this is a slow and steady process with intentional thought and action behind it, it’s not a quick fix, but these are some great things to start. I know just starting is sometimes the hardest, i now look back after only 1.5 years os starting and realizing and after a couple months it was easy to put aside money each money into accounts i know weren’t directly going towards essentials and a little extra. Keep in mind-These may not be the exact steps that make the most sense for you! My finances probably look a lot different than yours do! And that’s okay- these are just some basic steps and tips to get you moving in the right direction and working through YOUR personal finances to see what will work best for you to get out of debt, owning our money, and saving for the future. 




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Keep Shining- Shanna Star