The Rodcast - Property, Business, Investment
106 episodes - English - Latest episode: 17 days ago -An exploration into real estate businesses and asset backed investments.
Rod talks to property developers, investors, business owners and professionals about the nitty gritty details involved in making their businesses move in the right direction.
Hosted on Acast. See acast.com/privacy for more information.
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Episodes
Commercial Property Investment - Jo Seth Smith
May 07, 2024 03:20 - 54 minutes - 74.8 MBJo Seth-Smith is the Investment Manager at Olim Property https://www.olimproperty.co.uk/index.html an FCA regulated property investment manager of UK commercial property portfolios, whose Funds Under Management total is approximately £1 billion with individual discretionary mandates for pension funds, investment trusts and Oxford colleges. Jo has a heap of experience in Commercial Property Investment starting her career at JLL, La Salle Investment Manager and then moving on to for part of t...
Investment Mastermind Q2 2024
April 11, 2024 06:25 - 1 hour - 59.9 MBOur Quarterly Investment Mastermind with Manish Kataria and Adam Lawrence kicked off with a brief discussion on the performance of some of our previous investment picks and the current investment environment. We then got onto our picks for this quarter. If you haven't listened to one of these mastermind episodes before the premise is we each pick a stock, bond, ETF, REIT etc that we feel is good to invest in now and give the reasons why. The others then are given a chance to critique. Man...
When Business Goes Wrong - Richard Nicholls
April 03, 2024 04:13 - 58 minutes - 80.6 MBIn this episode I am joined by Richard Nicholls who has a fantastic knowledge and track record in the sales market of HMO properties. We also discuss the HMO market and what HMO owners can do to maximise sale values. Selling portfolio's and large HMO to funds and what they may be looking for. However in this episode we discuss another property related business that Richard had several years ago that had disastrous outcomes for his clients, him and his family. This is a candid discussion ...
The Politics of Planning
March 19, 2024 04:48 - 45 minutes - 62.2 MBIn this episode I am joined by Planning Consultant Lorenzo Pandolfi from https://logic-planning.com/ to talk about the current state of the UK's Planning System. We discuss; His career and how an Italian town planner came to be in London. How Morale, Money and perspective are causing issues in the planning system. What is causing the issues with staffing in planning departments. How "Public Practice" can help the planning system. The public sectors PR department Life on the front line...
Navigating the Last 5 Years in Property
March 12, 2024 04:45 - 57 minutes - 78.9 MBIn the last 5 years we have had Covid, Trussonomics, Market volatility, been paid to stay home, inflation and the fastest increases in mortgage rates for 100 years. So it was an absolute pleasure to have the first ever Rodcast guest back on the show to celebrate our 100th episode and hear how his fantastic property business has navigated the difficult environment. If you haven't heard the first episode then do go back and listen. (The sound quality is not good but the content of what Jason...
Realities of Being a Property Developer
February 27, 2024 05:09 - 58 minutes - 80.2 MBI was delighted to welcome back Paul Higgs to the Rodcast. Paul was last on the Rodcast in 2020 on episode 15. If you have not listened to it please give it some of your time as it discusses Paul's amazing career from being Head of Land at Barratt Homes (The UK's biggest House builder) to his own business. https://shows.acast.com/rodcast/episodes/paul-higgs-development-land-and-planning In this episode we discuss the difficulties of being a Property Developer in the UK and how to navigate ...
Purpose Built Single Family Rentals
February 13, 2024 05:25 - 52 minutes - 71.9 MBRichard Berridge CEO of the UK Single-Family Association SFA https://uksfa.org/ has over 40 years experience in UK Residential Real Estate. We had a brilliant conversation centred on Richards passion for rental Houses We discussed; Richards Career and how he came to be CEO of UKSFA The history of Build to Rent (BTR) in the UK. The current make up of BTR in the UK Who have been investing in BTR in the past and how is that changing. How the UK compares to other markets in terms of BT...
JV Mistakes, Due Dilligence, M & A
February 02, 2024 05:35 - 34 minutes - 47.4 MBAdam Lawrence joins me in this episode to discuss Joint Ventures and the mistakes people make as well as due diligence and some info on M&A in SME property businesses. We will go into much more detail at our live workshop in London on 24th April. More info here https://bit.ly/propertybusinessworkshop2 Points we cover in this episode are; Joint Ventures What do you want from a business partner. Where do you need to be aligned and where does it help to be different. What happens in the ev...
Investment Mastermind Q4 2023
January 02, 2024 10:01 - 38 minutes - 44.5 MBJoined again by Adam Lawrence and Manish Kataria we each pick a specific investment that anyone can do in their ISA or pension and explain the reasoning behind it. As well as our picks, we discuss; Pound cost averaging, changing a portfolio for retirement Bias to home nations How value vs growth has performed Nominal vs real numbers. How long do you hold specific investments for and what makes you make a decision to sell or not. Rod's pick is one of the Vanguard lifeStrategy funds wh...
How Banks Price Mortgages - Daryl Norkett
December 14, 2023 05:30 - 38 minutes - 28.9 MBI spoke with Daryl Norkett the Head of Real Estate Proposition at Shawbrook Bank, one of the biggest Buy to Let and property investment lenders to discuss how mortgages work from the banks point of view. You can also watch this episode on our youtube channel https://youtube.com/@rodcastITP?si=MbqPWAGHJEmlvcfZ please don't forget to subscribe and hit the bell icon. This episode is vital listening for investors concerned about mortgage costs and who want to understand which factors affect pr...
Autumn Budget News for Property Investors
November 24, 2023 06:42 - 10 minutes - 7.94 MBIn this episode I run through the points of the Autumn Budget that are relevant to the Property Industry including parts that were not in Jeremy Hunts speech. Largest ever increases to minimum wage. LHA increased to 30th percentile of local rents. Freeze on how Business rates are calculated and the discount in leisure, retail and hospitality is extended. £3mil invested into pilot schemes to improve the process of buying and selling homes. A consultation to start early next year on a new...
Property News Update - Simon Das 17/11/23
November 21, 2023 05:00 - 34 minutes - 24.6 MBI was joined by Simon Das from the award winning Mortgage brokers 978 Finance to discuss the latest Property News. Simon gives us a great update on; The Buy to Let mortgage market. Commercial mortgages and where prices are at now. Development and Bridging loan market. We also discuss; The latest inflation figures and what that means. The 7th Housing Minister in the last 21 months and what it really means for us. The planning fees increasing and whether it will change anything. Moder...
The Housing Crisis - Ian Humphreys
November 16, 2023 19:09 - 46 minutes - 27.4 MBI am joined in this episode by Ian Humphreys the CEO of Brickflow. Ian explains why he, along with industry experts such as Knight Frank and PWC, came up with a white paper (https://brickflow.com/solving-the-uk-housing-shortage) to present the government with. He talks about what has led to the UK having a deficit of over 4.75 million Homes and possible solutions around; Planning Funding Land Supply Development Incentives Affordability Supply Chains which include Technology, Modern ...
Property News Update - 7th November 2023
November 08, 2023 13:01 - 17 minutes - 12.9 MBIn this episode I give a run down of the latest Property News. I go into details of the Kings speech briefing notes on the Leasehold & Freehold Reform Bill and what each point means for property investors. Also the points raised from the Renters Reform Bill that were written about including how the government expect to carry these out and what they mean in reality. I also talk about the latest figures from Nationwide and Halifax House price index's. I touch on some of the traps currently...
Investment Mastermind Q3 2023
October 25, 2023 04:00 - 33 minutes - 23.9 MBI am joined again by Manish Kataria and Adam Lawrence to do our quarterly Investment Mastermind. These episodes are a bit of fun where we each pick one investment such as an ETF, Stock, Bond or REIT and explain our reasoning. Pretty much all of our picks can be invested in via an ISA or Pension wrapper but these episode are NOT INVESTMENT ADVICE. We start the episode by giving a roundup of the investment environment along with how certain markets have performed and what we feel the outlook ...
Scrapping of EPC targets - Anna Clare Harper
September 26, 2023 04:15 - 33 minutes - 23.9 MBI am joined in this episode by Anna Clare Harper. Anna's career has focused on strategic residential investments throughout regulatory and market changes which made me very eager to speak to her about the Governments recent scrapping of EPC targets and what that means for property investors. We discuss; How EPC targets align with the two main Policy trends which are cross party agreement on making the private rental sector more professional and the legally binding target of reaching net ze...
Short Term Rentals - Alex Limpert
September 13, 2023 10:43 - 37 minutes - 42.6 MBBuilding a short term rental portfolio of 6000 units accross 7 countries in a short space of time is an incredible achievement! And this is one of the incredible feats my guest on the latest rodcast episode being released tomorrow has done. Alexander Limpert Co founder and CEO of GuestReady tells us about; How he identified the short term rental industry as one he wanted to be in. What makes a good property for short term let's. How does the industry differs across countries and what ca...
Saving Costs with Structural Design - James Nevin
August 07, 2023 11:26 - 27 minutes - 17.8 MBIn this episode I am joined by James Nevin the CEO of Blue engineering https://blueengineering.co.uk/ and Re Structured https://re-structured.com/ to discuss the importance of structural design on projects. We discuss; James' background. The concept behind Re structured. Traps that SME developers get caught in when choosing a structural engineer. What developers should consider before they go ahead with a structural engineer. The different types of costs associated with structural desi...
Q2 Investment Mastermind 04/07/23
July 06, 2023 04:00 - 42 minutes - 30.3 MBManish Kataria and Adam Lawrence join me once again to discuss our latest quarterly investment picks. If this is your first time listening to the Quarterly Investment Mastermind we each pick a stock, Bond, ETF or any other investment asset class and explain our reasoning and then open it up for comments to the others. In this episode we discuss what has happened in Asset Classes for the first half of the Year with the Nasdaq having its best H1 of all time and the big tech names holding up ...
Property News Update - Inflation & Interest Rates with Adam Lawrence 26/06/23
June 27, 2023 04:00 - 49 minutes - 32.6 MBIn this episode Adam and I discuss; The latest Inflation Print. The Bank of Englands Response. What are the tools that the Bank of England has at its disposal to reduce Inflation. Demand vs Supply Inflation Issues. What this means for Property Investors. Some traps that Property Investors should be concerned about. And much more If you are interested in The 7 day Property Business retreat that Adam and myself run along with Sue Sims in October please email [email protected]...
Coping With Challenging Times in Business - Matt Haycox
June 16, 2023 04:00 - 38 minutes - 27.3 MBI was fortunate to get to speak with Matt Haycox who has a fascinating story of building an empire only to lose it all and having to start over. In the episode we discuss; How he got into business. What motivated him. Some of the businesses he built. His Ventures into the leisure industry. His Debt fuelled expansion. The fallout from Bankruptcy. How he started again and went into the industry that was on the other side of the table when his previous businesses became insolvent. What...
Property News Update with Tony Houlihan 19/05/23
May 20, 2023 04:12 - 37 minutes - 26.5 MBMyself and Tony Houlihan delve into the detail behind the latest property news headlines to make sense of the stories. In this episode we discuss details on ; The Renters Reform Bill Purple Bricks bought out for £1. 100% Mortgages are back. £250 million Investment into Stockport City Centre. If you are interested in attending this years Property Business Retreat please email [email protected] Hosted on Acast. See acast.com/privacy for more information.
Property Cash Buying Company - Jason Harris-Cohen
May 17, 2023 20:28 - 41 minutes - 28.9 MBI spoke to Jason Harris-Cohen to understand what's involved in scaling a Property Cash Buying Business. It really was a fascinating discussion hearing about Jason's career and how he started and scaled Open Property Group https://www.openpropertygroup.com/ Jason clearly understands every aspect of his industry and how to optimise his business. We discussed everything from; - Raising finance - What properties to target. - Reasons people sell to cash buying companies. - Carrying out Due ...
Auctions Data - David Sandeman
May 04, 2023 15:45 - 37 minutes - 28.8 MBI was joined by David Sandeman who really does know it all when it comes to property auctions in the UK. He tells us; The background to setting up his business 33 years ago Essential Information Group which is a comprehensive data and reporting system for UK property auctions. It has data on over 800,000 auction lots with 35,000 added each year. Why auctions are a useful precursor to what happens in the wider property market. What metrics should be used to judge different auctions if loo...
Property News Update with Raj Sharma 19/04/23
April 20, 2023 06:27 - 37 minutes - 25.6 MBRaj Sharma joins me on this episode to discuss the latest Property News. In the episode we discuss; The latest news on Holiday Lets and will they have their own planning use class. Is Commercial Real Estate the most at risk sector with fall out from the Banking Crisis in the USA. The latest stats on MEES and energy performance of Commercial Real Estate. Quality of Housing and what locations have the most sub standards of living. Latest research from Hamptons on Landlords leaving the ma...
Q1 Investment Mastermind 29/03/2023
March 30, 2023 17:50 - 40 minutes - 37.5 MB*THIS IS NOT INVESTMENT ADVICE* I am joined once again by Adam Lawrence and Manish Kataria to give a a thorough breakdown of the investment landscape and pick our investments for this quarter. Each quarter we each pick a retail investment such as a stock, ETF, Bond or anything else that is fairly easy for most people to buy as well as being hands off. We start the discussion with a breakdown of the Banking crisis and how the landscape in America and the UK and Europe currently differ. We ...
Property News Update with Adam Lawrence 23/03/2023
March 24, 2023 07:22 - 55 minutes - 37.5 MBAdam Lawrence and Myself unpick the News Stories from the last 2 weeks to understand what they mean for Property Investors. We discuss; Rent Controls, Landlord Taxes & Legislation - Looking specifically at the latest comments from Michael Gove on Rent controls and Landlord Taxes. What the Budget Meant for Property - There was not a huge amount of Property related points in the Budget speech but if you look through the detailed notes there is one that may impact supply of homes. The Banki...
Operating a 300 unit Residential Portfolio - Ross McColl
March 17, 2023 07:05 - 56 minutes - 37.9 MBThis is another cracker of an episode which is jam packed with phenomenal advice for anyone with a residential portfolio. I am Joined by Ross McColl who, with his brother owns and operates a high yielding portfolio of approximately 300 residential units in the South East. We discuss; How Ross left school at 16 with no qualifications then going back into education to do a Masters at Imperial College London in Finance and Economics in order to become a Citi Bank Trader. How he fell in Lov...
Property News Update with Alicia Barlow 06/03/23
March 08, 2023 14:14 - 41 minutes - 28.3 MBThis is the first of our series on Property News Updates which we will be bringing you every fortnight. In this episode I am joined by Alicia Barlow who helps me to digest the big property news stories as well as deliver our opinions on them. We discuss; The most expensive residential property in Britain that has gone on the market for offers in excess of £250 Million. The latest report from Carbon Laces on EPC's vs the actual Energy usage of the 17,000 homes they researched. They found ...
Property & Pensions - James Hadley
January 26, 2023 04:30 - 49 minutes - 34 MBIn this episode we are joined by James Hadley from www.propertyfrompensions.co.uk James has a depth of knowledge on all things to do with property and pensions. If you think this is another sales pitch from a product seller about SSAS pensions then think again. James discusses the biggest mistakes he sees when people want to set up SSAS pensions. James gives great insight into the tax advantages of different types of pensions for holding property in as well as the costs of them and at wha...
Q4 Investment Mastermind- recorded 04/01/23
January 06, 2023 16:18 - 46 minutes - 31.5 MBIn the 4th episode of our series on investment picks we look over the investment environment as well as looking at how previous picks have performed so far. We then go on to discuss our investment picks for the last quarter of 2022 which include; High Yield Emerging Markets Bond ETF Gold and REITs If you enjoy the show please do not forget to leave us a review it helps us in our rankings and to attract more guests. Hosted on Acast. See acast.com/privacy for more information.
Supermarket Investment - Ben Green
November 16, 2022 04:30 - 38 minutes - 30.7 MBI had a fantastic discussion with Ben Green, Principal of Atrato Capital the Investment Advisor to The Supermarket REIT (SUPR) SUPR is a FTSE 250 real estate trust and the UK’s only specialist grocery property investor. Atrato have advised SUPR since it’s IPO in 2017. Atrato sources, advises and asset manages all of Supermarket Income REIT's investments. Ben has over 20 years’ experience structuring and executing real estate transactions. He has completed more than £3.5 billion of sal...
Identifying Investment Sectors - Mike Kovacs
October 07, 2022 04:00 - 1 hour - 85.7 MBMike Kovacs is a founding partner of uk based real estate investment firm, Castleforge. https://castleforge.com/ Under his leadership they have invested £1 Billion of asset value into the UK and Europe combining research-led investment themes with vertical integration and in-house operating platforms. Mike has a great way of explaining how he identifies sectors in the real estate market to invest in. In this episode we discuss; How did someone from the states working in M&A at Blackston...
Paul Davis - Background of Nimbus Maps Co-Founder
September 27, 2022 03:45 - 56 minutes - 77.5 MBPaul Davis is probably best known for being a Co founder of Nimbus Maps, a tool for Property Developers and Investors to find the best off-market opportunities, assess them quickly and connect with owners. But did you know that Paul has a fantastic career in real estate prior to this including; a family investment business, starting and scaling a property consultancy advising Blue chip clients on Real Estate deals. In this episode we discuss; How Paul fell into the Family Property Investm...
Q3 Investment Mastermind - recorded 20/09/2022
September 21, 2022 15:50 - 55 minutes - 76.1 MB*THIS IS NOT INVESTMENT ADVICE* I was joined by Adam Lawrence and Manish Kataria for our Investment Mastermind for Q3 of 2022. In these episodes we discuss the markets and then discuss what investments each of us are making in the Financial Markets. As ever we discussed the current markets and how the economy, Inflation and Interest rates are and maybe will, affect them. Topics include; Terminal Interest rates. How Bond yields correspond to Price to Earnings of some of the bigger mark...
Property V.S. Pensions with Wealth Manager Charlotte Ransom
August 27, 2022 06:12 - 55 minutes - 32.9 MBCharlotte has a stellar track record in Banking having been a Partner at Goldman Sachs and then as a Wealth Manager having won various awards and being Co Founder of Netwealth https://www.netwealth.com This Episode is Jam packed with info. We discuss; Charlottes background and why she co founded Netwealth. Individuals relationships with managing money. Property vs other investment options. Benchmarking your portfolio. Investment exposure and concentration. The need for capability whe...
Developer Turned Lender - Tony Gilbertson
August 03, 2022 05:37 - 30 minutes - 22.1 MBTony Gilbertson has over 30 years experience in the property finance market as well as being a property developer during the difficult time of the great financial crisis. He certainly learnt the hard way what being a Developer is all about and used his experience to ensure that his lending business puts relationships at the core of their business model. It is a fascinating story and one I know you will enjoy listening to. In the episode we discuss; Tony's Background in Finance and how he b...
Zoopla's Head of Research - Grainne Gilmore
July 15, 2022 04:00 - 45 minutes - 34.1 MBI was so fortunate to be joined by Zoopla's Head of Research, Grainne Gilmore to discuss the UK residential market. In this episode we discuss; Grainne's background and how she came to be Head of Research at Zoopla? How does data from the portals typically differ from the likes of Land registry and Office for National Statistics (ONS) data? Benchmarking performance year on year can not give the clearest picture as the start point may have been in the pandemic but how is the market compar...
Single Family Homes - Samantha Kempe
July 05, 2022 03:52 - 46 minutes - 36.1 MBSamantha Kempe is a Co Founder and Chief Investment Officer of Immo, Europe’s first technology-led residential real estate platform, designed to create quality portfolios of existing single-family rental (SFR) housing at speed and scale. https://immo.capital After a career in the corporate world of real estate at companies such as Cushman & Wakefield, PWC and Blackstone she met her other co founders and investors whilst doing he MBA at The London School of business and Immo was born. In th...
Investment Mastermind Q2 2022
June 23, 2022 18:33 - 52 minutes - 37.6 MB**This is not Investment Advice** I was joined by Manish Kataria and Adam Lawrence on 21st June 2022 to discuss what is happening in investment markets. Both guests have a wealth of knowledge about the economy, the markets and investment in various financial assets. We decided to have a Quarterly Mastermind where we each pick an investment that is open to most people out there. Whether these are ETFs, Index funds, individual stocks or other financial instruments is up to the individual. ...
Build To Rent - Hannah Marsh
April 26, 2022 03:00 - 49 minutes - 45.3 MBHannah Marsh is Co Founder of HomeViews https://www.homeviews.com the residential review platform that provides trustworthy verified reviews and assists buyers and renters in making decisions on their new home. She is also the Author of the 2022 Build to Rent Report which you can find here https://business.homeviews.com/2022-build-to-rent-report/ In This episode we discuss; Hannah's background in marketing and business and how she came to be a Co Founder of Home Views. What were the big...
Social Housing - Paul Bridge CEO Civitas
April 05, 2022 02:30 - 50 minutes - 46.1 MBPaul Bridge is the CEO of Civitas a leading impact investor. Paul is responsible for the Social Housing side of the business and joined Civitas after a distinguished career running some of the top Housing Associations and Registered Providers. Paul was instrumental when Civitas had an IPO of the first social Housing specific REIT on the London Stock Exchange. In this episode we discuss; Paul's background and experience in running Housing Associations responsible for 25,000 plus homes Hi...
Financial Planning - Jon Rose
March 22, 2022 04:44 - 57 minutes - 52.6 MBJon Rose from Suitable life https://suitablelife.co.uk is not your standard IFA. He became one out of necessity and has an incredibly insightful perspective on how individuals should plan their finances around the different stages of their life. This is such a vital episode for everyone to listen to regardless of your business, job or investments. We discuss; Jon's career in Business and property and the life events that brought him to becoming a Financial Advisor. The mistake people make...
Energy Performance, Sustainability & Carbon in Buildings - Dion Mellows
March 08, 2022 04:15 - 1 hour - 62.3 MBI was joined in this episode by Dion Mellows the Managing Director of SHA Envirnmental https://shaenvironmental.co.uk Dion is an Energy, sustainability and Carbon consultant for the Built environment who has been awarded by the industry awards for energy for his pursuit of energy performance to make peoples lives better. In this episode we discuss the difference between carbon reduction, energy performance and improving EPCs, what they all mean and what can be done to improve on each of ...
Manish Kataria - Investing 101
February 22, 2022 03:50 - 37 minutes - 34 MBIn this episode I'm joined by investment expert Manish Kataria. If you do not know Manish then it may be worth listening to episode 30 where Manish gave an economic Outlook for Property Prices at the start of the pandemic and his predictions were on the money. Manish joins me again to discuss investment as a whole with some brilliant insights into portfolio construction as well as how you may want other types of investments to fit around your property portfolio. We discuss how central banks...
Kwasi Affum - Post Covid Trends
February 07, 2022 04:20 - 57 minutes - 52.2 MBAs with the last time I spoke to Kwasi in episode 11 I thoroughly enjoyed this discussion. Kwasi Affum is a VP at Barclays as well as personally investing directly in property. He has a brilliant way of explaining complex subjects and it is just a shame we didn't have 4 hours to talk. In this episode we discuss; Investing for wealth creation vs wealth preservation. The difference in strategies for investing at institutional level vs personal level. How Property as a business can ofte...
Paul Heming - C-Link
February 01, 2022 03:30 - 48 minutes - 44 MBIn this episode I spoke with Paul Heming from C-Link https://c-link.com for a discussion on the construction industry. We discuss how Paul founded C- Link, a platform that brings together all of your subcontract procurement into one Web App. Find subcontractors, manage your supply chain, create automated tender documents, compare prices, issue orders. How hard has getting buy in from an industry that can seem to be old school or stuck in their ways and what tips would he give to other disr...
Mike Bristow - Growing Property, Tech & Investment Businesses
January 18, 2022 11:24 - 58 minutes - 53.3 MBIn this episode Mike explains how he started, scaled and exited businesses before a career in Management Consultancy for Venture Capitalist Funds helped him refine his skillset and go on to co found Crowd Property a specialist development lender that has transacted on over £300 Million of deals to date. We discuss; Mikes background in business. The venture capitalist market. Challenges when scaling businesses. Finding talent. Portfolio construction. Mikes advice to anyone looking at s...
Residential Investment Market Update
December 14, 2021 11:44 - 36 minutes - 26.9 MBSorry it has been so long since my last episode. I wanted to get something out before the end of the year so here is an unedited monologue (sorry) in regards to the residential investment market. Hope you take some good bits of info from it. The podcast is coming back with a bang from January 2022 with episodes every fortnight. Happy Christmas Hosted on Acast. See acast.com/privacy for more information.
Private Equity in Asset Backed Businesses - Ben Puddle
September 22, 2021 03:50 - 52 minutes - 48.2 MBIt is businesses like T & B Capital that were the inspiration behind me creating The Rodcast and I have been trying to pin down co founder Ben puddle for some time. I was hugely excited when he said he may have some time once they had confirmed the sale of one of their businesses - Aria Resorts which merged this year for £600 million with Away resorts. Not bad for 4 years work and they look set to complete on £1 Billion of transactions by year end. In this episode Ben explains; The backgro...