Smart Finances For High-Achieving Moms

Bad Money Advice From Financial Experts

Many financial experts are sharing bad money advice, especially encouraging people to go into more debt if they lose their jobs due to the coronavirus crisis. But the last thing you need is to get deeper into credit card debt. There is an unprecedented amount of help being offered, for instance, relief in the form of extra unemployment payments, stimulus checks,  student loan payments deferment. Also, banks and utility companies are working with clients to make arrangements for those y...

How Much Should I Spend On Groceries?

Believe it or not, after our mortgage groceries are the second-highest expense in our budget. So, how much should you be spending on groceries for your family? In this episode, I give you guidelines and also share the resource that I use to save money grocery shopping. For more information on my Smart Grocery Shopping and Meal Planner visit https://www.yezminthomas.com/groceries  

What Percentage Of Your Income Should Go To What?

Are you spending too much money on rent, food, or gas? These are great recommendations to figure what percentage of your income should go to what expenses. For a detailed breakdown on my recommendations, check out my blog post at https://www.yezminthomas.com/what-percentage-of-your-income-should-go-to-what/ Also, for my training on how to save money on groceries and to get my Smart Grocery Shopping Toolkit visit: https://yezminthomas.net/smart-grocery-shoppping-cart  

Is it irresponsible to teach your kids to stay out of debt?

Do you think your children would be better off if they had the option to do life without getting into debt? With the student loan crisis, this could be the best info for them. In this episode, I share with you three principles that you can teach your teenagers to never get into debt. I am certainly teaching that to my kids and I wish somebody would have taught me that long time ago.

How To Get Clarity And Achieve Your Big Goals

Are you feeling confused about the path you need to take to achieve your big goals? In this episode of the Smart Finances Podcast, I share with you the one technique you need to apply today to get clarity in your life. Download my free freedom journal and jump-start your journey to financial freedom>> https://www.smartfinancespodcast.com

Can We Pay Off The House In Five Years

My ultimate goal to reach the next step in my financial freedom journey is to pay off the house. In this episode find out how much we still owe, and what we need to do to pay it off in five years instead of 15 years. And if you are ready to take your financial freedom journey seriously, come and join my Smart Dollar Challenge. I will help you jump-start and lay the foundation for a great financial future. More: https://www.smartdollarchallenge.com

What Is Financial Freedom?

What does it mean to be financially free? For everybody, it has a different meaning. For me, it is becoming self-employed by running a successful business and paying off my house so that I can be 100% debt-free. That is my definition of financial freedom. What is yours? Establish and keep track of your goals by downloading my free freedom journal at https://www.smartfinancespodcast.com

How To Balance Your Credit Card Purchases Cash Purchases And Debt

The other day I was asked a great question. How do I find a balance between my credit card purchases, my cash purchases, and my debt? In this episode, I reveal the secret to keeping a balance and increasing your financial well-being. Are you ready to jump-start your freedom journey? Then you should totally join me in the Smart Dollar Challenge. Get the information, tools and coaching you need to reach your financial goals. Sign up today and take advantage of our early bird pricing and incr...

How To Uplevel Your Finances

Are you ready to uplevel your finances and create a lifestyle that you absolutely love? Are you ready to stop working just to pay the bills, and instead do work that matters to you? In this episode of Smart Finances, I invite you to take on the Smart Dollar Challenge, a program where I share with you the 31 best pieces of financial advice that I have learned to uplevel my life. These are the habits and the principles that I have been practicing that have allowed me to have the financial co...

When "Life Gets In The Way", Really?

Do you find yourself saying things like "life got in the way, and I couldn't get to...?" I used to feel like that, too, until I realized that by thinking that way, I was not only making myself a victim of my circumstances. But most importantly, I understood that I was wasting a huge opportunity to do great things with my life and not use "life" as an excuse for my shortcomings. You can now visit smartfinancespodcast.com to download a free copy of my Freedom Journal and sign up to receive n...

My Financial Rock Bottom Story

What is it like to hit rock bottom, financially speaking? I had my infamous moment in the midst of the 2008 Recession. In this episode, I tell you all about it; the fear, the same, the pain, the loneliness. But I also learned why I had to live through this dark time in my life. This podcast is part of the WHY. Give purpose to your listening of this podcast by putting what you are going to learn into action. Enroll or download any of my free financial wellness resources at https://www.yezmi...

Intro to the Smart Finances Podcast with Yezmin Thomas

Hello everyone! I am back with season two of my podcast. Like all good things evolve and change, my podcast has too. I am calling this season "Smart Finances", and I am dedicating this show to all the hard-working and high achieving moms who are struggling to figure out how to stop stressing about life and start enjoying it more. I have learned that the more financial freedom you have, the more opportunities that come along to design on purpose a life you love. So, join me as I share with ...

intro-to-the-smart-finances-podcast-with-yezmin-thomas

Hello everyone! I am back with season two of my podcast. Like all good things evolve and change, my podcast has too. I am calling this season "Smart Finances", and I am dedicating this show to all the hard-working and high achieving moms who are struggling to figure out how to stop stressing about life and start enjoying it more. I have learned that the more financial freedom you have, the more opportunities that come along to design on purpose a life you love. So, join me as I share with ...

Meditation 101: Improve Your Overall Well-Being

Do you feel like you can never relax? Perhaps, every night you toss and turn in bed worrying about 100 things? Or maybe your problem is that you can never seem to get anything done. Well, I have the right episode for you, Meditation 101! My guest in this episode is Mar del Cerro, a meditation teacher and health coach from Mexico City. Mar is also a fellow podcast host of Medita Podcast, a broadcast dedicated -of all things- to guide you through meditation! Meditating 10 minutes every day ...

Take 27: Meditation 101 with Health Coach Mar del Cerro

Visit www.yezminthomas.com/take27 for show notes.

Take 26: The Secrets to Negotiate a Higher Salary and Better Benefits with Elizabeth Suarez

Visit www.yezminthomas.com/take26 to view the show notes.

The Secrets to Negotiate a Higher Salary and Better Benefits with Elizabeth Suarez

It is not a secret that on average, women in the United States are paid less than men for doing the same job. That is a big problem, and my initial reaction is to point the finger at the entire male population! But we are not going to put the blame on others in this episode. Instead, we are going to empower women to learn how to negotiate a higher salary and better benefits. My guest is Elizabeth Suarez, an expert in Alternative Dispute Resolution and Leadership. She spent more than fiftee...

Take 25: How to Keep a Good Credit Score Without Being in Debt

Can you have a good credit score without being in debt? I tackle this issue in this episode. Please visit the show notes at www.yezminthomas.com/take25 for full details and resources.

How to Keep a Good Credit Score Without Being in Debt

Is it possible to have a good credit score without being in debt? I don't use credit cards and only have a mortgage payment. I was SHOCKED by what I found! Please visit the show notes at https://www.yezminthomas.com/good-credit-score-without-debt/ for a full blog post on this topic.

Take 24: Do you have a catastrophic mindset?

Welcome to Take 24! Do you have a catastrophic mindset? I have to confess that I do. When things don't go the way I anticipate, worst case scenarios come to my mind. Why do we do this? In this episode I explore how to overcome it. Visit www.yezminthomas.com/take24 to find the show notes.

How to Overcome Negative Thinking

Are you always thinking worst-case scenario instead of positive thoughts? Learn the key to overcome negative thinking and reduce anxiety. Visit https://www.yezminthomas.com/how-to-overcome-negative-thinking/ for my full blog post.

Life after the Equifax Data Breach

Let's face it, life after the infamous Equifax data breach will never be the same. Americans have a 50% chance of being affected and need to take action now. Visit https://www.yezminthomas.com/life-after-the-equifax-data-breach/ for a whole detailed article on the options that you have to protect yourself from Identity Theft.

Take 23: Life after the Equifax Data Breach

Visit www.yezminthomas.com/podcast-equifax for show notes  Also, visit www.yezminthomas.com/equifax-data-breach for a whole detailed article on the options that you have to protect yourself from Identity Theft

Confessions of a Serial Entrepreneur

Tired of your 9-5 job, and dreaming of becoming your own boss? These confessions of a serial entrepreneur offer insight into making your dream a reality. Interview with Chris Michael Harris of the Entrepreneur Hour Podcast. Show notes available at https://www.yezminthomas.com/confessions-of-a-serial-entrepreneur/

Take 22: Becoming an Entrepreneur with Chris M. Harris

For show notes visit www.yezminthomas.com/take22

The Ups and Downs of Building an Online Business on YouTube

YouTube personality Sarah Beth of Sarah Beth Yoga opens up about how she got started teaching yoga online, growing her audience to over 200,000 YouTube subscribers, more than 14 million views, and launching her new yoga app. Visit www.yezminthomas.com/yoga for show notes.

Take 21: Becoming a YouTube personality with Sarah Beth of Sara Beth Yoga

YouTube personality Sarah Beth of Sarah Beth Yoga opens up about how she got started teaching yoga online, growing her audience to over 200,000 YouTube subscribers, more than 14 million views, and launching her new yoga app. Visit www.yezminthomas.com/yoga for show notes and to take advantage of a special discount to subscribe to Sarah Beth Yoga new app! Join by September 7, 2017 to enjoy the deeply discounted Founder's Rate. Early Bird rate available until the end of September. Full ...

Five Habits to Change to Get Out of Debt

If your debt is stressing you, depressing you, and keeping you up at night, these are the five habits you need to change TODAY to get out of debt for good. I discuss how my husband and I were forced to learn from our money mistakes after a layoff during the 2008 recession. I break down our struggles and the five steps that we embraced to get out of debt and pursue a debt-free lifestyle. Visit https://www.yezminthomas.com/habits-to-change-to-get-out-of-debt/ to read my blog post too.

Take 20: Five Steps to Get Out of Debt

In this take, I discuss how my husband and I were forced to learn from our money mistakes after a layoff during the 2008 recession. I break down our struggles and the five steps that we embraced to get out of debt and pursue a debt free lifestyle. Visit www.yezminthomas.com/take20 for full show notes.

5 Necessary Steps to Get Control of Your Finances

Are money problems keeping you up at night? Follow these five steps to get control of your finances, reduce stress, and improve the quality of your sleep. Visit https://www.yezminthomas.com/get-control-of-your-finances/ for the accompanying blog post.

Take 19: How to be the boss of your money

Are you tired of living paycheck to paycheck? Money worries keeping you up at night? In this episode you will learn how to become the boss of your money. Say good bye to living in debt and constant anxiety and take control of your life. Visit  www.yezminthomas.com/budget-boss/‎ to read the full post and check out my budgeting resources.

Take 18: Are you ready to get your money life together?

Having your money and financial life in order is key to living a simply better life. Getting financially fit takes time, patience and discipline. Research shows that half of Americans live paycheck to paycheck. In this episode I share the hard oney lessons that life has taught me, from surviving unemployment to becoming financially fit. Don't forget to sign up to receive my podcast and blog feed. Also visit www.yezminthomas.com/money-life to read my blog post on this topic and share yo...

Ready to Get your Money Life Together?

Having your money and financial life in order is key to living a simply better life. Getting financially fit takes time, patience and discipline. Research shows that half of Americans live paycheck to paycheck. In this episode, I share the hard Money lessons that life has taught me, from surviving unemployment to becoming financially fit. Don't forget to sign up to receive my podcast and blog feed. Also, visit www.yezminthomas.com/money-life to read my blog post on this topic and share...

Take 017: 10 Ways to Live Simply Better

Hello everyone! Welcome to Take 017: 10 Ways to Live Simply Better Do you ever find yourself wishing that life could be simpler? That is the topic of this podcast episode and blog post! Growing up, living simple was not something I ever envisioned desiring. You are supposed to go to college, find a job, buy a car, get married, buy a house, have kids… and keep working to afford it all. I never thought that our “ordinary” lifestyles could get so complicated! But there are only 24 hours i...

10 Ways to Simplify Your Life and Be Happier

Is your life too complicated? Make a few of these changes to reduce stress, simplify your life, and find more joy every day. Visit https://www.yezminthomas.com/simplify-your-life-and-be-happier/ to read my accompanying blog post.

Take 016: A lesson on perseverance with SuperLatina Gaby Natale

Show Notes: Hello everyone! Welcome to Take 016: A lesson on perseverance with journalist, entrepreneur and author Gaby Natale In this episode, we’ll hear Gaby´s inspirational success story from unemployed journalism graduate in Argentina, to becoming a three-time Daytime Emmy Award winner in the United States. Visit www.yezminthomas.com/take16 for more!

8 Best Business Lessons From a Successful Entrepreneur

If you aspire to one day quitting your 9-5 job stay motivated to grow your own business with these best business lessons from a Successful Entrepreneur. Entrepreneur, author, and TV personality Gaby Natale shares her inspiring success story, from being an unemployed journalism graduate to becoming a three-time Daytime Emmy Award-winner journalist. Visit https://www.yezminthomas.com/business-lessons-from-a-successful-entrepreneur/ to read the accompanying blog post.

How to turn your misfortunes into opportunities

In this episode, we’ll hear a story of survival, and I mean that in a literal way. My guest is Maimah Karmo, a woman that has endured breast cancer, the war in her native Liberia and a lightning strike. What is even more amazing is the way that she has turned her misfortunes into opportunities. Visit www.yezminthomas.com/take15 for more information about this episode and my guest.

Take 015: Turning your misfortunes into opportunities. How breast cancer survivor Maimah Karmo finds the silver lining in any situation.

Hello everyone! Welcome to Take 15. In this episode, we’ll hear a story of survival, and I mean that in a literal way. My guest is Maimah Karmo, a woman that has endured breast cancer, war in her native Liberia and a lightning strike. What is even more amazing is the way that she has turned her misfortunes into opportunities. Visit www.yezminthomas.com/take15 more information about this episode and my guest.

How to find your next dream job

Sometimes you drive yourself to work every day daydreaming of one day being able to quit. I did that for a while, and then I really did quit. Find out what I had to take care of first to make my career move possible. Visit www.yezminthomas.com/take14 for show notes.

Take 014: Feeling burned out at work? How to find your next dream job.

Visit www.yezminthomas.com/take14 for show notes.

How Youth Wrestling Can Make You a Better Parent

When you see a coach jump into a wrestling match and start choking a 10-year-old boy, you have to talk about it. Learn how youth wrestling is helping me become a better parent and person.  Visit www.yezminthomas.com/take13 to read full article.

Take 013: Take control of your emotions to win in life. Lessons learnt from my son’s third wrestling season.

I don’t know how much you understand about wrestling. I know very little about this sport that my now 10-year-old son Zachary has been competing in for three years. I can tell you three things. First, wrestlers never want to end up with their backs on the mat. They risk getting pinned and losing the match. Second, wrestling tournaments are plagued with emotion and fueled by testosterone. And third, they need to offer more comfortable seating and open more windows at these competitions, if yo...

Take 012: Find your life’s passion. How Alfredo Corchado’s love of Mexico turned into an addiction for journalism.

Visit www.yezminthomas.com/take12 for show notes and One Take Podcast library.

How to Find and Follow your life’s passion

In this episode, we’ll hear the inspiring story of a journalist and published author, Alfredo Corchado. Born in Mexico, Alfredo migrated with his family to the United States when he was still a child. They settled in the San Joaquin Valley, California. But it was his mother’s drive to give her children a better life, which eventually pushed Alfredo to finish school. He moved to Texas and enrolled at the University of Texas at El Paso. Visit www.yezminthomas.com/take12 for show notes an...

Discover Your Potential & Fulfill Your Purpose

My featured guest in this podcast episode is a woman that does it all. She is a mom, a wife, and a business owner. She runs her own company with the purpose of helping people meet their true potential and live out their dreams. Kelly is also a former NFL Philadelphia Eagles Cheerleader. Kelly Roach has built her brand around the word unstoppable. If you are looking for wisdom and inspiration to discover your potential, to fulfill your purpose and to achieve freedom, you don’t want to mis...

Take 011: Be unstoppable! How to discover your potential, fulfill your purpose and achieve freedom with Kelly Roach

Visit www.yezminthomas.com/take11 for show notes

Take 010: The Power of Serving Others; Social Entrepreneur Joseph N. Sanberg's Take on Making People's Lives Better

Social Entrepreneurship: The Power of Serving Others

In this podcast episode, we’ll learn about the inspiring success story of Joseph N. Sanberg. He was raised by a single mom in a low-income household in Southern California and grew up to fulfill his dream of attending Harvard. He would later become public and private-sector entrepreneur and investor. His goal: “to build companies that would make the world better”. Visit https://www.yezminthomas.com/take10/ for the show notes

Take 9: “From Landscaper to Award Winning Radio DJ.

To get show notes and resources check out the blog post for this episode at: www.yezminthomas.com/take9