HOW TO STICK TO A BUDGET - THROUGH THE PINES PODCAST

Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch would listen to while churning butter, this is Through the Pines…

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**TIME STAMPS**

0:45 - Why are Budget’s so hard to stick to?
1:45 - What is the purpose of a Budget?
5:20 - Secret to sticking to a Budget
6:45 - Investing vs. paying off debt?
9:40 - How to include big purchases in your Budget
11:20 - Different ways to track your Budget
12:50 - Life events and Emergency Fund
15:40 - Sustaining your Budget
16:20 - Envelope System
16:50 - What to do when spouse breaks the budget?
17:47 - Pick your hard
19:05 - SMORE NUMBERS
12:16 - How to reset, and the importance of resetting a budget
23:00 - How a financial planner can help you stick to a budget
24:30 - Habits built during teens & 20s stay with you through your life
26:45 - It’s okay to start over
28:00 - Budget Hacks
36:00 - Make more money!
37:50 - No SPEND month?
38:30 - Prepping for a mortgage
40:40 - Find a method that works and be consistent

Craziest Budget Hacks (https://inspiredbudget.com/); https://www.nerdwallet.com/article/finance/best-budget-apps

Plan with Baxter: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/

Through the Pines  -  Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams