Meet Jeanetta Spencer, during her undergrad years, she got a car loan, was heavily influenced by friends/family to get credit cards, and was encouraged by her financial aid advisors at her university to take on student loan debt. She graduated undergrad at the age of 20 with her dream job and $57,000 worth of debt. After graduating she tried to keep up with the Joneses during her first year of teaching. In Todays show with Anthony she will be discussing the following:

- Way's to chart and monitor your money growth
- Cash envelopes- to monitor spending/stay on budget
- Creating alternatives for entertainment
- How she took advantage of 0% interest rate on student loans during pandemic.

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Mentioned In Today's Show:
🤝 PrizePool: https://anthonyoneal.com/savings
🤝 Churchill: https://anthonyoneal.com/churchill


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