St. Cloud Real Estate Podcast with Chris Hauck
33 episodes - English - Latest episode: about 4 years ago -If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Coldwell Banker Realty - your professional St. Cloud Real Estate Agents.
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Episodes
What You Need to Know About Computer-Generated Pricing
April 22, 2020 20:00 VideoHere’s what you need to know about computer-generated pricing and why you simply can’t beat having boots on the ground. We’ll typically do three to six market valuations per week, helping people with pricing by looking at past sales and current listings. Our computer pulls up estimates from Zillow and a few other services on every single property we look at. Not only can we see what a particular property was listed and ultimately sold for, but it also shows us what Zillow estimated the val...
Why We're Not Headed For Another Housing Crisis
April 08, 2020 21:22 VideoDon’t panic: The real estate market is not on the brink of another recession. Here’s why. What’s happening with our real estate market? Many people are wondering whether we’re in for another Great Recession, and that prospect has some feeling panicky. The market environment we’re in now isn’t the same as the one back in 2008, though. The residential market, in particular, doesn’t follow the stock market. Inventory is tight, interest rates are at record lows, and home values aren’t droppin...
Why We’re Not Headed for Another Recession
April 08, 2020 21:22 VideoDon’t panic: The real estate market is not on the brink of another recession. Here’s why. What’s happening with our real estate market? Many people are wondering, and some are panicky because they think we’re in for another Great Recession. The market environment we’re in now isn’t the same as the one back in 2008, though. The residential market, in particular, doesn’t follow the stock market. Inventory is tight, interest rates are at record lows, and home values aren’t dropping. To get t...
How Is Real Estate Responding to Coronavirus?
March 23, 2020 17:56 VideoThe coronavirus has wrapped the globe in uncertainty, but the real estate business is continuing despite the fact. Here’s what you need to know. Even amidst uncertainty with the coronavirus pandemic taking over our daily lives, the real estate market is still providing opportunities to people out there. There were 1,734 pending sales in the last seven days that were driven by opportunity buyers taking advantage of low interest rates. If you are taking time to pause your real estate tasks,...
What Virtual Tours Give Us That Open Houses Don’t
March 06, 2020 19:51 VideoWe have been getting a lot of questions about virtual tours. Here’s my opinion on them. A lot of people want to know whether virtual tours are as effective as open houses. I’m here to answer that question today. Over the years, even before the internet existed, open houses typically generated anywhere from 2% to 3% of sales. It’s not the ideal way to sell, but it was a great way to expose a property to the market. Many times, there are people out looking casually, or out for decorating id...
The Real Estate Industry: What’s Changed, What’s Stayed the Same
February 18, 2020 21:30 VideoWhat’s changed and what’s stayed the same in the real estate industry over the years? Here are a couple of examples. My team and I recently attended a Mike Ferry conference with 4,000 of the other top agents in the country. None of us compete head to head, so this conference is a wonderful opportunity to share ideas, techniques, etc. One of the more interesting topics that came up during this conference was how much things have changed in real estate, but at the same time, stayed the same...
How I Stay Up to Date in the Market
February 03, 2020 18:27 VideoHow do we keep up to date in the real estate market? Today I’m discussing the yearly conference I attend to do just that. One question that has come up a lot lately is how I stay up to date on what’s happening in the market. We’re continually exploring ways to keep improving, changing, and updating with new trends and technology. Next week I’ll be in San Diego for three days for a conference with a business coach I’ve worked with for 32 years. In that meeting there will be approximately ...
Your 2020 Market Update
January 14, 2020 17:32 VideoI’m bringing your 2020 real estate market update, which should benefit both buyers and sellers. Happy New Year! We are starting out with what looks like a great year in the real estate market. We currently have close to record low interest rates and a relatively low inventory of homes for sale. From a seller’s perspective, you’ll be able to get an excellent price and a good negotiating position. Sales should be relatively short and houses should sell a bit quicker, at least in the early ...
Your December Market Update
January 02, 2020 16:59 VideoToday I’m delivering a quick market update and information about our upcoming spring market. Today I wanted to give you a quick market update as we wrap up the year. 2020 is already upon us! Currently, we have 1,743 sold homes in the last six months. We’re in a great, strong market. Right now there are 207 pending property sales. For this time of year, that’s excellent. We also have about 609 properties on the market. Believe it or not, our spring market starts in about four weeks. We wi...
Are the Holidays a Good Time to Buy or Sell a Home?
December 12, 2019 19:52 VideoThe holidays can be a great time to buy or sell a home. Here’s why. Are the holidays a good time for you to buy or sell a home? Actually, they are, and for a few different reasons. If you’re looking to purchase a property, you’ll have less competition from other buyers. That also means that you’ll see fewer multiple-offer situations on homes. Further, interest rates are outstandingly low right now, lenders are more readily available than in other seasons of the year, and title companies h...
Why We’re Thankful for You
November 21, 2019 17:48 VideoWhat are you thankful for this Thanksgiving? At Coldwell Banker Burnett, we’re thankful for you. Thanksgiving is upon us, which means now is the perfect time to reflect and give thanks—and I and all of my team members at Coldwell Banker Burnett have a lot to be grateful for. We’re thankful for this year’s success, our families, and, of course, we’re extremely thankful for all of you. Many of you have been loyal to us for a long time, including one particular family who recently referred t...
What’s Going on in St. Cloud Real Estate?
November 07, 2019 15:44 VideoThe year is nearly over, but the St. Cloud market remains strong. We’re still seeing quite a few sales for this time of year. As we head toward the end of the year, things are going really well in the St. Cloud real estate market. Interest rates are near record lows, sales are strong, and inventory is steady. We currently have about 725 homes on the market with 265 sales pending. Those are very good numbers for this time of year. It’s still time to buy a home for the holidays, and it’s a ...
Why Falling Interest Rates Is Good News for Buyers
September 30, 2019 18:27 VideoInterest rates are falling, which means now is a great time to buy. Falling interest rates is a trend that sounds wonderful, but what does this really mean for you? Does it make that big of a difference if you’re a homebuyer? Actually, yes. Interest rates are under 4% right now. Back in January of this year, they were hovering between 4.5% to 4.75%. This means you can currently buy a house worth $360,000 to $370,000 for the same exact mortgage payment that would’ve only gotten you a $300...
What’s Happening With St. Cloud Real Estate
September 12, 2019 14:29 VideoIt’s fall here in St. Cloud, but our real estate market remains hot. Here are the latest numbers. Now that summer is behind us, it’s back-to-school time. Since the fall has arrived, I wanted to bring you a quick update on the St. Cloud real estate market. I have some really great news. For starters, we’ve had 1,747 sales over the last six months. Those are really strong numbers for our area. These numbers are especially strong for homes under $200,000. We currently have 316 pending sales...
What The Recent Drop in Interest Rates Means for You
August 13, 2019 14:19 VideoInterest rates are as low as they’ve been in a while, and that’s good news whether you’re a buyer or seller. Today I’m happy to deliver some exciting news: Interest rates have dropped significantly once again, putting them below the 4% mark! What does this mean for you and your goals? Well, as rates continue to decrease, buyers have the opportunity to enjoy increased purchasing power, a shorter repayment period, or a smaller mortgage payment. Furthermore, inventory is up. We currently hav...
Explaining How Home Values Are Calculated
June 28, 2019 14:18 VideoHow do appraisals and online home valuations work? Today I’ll answer these questions for you. When it comes to determining home values, how do appraisals work? What about online valuation systems? Most home sales involve an appraisal. If the buyer is using financing to buy the property, their lender is usually required to get an appraisal. An appraiser’s job is to look at the property and decide if it meets the minimum standard for the mortgage. Most homes these days won’t have a problem...
How Is Our St. Cloud Market Faring Right Now?
June 11, 2019 20:08 VideoThe newest numbers for our market are in, but what’s changed? Stay tuned to find out. I’m back again with the latest update on our St. Cloud market. Taking stock of our spring market first, we saw an overall strong performance. Hopefully, that momentum will keep up. Let’s jump right in: All told, 1,137 homes have sold over the last six months, which is nearly the same as our number of sales at this time last year. 449 sales are currently pending in our market. Just a few weeks ago, th...
How Does Our Market’s Influx of Multiple Offers Impact Buyers?
May 17, 2019 15:25 VideoAs a buyer, what are some ways that you can incentivize the seller to take a closer look at your offer amid multiple offers? Find out in today’s video. Last week, we talked about our current market’s multiple-offer environment through the lens of a seller. You can check that video out here if you missed it. Today’s topic is still centered around the frequent multiple-offer situations we’ve been seeing in our market, but this time we’ll shift our focus to the buyers’ side. As a buyer, the ...
How Does Our Market’s Influx of Multiple Offers Impact Sellers?
May 07, 2019 21:51 VideoIn today’s market, inventory continues to be low, but the same isn’t true for buyer demand. In the here and now, our market’s inventory is in shorter supply, which is creating the occasional multiple-offer situation. Two questions, in particular, have come about as a result: What should buyers do with the current state of play? And how does it impact sellers? Today’s focus will be on these market developments as it concerns sellers. More than ever, we’re seeing time frames condense con...
How Has Our Spring Market Performed to This Point?
April 23, 2019 17:20 VideoThere’s no shortage of opportunities for buyers or sellers in our spring market. Today’s market update will tell you all you need to know. Take one glance out the window and you’ll see that, at last, spring is here! That also means we’ve entered our spring market, which has been buzzing with activity over the last two months. Let’s look at how our market is performing this spring: Right now, we have 349 pending sales—even by spring’s standards, this is great news. Our inventory has ...
Some Interesting Statistics About Our Current Market
April 01, 2019 14:27 VideoHere’s a brief update on the current state of our real estate market. The spring market is officially here! In light of the new season, we’re noticing that homes are selling well and that inventory is increasing gradually. It’s a great year to be a seller. Inventory is still relatively tight, so if you’re shopping for a house in this market, you’ll need to act fairly quickly—homes aren’t staying on the market for long. Additionally, the National Association of Realtors came out with a f...
New Construction Homes: Are They Worth the Money?
March 14, 2019 20:37 VideoWill a new construction home break the bank? Find out in today’s message. Many people are enjoying new construction homes in today’s market. There’s a great selection of lots and land available for building sites, but some potential buyers are concerned that it’s more expensive to build a new home than buy a pre-existing one. Let’s say we’re looking at a 3,500-square-foot house with five bedrooms, three bathrooms, and a triple garage. If it’s 15 years old, it’ll sell for somewhere betwee...
The Latest News From Our St. Cloud Market Is Here
February 28, 2019 19:50 VideoOur spring market has already arrived, despite the fact that winter isn’t yet behind us. If you’re curious what this means for you, check out today’s message. Though spring is yet to arrive, our spring market is already in full effect. With that said, there are a few stand-out developments buyers and sellers should keep in mind moving forward. 1,199 homes have sold in the last six months, which, historically, indicates a very strong market. Another interesting development is the year...
Why National Headlines Don’t Always Reflect What’s Happening in St. Cloud
February 14, 2019 17:54 VideoDo national real estate headlines reflect what’s happening in our area? Not really, and today I’d like to explain why. If you’ve been paying attention to real estate headlines lately, you might have noticed that they’ve gotten somewhat extreme. What you should realize, however, is that many of the national headlines don’t reflect what’s happening in our local St. Cloud real estate market. To put things into perspective, I’d like to share something I heard from a friend of mine who works ...
Technology Can’t Recreate the Human Touch in Real Estate
January 29, 2019 18:18 VideoThough technology can be a big helper, real estate will always need professional agents. In a recent meeting with my business coach, we focused on one big facet of our industry: personal contact. Like many parts of our society, real estate is becoming increasingly digitized. While it’s great to be able to find quick answers for many questions, real estate is far more complicated and holds many moving parts. A computer can’t give solutions that cover the case-by-case nature of most real es...
Pre-Occupancy Agreements Explained
December 28, 2018 18:46 VideoA lot of people have asked me recently whether buyers can take possession of a property before closing. As a matter of fact, they can, and I’m going to explain how today. I’ve had a few different people ask me recently about pre-occupancy agreements. Since I’ve been hearing questions on this subject so frequently, I thought I’d offer some insight for all of you today. Before we delve further into this topic, allow me to explain what a pre-occupancy agreement is. Typically, buyers will mo...
A Quick Market Update for the End of 2018
December 11, 2018 17:08 VideoIf you’ve been wondering what’s going on in our real estate market as of late, then you won’t want to miss this end-of-the-year update. It’s time for our end-of-the-year market update. Along with sharing some developments from our market, I’d also like to enlighten you as to some exciting news from the mortgage industry. Let’s start with the recent development from the mortgage industry: The conforming loan limit has recently increased from $423,000 to $484,000! This may not have a huge ...
3 Reasons to Sell During the Holidays
November 15, 2018 19:24 VideoThere are plenty of reasons why selling during the holidays makes perfect sense. Here are three of them. I’ve been hearing from clients who are excited about selling their homes, but they’re curious about whether they should wait until spring or whether they should get them on the market now. Here are a few reasons why right now is a great time to sell a home: 1. Holiday buyers are serious buyers. In the spring, there are plenty of buyers who are just curious about looking at homes and no...
A Few Different Benefits of Selling Your Home in the Fall
October 31, 2018 15:54 VideoIs it smart to list your home for sale this fall or should you wait until next spring? Here’s what we think. I’ve been getting some calls lately from clients who are wondering whether it’s a better idea for them to sell now or wait until spring. First of all, our fall market is doing very well. We currently have about 275 pending sales, which is up quite a bit from what we saw last year. Second, one nice thing about selling in fall is that you have fewer showings, but the quality of th...
A Few Things for St. Cloud Homebuyers and Sellers to Know
October 10, 2018 18:00 VideoAs we head toward the end of the year, we wanted to give you an update on what we’re seeing in the St. Cloud real estate market. Here’s what we’ve been noticing. There are a few different topics that I want to touch on today to give you the latest news and information about the St. Cloud real estate market. The first is interest rates. You’ve probably heard on the news that rates are rising, but these reports are actually referring to the increase of the overnight rates between banks — n...
Is Buying a Home as Difficult as It Seems?
September 13, 2018 16:35 VideoBuying a home in today’s real estate market isn’t as difficult as you might think. Here are some tips to make things easier for you. We’ve been getting a number of questions about down payments, financing, and getting a mortgage in general. There seems to be a lot of misconceptions out there about the amount of money needed for a down payment. A lot of people think that it’s very difficult to get a mortgage in today’s market, but that’s really not true. Here in St. Cloud, there are quite ...
What’s the State of Our Market as We Head Towards the End of Summer?
August 29, 2018 20:46 VideoIn the last six months, our market has done very well. Here are the numbers to prove it. We’re just about at the end of summer, and the latest numbers from our market look good. Right now, we have 371 pending sales, which is a great number for this time of year and an indication that we’re in for a very good fall. In the last six months, we’ve had 1,654 sales, and those numbers are good in all categories. The price range with the most closed sales was the $100,000 to $200,000 range, wh...
What Happened in the Last 6 Months in the St. Cloud Market?
July 16, 2018 19:27 VideoToday I have a quick update about the last six months of our market. Today I want to do a quick market update since we have had a few calls recently wondering how the first half of the year went. Our sales have been really strong this year. There were 1,263 closed transactions in the last six months. Currently, we have about 440 pending sales that are waiting for the bank to finalize the financing. That is down from last year, but they’re still very good numbers. Our inventory is curre...