Retirement Starts Today
352 episodes - English - Latest episode: 11 days ago - ★★★★★ - 309 ratingsDo you want to spend more money in retirement, while paying less taxes? Great news, you're in the right place!
I'll also teach you the benefits of retiring TO something, while most retirees only solve half the equation by retiring FROM something. Tune in every Monday morning - hosted by Benjamin Brandt CFP, RICP.
Join my "Every Day is Saturday" weekly newsletter for show notes, free book giveaways and other great retirement content: www.retirementstartstodayradio.com/newsletter
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Episodes
Index Funds Have Officially Won, Ep #344
April 15, 2024 08:00 - 16 minutes - 11.5 MBDo you have index funds in your portfolio? Chances are you do! Our retirement headline today describes the rise of index funds over active funds and why that’s important. Discover how index funds connect with my investment philosophy by pressing play now. Outline of This Episode [1:22] Index funds have grown exponentially over the years [2:23] What are index funds [5:58] How index funds fit into my investment philosophy [10:04] Will my estimated Social Security benefit decrease ...
The 529 to Roth IRA Rollover, Ep # 343
April 08, 2024 08:00 - 17 minutes - 12.4 MBRecent legislation has made everyone’s favorite college savings plan a little more flexible. Funds in a 529 plan aren’t as locked up as they used to be now that your children’s unused college funds can be rolled into a retirement account. In this episode, we’ll discuss an article from the White Coat Investor which explores how the 529 can be rolled into a retirement account. We’ll discover the benefits and drawbacks of using a 529 to save for retirement. Listen in to hear whether the 529 r...
The 4 Phases of Retirement, Ep #342
April 01, 2024 08:00 - 19 minutes - 13.8 MBIt may be easy to define success in your working career, but defining success in retirement can be more difficult. What does success look like in retirement? What will you do daily or weekly to get the most out of your retirement? In this episode of Retirement Starts Today, we’ll explore a TEDx talk about the 4 phases of retirement that many (but not all) experience. Click play to hear how you can squeeze the most juice out of your retirement. Outline of This Episode [1:52] How to squee...
A Short History of the 60/40 Portfolio, Ep #341
March 25, 2024 08:00 - 23 minutes - 16.3 MBDue to last year's poor market returns, you’ve probably seen the headlines that the 60/40 portfolio is dead. But is that really the case? This week’s retirement headline explores the history of this classic retirement investment strategy. After we tackle the headlines, Bret and I team up to consider the best places to move in retirement. Listen in to hear where not to move. Outline of This Episode [1:52] A history of the 60/40 portfolio [8:09] Why I like 60/40 [15:10] Where should...
8 Ways to Become Poor in Retirement, Ep #340
March 18, 2024 08:00 - 20 minutes - 14.6 MBThere are many ways that could threaten your financial security in retirement. Knowing the common issues can ensure that you don’t fall into the traps. Today’s financial headline comes from Yahoo Finance and is called 8 Ways Baby Boomers Become Poor in Retirement. Listen in to learn what they are so that you don’t drive yourself into the poorhouse. Outline of This Episode [1:22] 8 ways to become poor in retirement [10:58] How can we determine the biases in an advisor Resources & P...
More Than Half of Americans Want to Retire Gradually, Ep #339
March 11, 2024 08:00 - 21 minutes - 15.3 MBWe all want to retire, but have you considered how you would like to transition to retirement? This week’s retirement headline article shares some interesting statistics on phased retirements: who is thinking about them, who is utilizing them, and what people think about them. Listen in to learn the findings. Then stick around for our listener question surrounding stock positions, diversification, and taxes. Outline of This Episode [1:42] Exploring the idea of a phased retirement [...
The Retirement Crisis That Wasn’t, Ep #338
March 04, 2024 09:00 - 16 minutes - 11.8 MBOnce upon a time, there was a prediction that the baby boomer generation would face a retirement crisis. So how did this gloom and doom projection turn into the wealthiest generation in history? Listen in to find out. Make sure to stay tuned for the listener question: What is the best way to fund a large expense without a large tax bill? Outline of This Episode [1:37] The accuracy of predictions [7:26] What is the best way to fund a large expense without a large tax bill Resources & ...
Using Guardrails For The 4% Rule, Ep #337
February 26, 2024 09:00 - 22 minutes - 15.7 MBYou’ve heard of the 4% rule, and if you’ve listened to this podcast before, you’ve heard of Guyton’s guardrails strategy. But have you ever heard of using them together? Today’s retirement headline explores this idea. Overall, the article highlights the importance of considering sequence-of-returns risk in retirement planning and adopting flexible strategies, such as guardrails, to ensure financial security throughout retirement. Listen in to learn more about this combination of strateg...
The Challenges of Retiring from a High-Powered Job, Ep #336
February 19, 2024 09:00 - 19 minutes - 13.4 MBIs it possible to suddenly step away from a high-powered job and into a life of leisure? This may not be the best idea for your retirement if you work at the executive level. In this episode of Retirement Starts Today, we’ll explore an article from Harvard Business Review that outlines several pitfalls that could come with retiring from a high-powered job and insights on how to navigate them. Stick around for the listener question segment to hear the best ways to give money to your ad...
5 Expenses Retirees Wish They Spent More Money On, Ep # 335
February 12, 2024 09:00 - 22 minutes - 15.8 MBThere are two ways to mess up retirement: run out of money or die with regret. Oftentimes, people in the retirement space only focus on the running out of money part. In an effort to help you live an even better retirement, today’s retirement headline discusses the regret part. Join me to learn five expenses that retirees wish they had spent more money on so that you can learn from their mistakes. Stick around to hear the answer to our listener question: Is there one person who can help...
2 Social Security Mulligans, Ep # 334
February 05, 2024 09:00 - 17 minutes - 12.3 MBIf you want to spend more money in retirement you’ll want to understand how to maximize your Social Security benefits. Many people think that there is no going back once you’ve decided to collect your Social Security benefits. However, today’s retirement headline discusses two options in case you’d like a do-over. In our listener question segment, one listener asks the best way to pass on their assets to their children. Listen in to hear the answer and scroll to the bottom of the show not...
Save Money with These Tax Tips, Ep #333
January 29, 2024 09:00 - 20 minutes - 14.5 MBTax season is here so when I found this article from Morning Star to share some tax tips for you. Your tax bill will be the largest bill you pay in retirement. If you want to reduce it, make sure to press play. Helping clients save money on taxes and avoid common investment mistakes is an important task for financial planners. If you don’t have a financial planner, that means you are your own financial planner, so you’ll want to take good notes. Outline of This Episode [1:22] Maximizi...
A Tax Break Worth the Hassle, Ep # 332
January 22, 2024 09:00 - 18 minutes - 12.7 MBSome tax breaks aren’t worth the hassle of pursuing them, however, today’s example is definitely worth the hassle! If you are charitably minded you’ll want to listen to learn about the advantages of making qualified charitable distributions. Discover how to increase your standard deduction while enjoying charitable tax benefits. Stick around for the listener question to hear a great way to start practicing spending your money when you have been over-flexing your savings muscle. Outli...
We Need to Talk About Your Retirement Spending, Ep #331
January 15, 2024 09:00 - 17 minutes - 12.5 MBPlanning retirement spending is tough to do since there are so many unknowns. Many people tend to take a fear-based approach and rely on the 4% rule. Some even take a step further and spend less of their nest egg. Today’s Retirement Headline urges you to take a different approach. Listen in to hear what the article advises and my thoughts on the matter. Then stick around for the listener question to learn how our national macroeconomic situation affects financial planning. Outline of Thi...
I Don’t Want To Be Old When I Am Old, Ep # 330
January 08, 2024 09:00 - 16 minutes - 11.3 MBI don’t know about you, but I want to stay active and healthy for as long as possible. That’s why when I saw this Forbes article I knew I wanted to share it with you. If you want to learn how to age gracefully and maintain your vitality, you won’t miss this episode. Then, stick around to hear my answer to the question: why do some people have a hard time with retirement? Outline of This Episode [1:24] How to age gracefully and maintain vitality [4:20] Embrace interdependence [9:55]...
Lessons Learned from Fall Tax Meetings, Ep #329
January 01, 2024 09:00 - 19 minutes - 13.7 MBAs you probably know by now, Bret and I are here to help you spend more money and spend less in taxes so that you can live an even better life in retirement. This week we’re helping you do that by sharing some lessons that we learned from our clients’ fall tax meetings. If you enjoyed our Lessons in Estate Planning episodes last spring, you’ll love hearing what we learned from our clients this fall. Press play to hear what you can learn from our experience with our clients. Outline of T...
How to Pay 0% on Capital Gains [Rebroadcast]
December 25, 2023 06:00 - 16 minutes - 11.7 MBWould a 0% tax rate help you live an even better retirement? In this week’s Retirement Headline, we’ll explore a WSJ article titled How You Can Grab a 0% Tax Rate. If that doesn’t pique your interest, I don’t know what will! Listen in to hear how you can learn to plan so that you can take advantage of a 0% tax rate on capital gains income. This episode originally aired in August 2023.
3 Tricks to Help Retirees Spend More [Rebroadcast]
December 18, 2023 06:00 - 18 minutes - 13.3 MBIf you have diligently saved throughout your career, you may be ready to retire, yet still feel uncertain about spending your savings. To truly live your best life in retirement you need to learn how to shift from a saving mindset to a spending mindset. In this episode of Retirement Starts Today, we’ll help you do just that. This episode was first broadcast in July 2023.
12 Reasons to Rent in Retirement [Rebroadcast]
December 11, 2023 06:00 - 22 minutes - 15.5 MBOne of the greatest financial assumptions is that it’s always better to own than to rent. However, in retirement, this may not be true. Once you are financially independent it is important to realize that not every dollar you spend needs to yield a return. Join me for this episode of Retirement Starts Today to question traditional thinking and to see how you can improve your life, spend more money, and have more fun in retirement. This episode was first broadcast in June 2023.
A Few Simple Tricks Turn Humble HSAs Into Wealth Builders [Rebroadcast]
December 04, 2023 06:00 - 18 minutes - 12.7 MBDo you have an HSA? If so, do you simply use it to pay for your medical expenses? Or do you use it as a way to build your wealth? Today we’ll look at an article from Financial Advisor Magazine that will help us identify opportunities for wealth creation. Listen in to learn how to maximize the triple benefit of the humble HSA. This episode was first broadcast in March 2023.
The Puzzling Gap Between How Old You Are and How Old You Think You Are [Rebroadcast]
November 27, 2023 06:00 - 14 minutes - 10.5 MBWe are spending some extra time off from the podcast over this holiday season to spend time with family. I hope you're using this opportunity to spend some time with family as well. I've gone through my favorite episodes of 2023 to bring you some fantastic rebroadcasts. So here's one and I hope you enjoy it! The Puzzling Gap Between How Old You Are and How Old You Think You Are, first broadcast in May 2023. Do you ever get together with your friends from high school and wonder why they...
Spend Your Principal! Ep #323
November 20, 2023 09:00 - 20 minutes - 14 MBMost people are worried about spending too much and running out of money in retirement. However, few people worry about spending too little. In this week’s episode of Retirement Starts Today, you’ll learn why you should spend your principal in retirement. Our retirement headline comes from Dr. Jim Dahle at the Whitecoat Investor and shows us why many people don’t spend enough of their money and how you can take a practical approach to spending more. If you are like most people, one of y...
Only through November 20th...
November 16, 2023 17:04 - 1 minute - 1.24 MBHey podcast listeners. I just wanted to jump into your podcast feed here really quickly and give you an update on the new project we're working on where our firm is taking on new clients. The plan was to leave the application process open throughout the entire month of November. But what we didn't realize is how many applications we would actually receive! We are beyond humbled and thank you so much to each of you that are taking the time to watch the video and fill out the application...
Boost Your Retirement Confidence by 17% with One Simple Trick, Ep #322
November 13, 2023 09:00 - 20 minutes - 14.3 MBWould you like to have more confidence in your retirement plan? In the retirement headlines segment, you’ll learn one simple way to increase your certainty about what you can accomplish in retirement. In the listener questions segment, Bret helps answer what the essential aspects of an estate plan include. If you are ready to get serious about retirement planning press play to get started. Outline of This Episode [2:26] A written retirement retirement plan boosts your confidence ...
5 Alternatives To The 4% Retirement Withdrawal Rule, Ep #321
November 06, 2023 09:00 - 21 minutes - 14.9 MBDo you wish you had more optionality when it comes to designing your retirement? In this episode of Retirement Starts Today, we’ll explore an article from Forbes that poses five alternatives to the 4% rule that you may want to explore for your retirement withdrawal strategy. In our retirement headlines segment Bret and I team up to answer a question that both Google and ChatGPT got wrong. Find out what it is by listening until the end! Outline of This Episode [2:22] The types of spendin...
I Saved Too Much for Retirement, Ep # 320
October 30, 2023 08:00 - 22 minutes - 15.6 MBWhat happens if you get to retirement age and realize that you saved too much? Believe it or not, this does happen and has its own set of problems. In this episode, we’ll explore those problems along with some potential solutions. Stick around until the end of the episode to hear our listener question about deciding whether to do Roth conversions or take ACA health insurance premium tax credits. Outline of This Episode [2:32] Too much retirement savings does have its downsides [4:54...
Bad Timing Cost Fund Investors 17% Ep #319
October 23, 2023 08:00 - 26 minutes - 18.2 MBWould you like to make $170,000? On this episode, you’ll learn what you can do to save yourself 17% in lower returns over a decade. On a million-dollar portfolio that comes to $170,000! In the Retirement Headline segment, we’ll dive into an article from Financial Advisor Magazine which explores Morningstar’s annual Mind the Gap study analyzing the performance of mutual and ETFs and comparing them to the returns achieved by individual investors. Press play to hear what you can do to improve...
Ways to Use Home Equity in Retirement, Ep #318
October 16, 2023 08:00 - 22 minutes - 15.5 MBHave you thought about using your home’s equity to help you fund a portion of your retirement? In this episode of Retirement Starts Today, we’ll explore a Morningstar article that examines ways to use this supersized emergency fund. If you are ready to start thinking about retirement outside the box, listen to this episode to hear how you can supplement your retirement by using your home equity. Outline of This Episode [1:22] Home equity is seen as a someday asset [9:28] Reverse mor...
Plan on Living to 100, Ep # 317
October 09, 2023 08:00 - 21 minutes - 15.2 MBDo you remember when you were a kid and were fascinated by the thought of living to be 100? It seemed like such a far-fetched idea, but now with advances in technology, nutrition, and medicine, this far-flung notion increasingly seems like a real possibility. As you may have guessed, today’s retirement headline discusses planning to live until age 100. We’ll explore what that prospect means for your retirement income, goals, and health. Share this episode with a friend so you can discuss i...
Traveling After 65 with Danielle Roberts from Boomer Benefits, Ep #316
October 02, 2023 08:00 - 28 minutes - 19.7 MBMedicare’s open enrollment is starting soon, so I’ve invited Danielle Roberts from Boomer Benefits to join me today. In this episode, we’re discussing what’s new with Medicare in 2024, the important dates to remember for open enrollment, when to reevaluate your health insurance options, and how to ensure you have health coverage when traveling abroad in retirement. Press play to hear what’s new in Medicare. Outline of This Episode [2:26] What’s new with Medicare this year? [8:44] H...
401K Millionaires are Back! Ep # 315
September 25, 2023 08:00 - 22 minutes - 15.4 MBAs retirement super savers, you all know that slow and steady wins the race. According to this Wall Street Journal article, that race is paying off again for many Americans. In the retirement headlines segment, we’ll take a look at this article. Then in the Listener Questions segment, Bret and I will discuss the merits of having one firm handle investments, taxes, and retirement planning. Outline of This Episode [1:42] Stock market rally [12:27] When might having one firm handling all ...
The Problems with Monte Carlo Are in Your Mind, Ep #314
September 18, 2023 08:00 - 26 minutes - 18.1 MBEven if you aren’t familiar with Monte Carlo analyses, you’ve probably used it. Monte Carlo drives math behind the retirement planning software that you use. Monte Carlo software is truly amazing, however, the way people look at it is wrong. In this episode, you’ll hear the pros and cons of Monte Carlo analysis and how you can use a Monte Carlo calculator to maximize your full retirement potential. Outline of This Episode [1:52] When Monte Carlo simulations work and when they don’t ...
Why Are the Notes Found in Aretha Franklin’s Couch a Valid Will? Ep #313
September 11, 2023 08:00 - 20 minutes - 14.1 MBAretha Franklin can teach you more than a little R-E-S-P-E-C-T. On this episode of Retirement Starts Today, you’ll learn from her estate plan (or lack thereof). After hearing about this estate plan gone haywire Bret and I will team up to answer a listener’s question on how you can transition from a saving to a spending mindset. Listen in to ensure that your estate isn’t tied up for years while your heirs battle out the details in court. Outline of This Episode [2:22] Why are the no...
Overdoing Delayed Gratification, Ep #312
September 04, 2023 08:00 - 17 minutes - 11.7 MBHere at Retirement Starts Today, we are always looking for ways to teach you how to spend more money so that you can enjoy an even better retirement. However, many times our clients and listeners have trouble loosening their purse strings. After years of being diligent savers, instead of enjoying the fruits of their labor, retirees reaching financial independence often find another reason to be frugal. Listen in to hear how you may be overdoing delayed gratification. Outline of This Epi...
7 Tips to Maintain a Sense of Purpose in Retirement, Ep #311
August 28, 2023 08:00 - 20 minutes - 14.1 MBI’ve always said that it’s important to retire to something rather than away from something. To do that means finding a sense of purpose. In this episode, we’ll explore an article from PhysicianOnFIRE.com that discusses how retirees can discover and maintain a sense of purpose in their lives after leaving the workforce. Make sure to stick around for today’s listener question. This one was my favorite one this year so don’t miss it! Outline of This Episode [2:12] How to maintain a se...
How to Pay 0% on Capital Gains, Ep #310
August 21, 2023 08:00 - 17 minutes - 12.2 MBWould a 0% tax rate help you live an even better retirement? In this week’s Retirement Headline, we’ll explore a WSJ article titled How You Can Grab a 0% Tax Rate. If that doesn’t pique your interest, I don’t know what will! Listen in to hear how you can learn to plan so that you can take advantage of a 0% tax rate on capital gains income. Outline of This Episode [1:42] How to grab a 0% tax rate [7:08] 4 ways to take action [11:22] How will lowering my taxable income affect my futur...
Dirty Dozen Tax Scams, Ep #309
August 14, 2023 08:00 - 23 minutes - 16.2 MBScammers are constantly changing their playbooks to try and stay ahead of the authorities. That is why the IRS annually updates its “Dirty Dozen Tax Scam” list. This week we’ll explore the latest article from the IRS on this year’s tax scams then we’ll check out an article from Financial Advisor Magazine that involve questionable tax practitioners and charitable remainder annuity trusts. Don’t miss out on this week’s listener question because chances are, you have had this question as well...
Should We Even Worry About IRMAA? Ep #308
August 07, 2023 08:00 - 23 minutes - 13.9 MBAs a financial advisor that thinks a lot about the Medicare surcharge IRMAA, an article titled Stop Worrying About IRMAA written by a source I trust certainly caught my eye. In this episode, we’ll explore what IRMAA does, reflect on the article, and discuss whether the IRMAA surcharge is worth worrying about. If you have questions about IRMAA or are starting to approach Medicare age you won’t want to miss out on this episode. Outline of This Episode [1:22] How Medicare works [5:33] H...
The Most Powerful Way to Live Longer? Ep #307
July 31, 2023 08:00 - 19 minutes - 13.5 MBWho wants to live longer? I know I do! Before you start taking magic pills and seeking the fountain of youth in an effort to increase your life span, Alex Janin from the Wall Street Journal suggests you start exercising. In this episode of Retirement Starts Today, we’ll explore Alex’s article, What if the Most Powerful Way to Live Longer Is Just Exercise? Make sure to stick around for the end of the show where Bret and I turn traditional retirement advice on its head as we answer one li...
3 Tricks to Help Retirees Spend More, Ep #306
July 24, 2023 08:00 - 19 minutes - 13.6 MBIf you have diligently saved throughout your career, you may be ready to retire, yet still feel uncertain about spending your savings. To truly live your best life in retirement you need to learn how to shift from a saving mindset to a spending mindset. In this episode of Retirement Starts Today, we’ll help you do just that. This is the podcast where you can learn how to spend more money and pay less taxes on your way to an even better retirement. Listen in to learn how you can start sp...
The #1 Retirement Challenge That No One Talks About, Ep #305
July 17, 2023 08:00 - 16 minutes - 11.6 MBIf you are new to the show, welcome! This is a place where we talk about how to spend more money, pay less taxes, and have an even better retirement. Today we’re investigating that last part–the even better retirement. In the retirement headlines segment, we’ll take a look at a CNBC article that dives into an 85-year happiness study from Harvard University. Results from this study reveal the number one retirement challenge no one is talking about. Listen in to hear what this could be. O...
Your Brain Has Tricked You Into Thinking Everything Is Worse, Ep # 304
July 10, 2023 08:00 - 16 minutes - 11.6 MBDo you long for a lost golden age when everything was better? If you do you’re not alone. Many people feel that society is experiencing a moral decline. But is that really true? On this episode of Retirement Starts Today, we’ll explore a New York Times article that challenges this way of thinking and attributes it to cognitive biases. Listen in to learn what you can do to improve your thinking about the present and the future so that you can experience an even better retirement. Make...
Your Future (Retired) Self, Ep #303
July 03, 2023 08:00 - 22 minutes - 15.4 MBIf you want an amazing retirement you need to start thinking about your future self. We discussed the idea of your future self on a previous episode where I interviewed my coach, Dr. Benjamin Hardy. In this episode, we’re taking a look at another book on the future self, Your Future Self by Hal Herschfield. I’m listening to the audiobook now and this topic has me thinking about how it applies to retirement. Listen in to hear more about this book and my exciting announcement about my own e...
EP #300 Celebration! (HUGE discount on Retirement Income University)
July 01, 2023 18:06 - 3 minutes - 3.01 MBHappy 4th of July weekend!! Can you believe the podcast that started as a crazy experiment on my kitchen counter in the fall of 2015 is now over 300 episodes?! Thank you for all your support over these many years. As a way to say thank you, I'm heavily discounting Retirement Income University this month. Enter promo code "PODCAST" for a special $300 price to celebrate episode #300 (nearly 40% off). Click here -> www.RetirementIncome.University Happy 4th of July weekend, have a h...
12 Reasons to Rent in Retirement, Ep #302
June 26, 2023 08:00 - 21 minutes - 15.3 MBOne of the greatest financial assumptions is that it’s always better to own than to rent. However, in retirement, this may not be true. Once you are financially independent it is important to realize that not every dollar you spend needs to yield a return. Join me for this episode of Retirement Starts Today to question traditional thinking and to see how you can improve your life, spend more money, and have more fun in retirement. Outline of This Episode [1:42] Change your relationship...
The Power of Semi-Retirement and Work-Life Balance, Ep #301
June 19, 2023 08:00 - 18 minutes - 12.8 MBHave you considered working part-time in retirement? A growing number of older adults are choosing to continue work even after reaching retirement age. While some continue work due to financial necessity, many choose work that offers fulfillment and enjoyment. In the retirement headlines segment of this episode of Retirement Starts Today, we’ll explore the meaning and nature of work and what that could mean for your retirement. Make sure to stick around for the listener questions segmen...
$300 Gym Bag, Ep # 300
June 12, 2023 08:00 - 13 minutes - 18.1 MBIf you clicked on this title you may be wondering what a $300 gym bag has to do with retirement. Well, this podcast focuses on learning how to spend more money and pay less taxes to set yourself up for the ideal retirement. Outline of This Episode= [1:32] What a new gym bag can teach us about retirement [4:20] The lens that you view your purchases through [6:25] A thought experiment Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com/ Foll...
Retirement Mastermind Groups, Ep #299
June 05, 2023 08:00 - 14 minutes - 9.69 MBHave you ever considered joining a retirement mastermind group? Many of us choose mastermind groups to further our careers, businesses, or other areas of our lives, but few think to create one for retirement planning. Today, we’ll focus this entire episode on Fritz Gilbert’s recent article on his experience creating a retirement mastermind group. You won’t want to miss out on hearing what you could learn from a retirement mastermind. Make sure to listen until the end to hear how you can...
Rich People Unsatisfied with Their Wealth, Ep #298
May 29, 2023 08:00 - 14 minutes - 10.4 MBHave you ever thought about how much money you need to be truly happy? If so, you’re not alone. And chances are that number is elusive. In today’s Retirement Headline segment, we’ll check out an article from The Atlantic called “The Reason Many Ultrarich People Aren’t Satisfied With Their Wealth.” In doing so, we’ll explore human nature and how to know when enough is enough. In the Listener Questions segment, one listener asks how to withdraw funds from a taxable account during early re...
A Comparison of Variable Spending Strategies, Ep # 297
May 22, 2023 08:00 - 19 minutes - 13.9 MBIf you have found this podcast you’re probably interested in spending more money, spending less in taxes, and making life even better in retirement. On this episode of Retirement Starts Today, we’re taking a look at how to spend more money in retirement by assessing a two-part article from AdvisorPerspectives.com called A Framework for Assessing Variable Spending Strategies. If you are trying to figure out how to maintain your desired standard of living throughout retirement, you won’t...