San Diego Real Estate Podcast with Joe Corbisiero
92 episodes - English - Latest episode: 4 months ago - ★★★★ - 1 ratingIf you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Dream Homes Team - your professional San Diego Real Estate Agents.
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Episodes
Alternative Home Financing Options for Buyers
December 15, 2023 00:00 VideoHere are some alternative financing options you need to know about. What’s the best way to finance your home? There’s always conventional financing, but that isn’t the only option. Today, I’m breaking down some other options to finance your home you may not have heard of. If you use the right financing for you, buying a home could be more affordable than you realize. You can listen to my full explanation in the video above or skip to each topic using the timestamps provided: 0:00 — Int...
Your Latest San Diego Housing Market Update
December 01, 2023 00:00 VideoHere’s what you need to know about the state of our housing market. What’s happening in our housing market? A lot has changed recently, from housing prices to interest rates. You need to be aware of recent developments if you’re planning to buy or sell a home in the near future. That’s why today, I’m sharing the latest information from our market and explaining how it impacts both buyers and sellers. You can listen to my full explanation in the video above or skip to each topic using th...
Leveraging the 2-1 Buydown: A Smarter Way to Buy a Home
October 23, 2023 08:00 VideoHere’s how homebuyers can improve housing affordability with 2-1 buydowns. This strategy represents the ultimate approach I’d take if I were in the market to buy a house, even with the current higher interest rates. It combines the power of a 2-1 buydown and your tax write-offs and requires just a 5% down payment. Surprisingly, this results in a monthly payment lower than what you’d have with a 20% down payment. Let’s use an example of an $800,000 home. If you were to put 20% down, that’s...
Your Path to Homeownership: Key Strategies for Buying Your Dream Home
October 06, 2023 10:00 VideoAre you embarking on the exciting journey of finding your dream home? The process can be both exhilarating and challenging. To enhance your prospects of landing your dream property, consider these three crucial tips that not only empower you but also make you an appealing buyer in the eyes of the seller: 1. Boost your appeal with a mortgage pre-approval. Demonstrate your seriousness and readiness to purchase by obtaining a mortgage pre-approval. This preliminary step not only helps you estab...
Beyond Investment: How Homeownership Transforms Lives and Wallets
October 03, 2023 10:00 VideoWe discuss the financial and emotional parts of owning your own house. Owning a home is a significant milestone in life that many of us aspire to achieve. It’s not just a financial decision; it’s an emotional journey that brings stability, creativity, and a sense of accomplishment. Today, we’ll explore the personal experiences of Maria and James as homeowners and how they stumbled upon the surprising financial benefits of homeownership. Feel free to watch the full message above, or use th...
Don’t Let Fear Hold You Back: Why It Still Makes Sense To Move
September 19, 2023 10:00 VideoWhy it still makes sense to purchase a house in today’s market. What’s stopping people from buying homes in this market? That’s the question we started to answer in our last blog post. Today, we’re continuing our discussion of this topic and what it means for our market. We cover appreciation, investing in your future, and more, so you won’t want to miss this conversation. You can listen to the full explanation in the video above or skip to each topic using the timestamps provided: 0:00 ...
Ready to Buy a Home? Demystifying the Challenges of the Housing Market
September 06, 2023 10:00 VideoExplore effective strategies to overcome homebuying challenges. Today, we’re addressing a common concern many potential homebuyers have: the current state of the housing market and its impact on their ability to purchase a home. Join us as we break down the factors that might be holding people back from buying a home and explore effective strategies to overcome these challenges. From concerns about high interest rates to worries about having enough money for a down payment, we’ll provide v...
How To Secure Your Dream Home at a Great Price
August 22, 2023 15:00 VideoWhat every buyer should know about buying a home in San Diego. If you’ve ever heard the saying “money doesn’t grow on trees,” you’re not alone. But what if I told you that finding a great deal in San Diego’s saturated real estate market is not as elusive as it seems? Today, I’m going to debunk some common myths and share practical tips on how to spot a deal, even in a competitive landscape. 1. Don’t let days on market fool you. In a market flooded with offers and fierce competition, it’s ...
The Inside Scoop on San Diego Real Estate: A Current Market Update
August 08, 2023 10:00 VideoDigging deeper: Unraveling San Diego’s real estate market. Are you curious about the current state of the San Diego real estate market? Today, we’ll explore the difference between lagging and leading indicators and delve into key statistics that shed light on the demand, inventory, and hot areas in the region. Let’s get started! Lagging indicators refer to past data, such as the number of homes sold in previous months. While they offer insights into historical trends, they may not provide...
Strategies for Successful Real Estate Investing: The Key to Financial Freedom
July 26, 2023 05:00 VideoTips to enhance your chances of success in this competitive market. Are you interested in real estate investing and wondering how to finalize a deal and maximize profits on your properties? Today, I’m excited to share some of my personal secrets and essential rules that have guided my successful real estate journey for the past 15 years in areas like San Diego and Riverside. Let’s dive right in! 1. The 1% Rule: Mitigating Risk and Maximizing Profits The first and most crucial rule I live...
Make Money With Real Estate: Learn the Difference Between Good and Bad Debt
July 11, 2023 10:00 VideoExplaining the difference between good and bad debt when investing. What’s the difference between good and bad debt and how do you make money with real estate? Today, I’m here to give you advice on all of this because I have a personal experience with it. I’ve lost money and made money, plus I have my hands in so many aspects of real estate in this county. Therefore, I will show you what I learned personally, not just what I heard from somebody else. Let’s start with good debt. There are...
Trust the Facts, Not the Hype: Insights From an Experienced Real Estate Investor
June 26, 2023 10:00 VideoUnlock the truth about the real estate market's rollercoaster ride. Today, I am excited to share with you an eye-opening perspective on the real estate market that will leave you amazed. Cast your mind back to 2005, a year that brought significant challenges for many homeowners. It was a time of dramatic collapses and heartbreaking stories as the real estate industry experienced a major downturn. Fast forward to 2007 and 2008, when everything came crashing down, leaving lasting scars. Howe...
The Clickbait Culture: Understanding the Truth about Real Estate
June 02, 2023 10:00 VideoYou shouldn’t just believe every headline and title you see. In today’s digital age, where information is abundant and accessible, it’s crucial to separate fact from fiction, especially when it comes to financial matters. One topic that has sparked controversy and debate is whether real estate is a wise investment choice. With the rise of platforms like YouTube, content creators are constantly vying for attention and engagement. Unfortunately, this has led to a clickbait culture where sen...
Homeowners Coverage Is Essential: Is Yours Up to Date?
May 22, 2023 10:00 VideoHere’s what you need to know about updating homeowners insurance. Today, I’d like to emphasize the importance of checking and updating your homeowner’s insurance policy. Surprisingly, about 75% of individuals are unaware of their current coverage status. It’s crucial to review your policy annually or biennially, taking into account any property changes and economic shifts. I highly recommend reaching out to your insurance agent to ensure you have adequate coverage. Factors like building m...
How To Make Money by Investing in Real Estate
May 17, 2023 10:00 VideoHow much do you know about the power of investing in real estate? The truth is that this avenue can be very lucrative and help you build long-term wealth. However, know upfront that this type of investing is much more about the long game, and you’ll need to be patient. The sooner you start, the more you can earn. Over the years, people have gotten their start in real estate investing in various ways. Some people have rented out part of their homes, lived with their families a little longer,...
From 1 Property to 3: How Paying My Mortgage Helped Me Build Wealth
May 01, 2023 00:00 VideoThis is how I leveraged my first home to build a real estate portfolio. Today, I’d like to share with you how my first property became a stepping stone to owning three amazing properties. In 2014, I bought my first home in the Midwest for $322,000 with an interest rate of 6.4%, which was quite favorable back then. I lived in the property for two and a half years and eventually sold it for $347,000 without making any improvements or renovations. My initial down payment was $52,000, which ...
Why House Hacking Is a Great Way To Invest
April 17, 2023 00:00 VideoHouse hacking is a great way to start investing in real estate. Have you ever heard of the term house hacking? If not, you need to because you can truly benefit from this kind of investment. I believe in the power of investing in real estate, as I’ve seen it work in my own life and for my clients. House hacking is a great way to get started, even if you’re starting young. Hear the full explanation in the video above or skip to specific topics using these timestamps: 0:00 — Introduction...
Bank Collapses, Inflation, and Interest Rates, Oh My!
April 03, 2023 00:00 VideoWhat the recent bank collapses mean for the real estate market. Have you heard the news about the recent bank collapses? If so, you might wonder how that will affect inflation and interest rates. If you are, you’re not alone. Many people worry about this negatively affecting the real estate market, so I am here today to clarify things. If you haven’t seen the stories, the Silicon Valley Bank went out of business. Thankfully, all of the people got their money back. However, there are rumo...
Buy Your Dream Home With This Fantastic New Program
March 22, 2023 00:00 VideoThe Dreams for All program is exactly what first-time buyers need. Today I have some great news for home buyers. I just spoke to my partners at Cardinal Financial, and they have this new program that aligns with our name: the Dreams for All program. This incredible opportunity is for those of you who haven’t owned a home for the past three years at least. This is a basic down payment assistance program that will give you 20% down. You need a minimum of a 665 FICO credit score, and the max...
Why You Don’t Need to Worry About a Market Crash
March 03, 2023 00:00 VideoThese stats will debunk the alarming news you’ve heard about the market. As February came to an end, different media outlets started passionately sharing different opinions on the future of the real estate market. To cut through the noise, I’m sharing some statistics and facts about the market so you can know the truth. Feel free to watch the full video above or use these timestamps to browse specific topics at your leisure: 0:00 — Introduction 1:04 — Some alarming news about the marke...
Sellers: It's Not Too Late To Get a Fantastic Deal
January 20, 2023 00:00 VideoHere’s what you need to know about selling a home in today’s market. Many people have reached out to me recently to ask if now is still a good time to buy or sell a home. Interest rates have indeed made buying a new home a little tougher, but that isn’t the full story. For example, homeowners have gained a ton of equity over the last few years, and that equity is going to be huge when buying a new home. It’s going to give you purchasing power. It’s true that people are no longer fighting ...
How the San Diego Market Has Recently Shifted
January 10, 2023 00:00 VideoAn update on the recent changes in the San Diego real estate market. 2022 was a wild and crazy year, especially when interest rates started to fluctuate a lot. Many people felt too overwhelmed to buy or sell a home—was that you? If you are interested in jumping back into the market, we have great news for you: the market has slowed down quite a bit. People are now getting more comfortable with where interest rates are. Lenders are also offering great programs to help buyers offset some c...
This Market Has a Solid Foundation
December 02, 2022 00:00 VideoExplaining why we won’t see a repeat of the 2008 housing crisis. You may be wondering if a crash is coming. Right now, inflation and high rates are affecting our market. However, the housing market is much different now than it was in 2008. Obtaining a home loan is more difficult, and the lending standards are much tighter. The availability of credit is about seven times less than it was before. During the 2008 housing crash, we had too many homes and a 10-month supply. In contrast, today...
You Can Still Get a Good Deal Despite Rising Rates
November 18, 2022 00:00 VideoThese two strategies will help buyers buy a home despite rising rates. Great news for November! As we head towards Thanksgiving and Christmas, there will be an interesting time in real estate. The market usually slows down quite a lot this time of year, opening up many great opportunities for buyers. Today I’ll talk about what you can do to take advantage of the current market environment. If you’ve been keeping up with the news, you’ve probably heard that interest rates went up quite a l...
How 3 of Our Buyers Landed Their Dream Homes
November 07, 2022 00:00 VideoThree stories of our buyers’ success in finding their San Diego home. How can buyers leverage their purchasing powers while interest rates are rising? Despite the media spreading news about real estate’s gloom and doom, many of our buyer clients have still successfully landed fantastic deals. Today, I’m sharing some of their success stories to show you how you may do the same. Feel free to watch the full video above or use these timestamps to browse specific topics at your leisure: 0:00...
To Rent or Buy: That Is the Question
October 19, 2022 00:00 VideoLook at the numbers to understand the benefits of home ownership. With the media bombarding us nonstop with all of this negativity, it’s more important now than ever to be positive. At the end of the day, we create our own reality. What does this mean for your decision to buy or rent? I’ll be giving you the best and most up-to-date information available so that you can make informed and positive choices about this topic. Feel free to watch the full message above or use these timestamps th...
Why the Market Data Has Changed So Much
October 06, 2022 00:00 VideoThe important data about our San Diego County housing market. Since the market is changing so much lately, I want to keep you updated on the San Diego County market so you can make informed decisions! That is why I’m here today, to give you the information you should know about what shifted over the last couple of months. You can listen to the entire update by watching the video above, or skip to individual topics using these timestamps: 0:00 — Introduction 0:46 — Supply and demand ...
Options for Locking in Your Interest Rate
September 23, 2022 00:00 VideoHere’s what you need to know about locking in your interest rate. “What happens if I’m in the process of buying a home and my interest rate changes?” I receive this question all the time, and I understand why. Rates are all over the place right now, which is why I believe it is crucial to lock in your rate. First, you have to work with a lender you know. They’ll guide you through the process and help you lock your rate. Now let’s say you’re under contract. Once you have an accepted offe...
The Best Italian Restaurants in Town
September 12, 2022 00:00 VideoOur top three recommendations for Italian restaurants in San Diego. What’s my favorite Italian restaurant here in San Diego? That’s a hard question since my husband and I are both tough critics. Despite our high standards, we do have a few go-to Italian restaurants: Cesarina in Point Loma. Their eggplant parmigiana is the best, and they have a cute atmosphere. Caffè Calabria near North Park. If you’re looking for great pizza, Caffè Calabria has the best crust in the city, and you can’...
Understanding the Housing Market Data
August 26, 2022 00:00 VideoUnderstanding how the market is changing and what it means for you. Have you ever been confused by the media’s contradicting views of the housing market? In my opinion, a lot of it shouldn’t be trusted, and it’s important to go back to the original source. I have collected some critical market data from trusted sources, and I’m sharing it with you today so you can be informed and updated. You can hear all the details by watching the video above or skip to individual topics using these t...
How Much Do Homeowners Earn in San Diego?
August 16, 2022 00:00 VideoUsing math to show why it pays to be a homeowner in San Diego. How much money can you make owning a home in San Diego? Using rough estimates and averages, today we’ll give you a good idea of what the average homeowner earns from their property in our area. The median home price in San Diego as of July was $975,000. Recently, homes have appreciated rapidly, but we’ll be conservative and say that your home appreciates by 2.7% every year on average. This means that over five years, your hom...
How Hard Assets Hedge Against Rising Costs
July 28, 2022 21:11 VideoThe cost of living is increasing. How can you hedge against inflation? Unless you’ve been living under a rock, you know that inflation is high. The inflation rate is a little over 8%, which is the highest we’ve seen in over four years. What does this mean for you, and how can you hedge against inflation? Today I’m dissecting our current inflation situation and explaining what you can do about it. You can hear our full discussion in the video above or skip to each topic using the timesta...
Why Hard Assets Are Great Hedges Against Inflation
July 28, 2022 21:11 VideoThe cost of living is increasing. How can you hedge against inflation? Unless you’ve been living under a rock, you know that inflation is high. The inflation rate is a little over 8%, which is the highest we’ve seen in over four years. What does this mean for you, and how can you hedge against inflation? Today I’m dissecting our current inflation situation and explaining what you can do about it. You can hear our full discussion in the video above or skip to each topic using the timesta...
A Trick for Building Wealth Through Real Estate
July 08, 2022 00:00 VideoEven in an uncertain market, you can still build wealth through investing. Many of you already know that I am a real estate investor because I see just how beneficial it can be. I’ve been investing all the money that I’ve made since moving to the United States. Drawing from that experience, today I want to discuss how you can use homeownership to build wealth, even in an uncertain market like the one we currently have. If you own a home in San Diego with plenty of backyard space, consider...
Setting the Record Straight for Buyers
June 23, 2022 00:00 VideoHere’s what buyers need to know about today’s housing market. As you know, interest rates have spiked to a little over 6% since the beginning of the year. That’s not great news for buyers, as rising rates mean that fewer buyers can afford homes. In turn, the demand for homes has decreased by 32% since January. These factors combined have resulted in inventory rising by 143% compared to the start of 2022. The time that homes spend on the market increased from 19 days in March to 42 days in ...
Maria and Colby’s Home-Flipping Advice
June 06, 2022 00:00 VideoHere’s what you need to know about flipping homes in San Diego. Today we’re pleased to be joined by Maria Corbisiero and Colby Kibodeaux, two home-flipping experts. They’re here to tell us all about flipping homes in San Diego and share some of their best tips. It’s not quick and easy like HGTV makes it seem, but it’s always rewarding and often profitable. You can listen to our full conversation in the video above or skip to each topic using the timestamps provided: 0:00 — Introduction ...
What’s Happening in Our Market?
May 24, 2022 00:00 VideoDespite the market starting to shift, prices will likely continue to rise. Today we want to talk about the state of the housing market. We’re currently seeing mortgage interest rates increase, and that’s likely to continue throughout the year. We’re also seeing inventory levels finally rising for the first time in eight months, according to the National Association of Realtors. This is great news for buyers. Many of you might be thinking that because we’re seeing more homes on the market ...
What’s happening in our market?
May 24, 2022 00:00 VideoDespite the market starting to shift, prices will likely continue to rise. Today we want to talk about the state of the housing market. We’re currently seeing mortgage interest rates increase, and that’s likely to continue throughout the year. We’re also seeing inventory levels finally rising for the first time in eight months, according to the National Association of Realtors. This is great news for buyers. Many of you might be thinking that because we’re seeing more homes on the market ...
An Overview of the Home-Buying Process
May 09, 2022 00:00 VideoA quick overview of all the steps involved in the home-buying process. Today we wanted to briefly go over what happens during the home-buying process for those of you not familiar. First, you need to connect with a knowledgeable and reliable real estate agent in your buying market (we hope you’ll choose us if you’re buying in San Diego!). Your agent will help you get started with the pre-approval process. The pre-approval will determine your maximum budget for a new home. Once you receiv...
How To Buy Low and Sell High
April 25, 2022 00:00 VideoBuying low and selling high is a great strategy in real estate. The strategy of buying low and selling high works with stocks, collectibles, and real estate. Today I’m sharing three tips for buyers and three tips for sellers to help everyone buy low and sell high in real estate. Three tips for homebuyers: 1. Buy in an undervalued neighborhood. Eventually, those homes will become highly desirable, and you’ll have bought them when they weren’t valued as much. 2. Consider cosmetic repairs....
Why You Should Use an Agent Like Me
April 11, 2022 00:00 VideoIf you’re buying and selling real estate in San Diego, use a good agent. I am a preferred real estate agent, and I love what I do. I love the feeling of giving first-time homebuyers their new keys. I especially love to help veterans, families, and people who want to increase their wealth. My team is here to make it happen. Why did I choose San Diego, though? San Diego is one of the most beautiful growing metropolitan areas in California. It has gorgeous beaches, palm trees, and lots of su...
Now is the Time to Buy a Home in San Diego
March 25, 2022 00:00 VideoHere are three reasons to get off the fence and buy a home now. If you’ve been waiting to purchase a home in beautiful San Diego, today I’ll share three reasons why you should buy now: 1. Home prices are projected to increase by another 10% this year. 2. It will take at least five years for our supply of homes to catch up with buyer demand. This is assuming more buyers don’t enter the market during that time, which won’t be the case. 3. We’re not headed for another housing crisis. Unlik...
Our San Diego Market Is Beyond Hot
March 15, 2022 00:00 VideoWhy now might be the best seller’s market ever in San Diego. You might’ve heard about how hot our San Diego market is, especially if you don’t live in the area. We are here to tell you that spring 2022 is the best time to put your home on the market. Not only will you get top dollar, but you’ll also get the best terms possible. Now is truly the perfect time to sell. We are experiencing the lowest inventory ever in the San Diego market. Sellers are getting so much exposure, and they don’t ...
How Much Does Buying a Home Cost?
February 14, 2022 00:00 VideoHere’s what you'll need to factor into your budget if you’re buying a home soon. If you’re purchasing a home, you’re probably aware that you’ll need a down payment and a mortgage payment, but you might not be aware of all the other costs involved. Today we’re answering some common questions surrounding the amount of money you need to buy a home. Do you pay out of pocket for your buyer’s agent? The simple answer is no. All of the payments made to the buyer’s agent that you choose to work ...
Inflation Is Behind Our Rising Market
January 21, 2022 00:00 VideoHere’s how inflation is affecting our real estate market these days. To begin, I want to wish you all an exceptional 2022. Today I’m discussing our current real estate market and what’s affecting it. It’s a great time to buy or sell a home, but prices are getting very high. Why haven’t we seen any adjustments yet? It all comes down to inflation. Feel free to watch the full message above, or use these timestamps that will direct you to various points in the video: 0:00 — Introduction to ...
How You Can Qualify for a Duplex
January 10, 2022 00:00 VideoHere’s what you need to know about qualifying to buy a duplex. How do you qualify for a duplex? Do you need to have more money or offer a bigger down payment? The answer is surprisingly simple. The lender will take 75% of one of the rental unit’s income and add that to your income. If you’re buying a duplex where you’ll rent out each unit for $2,000, the lender will add 75% of that number, or $1,500, to your income. If you make $7,000 a month, you’d effectively have $8,500 when they qualif...
Planning To Buy a Home in 2022?
January 04, 2022 00:00 VideoThe new year is a great time to buy a new home, and I can help. Happy New Year! Can you believe it’s 2022? With the new year comes plenty of new opportunities, so I would love to help you find your dream home in 2022. I am an expert in investment properties. I can help you handle capital gains and purchase properties that will generate a lot of revenue. I can also help you buy a second home that you plan on enjoying on the weekends. If you want to buy a new primary residence, I encourage...
Why You Should Buy During the Holidays
December 03, 2021 00:00 VideoHere are five reasons why you should buy this holiday season. If you’re looking to buy a home, you’ve probably been hearing both sides of the story: It’s a great time to buy, but it’s also hard for buyers in our seller-driven market. It can be daunting to get started, but that’s why I want to share five reasons to buy this holiday season: 1. There is less competition. So many buyers put the house hunt on the back burner this time of year. We’ll probably see the market heat up again in Feb...
5 Reasons to Sell Your Home During the Holidays
November 29, 2021 00:00 VideoHere are five reasons why it’s a great idea to sell during the holidays. Are you a homeowner in San Diego County who has thought of putting your home on the market, but you’re not sure if it’s the right time? Well, I’m sure you’ve heard that it’s been a crazy, seller-driven year here in San Diego and across the nation, so today I’ll share five reasons why the holiday season is an amazing time to sell your home: 1. You can use your decorations to your advantage. Holiday decorations are fes...
What Is the State of Our Market?
July 23, 2021 00:00 VideoHere is the data to update you on the San Diego market this summer. August used to be one of the hottest months in the real estate market, in the real estate market before the pandemic. This year is different and I’ll explain what’s happening. Inventory has been increasing, and people are getting nervous because the median price in San Diego County has been going up a lot in the last couple of years. People are afraid there might be a bubble. At 1:30 in the video, you can see the San Dieg...