Thriving Financially with Dr. Thrift artwork

Thriving Financially with Dr. Thrift

59 episodes - English - Latest episode: about 7 years ago - ★★★★★ - 4 ratings

Can you run it?

Health & Fitness Education financial education personal finance thrift contentment industriousness stewardship frugality debt
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Episodes

059 The Super Bowl, Professional Athletes, And Our Wealth

February 09, 2017 09:42 - 22 minutes - 23.1 MB

Learn how to apply the work ethic, determination, commitment, desire, sacrifice, and perseverance that professional athletes have to help you build wealth. The post 059 The Super Bowl, Professional Athletes, And Our Wealth appeared first on Real Estate Owned.

058 Weaving In And Out Of Financial Traffic

January 23, 2017 16:26 - 29 minutes - 29.3 MB

In this installment I list 6 reasons why debt consolidation, credit card transfers, and sometimes refinancing will not help you fix your financial problems. The post 058 Weaving In And Out Of Financial Traffic appeared first on Real Estate Owned.

057 The Drum Major Instinct

January 17, 2017 03:22 - 26 minutes - 26.6 MB

In his last sermon, Martin Luther King, Jr. tells us not to purchase things simply to look good. His words are a great reminder to be content everyday. The post 057 The Drum Major Instinct appeared first on Real Estate Owned.

056 Turn On Your Financial Light Bulb

October 22, 2016 01:12 - 36 minutes - 36.4 MB

Learn how to unleash creativity and passion that will allow you improve your financial situation and accomplish amazing goals that you never thought possible. The post 056 Turn On Your Financial Light Bulb appeared first on Real Estate Owned.

055 Talking Debt Freedom With Steve Stewart

September 27, 2016 03:09 - 30 minutes - 44.2 MB

This week I bring you another debt free talk with my new friend Steve Stewart of stevestewart.me. The post 055 Talking Debt Freedom With Steve Stewart appeared first on Real Estate Owned.

054 Don’t Keep Up With The Jones

July 18, 2016 20:41 - 25 minutes - 25.9 MB

Do those you come into contact with affect your spending habits? Learn why we should be content and not let the Jones' make us poor. The post 054 Don’t Keep Up With The Jones appeared first on Real Estate Owned.

053 Paying Off Debt Changed My Life! An Interview With Cliff Ravenscraft

July 11, 2016 22:33 - 47 minutes - 45.8 MB

What would you do if your only debt was your mortgage? Change careers? That's what Cliff Ravenscraft did. Listen as he inspires you to do the same. The post 053 Paying Off Debt Changed My Life! An Interview With Cliff Ravenscraft appeared first on Real Estate Owned.

052 Freedom and Opportunity

July 05, 2016 03:00 - 26 minutes - 27.2 MB

As we celebrate July 4th, take advantage of the opportunities we enjoy as a result of our freedom. Improve yourself financially and achieve greatness. The post 052 Freedom and Opportunity appeared first on Real Estate Owned.

051 Don’t Blow Up The Bubble

June 28, 2016 02:21 - 27 minutes - 28.2 MB

With student loan debt getting to a crisis level in our country, it is imperative that we begin to reevaluate the use of student loans to fund college. The post 051 Don’t Blow Up The Bubble appeared first on Real Estate Owned.

050 Teach Them Well

June 21, 2016 00:14 - 27 minutes - 27.8 MB

Do you want to train your children to manage money? This week I tell you how by giving you a few simple strategies to get started. The post 050 Teach Them Well appeared first on Real Estate Owned.

049 You Can’t Reap If You Don’t Sow

June 14, 2016 02:42 - 20 minutes - 21 MB

This installment will motivate you to take your finances serious and help you realize you can't win if you don't put effort into building wealth. The post 049 You Can’t Reap If You Don’t Sow appeared first on Real Estate Owned.

048 Toilet Paper and Budgets

June 06, 2016 20:56 - 25 minutes - 26.2 MB

This week I explain the importance of a budget and why the only bad budget is the one you don't do. My goal is to motivate each of you to do a budget. The post 048 Toilet Paper and Budgets appeared first on Real Estate Owned.

047 Inspiration From My Elders

May 31, 2016 02:15 - 20 minutes - 20.9 MB

This week I draw inspiration from 2 important people by telling your how their struggles of being boys during the depression contributed to their success. The post 047 Inspiration From My Elders appeared first on Real Estate Owned.

046 A Better Way To Buy Cars

May 23, 2016 17:42 - 30 minutes - 30.7 MB

Everyone likes to BOGO free. What if you could buy one car and get multiple cars for free? Listen to this week's installment to find out how. The post 046 A Better Way To Buy Cars appeared first on Real Estate Owned.

045 The Financial Crossroad

May 17, 2016 02:36 - 33 minutes - 33 MB

This week I share with you a motivational message that I hope will inspire you to change directions in your financial life. The post 045 The Financial Crossroad appeared first on Real Estate Owned.

044 The Racetrack and Finances

May 10, 2016 01:55 - 21 minutes - 21.8 MB

This week's installment is a motivational message to encourage you to worry less about your current financial problems and focus more on long-term solutions. The post 044 The Racetrack and Finances appeared first on Real Estate Owned.

043 The Basics Of Life Insurance

May 03, 2016 01:37 - 33 minutes - 33 MB

This week I discuss the basic concepts related to life insurance including how much to have, what type to buy and when you need it. The post 043 The Basics Of Life Insurance appeared first on Real Estate Owned.

042 The Basics of Disability Insurance

April 26, 2016 02:31 - 32 minutes - 31.9 MB

This week I introduce the basic concepts regarding disability insurance including both short term and long term disability. The post 042 The Basics of Disability Insurance appeared first on Real Estate Owned.

041 The Basics Of Auto And Homeowners Insurance

April 18, 2016 23:42 - 31 minutes - 31 MB

This week I cover the basic types of auto and homeowners insurance and when you might consider dropping collision or comprehensive coverage. I also explain umbrella policies and when you need renters or flood insurance. The post 041 The Basics Of Auto And Homeowners Insurance appeared first on Real Estate Owned.

040 Buffett on Finances, Dr. Thrift on Insurance

April 12, 2016 00:53 - 37 minutes - 37.3 MB

This week I share 18 quotes from Warren Buffett about how we should manage our money and introduce my thoughts regarding insurance. The post 040 Buffett on Finances, Dr. Thrift on Insurance appeared first on Real Estate Owned.

039 Eliminate The Financial Noise

April 04, 2016 22:30 - 39 minutes - 38.6 MB

Don't let financial noise continue to encourage you to make poor financial decisions. Learn what it is and why it hurt you in this installment. The post 039 Eliminate The Financial Noise appeared first on Real Estate Owned.

038 Home Buying Terminology

March 28, 2016 23:39 - 56 minutes - 54.7 MB

Are you new to the home buying process? Need help understanding all the terms associated with buying a home. This installment defines many of those terms. The post 038 Home Buying Terminology appeared first on Real Estate Owned.

037 Tips For Home Buyers

March 22, 2016 01:47 - 59 minutes - 57.2 MB

This week I continue with part 2 of a three week series on home ownership. This week I give you things to consider as part of the purchase process. The post 037 Tips For Home Buyers appeared first on Real Estate Owned.

036 Compound Interest: Friend And Foe

March 15, 2016 02:31 - 25 minutes - 26.2 MB

This week I look at the wealth building tool of compounding interest and how it can be used both to your benefit and to keep you from building wealth. The post 036 Compound Interest: Friend And Foe appeared first on Real Estate Owned.

035 Should I Pay Off Debt With My Emergency Fund?

March 08, 2016 00:55 - 28 minutes - 28.7 MB

This week I explain why you need an emergency fund while you are paying off debt and why you need 3 to 6 months of expenses saved after getting out of debt. The post 035 Should I Pay Off Debt With My Emergency Fund? appeared first on Real Estate Owned.

034 The Future And Recessions

March 01, 2016 02:59 - 48 minutes - 47 MB

What should you do if a recession is imminent? This week I give you 5 broad things to consider including being positive about the future even if uncertain. The post 034 The Future And Recessions appeared first on Real Estate Owned.

033 Find your pony and become a rhinoceros

February 22, 2016 22:27 - 28 minutes - 28.4 MB

This week I motivate you to work through challenges, be different, and accept change to achieve the financial goals you set at the beginning of the year. The post 033 Find your pony and become a rhinoceros appeared first on Real Estate Owned.

032 Sacrifice

February 15, 2016 15:20 - 32 minutes - 32.5 MB

Sacrifice and contentment are important to building wealth. This week, my wife and I discuss how sacrificing is helping us build assets and our net worth. The post 032 Sacrifice appeared first on Real Estate Owned.

031 Reducing Impulse Spending

February 09, 2016 03:02 - 49 minutes - 47.8 MB

Money can't buy happiness. We spend to make us happy but the joy is temporary. Avoid impulse spending, be content, and build wealth. Practice frugality. The post 031 Reducing Impulse Spending appeared first on Real Estate Owned.

030 How May I Serve You?

February 02, 2016 03:14 - 33 minutes - 33.1 MB

This installment is about the new opportunities I hope to have to serve you so you can improve your financial situation, through my coaching and speaking. The post 030 How May I Serve You? appeared first on Real Estate Owned.

029 Make A Better Choice

January 25, 2016 21:26 - 31 minutes - 31.2 MB

In the coming weeks and months, many of you will be given the opportunity to take advantage of something that might help you improve your finances. The post 029 Make A Better Choice appeared first on Real Estate Owned.

028 You Are Worth It

January 18, 2016 20:48 - 40 minutes - 39.7 MB

This week, Brad Nelson of BalancedCents.com tells how he was led to his current vocation and offers some advice on how you can improve financially. The post 028 You Are Worth It appeared first on Real Estate Owned.

027 The Journey Is Worth It

January 12, 2016 03:48 - 35 minutes - 34.8 MB

This week Ms. Thrift joins Dr. Thrift to talk about an email we received from a listener. Listen and enjoy! The post 027 The Journey Is Worth It appeared first on Real Estate Owned.

026 Have Patience

January 05, 2016 02:59 - 36 minutes - 35.9 MB

This installment encourages you to think about getting rich slowly and having patience when it comes to buying the things you want. The post 026 Have Patience appeared first on Real Estate Owned.

025 Goals

December 29, 2015 02:50 - 26 minutes - 27.1 MB

In this installment, I give you a few things to consider when making them so you have a better chance of accomplishing what you want next year. The post 025 Goals appeared first on Real Estate Owned.

024 Don’t hoard…Don’t be greedy. Spend and give!

December 21, 2015 21:53 - 26 minutes - 26.5 MB

This installment focuses on finding a nice balance between being a tightwad and being a spendthrift so we can give more. The post 024 Don’t hoard…Don’t be greedy. Spend and give! appeared first on Real Estate Owned.

023 Be Careful When Given Financial Advice

December 15, 2015 00:27 - 32 minutes - 32.7 MB

It's better to miss a good opportunity by saying no than to keep getting taken advantage of. In this installment, I encourage you to be less gullible. The post 023 Be Careful When Given Financial Advice appeared first on Real Estate Owned.

022 Let Banks Work For You..Not You For Them

December 08, 2015 01:21 - 36 minutes - 35.7 MB

This installment details the historical perspective of how banks have developed to help you, the audience, realize how they make money. The post 022 Let Banks Work For You..Not You For Them appeared first on Real Estate Owned.

021 Protect Yourself From Yourself

November 30, 2015 23:37 - 27 minutes - 27.8 MB

This week's installment is designed to help you, the listener, realize that we often make decisions that we think are great but in fact hurt us financially. The post 021 Protect Yourself From Yourself appeared first on Real Estate Owned.

020 Pay Yourself First

November 24, 2015 03:16 - 32 minutes - 32.1 MB

Even if you don't own a business, I point out in this installment that you do in fact own a business - you have someone willing to pay for your time. The post 020 Pay Yourself First appeared first on Real Estate Owned.

019 Avoid Debt

November 18, 2015 01:20 - 30 minutes - 30.8 MB

This is the fourth in a series I am doing on themes that I teach. The idea is to get you to think about how you might apply these themes to your life The post 019 Avoid Debt appeared first on Real Estate Owned.

018 Build Your Asset Column

November 09, 2015 19:39 - 27 minutes - 27.8 MB

This week I continue explaining the themes that I teach my students. This covers the third on the list which is the need for us to build our asset column. The post 018 Build Your Asset Column appeared first on Real Estate Owned.

017 Have A Plan For Everything

November 03, 2015 00:16 - 33 minutes - 33.7 MB

In this installment, I cover the second theme that I share with my students which is to have a plan for everything. The post 017 Have A Plan For Everything appeared first on Real Estate Owned.

016 Think Differently

October 26, 2015 22:55 - 26 minutes - 26.5 MB

I discuss how being average financially isn't a goal that many Americans should strive for as average has moved away from what made the middle class great. The post 016 Think Differently appeared first on Real Estate Owned.

015 Nine Financial Themes I Teach My Students

October 19, 2015 23:11 - 33 minutes - 33.4 MB

In this installment, I share nine major themes that I teach my students each semester while they take a mandatory personal finance course. The post 015 Nine Financial Themes I Teach My Students appeared first on Real Estate Owned.

014 Discipline, Habits, and Willpower

October 13, 2015 00:24 - 34 minutes - 34.4 MB

This installment was inspired by a post that Cliff Ravenscraft make to Facebook promoting a recent episode of his Pursuing a Balanced Life podcast. The post 014 Discipline, Habits, and Willpower appeared first on Real Estate Owned.

013 Waste Not Want Not

October 05, 2015 22:44 - 23 minutes - 23.9 MB

In this installment, I encourage you to ask yourself if any decision is wasting either your time, your talents, or your financial resources. The post 013 Waste Not Want Not appeared first on Real Estate Owned.

012 Let The Joneses Keep Up With Themselves

September 28, 2015 22:47 - 27 minutes - 27.7 MB

In this installment I discuss the reasons why we spend money including the Keeping up with the Joneses mentality. Who are the Jones? The post 012 Let The Joneses Keep Up With Themselves appeared first on Real Estate Owned.

011 A Picture Is Worth A Thousand Dollars (or more)

September 21, 2015 22:57 - 24 minutes - 25.4 MB

This episode begins with a review of what I have discussed the past 6 weeks. I then talk about the importance of saving starting right now. The post 011 A Picture Is Worth A Thousand Dollars (or more) appeared first on Real Estate Owned.

010 A Dr. Thrift Pep Talk

September 14, 2015 22:23 - 23 minutes - 23.8 MB

Today I help you understand the value of using positive thoughts in conjunction with your goals to help your mind believe you can achieve those goals. The post 010 A Dr. Thrift Pep Talk appeared first on Real Estate Owned.

Guests

Cliff Ravenscraft
1 Episode