Find out the hidden truth behind this fancy word Fiduciary.  What is a Fiduciary?  There are so many financial planners, brokers and insurance agents abusing this title.  Discover key financial products which may disclose a wolf in sheep's clothing for retirees.   Find out if your investment advisor of your 401k may or may not be a Fiduciary.  Find out if your financial planner is really a fiduciary.