.
What's your tax burden?
July 10, 2023 09:00 - 9 minutes - 8.74 MBAre you aware of your tax burden in retirement? If not, Raj Shah and Rick Borek can help you put the picture together and how to form a strategy to be the most tax efficient in retirement. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com See omnystudio.com/listener for privacy information.
We have to talk about annuities
July 03, 2023 09:00 - 6 minutes - 6.42 MBSome financial advisors avoid talking about annuities, but why? Raj Shah and Rick Borek explain why they might avoid that conversation and why they insist on having it with their clients. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com See omnystudio.com/listener for privacy information.
Financial advice from Dad
June 19, 2023 07:00 - 5 minutes - 5.4 MBRaj Shah and Rick Borek reflect on financial lessons they learned from their fathers and how it impacts their careers today. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com See omnystudio.com/listener for privacy information.
The disconnect between pre retirees and those in retirement
June 12, 2023 07:00 - 10 minutes - 10 MBIt seems people getting ready for retirement have a different viewpoint than those actually in retirement. How do we understand and plan for the realities we will face? See omnystudio.com/listener for privacy information.
How much of your retirement money should be in the market?
June 05, 2023 07:00 - 11 minutes - 10.9 MBOver the last 100 years, the market is up 73% of the time and down 27%. Why wouldn’t you want to play those odds? See omnystudio.com/listener for privacy information.
How “Wisdom from Warren” Can Help
June 02, 2023 20:52 - 9 minutes - 8.51 MBWarren Buffet is famous for saying, “Just don’t lose money.” Today we look at what Warren says made him successful and what we can learn from it. See omnystudio.com/listener for privacy information.
Learning About Retirement Planning From an NFL Quarterback
May 15, 2023 18:05 - 7 minutes - 7.19 MBThere are so many stories of rich athletes that blow through their millions. We found a story about a current quarterback that seems to have his head on straight and thinking to the future. See omnystudio.com/listener for privacy information.
Dialing back your stress about retirement
May 01, 2023 07:00 - 10 minutes - 9.78 MBA new survey says 70% of people are financially stressed right now and don’t trust the stock market. If that describes you, how do you position your money? See omnystudio.com/listener for privacy information.
Writing a smaller check to the IRS in retirement, OR no check at all!
April 17, 2023 07:00 - 6 minutes - 6.42 MBWe spend hours pouring over our taxes each year trying to write a smaller check to the IRS. How much planning are you putting into the check you may be writing while you are in retirement? See omnystudio.com/listener for privacy information.
A new (and questionable) theory about retirement income
April 03, 2023 07:00 - 6 minutes - 6.28 MBA new idea for income in retirement. Take more when the market is good, cut back when the market is bad. Sounds simple, but does it work? See omnystudio.com/listener for privacy information.
A new way to look at allocation
March 27, 2023 07:00 - 6 minutes - 5.65 MBWhat mix of stocks-to-bonds or risk-to-safety makes you feel comfortable? Raj and Rick look at an interesting new idea. See omnystudio.com/listener for privacy information.
What can we learn from the recent bank failures?
March 20, 2023 07:00 - 8 minutes - 7.7 MBThe recent failures of Silicon Valley Bank and Signature Bank will rattle your confidence in the banking system. What do we need to know and what is the main take away from this unfortunate event? See omnystudio.com/listener for privacy information.