Teachers Talk Money
21 episodes - English - Latest episode: over 2 years ago - ★★★★★ - 32 ratingsWelcome to Teachers Talk Money, where a Millennial high school teacher and a Gen X elementary teacher get together to talk all things money. From salary scales to saving, investing, and self-care, Christy and Rachel are here to help teachers master their money.
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Episodes
20. Season Finale Spectacular
November 18, 2021 08:00 - 23 minutes - 53.6 MBIt’s been a full, 20-episode season of Teachers Talk Money, and Rachel is in the mood to celebrate. Mentioned in this episode: https://www.nerdwallet.com/best/banking/high-yield-online-savings-accounts More from Rachel: www.teacherstalkmoney.com Follow me on Instagram, YouTube, and TikTok @TeachersTalkMoney
19. Show Update: The Future of the TTM Podcast
October 21, 2021 08:00 - 9 minutes - 8.97 MBUnfortunately, I have a very sad update to share with listeners this week. Thank you all for listening and supporting the show-- Christy and I are forever grateful for all of you. GoFundMe for David's treatment: https://gofund.me/24000f21 Contact Rachel: [email protected]
18. It’s OK to leave teaching: making teaching sustainable or changing careers with the Teacher Career Coach
October 07, 2021 07:00 - 52 minutes - 51.2 MBRachel chats with Daphne Williams of The Teacher Career Coach to discuss Daphne's story of leaving teaching, making money on TPT and as a business owner, and financially preparing for a career change. They also talk about how to make teaching sustainable, calculate your true hourly rate, and know what career options you have as a educator. Mentioned in this episode: https://teachercareercoach.com/teacherstalkmoney Find more from Rachel: https://teacherstalkmoney.com @TeachersTalkMon...
17. Staying Motivated in Debt Payoff & Building Wealth with MelannialMoney
September 23, 2021 07:30 - 45 minutes - 40.5 MBIn this episode, we interview Meriam Seboka from @MelannialMoney about how culture and upbringing influence our money values, budgeting for debt freedom, building wealth while paying off debt, teaching high schoolers about personal finance, managing money in a high cost of living area, and staying motivated during your financial journey. More from Meriam: https://www.melannialmoney.com @MelannialMoney on IG More from Rachel: https://teacherstalkmoney.com @TeachersTalkMoney on IG and You...
16. Setting Boundaries in the New School Year
September 09, 2021 07:30 - 52 minutes - 92.5 MBIn this episode, we talk about all of the boundaries we can set in order to protect our time, energy, and money as teachers. Mentioned in this episode: Meriam @MelannialMoney: https://www.instagram.com/melannialmoney/ Want to ask a question or share a money win? Email us at [email protected]! Find more from Rachel: https://teacherstalkmoney.com @TeachersTalkMoney on instagram and YouTube Find more from Christy: https://financiallyfitteacher.com @Fi...
15. Budget-Friendly Classroom Design
August 26, 2021 07:30 - 40 minutes - 37.8 MBIn this episode we dive into incredible resources for creating inviting spaces for our students and ourselves without stressing our budgets. From our own experience to crowdsourced ideas, this episode is packed with money-saving tips to help you design an amazing classroom. Mentioned in this episode: Donor’s Choose: https://www.donorschoose.org/ Brittany Jeltma @thesuperheroteacher blog: https://thesuperheroteacher.com/blog Michael’s teacher discount: https://www.michaels.com/teach...
14. Mastering Your Money Check-In: Financial Order of Operations
August 12, 2021 07:30 - 39 minutes - 69.7 MBIn this episode, we cover the order of operations for your finances. When starting your financial journey, should you prioritize debt payoff, saving, or investing? We answer this & more in today’s show. Mentioned in this episode: Expense Ratio Calendar: http://www.begintoinvest.com/expense-ratio-calculator/ Nerdwallet future earnings calculator: https://www.nerdwallet.com/banking/calculator/compound-interest-calculator Motley Fool Credit Card Review Site: https://www.fool.com/th...
13. Investing Essentials: Fees, Funds, and Financial Advisers
July 29, 2021 07:30 - 36 minutes - 34.3 MBSo you’ve learned about the truth beyond those myths, you’ve picked an account to open or add to your current portfolio... what’s next? Two of the most important factors when you’re investing are fees and funds, and we’re going to dive into them today. Whether you’re investing on your own or working with an advisor, you have to learn about the fees you’re paying and how they’re affecting your long-term earnings. Want to ask a question or share a money win? Email us at teacherstalkmoney@gma...
12. Summer Money Series: Investing Accounts for Teachers
July 22, 2021 07:30 - 45 minutes - 80.1 MBWelcome to part 2 in our investing series! In this episode, we chat about the investing accounts available to teachers. We go over IRAs, 403bs, 457s, and more to give you a basic understanding of the differences between each account. Enjoy the show! Mentioned in this episode: @personalfinanceclub on IG https://www.instagram.com/personalfinanceclub/?hl=en Want to ask a question or share a money win? Email us at [email protected]! Find more from Rachel: https://te...
11. Why Investing is Crucial (And Not So Scary After All)
July 15, 2021 07:30 - 32 minutes - 30.4 MBIn this episode, we dive into all of the myths and realities around investing. We wanted to start the conversation by addressing what assumptions listeners might have, and discussing what investing really is and how amazing it can be as a wealth building tool. Mentioned in this episode: https://www.thesimplepathtowealth.com/ Want to ask a question or share a money win? Email us at [email protected]! Find more from Rachel: https://teacherstalkmoney.com @TeachersTalkMoney o...
10. Teacher Loan Forgiveness & PSLF with The Budget Teacher
July 01, 2021 07:30 - 39 minutes - 59.8 MBWelcome to part 2 of our Summer Money Series where we take a deeper dive into the bigger topics of personal finance. Today’s episode is all about Teacher Loan Forgiveness & Public Service Loan Forgiveness. We interviewed Dave from The Budget Teacher, a CSLP who specializes in helping educators navigate their debt forgiveness options. It was an info-packed interview-- we hope you enjoy! Mentioned in this episode: AFT loan forgiveness opportunities database: https://www.aft.org/funding-da...
9. Taming Your Debt Dragon
June 17, 2021 07:30 - 42 minutes - 38.2 MBWelcome to part 1 of our Summer Money Series where we take a deeper dive into the bigger topics of personal finance. Today’s episode is all about debt payoff-- the mindset and the methods. We address the shame that sometimes comes with being in debt, before discussing 3 major debt payoff methods and describing which ones are best based on your personality type and the nature of your debt. Mentioned in this episode: Queer Money Podcast: https://podcast.debtfreeguys.com/ Tiffany Aliche ...
8. Summer Money Series Kickoff + Listener Q&A
June 03, 2021 07:30 - 40 minutes - 71.5 MBIn this episode, we introduce our Summer Money Series and answer listener questions about budgeting, saving, investing, early retirement, onboarding, student teaching, and more. Mentioned in this episode: TEACH Grant: https://studentaid.gov/understand-aid/types/grants/teach More grants/scholarships: http://www.collegescholarships.org/scholarships/teaching-students.htm Credit Card reviews and comparisons: https://www.fool.com/the-ascent/credit-cards/ Find more from Rachel: ...
7. To Side Hustle or Not to Side Hustle
May 20, 2021 07:00 - 28 minutes - 26.4 MBIncreasing your income by working outside of the classroom is a decision many educators have to make. In this episode, we break down how and why we've used side hustles in our lives, and get into exactly how to find the right side hustle for you. Mentioned in this episode: Nick Loper and https://www.sidehustlenation.com/ Want to ask a question or share a money win? Email us at [email protected]! Find more from Rachel: https://teacherstalkmoney.com @TeachersTalkMone...
6. Building Your Emergency Fund
May 06, 2021 07:30 - 27 minutes - 40.9 MBIn this episode, we cover the WHY, WHAT, and HOW of emergency funds with teachers in mind. We answer these questions: Why do I need an EF? Where do I put my EF? How much money should I save in my EF? When do I actually USE my EF? What are some tips for motivating myself to save for my EF? And more. Enjoy the episode! Want to ask a question or share a money win? Email us at [email protected]! Find more from Rachel: https://teacherstalkmoney.com @TeachersTalkMoney on ...
5. The B Word
April 22, 2021 07:00 - 33 minutes - 30.6 MBIn this episode, we dive into all things budgets. Building a budget that works is an essential step in making the most of your finances, and we break down all of the details on why and how to budget and set yourself up for success. If you’re brand new to budgeting, or an expert already, we’ve got strategies to help you maximize your system. Think of your budget as a road map to your goals, not a bad word to avoid! Want to ask a question or share a money win? Email us at teacherstalkmoney@...
4. Crafting Your Money Mindset
April 08, 2021 07:30 - 34 minutes - 51.4 MBIn this episode, we talk all things mindset: what it means, what our personal money mindsets are, and actionable exercises you can use to identify the beliefs you currently have that may be holding you back, and start to craft a money mindset that will serve you. More from Rachel: www.teacherstalkmoney.com @TeachersTalkMoney on IG; Teachers Talk Money on YouTube More from Christy: www.financiallyfitteacher.com @FinanciallyFitTeacher on IG
3. Financial Opportunities for Teachers
March 25, 2021 11:30 - 38 minutes - 35 MBIn this episode, Christy and Rachel talk about the unique financial opportunities available to teachers and the built-in aspects of our profession that we can use to reach our financial goals. We dive into our summer schedules, pay scales, pensions, retirement accounts, certifications and job security to examine the aspects of our profession that help build our momentum toward our financial goals. Our hope is to offer some encouragement that, while teachers deserve to make more money, that d...
2. Financial Obstacles Teachers Face
March 25, 2021 11:15 - 35 minutes - 29.3 MBWelcome to Teachers Talk Money Episode 2! In this episode, Christy and Rachel dive into the financial obstacles that teachers face. We wanted to start out our podcast by acknowledging the systemic challenges specific to teachers, because we need to be clear about what we're up against as educators in order to make a game plan that works for us. Enjoy the show! Mentioned in this episode: https://www.pewtrusts.org/en/research-and-analysis/issue-briefs/2019/06/the-state-pension-funding-gap-2...
1. Welcome to Teachers Talk Money | Our vision & stories
March 25, 2021 11:00 - 29 minutes - 24 MBWelcome to Teachers Talk Money Episode 1! In this episode, Christy and I share a bit about our money stories and our vision for the TTM podcast. Want to ask a question or share a money win? Email us at [email protected]! Find more from Rachel: https://www.teacherstalkmoney.com @TeachersTalkMoney on instagram and YouTube Find more from Christy: https://www.financiallyfitteacher.com @FinanciallyFitTeacher on instagram
Trailer - Welcome to Teachers Talk Money
February 03, 2021 18:57 - 1 minute - 2.48 MBHey teachers! Are you… Wondering how you’ll ever retire? Thinking you don’t have enough time or energy to learn how to manage your money? Questioning if paying off all your debt is possible? Giving up on living a rich life because your salary isn’t amazing? This is the Teachers Talk Money Podcast and we’re here to help you… Push past limiting beliefs around money and develop that same growth mindset that we teach to our students every day Learn all of the tips and tools you’ll ne...