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Let's Buy a House!

31 episodes - English - Latest episode: about 2 months ago - ★★★★★ - 3 ratings

Let's buy a house! Here we will talk all things to get you from renter to homeowner! As an experienced Mortgage Broker I have helped many buyers of all different backgrounds get into their beloved homes! It brings me much joy to help someone who just didn't think it was possible to become a homeowner! It's my view that through homeownership it is the best way a regular hard working person can begin building wealth for themselves and their families. Let's do this! :)

Entrepreneurship Business Education Self-Improvement homeownership first time buyer real estate buying a house mortgage lending loans credit savings money debt
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Episodes

Zero Down Payment! Yup you read that right!

May 21, 2024 04:00 - 9 minutes - 6.53 MB

Send us a Text Message. Ok so although it's Zero Down Payment there are some **Stings Attached** (Of course)...  Here they are, so it's actually granted to you in the form of a 2nd mortgage which has no monthly payments and does not accrue interest and... does need to be paid back upon refinance, sale or once you've paid off the loan, But hey, it get's you into homeownership man! Listen to the episode, I babble a bit because I haven't recorded an episode in over a year and I was kinda all o...

Home Renovation Loans

February 16, 2023 09:00 - 6 minutes - 4.68 MB

Send us a Text Message. What is a home renovation loan? Are they complicated? How can you get one and why do you need one? I answer all these questions about Home Renovations loans. They are surprisingly easier than I thought they would be. 

A New Incentive to Help Buyers in Today's Market

November 17, 2022 09:00 - 4 minutes - 2.96 MB

Send us a Text Message. Listen in as there's a new program to help buyers reduce interest rates temporarily. This may help if buyer is then able to refinance when rates come down again. The kicker is that you need to go through a broker. Banks don't want to do this program, but a mortgage broker can help you. 

Should you Buy a Home with the Rising Interest Rates

November 10, 2022 10:00 - 5 minutes - 4.05 MB

Send us a Text Message. Do you qualify and qualify comfortably with a monthly payment to buy a new house? With the rising interest rates, does it make sense to buy a home due to rising interest rates?  Learn about your debt-to-income ratio and if interest rates are driving house prices down.

Interest Rates are Rising - And What to Do?

May 19, 2022 08:00 - 7 minutes - 5.4 MB

Send us a Text Message. Are you panicked over rising rates?  This may still be okay if you're trying to buy a house. There may not be as much competition for getting into the house you want. Instead of it being over-crowded with crazy offers, you now may be able to get the house you want.   Yes, rates are higher. But when you look at what your monthly payment is, it doesn't mean you can't get a home. Plus, refinancing when the rates are lower is always an option.

How a Side Hustle Could Affect Your Home Buying

April 28, 2022 16:00 - 2 minutes - 1.46 MB

Send us a Text Message. If you have a side hustle, do you know how to report that as income when buying a house? Listen in as we talk about what that means for your overall income. 

FHA Loans get a Bad Rap!

April 14, 2022 07:00 - 2 minutes - 1.45 MB

Send us a Text Message. FHA loans are not as bad as they seem. 

Busting the 20% Down Payment Rule

March 31, 2022 07:00 - 1 minute - 1.22 MB

Send us a Text Message. Did you know you may not need 20% down to buy a house? I can help you figure out just what you can get, how much down you need to pay, and more. Sometimes it's as little as 3%!

Condo Lending - What You Need to Know

March 10, 2022 09:00 - 10 minutes - 7.11 MB

Send us a Text Message. More questions are asked about the buildings that are new to condo loan applications. This is a good thing. Whether you want to buy or sell a condo, or if you're a realtor, it's important to do your homework.  It's a complicated process, which has become more complicated in the last year. I've done the research and education in this process. Reach out to me if you have questions about condo lending. 

Can You Buy a House with Student Loans?

February 24, 2022 09:00 - 2 minutes - 1.77 MB

Send us a Text Message. You can buy a house even if you have student loans. Listen in as to how with proper documentation you can buy a home even if you still owe on student loans. 

Action Creates Momentum

February 10, 2022 10:00 - 2 minutes - 2.01 MB

Send us a Text Message. Actions speak louder than thoughts.  Let's talk goals for 2022 and working through these goals one small step at a time starts to create the momentum you need to buy a house.

Should I Wait for Home Prices to Come Down?

January 27, 2022 10:00 - 5 minutes - 3.49 MB

Send us a Text Message. Home prices do go down. But that doesn't mean they are going down now.  There is a demand for homes right now, and prices are likely to rise as well as interest rates rise. Listen in on what you can do if you were thinking of waiting for prices to come down.

How to Buy a Home - What Documentation is Needed

January 13, 2022 09:00 - 6 minutes - 4.74 MB

Send us a Text Message. Listen in and take notes on what documents you need for buying a house.

Self Employed Borrowers and Taxes

December 30, 2021 09:00 - 1 minute - 1.35 MB

Send us a Text Message. It's that time of year to start thinking about your taxes. Whether you pay quarterly or annually, if you are self-employed and looking to buy a new home, this tip is for you. 

Getting Your Ducks in a Row for 2022

December 16, 2021 09:00 - 3 minutes - 2.42 MB

Send us a Text Message. Are you ready to buy a house in 2022? Listen in on what you should be thinking about now, and how you can spend your holidays and tax season getting ready to buy a house.

Gifts for Home Buyers at Closing

December 02, 2021 10:00 - 3 minutes - 2.15 MB

Send us a Text Message. Learn what gifts you can get as a potential home buyer and how it can and should be delivered. 

Are You a Weary First Time Home Buyer?

November 18, 2021 15:00 - 2 minutes - 1.78 MB

Send us a Text Message. This week I give you tips to hold strong to what you need to do to get into the home of your dreams. 

Why Should I Buy a House - For My Young Peeps!

November 02, 2021 13:00 - 8 minutes - 5.92 MB

Send us a Text Message. This Episode is the initial conversation we should be having before even starting the qualification process.  This is the convo as to why it's a good idea to buy.  The conversation doesn't only touch on the obvious financial reasons why it's a good idea, this one goes a little deeper into the emotional reasons too.  Did you not know real estate can be emotional? Haha! Well it is! Think about the home you grew up in or the one maybe you wish you had... There is emotio...

Why Should I Buy a House - For My Young Peeps!

November 02, 2021 13:00 - 8 minutes - 5.92 MB

This Episode is the initial conversation we should be having before even starting the qualification process.  This is the convo as to why it's a good idea to buy.  The conversation doesn't only touch on the obvious financial reasons why it's a good idea, this one goes a little deeper into the emotional reasons too.  Did you not know real estate can be emotional? Haha! Well it is! Think about the home you grew up in or the one maybe you wish you had... There is emotion in everything we do peo...

Let's Buy a House - TRAILER Episode

October 20, 2021 00:00 - 2 minutes - 1.85 MB

Let's Buy a House, The Podcast was born from my desire to help people who want to buy a home, but just don't know where to start. As an experienced Mortgage Broker I find myself answering the same questions many times to would be buyers and thought "why don't I create a podcast around those questions to help prospective buyers feel more comfortable and confident when it's there time to buy".  In this podcast I will have episodes around some of the more basic questions to the more complex sce...

Let's Buy a House - TRAILER Episode

October 20, 2021 00:00 - 2 minutes - 1.85 MB

Send us a Text Message. Let's Buy a House, The Podcast was born from my desire to help people who want to buy a home, but just don't know where to start. As an experienced Mortgage Broker I find myself answering the same questions many times to would be buyers and thought "why don't I create a podcast around those questions to help prospective buyers feel more comfortable and confident when it's there time to buy".  In this podcast I will have episodes around some of the more basic question...

The Importance of Mindset for the Entrepreneur

September 08, 2020 05:00 - 42 minutes - 29 MB

In this episode I am so excited to welcome Rapid Breakthrough Coach Nash Mackey, Nash is someone who brings such experience and knowledge of not only how to coach an entrepreneur to see rapid results but also help the, in finding a sense of purpose.  In this episode we dive into some mindset basics as well as how Coach Nash got on this journey of helping others.  If you are looking to select someone who can help you get to the next level and see results, Nash is your guy. If you have questio...

The Importance of Mindset for the Entrepreneur

September 08, 2020 05:00 - 42 minutes - 29 MB

Send us a Text Message. In this episode I am so excited to welcome Rapid Breakthrough Coach Nash Mackey, Nash is someone who brings such experience and knowledge of not only how to coach an entrepreneur to see rapid results but also help the, in finding a sense of purpose.  In this episode we dive into some mindset basics as well as how Coach Nash got on this journey of helping others.  If you are looking to select someone who can help you get to the next level and see results, Nash is your...

Start Before You're Ready!

February 07, 2020 04:00 - 9 minutes - 6.56 MB

Send us a Text Message. In this Episode I get into how when we have an idea for a new venture we can become so fixated on making sure we are completely and perfectly ready before launching that we often can become paralyzed and not take action. Taking action is often the thing we need to do to get some momentum going and punch fear in the face! I like to say, do it anyway. I've done so many things I didn't feel completely prepared to do and someway somehow I figured it out. Have I failed? Y...

Start Before You're Ready!

February 07, 2020 04:00 - 9 minutes - 6.56 MB

In this Episode I get into how when we have an idea for a new venture we can become so fixated on making sure we are completely and perfectly ready before launching that we often can become paralyzed and not take action. Taking action is often the thing we need to do to get some momentum going and punch fear in the face! I like to say, do it anyway. I've done so many things I didn't feel completely prepared to do and someway somehow I figured it out. Have I failed? You betcha! But then I cor...

Pause...

December 31, 2019 05:00 - 13 minutes - 9.58 MB

Send us a Text Message. Although in my opinion taking action creates momentum, I have learned that "pausing" in the midst of change and adversity may be prudent.  In this episode I talk about the advantages in taking time to reflect, assess and adjust when moving forward. In a storytelling style I share my experiences and offer a little wisdom. 

Pause...

December 31, 2019 05:00 - 13 minutes - 9.58 MB

Although in my opinion taking action creates momentum, I have learned that "pausing" in the midst of change and adversity may be prudent.  In this episode I talk about the advantages in taking time to reflect, assess and adjust when moving forward. In a storytelling style I share my experiences and offer a little wisdom. 

Weaving Your Passion Into the Business That Pays The Bills

December 09, 2019 03:00 - 7 minutes - 5.26 MB

Send us a Text Message. There is so much talk out there about going with you're passion and you'll never work a day in your life. Hang on... that's great and all and too love that idea, but you have to be able to pay the bills and sometimes passion alone doesn't do that. In this episode I talk about how to weave your passion into the business that you have experience in or you're good at and make money at. If you like this episode I hope you subscribe and join the community! Share it with y...

Mindset When Starting a Business - The Honest Truth

December 04, 2019 16:00 - 8 minutes - 5.75 MB

Send us a Text Message. In this episode, I speak about how you have to have confidence and belief in yourself when launching your business because even when you do have that, when it gets hard you will doubt yourself, but if you're why and your belief is stronger than your self doubt, then you will absolutely power through.  I share some of my personal why's and experiences that perhaps can resonate with you. Hope you enjoy and subscribe! 

Shaken Not Deterred -trailer of initial Podcast before Rebranding

November 20, 2019 04:00 - 3 minutes - 2.39 MB

Send us a Text Message. This Podcast is about Entrepreneurship and the struggles and triumphs that come with it.  Like most Entrepreneurs in this day and age, we are working from home balancing businesses with family life and just trying to keep all the balls in the air. The intention for Shaken Not Deterred is to help motivate, educate and share stories and experiences of the people who are doing it. Not only the uber successful that we all watch on social media (it's not a jab I love them...

Shaken Not Deterred, The Podcast Trailer

November 20, 2019 04:00 - 3 minutes - 2.38 MB

This Podcast is about Entrepreneurship and the struggles and triumphs that come with it.  Like most Entrepreneurs in this day and age, we are working from home balancing businesses with family life and just trying to keep all the balls in the air. The intention for Shaken Not Deterred is to help motivate, educate and share stories and experiences of the people who are doing it. Not only the uber successful that we all watch on social media (it's not a jab I love them too!) but the people who...