Do you carry a balance on your credit card? 😮Not only are you paying OUTRAGEOUS interest rates, but late payments and a high debt-to-credit ratio is likely HURTING YOUR CREDIT SCORE. You can buy a house with credit card debt, but it's much easier and safer to buy a home when your credit card debt is paid off.Today's video covers three different methods you can use to reduce your credit card debt FAST: 1. The Snowball Method 2. The Avalanche Method 3. The Search and Shrink Method