Stop Worrying You're Retired
191 episodes - English - Latest episode: 2 months ago - ★★★★★ - 1 ratingOver 22 years ago, George Fossing’s passion for creating financial solutions for clients began. He founded NorthStar Financial & Retirement Planning to focus on educating people about their investment and retirement planning options, and ultimately help his clients achieve the retirement they’ve worked so hard for.
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Episodes
Is it possible to retire during a recession?
February 13, 2024 09:00 - 26 minutes - 24.2 MBMultiple large companies have announced future layoffs and some fear it could be the beginning of a recession. George Fossing and Zach Jenkins discuss the possibility of retiring during a recession. They also talk about their new program called: Her Compass. A retirement guide for women. See omnystudio.com/listener for privacy information.
How does a Presidential Election affect your retirement?
February 06, 2024 09:00 - 35 minutes - 32.4 MBHow does a Presidential Election affect your retirement? George Fossing and Zach Jenkins take a look back at history to discuss elections and the stock market. They also talk about continuing to work in retirement and tax consequences. See omnystudio.com/listener for privacy information.
Taxes changes you will face in retirement
January 30, 2024 09:00 - 28 minutes - 26.1 MBHow will your taxes change in retirement? Zach Jenkins and Travis Smith discuss the myth of lower taxes in retirement and how you can begin positioning yourself today for success in the future. They also talk about which direction the Fed will take interest rates this year and what that means for your savings. See omnystudio.com/listener for privacy information.
Nick Saban & the right time to retire
January 23, 2024 09:00 - 20 minutes - 18.6 MBWhen is the right time to retire? Zach Jenkins and Travis Smith discuss the recent retirement of Alabama Head Football Coach Nick Saban and how coming to the decision to call it a a career may be easier than you think. They also talk about comedian Ron White and his tax plan that may have caused him to go back to work. See omnystudio.com/listener for privacy information.
Alternatives to the stock market when you retire
January 16, 2024 09:00 - 27 minutes - 25 MBWhat alternative options do you have to the stock market when you decide to retire? George Fossing and Zach Jenkins discuss what is available to your and your portfolio, as well as how to utilize them in a customized plan to fulfill your retirement goals. See omnystudio.com/listener for privacy information.
Are interest rates creating more risk in retirement plans?
January 09, 2024 09:00 - 26 minutes - 23.9 MBAre interest rates creating more risk in retirement plans? George Fossing and Zach Jenkins discuss which direction interest rates could head and 2024 and how they could effect your retirement plan. They also talk about the possibility of more bank collapses in the future and the new tax brackets for the year. See omnystudio.com/listener for privacy information.
Which direction is the market heading in 2024?
December 19, 2023 09:00 - 21 minutes - 20 MBWhich direction is the market heading in 2024 and how will it affect your retirement plan? George Fossing and Zach Jenkins discuss what the talking heads are forecasting. They also talk about the downsides to having a target date fund. See omnystudio.com/listener for privacy information.
Are taxes going up in 2024?
December 05, 2023 14:48 - 20 minutes - 18.4 MBAre taxes going up in 2024? George Fossing and Zach Jenkins discuss which direction taxes are heading next year. They also talk about how much money you need to feel rich and if that's the same amount you need to retire or not. See omnystudio.com/listener for privacy information.
At what age should you start retirement planning?
November 21, 2023 09:00 - 31 minutes - 28.8 MBAt what age should you start retirement planning? George Fossing and Zach Jenkins discuss the best time in life to begin making a retirement plan. They also talk about possible interest rate hikes in the future and are social security recipients hurting from a government mistake? See omnystudio.com/listener for privacy information.
When is the best time to buy stock in retirement?
November 14, 2023 09:00 - 24 minutes - 22.8 MBWhen is the best time to buy stock in retirement? George Fossing and Zach Jenkins discuss the best way to utilize the market when you are no longer chasing gains. They also talk about the investment options you have and how to utilize them in your portfolio. See omnystudio.com/listener for privacy information.
How could an interest rate hike affect your retirement plan?
October 31, 2023 08:00How could an interest rate hike affect your retirement plan? Zach Jenkins and Travis Smith discuss what the Fed will do next and how it could affect your retirement goals. They also talk about creating a strategy to fund your retirement dreams.
How will taxes affect your retirement income?
October 17, 2023 08:00 - 30 minutes - 28.2 MBHow will taxes affect your retirement income? George Fossing and Travis Smith discuss the future of taxes and what you can be doing now to prepare yourself. They also talk about the difference between a 401(K) and an IRA. Do you know which one is best for you? See omnystudio.com/listener for privacy information.
Are emotions delaying your retirement?
October 10, 2023 08:00 - 26 minutes - 24.3 MBAre emotions delaying your retirement? George Fossing and Zach Jenkins discuss the difference between a financial and an emotional delay in retirement. They also talk about the fees that might be eating up your 401(K) and if a reduction in social security is in the near future. See omnystudio.com/listener for privacy information.
Is it time for a portfolio review?
October 03, 2023 08:00 - 34 minutes - 31.7 MBWhen should you review your portfolio before retirement? George Fossing and Zach Jenkins discuss when is the right time for a financial checkup. They also talk about high interest cash investments and if they will disappear soon, as well as the biggest mistakes they see in 401(K) plans. See omnystudio.com/listener for privacy information.
Should you payoff your mortgage before you retire?
September 26, 2023 08:00 - 32 minutes - 29.9 MBShould you payoff your mortgage before you retire? George Fossing and Zach Jenkins weigh-in on why getting rid of your house payment might not be the best idea right now. They also discuss the current state of Wall Street and if you should proceed with caution. See omnystudio.com/listener for privacy information.
Rules for retirement that are now outdated
September 19, 2023 08:00 - 28 minutes - 26 MBWhich retirement rules are no longer relevant? Zach Jenkins discusses what you should be doing today to make sure your portfolio is up to date. He also talks about how much of your account are you losing to inflation and what is the best way to preserve your retirement goals. See omnystudio.com/listener for privacy information.
Is maxing out your 401(k) overrated?
September 05, 2023 08:00 - 34 minutes - 31.3 MBIs maxing out your 401(k) overrated? George Fossing ans Zach Jenkins discuss how much money you should be putting into your retirement account and what might be outdated. They also talk about inflation and if we will continue to see it rise. See omnystudio.com/listener for privacy information.
Meet the Northstar Team!
August 29, 2023 08:00 - 48 minutes - 44.3 MBWhile George Fossing is out this week, Zach Jenkin's welcomes members of the Northstar team to the show. They discuss all aspects of retirement, what you need to know today, and how they are able to work together all under one roof to help create a successful financial future. See omnystudio.com/listener for privacy information.
How much longer will social security last?
August 21, 2023 08:00 - 24 minutes - 22.4 MBWill social security still be around when you retire? Zach Jenkins discusses the possible future of the government program. Wade Cupcheck joins the show to talk about how to create a legacy plan for your family's financial future. See omnystudio.com/listener for privacy information.
How can you make your money tax free?
August 07, 2023 08:00 - 21 minutes - 20.1 MBWhich tax bracket will you be in when you retire? George Fossing and Zach Jenkins discuss the taxes you will face in your financial future and what you should be doing now to lighten the load. They also discuss tools you should be utilizing to relieve financial stress. See omnystudio.com/listener for privacy information.
Which should you have: IRA vs 401(k)
July 31, 2023 08:00 - 26 minutes - 24.3 MBWhich is better: an IRA or a 401(k)? George Fossing and Zach Jenkins discusses how to utilize different accounts to set yourself up on the best path for retirement. They also discuss when you should start removing money from your portfolio and how to take the first step towards a spending plan in retirement. See omnystudio.com/listener for privacy information.
What makes the Carolina's one of the best places to retire?
July 17, 2023 08:00What makes the Carolina's one of the best places to retire? George Fossing and Zach Jenkins breakdown the top states retirees are moving to and what financial plans you should update when going to a new state. They also discuss the best time to get a portfolio checkup and the advantages of working with a team of financial professionals.
Retire on your own terms
July 03, 2023 08:00 - 32 minutes - 29.7 MBWill you be able to retire on your own terms? George Fossing and Zach Jenkins discuss the steps you should make now as you plan towards your financial future. They also talk about changing your investment strategy after you leave the workforce and the importance of having a diverse portfolio. See omnystudio.com/listener for privacy information.
The 3 stages of retirement
May 29, 2023 08:00 - 31 minutes - 29 MBHow will you take income in retirement? George Fossing and Zach Jenkins discuss how you will pay yourself in retirement. They also discuss how much of your money actually goes to taxes and the 3 stages you will go through when your working days are done. See omnystudio.com/listener for privacy information.
What challenges do couples face when preparing for retirement?
May 15, 2023 08:00 - 23 minutes - 21.5 MBDo you have a plan for you and your spouse in retirement? George Fossing and Zach Jenkins discuss the biggest concerns they hear from couples when planning their financial future and the speedbumps they may face. They also talk about the possibility of changes coming to social security. See omnystudio.com/listener for privacy information.
What could explode in your portfolio
May 08, 2023 08:00 - 28 minutes - 26.3 MBIs there something in your retirement account that could send it up in flames? George Fossing and Zach Jenkins discuss the importance of having your accounts reviewed. They discuss why more and more Americans are becoming pessimistic about the economy, if you should payoff your mortgage before retirement, and an NFL Quarterback shares tips on how to save. See omnystudio.com/listener for privacy information.
What is Tax Freedom Day
April 24, 2023 08:00 - 32 minutes - 29.6 MBDo past retirement rules still apply today? George Fossing and Zach Jenkins discuss how this is no longer your grandparents retirement and changes you need to keep an eye out for. They also discuss tax freedom day and the importance of long term care planning with Mary Ellyse Fendig. See omnystudio.com/listener for privacy information.
Which direction is the market heading next?
April 17, 2023 08:00 - 31 minutes - 28.9 MBShould you buckle up for another market pullback? George Fossing and Zach Jenkins are joined by Northstar Financials’ Chief Investment Officer Jim Pritchard to discuss which direction the market is heading in Q2 and if you should be in bonds or not. See omnystudio.com/listener for privacy information.
Will Social Security soon be cut?
April 10, 2023 08:00 - 33 minutes - 30.6 MBCan over analyzing your retirement portfolio create paralysis? George Fossing and Zach Jenkins discuss how overthinking your plan can affect the results. They also talk about the possibility of Social Security getting cut, finding what is hindering your savings, and an NBA Hall of Famer discuss gambling. See omnystudio.com/listener for privacy information.
Is the Fed overreacting?
April 03, 2023 08:00 - 24 minutes - 22.2 MBShould you follow your gut or the numbers when creating a retirement plan? George Fossing and Zach Jenkins discuss why you need a plan when checks stop coming in in retirement. They also talk about how far ahead your should start planning to accomplish bucket list travels and the most common questions they hear in a first meeting. See omnystudio.com/listener for privacy information.
Are we about to see a pullback in the stock market
March 27, 2023 08:00 - 21 minutes - 19.4 MBAre you able to continue riding the market roller coaster when you’re heading into retirement? George Fossing and Zach Jenkins discuss the talking heads take on an upcoming pullback in the stock market and tell you why today is the day to start creating a retirement plan. They also discuss the crazy things Americans say they would do to have a tax free future. See omnystudio.com/listener for privacy information.
What happened to Silicon Valley Bank
March 20, 2023 08:00 - 22 minutes - 21 MBIs your money safe? George Fossing and Zach Jenkins discuss what caused the SVB collapse. They also talk about identifying risk in your portfolio, when should you take social security, and are we in a recession right now? See omnystudio.com/listener for privacy information.
Changes in retirement rules
March 13, 2023 08:00 - 32 minutes - 29.9 MBMajor league baseball is making rule changes this upcoming season, but what retirement rule changes do you need to know? George Fossinga and Zach Jenkins discuss strategies you can create for your retirement plan. they also talk about tuning out the noise of the stock market and how can you benefit from downside protection? See omnystudio.com/listener for privacy information.
Will the fed cut interest rates this year
March 06, 2023 09:00 - 31 minutes - 28.5 MBWhat direction is inflation heading? George Fossing and Zach Jenkins discuss the biggest fears in retirement, compressing fees, and how often adults let their minds wander. See omnystudio.com/listener for privacy information.
Creating a retirement supply kit
February 13, 2023 09:00 - 36 minutes - 33.7 MBCan artificial intelligence replace a financial advisor? George Fossing and Zach Jenkins discuss what AI is missing in a retirement plan. the steps you should take to protect your portfolio from a recession, and Slyvestor Stallone shares how he plans to stay active in his later years. See omnystudio.com/listener for privacy information.
How often should you get a wellness check on your portfolio
February 06, 2023 09:00 - 31 minutes - 28.9 MBWhat are the signs that we're already in a recession? George Fossing and Zach Jenkins discuss what the talking heads are saying and what you should be looking for. They also talk about the financial tools that have become more available with technology and Tom Brady announcing his retirement. See omnystudio.com/listener for privacy information.
What are you paying an advisor for
January 30, 2023 09:00 - 31 minutes - 29.1 MBWill there be a rate cut this year and what does that mean for your portfolio? George Fossing and Zach Jenkins discuss the importance of a tax plan with the changes of the Secure act 2.0. They also breakdown the 5 questions you should be asking your financial advisor and how much things will cost in 30 years from now. See omnystudio.com/listener for privacy information.
Creating confidence in today's market
January 23, 2023 09:00 - 28 minutes - 25.9 MBHow long will interest rates continue to rise? George Fossing and Zach Jenkins discuss what you should do if you aren't feeling confident in the market. They also talk about tips from Warren Buffett and if you should convert your 401(k) to a Roth IRA. See omnystudio.com/listener for privacy information.
Create a retirement that removes the fear of spending
January 17, 2023 09:00 - 33 minutes - 30.9 MBShould you be optimistic about the stock market in 2023? George Fossing and Zach Jenkins discuss this and their 5-step guide to retirement. They also talk about a TikTok influencer who tried to live off a very little budget and give advice about inheriting a large sum of money. See omnystudio.com/listener for privacy information.
Market risk in the new year
January 09, 2023 09:00 - 20 minutes - 18.5 MBHow much money should you be risking in the market in the new year? George Fossing and Zach Jenkins balancing your financial concerns as you head towards retirement, mistakes to avoid in a recession, and a former NBA champion's advice on finding your passion when your working days are over. See omnystudio.com/listener for privacy information.
Getting financially educated for the future
December 19, 2022 09:00 - 37 minutes - 34 MBZach Jenkins and Mery Ellyse Fendig discuss the difference between legacy planning and having a will or an estate. They also talk about financial fears and what you can do now to prepare yourself for 2023! See omnystudio.com/listener for privacy information.
How diversified should your portfolio be
December 13, 2022 17:06 - 32 minutes - 29.6 MBGeorge Fossing and Zach Jenkins discuss putting guardrails on your retirement to cut risk. They also talk about the Christmas Price Index hitting a record high and Kentucky boy who wanted an Xbox. See omnystudio.com/listener for privacy information.
What is tax loss harvesting
December 05, 2022 09:00 - 27 minutes - 25.1 MBWhat are indicators of inflation and how can you protect your portfolio? George Fossing and Zach Jenkins discuss the options you have and the best ways to be more efficient with your time while meeting with a financial advisor. See omnystudio.com/listener for privacy information.
Investment Insurance
November 21, 2022 09:00 - 24 minutes - 22.8 MBWith rising inflation, what changes should you be making in your retirement plan? George Fossing and Zach Jenkins discuss creating insurance around your investments and how layoffs in the tech sector could create a trend. See omnystudio.com/listener for privacy information.
Are stocks on clearance
November 14, 2022 09:00 - 24 minutes - 22.6 MBGeorge Fossing and Zach Jenkins discuss the current state of the stock market and how to find your pain threshold. They also talk about preventing further loss and how retirement has changed over the years. See omnystudio.com/listener for privacy information.
Protecting and preserving your wealth
October 31, 2022 08:00 - 22 minutes - 21 MBZach Jenkins and Travis Smith discuss the possibility of having to delay your retirement due to the current status of the market. They also talk about being forced to move so you can lower your tax rate and how an annuity can fit into your portfolio. See omnystudio.com/listener for privacy information.
A sit down with country music star Jason Aldean
October 24, 2022 08:00 - 6 minutes - 5.52 MBGeorge Fossing sits down with multi-platinum musician Jason Aldean! They discuss the journey of his career in the music industry and the importance of surrounding yourself with a good team to be successful. Jason also talks about the transition from being a performer, to becoming a businessperson. See omnystudio.com/listener for privacy information.
Plan well, Retire well
October 10, 2022 08:00 - 23 minutes - 21.3 MBCan you retire in a recession? George Fossing and Zach Jenkins discuss how long it will take for the market to come back, what to do when you cross the retirement threshold, and the items you should bring to a first meeting with a financial advisor! See omnystudio.com/listener for privacy information.
Who is taking the biggest losses in the market
September 26, 2022 08:00 - 21 minutes - 19.9 MBGeorge Fossing and Zach Jenkins discuss the biggest losers in the market right now. They also talk about nearing the bottom of the market, what a first meeting with an advisor is like, and creating a plan to retire now. See omnystudio.com/listener for privacy information.
Protecting yourself from higher taxes
September 19, 2022 08:00 - 25 minutes - 23 MBZach Jenkins discusses the importance of protecting yourself from higher taxes. He also talks about creating a plan to avoid worrying about running out of money and investing like a woman! See omnystudio.com/listener for privacy information.