Retirement Education Hour
78 episodes - English - Latest episode: 6 days ago - ★★★★★ - 9 ratingsKirk Cassidy and Dr. Paul Metler shed light on the retirement industry.
All information and ideas should be discussed in detail with your individual adviser prior to implementation. Fee-based financial planning and investment advisory services are offered by Strategic Investment Advisors, LLC, an SEC Registered Investment Advisory Firm. (Registration does not imply a certain level of skill or training.) Insurance products and services are offered through Senior Planning Advisors. Strategic Investment Advisors, LLC. and Senior Planning Advisors are affiliated companies.
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Episodes
Ep. 203 - So They Say
May 10, 2024 13:25 - 41 minutes - 57.1 MBIn this episode of the Retirement Education Hour, Kirk and Dr. Paul lift the curtain behind perceptions the financial industry tries to create. Everyone is really saying the same things. How do you translate what they're saying and understand what they're actually doing? Here are some of the things they say—and the things they don't say—and the motivating factors behind what they're telling you to do.
Ep. 202 - Our Economy
April 26, 2024 18:24 - 41 minutes - 57.5 MBIn this episode of the Retirement Education Hour, financial instructors Kirk and Dr. Paul answer the following questions about our economy: What do we need to know about the economy? What state is it in? How could it affect someone retiring today, or a year from now? How do we plan accordingly when it comes to where the economy is sitting?
Ep. 201 - Retirement Planning Mistakes
April 12, 2024 19:49 - 41 minutes - 56.5 MBPeople often think, "If I make a mistake, there's always a chance to go back and fix it." But when it comes to retirement planning, it may be too late to fix these mistakes. In this episode of the Retirement Education Hour, Kirk and Dr. Paul highlight which mistakes to avoid and how to fix mistakes you've already made, before it's too late.
Ep. 200 - Control
April 05, 2024 13:28 - 41 minutes - 38.8 MBIn this episode of the Retirement Education Hour, Financial Instructors Kirk Cassidy and Michael Masserant stress that there are ways to gain control, but there are also mistakes we can make on our road to retirement.
Ep. 199 - Risk
March 15, 2024 17:15 - 41 minutes - 56.6 MBIn the episode of the Retirement Education Hour, Kirk and Dr. Paul define what it means to be a conservative investor, moderate-conservative investor, moderate investor, moderate-aggressive investor, and an aggressive investor. People don't really understand what the risk label they've given themselves really means in terms of how much your portfolio could lose--and whether you need less risk, or more risk, to accomplish your goals.
Ep. 198 - The Psychology of Retirement
March 01, 2024 18:45 - 40 minutes - 37.5 MBIn this episode of The Retirement Education Hour, Dr. Paul Metler, Psy.D. joins Kirk to share his insights on behavior and psychology and how they impact a person's sense of success and happiness throughout their retirement.
Ep. 197 - Elder Abuse
February 16, 2024 18:30 - 41 minutes - 57 MBIn this episode of the Retirement Education Hour, Kirk and Dr. Paul explain that so many people say, "It's not going to happen to me." But be careful! The data tells us that elder abuse is happening at an alarming rate - and it's a massive issue that's hitting people in their 50s, 60s and 70s.
Ep. 196 - Pre-Planning Checklist
January 29, 2024 16:13 - 45 minutes - 62 MBIn this episode of the Retirement Education Hour, Kirk Cassidy and Dr. Paul Metler discuss what you need to be thinking about BEFORE you begin planning for retirement. Questions you should ask include: What are your goals? What's your vision? What's your timeline? What are your resources? And what risks should you be planning for?
Ep. 195 - Unforced Errors in Retirement
January 05, 2024 16:33 - 44 minutes - 61.2 MBIn the latest episode of the Retirement Education Hour, financial instructors Kirk Cassidy and Michael Masserant explore both "forced" and "unforced" errors as it applies to planning for retirement.
Ep. 194 - 2023 Lessons Learned
December 22, 2023 16:15 - 49 minutes - 68.1 MBIn the final episode of the year, Kirk and Dr. Paul discuss lessons we learned in 2023, and how to apply this knowledge to better help us going into 2024.
Ep. 193 - Questions - What your Advisor Should be Asking YOU
December 01, 2023 20:02 - 49 minutes - 68 MBIn this latest episode, Kirk and guest instructor Michael Masserant draw a distinction between the two types of financial advisors that exist today. And they share how you should know if you're working with the most appropriate advisor for the next phase of your life.
Ep. 192 - What to Expect at our Advanced Retirement Courses
November 10, 2023 19:20 - 49 minutes - 67.9 MBOn this episode of the Retirement Education Hour, Kirk and Dr. Paul provide an overview of what you can expect when you attend one of our full 8-hour retirement courses.
Ep. 191 - Control
October 27, 2023 16:59 - 47 minutes - 65.8 MBOn this episode of the Retirement Education Hour, Kirk Cassidy and Dr. Paul Metler reflect on things in life that are out of control. But there's good news! Today they highlight things you can control, especially as it relates to retiring successfully in this world of chaos.
Bonus: Ep. 190 Segment 3 - Interview Questions to Ask
October 16, 2023 14:16 - 7 minutes - 11.1 MBSegment 3 of Episode 190 shows the interview questions you should ask a potential financial advisor--and how their responses will tell you if you've found the right fit.
Ep. 190 - The Interview Process
October 16, 2023 13:54 - 47 minutes - 65.7 MBIn this episode of the Retirement Education Hour, Kirk and Dr. Paul want you to ask "Who is going to help you get to and through retirement? Who is going to be your financial Guru, your guide and your retirement planner?"
Ep. 189 - Ignorance is Bliss (but not when it comes to your retirement)
September 29, 2023 18:40 - 47 minutes - 65.8 MBIn this episode, Lead Instructor Kirk Cassidy, and guest Instructor Michael Masserant mix things up and talk about retirement in a way that most people are not used to hearing. For example, after a 10-year bull run, many people are overconfident about their financial literacy. Just because you've done a great job saving, it doesn't mean your necessarily prepared for retirement.
Ep. 188 - Exciting News!
September 15, 2023 17:04 - 47 minutes - 65.7 MBIn this episode of the Retirement Education Hour, Kirk Cassidy and Dr. Paul Metler announce big news from the Retirement Education Foundation.
Ep. 187 - What a True Retirement Plan Should Have
September 01, 2023 17:31 - 47 minutes - 65.7 MBIn this episode of the Retirement Education Hour, Kirk Cassidy and Dr. Paul Metler explain some of the most important things every successful retirement plan needs to have. If you don't have these things, it's probably time for a second opinion.
Ep. 186 - Questions that Need to be Asked in Retirement
August 18, 2023 17:23 - 47 minutes - 65.7 MBIn this episode, Kirk Cassidy and guest host Michael Masserant cover the essential questions that your advisor should be asking YOU. If they're not asking these questions, you might have a red flag.
Ep. 185 - Avoiding the Biggest Retirement Mistakes
August 04, 2023 17:08 - 47 minutes - 65.8 MBIn this episode of the Retirement Education Hour, Kirk and Dr. Paul explain that the number one mistake people make is underestimating the income they'll need in retirement, or underestimating the amount of income they can generate from what they've saved.
Ep. 184 - Tax Planning
July 21, 2023 17:26 - 47 minutes - 65.8 MBIn this episode of the Retirement Education Hour, Kirk and Dr. Paul explain how advanced tax planning will allow you to build what might be the most important lever that you can pull for a successful retirement.
Ep. 183 - Women in Retirement, and Why it Matters to Men Too!
July 14, 2023 16:00 - 47 minutes - 65.7 MBIn the latest episode of the Retirement Education Hour, Kirk and Dr. Paul address disturbing statistics around women and retirement--where we often see men who manage a household's financial aspects, and they leave their wives in a vulnerable position if they pass away first.
Ep. 182 - Are we in a Recession?
June 23, 2023 16:00 - 47 minutes - 65.7 MBMajor market events occur every four to seven years. In this episode of the Retirement Education Hour, Kirk and Dr. Paul discuss whether or not we're officially in a recession. And they answer three key questions: 1. Are you prepared for the next major market event? 2. How should you behave the next time a major market event happens? 3. How do people actually behave when one occurs?
Ep. 181 - What you Don't Know can Hurt you
June 01, 2023 16:00 - 7 minutes - 11.1 MBThe financial services industry is not giving you all of the answers to maximize and be able to enjoy the best quality in retirement. Because no one is educating you on how to maximize your income, how to pay as little in taxes as possible and how to manage your behaviors during volatile times.
Ep. 180 - Big Risk: Underspending in Retirement
May 26, 2023 16:00 - 47 minutes - 65.8 MBIn this episode of the Retirement Education Hour, Kirk and Dr. Paul explain how fear and uncertainty keep many people from spending what they should throughout their retirement years--and instead, they work longer than they need to, they spend less than they should and the allow short term events and politics drive their retirement decisions.
Ep. 179 - Why Won't you Go?
May 12, 2023 16:00 - 47 minutes - 65.7 MBWhy not ask for help when you need it? In this episode of the Retirement Education Hour, Kirk and Dr. Paul dig deep and explore why some people don't do what they know they need to do when they need to do it.
Ep. 178 - The Do's and Don'ts of Investing
May 01, 2023 20:20 - 47 minutes - 65.8 MBIn this episode of the Retirement Education Hour, Kirk and Dr. Paul contrast investment strategies while you're working versus those when you're in or approaching retirement. Once you retire and start pulling out money to live on, it's not what you invest in—it's taking the right income at the right time.
Ep. 177 – Roth Conversions
April 03, 2023 16:00 - 47 minutes - 65.8 MBKirk and Financial Instructor Michael Masserant explain the "if", "when" and "how" mapping out your Roth conversions will deliver the results you want in retirement.
Ep. 176 – Fear and Anxiety in Retirement
March 18, 2023 16:00 - 47 minutes - 65.8 MBIn this episode of the Retirement Education Hour, Kirk and Financial Instructor Michael Masserant explain how proper education and planning can eliminate much of the worry that retirees face.
Ep. 175 – Elder Abuse and Financial Exploitation
March 04, 2023 17:00 - 47 minutes - 65.8 MBFinancial Instructors Kirk Cassidy and Dr. Paul Metler give strategies to help prevent abuse for yourself, your spouse and your family.
Ep. 174 - The Retirement Lottery
February 05, 2023 17:00 - 47 minutes - 65.8 MBFinancial Instructors Kirk Cassidy and Michael Masserant ask the question, "Do you already have what you need to give you what you want in retirement?"
Ep. 173 - Asset Allocation and Income Planning
January 21, 2023 17:00 - 47 minutes - 65.8 MBKirk and Dr. Paul explain why it's essential to set up pivot accounts that can be turned on throughout unexpected market events.
Ep. 172 - Happy New Year. Don't panic!
January 08, 2023 21:29 - 47 minutes - 65.7 MBKirk and Dr. Paul explain how to prepare for recessions throughout your retirement years without fear or worry.
Ep. 171 - Success in Retirement
December 24, 2022 17:00 - 47 minutes - 65.7 MBKirk and Financial Instructor Michael Masserant explain why the retirement industry often tries too hard to push their clients into "one size fits all" types of financial plans.
Ep. 170 - Timing your Retirement
November 13, 2022 17:00 - 47 minutes - 65.8 MB"Is it too early to starting thinking about retirement, or am I too late?" In this episode of the Retirement Education Hour, Kirk and Paul explain why right now is the time you have to plan.
Ep. 169 - Navigating Market Volatility
October 17, 2022 11:00 - 47 minutes - 65.7 MBKirk and Paul discuss ways to manage emotions and bahave rationally during times of market turmoil.
Ep. 168 - State of the Economy
October 03, 2022 11:00 - 47 minutes - 65.8 MBKirk is joined by Financial Analyst Michael Masserant for a discussion on the state of the economy.
Ep. 167 - What Makes a Retirement Plan?
September 19, 2022 11:00 - 47 minutes - 65.8 MBKirk and Paul discuss what makes a real retirement plan, and it isn't a "probability of success" chart. Listen to see what goes into a real, comprehensive custom retirement plan.
Ep. 166 - Behavioral Finance
September 05, 2022 11:00 - 47 minutes - 65.7 MBKirk and Financial Analyst Michael Masserant discuss the psychological hurdles that often accompany retirement planning and investing, and how proper planning can help to mitigate woes.
Ep. 165 - The "Average" Investor
August 22, 2022 11:00 - 47 minutes - 65.8 MBKirk and Paul discuss the financial service industry's over-reliance on one-size-fits-all solutions, when each individual needs a custom solution to fit their unique needs.
Ep. 151 - Your Investment Toolbox
January 17, 2022 11:00 - 47 minutes - 65.8 MBKirk is joined by Financial Analyst Michael Masserant to discuss the ever-evolving variety of tools and investments available to build your retirement.
Ep. 150 - The Retirement Education Crash Course
December 27, 2021 11:00 - 47 minutes - 65.7 MBKirk and Paul give a brief overview of what to expect in their 7-hour live classes.
Ep. 149 - Managing Your Emotions
December 06, 2021 11:00 - 47 minutes - 65.7 MBKirk and Paul explain how your evolving relationship with money in retirement can cause an emotional response.
Ep. 148 - "They Say"
November 15, 2021 11:00 - 47 minutes - 65.7 MBKirk and Paul dive into many myths, misconceptions, and half-truths that are prevelant and share ways to avoid them.
Ep. 147 - DIY Investing
November 01, 2021 11:00 - 47 minutes - 65.7 MBKirk and Paul share the difficulties that come along with Do-It-Yourself investing.
Ep. 146 - The 6 Biggest Mistakes In Retirement
October 18, 2021 11:00 - 47 minutes - 65.6 MBKirk and Paul share the 6 biggest mistakes most people make going into retirement.
Ep. 145 - Low Interest Rates
October 04, 2021 11:00 - 47 minutes - 65.7 MBKirk and Paul explain how a low interest rate environment perpetuates a "War" against seniors and savers.
Ep. 144 - Taxes in Retirement
September 20, 2021 11:00 - 47 minutes - 65.7 MBKirk and Paul explain why taxes are such a significant factor in your retirement, and strategies for reducing the impact.
Ep. 143 - How To Find An Advisor
August 30, 2021 11:00 - 47 minutes - 65.7 MBKirk and Paul discuss some of the steps you can take to ensure the advisors you work with are doing what's in your best interest, not theirs.
Ep. 142 - Pension Vs. Lump Sum
August 23, 2021 11:00 - 47 minutes - 65.7 MBKirk and Paul discuss the important decision to take a pension or opt for a lump sum, and share what they think are the most important factors to consider when making the choice.