Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
202 episodes - English - Latest episode: 9 days ago - ★★★★★ - 22 ratingsPlanning Retirement Smarter. Living Retirement Better. With Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP® of True Wealth Design. #Retire #Stocks #Investing #401k #IRA #CFP #TrueWealthDesign. Contact at https://www.truewealthdesign.com/ or by calling 855-893-7526.
Homepage Apple Podcasts Google Podcasts Overcast Castro Pocket Casts RSS feed
Episodes
Ep 69: Interview Questions To Ask A Financial Advisor
March 25, 2021 09:00 - 54 minutes - 50.3 MBIt's not easy to hire a professional service provider. Even the most astute consumer only scratches the surface of truly understanding a profession they are not part of. The information gap is huge. So how do you ensure you find a competent and trustworthy advisor? Hear Kevin nine questions to ask your advisor. He will unpack some of the industry gobbledygook, share disclosures from brand-name Wall Street firms that will surprise you, and help you become a more informed financial-advice co...
Ep 68: My Journey As A Financial Planner
March 11, 2021 10:00 - 39 minutes - 36 MBFish mislabeling was once rampant in the US. Thought you were getting Red Snapper? Surprise! You get porgy or tile fish. Deceptive marketing for profits at best and exposing consumers to serious health risks, including food allergens and heavy metals in pregnant women at worst. Sadly, many 'financial advisors' are similarly mislabeled and may cause financial harm. After all, you just need a 70% on a multiple-choice test and a high school diploma to become registered (and the high school dip...
Ep 67: Beyond Diversification: Terminal Wealth Dispersion
February 25, 2021 10:00 - 27 minutes - 25 MBPutting the odds of investing and retirement success in your favor should be a given as is being diversified. But what does diversification really mean? Ten stocks? One hundred stocks? Two asset classes or ten? Building on the concept of standard deviation -- or degree of variability -- in investment returns, hear Kevin take the idea of diversification farther. Diversification is not just minimizing variability or owning the S&P 500. It's also reducing the risk of underperformance by owning...
Ep 66: Proper Investment Expectations & Standard Deviation
February 11, 2021 10:00 - 23 minutes - 21.8 MBIf your head is in the freezer and your feet in the oven, on average you may feel quite comfortable despite suffering from two extremes. San Diego type weather on the other hand will leave you consistently comfortable over time. Averages are commonly used to discuss investment returns, but they are an oversimplification. You don't receive average returns. Compound returns drive your dollar growth and the variability in returns -- or standard deviation -- causes the compound return to always...
Ep 65: Should You Continue To Hold An Underperforming Investment?
January 28, 2021 10:00 - 24 minutes - 22.3 MBInevitably you will have some investments perform better than others in your portfolio. A normal, human response is to seek pleasure and avoid pain or sell the underperformer and buy what has done well. But does that make investing sense? Listen to Kevin discuss critical concepts of diversification and probability and why process matters more than outcomes. Hear an example of this being applied in professional basketball and playing probabilities in blackjack. In sticking to a good process...
Ep 64: Investment Lessons To Learn From 2020
January 14, 2021 14:00 - 29 minutes - 26.6 MBWhat a year 2020 was. Pandemic. Contested elections. Civil unrest. Rollercoaster investment markets. As Churchill wrote, "Those that fail to learn from history are doomed to repeat it." Listen to Kevin discuss investment lessons you can learn from 2020 to be a smarter investor and keep your retirement on track for years to come. Timestamps: 2:04 - What Stood Out In 2020? 8:02 - The Market Is Forward Looking 11:53 - Make Sure You Are Diversified 13:22 - Politics & The Market 21:57 -...
Ep 63: 3 Ways To Tax-Optimize Your Charitable Giving
December 17, 2020 10:00 - 34 minutes - 31.7 MBMost Americans donate to charity and many have distinct goals in their retirement plan to meet annual charitable donations. Most also give cash ...the easiest but also least tax-efficient way to give. Hear Kevin discuss three ways to tax-optimize your charitable giving. Whether through in-kind transfers of appreciated stock, using a donor-advised fund, or via Qualified Charitable Distributions, each can help you gain a bigger tax break and meet your charitable goals in the Retire Smarter wa...
Ep 62: Pension Lump Sums: 2021 May Be The Best Year Ever
December 03, 2020 10:00 - 28 minutes - 26.4 MBPension lump sums will be much higher in 2021 than 2020. Listen to Kevin discuss timing considerations on how to optimize your pension benefits by understanding the key variables that determine your lump sum. Company pension plans specifically discussed include Akron Children's Hospital, Bridgestone, FirstEnergy, Goodyear, Mercy Health, and Rockwell Automation. Whether you have a pension from your company or not, you'll benefit from this episode. Why? Anyone can invest money with an insuran...
Ep 61: The True Wealth Team Is Growing - Welcoming Ron Wyatt
November 17, 2020 10:00 - 29 minutes - 26.9 MBWe're excited to make a big announcement on this episode of Retire Smarter. Kevin is joined by True Wealth Design's newest partner, Ron Wyatt, who brings more than 25 years of financial planning experience to the firm. A lot of existing listeners will be hearing from Ron for the first time, so we'll spend some time today getting to know his background and professional journey. And new listeners will also get to learn more about Kevin's experiences. The two will also cover why they've chosen...
Ep 60: Why The Cheapest Investment Option May Not Be The Best
November 05, 2020 14:56 - 35 minutes - 32.4 MBThe purchase price of your car is one factor to consider. But the Total Cost of Ownership -- adding in costs for insurance, fuel, maintenance and repairs, as well as the residual value upon sale -- is a better way to evaluate financial aspects of a car purchase. In doing so, the cheapest vehicle is often more expensive than initially perceived. Same too goes for selecting investments. Many solely use the expense ratio to determine what fund to buy. But while the expense ratio is important a...
Ep 59: Retiree Health Insurance Part 2: Pre-Medicare
October 15, 2020 09:00 - 42 minutes - 38.9 MBHealthcare is a primary concern, especially for retirees. Transitioning from employer-provided coverage you've been on for decades is stressful. Now you have more complexity and choices than ever before. And, yes, costs may seem sky high after retiring and before Medicare. Listen in to hear Kevin and health insurance expert Zig Novak discuss health insurance options from the time you retire to before you can begin Medicare at age 65. Should you take COBRA? What types of plans and are availa...
Ep 58: Retiree Health Insurance Part 1: Medicare
October 01, 2020 09:00 - 44 minutes - 40.4 MBHealthcare is a primary concern, especially for retirees. Transitioning from employer-provided coverage you've been on for decades is stressful. Now you have more complexity and choices than ever before. Listen in to hear Kevin and health insurance expert Zig Novak discuss Medicare-related topics. What will it cost? How may costs change as you age? What are the pros and cons of supplemental and advantage plans, and how do you decide which may be better for you? Get informed with useful inf...
Ep 57: A Tale of Two Decades
September 17, 2020 09:00 - 32 minutes - 45.2 MBProper investment diversification works ... even when you don't want it to. With the US stock market and particularly large technology stocks having the wind at their backs recently, many are eschewing diversification to chase these high flyers. As the saying goes, if we forget history, we are doomed to repeat it. In that spirit, hear Kevin tell a tale of two decades. First is the Lost Decade of the 2000s when, after the Tech Bubble burst, US investors lost money for an entire decade from ...
Ep 56: Should The Election Influence Your Investing Strategy?
September 03, 2020 09:00 - 36 minutes - 33 MBBiden or Trump? Republicans or Democrats? Who will be better for the economy and your investments? These are questions many are asking with the election quickly approaching. Many let their political beliefs influence their investment strategy, but should they? Hear Kevin discuss what the evidence shows and how our political beliefs may influence our perceptions of reality. Get ready to check your alternative facts at the door and get real. Timestamps: 6:24 - Keep Politics Separate From...
Ep 55: Roth Conversion: Why 2020 Could Be The Best Year
August 20, 2020 09:00 - 33 minutes - 46.7 MBPaying a lower tax rate today vs. what you would otherwise pay in the future on pre-tax IRA/401k dollars is a good move. They way you can do so is by converting money to a Roth IRA and paying tax in the year of the conversion. The 2017 Tax Cuts and Jobs Act (TCJA) lowered tax rates and significantly widened tax brackets on individuals. Current law has the tax rates under the TCJA in effect through the 2025 tax year and increasing to pre-TCJA rates and brackets in 2026. Yet, tax rates may g...
Ep 54: Should You Delay Retiring?
August 13, 2020 09:00 - 28 minutes - 39 MBSome 24% of those 56 and older say the pandemic has caused them to push back their planned retirement date, according to a survey conducted by The Harris Poll on behalf of The Nationwide Retirement Institute. Hear Kevin discuss key variables you should consider as you plan through the COVID-induced uncertainty, including items that may nudge you to retire now and others that result in waiting. Timestamps: 6:45 - Kevin's First Impressions On Postponing Retirement Due To Pandemic 10:35 -...
Ep 53: Investing Vs. Speculating Part 2
July 23, 2020 08:00 - 35 minutes - 49.3 MB65% of Institutional Investors surveyed in late June believe the market is factoring in the long-term impact of the coronavirus "too little" while only 5% said "too much," implying the market is overvalued. Yet, the market has continued to go up. Has it come too far too fast? Hear Kevin discuss the topic in detail and explain why our brain function predisposes us to make investing mistakes, including blindly chasing investment returns and firmly entering the world of speculation (while aban...
Ep 52: Investing Vs. Speculating Part 1
July 09, 2020 08:00 - 29 minutes - 40.5 MBInvesting should be scientific and process-based. Speculating is more akin to gambling and lacking fundamental support. At extremes, it is easier to discern the two but can be shades of grey in between. Hear Kevin discuss the forward-looking nature of the stock market and times why it can make investing sense (not speculating) to look through bad economic news. And be sure to listen to the end where Kevin discuss process-based portfolio changes made in March, as a result of changing inputs...
Ep 51: Case Study: Retiring Before Age 60 & Before You Ever Thought You Would
June 18, 2020 08:00 - 33 minutes - 46.4 MBLike your work but hate your job? Bad boss. Terrible commute. Whatever the reason. Hear Kevin share a story of a client who retired in her late 50s. She loved her work and taking care of her customers but hated other aspects of her job. She worked long hours and had a long commute. Taking care of her household on the weekend and trying to have a bit of fun left little space and time to seriously consider her retirement and life after work. Perhaps this is why she was in a state of disbelie...
Ep 50: What To Do When Your Spending Goals Change After You Retire
June 11, 2020 08:00 - 27 minutes - 38.3 MBYou cut the paycheck cord and enter retirement. Then a spending goal unexpectedly increases...significantly. You can't simply continue to work longer, so what do you do? Hear Kevin discuss real-life cases where clients had to provide financial support to their daughter going through a messy divorce and another situation where a client desired to buy a 2nd home. Though the situations were starkly different, the process to rework the retirement plan and evaluate tradeoffs was similar. Life t...
Ep 49: Potential Inheritance: Include In Your Retirement Plan Or Not?
May 28, 2020 18:44 - 47 minutes - 65.5 MBYou live below your means and invest for your future ... similar to your parents. Now your parents are getting older, and it seems fairly clear they'll be leaving you an inheritance at some point. Meanwhile you're still working. Should you include the potential inheritance in your retirement plan? Banking on an expected inheritance for your retirement plan involves risk. Hear Kevin discuss real-life cases where it was appropriate and another where it was too risky. Timestamps: 6:25 - M...
Ep 48: Why Big Tech Stocks Must Underperform
May 14, 2020 08:00 - 37 minutes - 51.2 MBThe five biggest tech stocks -- Amazon, Apple, Facebook, Google, and Microsoft -- are great businesses. They've been so successful over the last decade that they comprise about 20% of the total S&P 500 market capitalization -- a level of concentration not seen since the late 1990s. They also command higher prices (valuation) than the market as a whole. While these companies have provided outsized growth rates and returns to investors over the last decade, there is no logical reason you shou...
Ep 47: Risks & Uncertainties in Pandemics & Retirement Planning
April 30, 2020 08:00 - 43 minutes - 59.3 MBInteresting parallels can be seen in modeling retirement projections and the Coronavirus pandemic. Small changes to inputs -- such as the rate of return or infection spread rates -- can have magnified effects on outputs -- such as ending wealth or total infections (and ultimately deaths), given similar exponential growth traits. What is important to understand in both are the concepts of risk and uncertainty. Risk can be modeled. Uncertainty cannot yet must be planned for. Misunderstand eit...
Ep 46: Rebalancing Your Portfolio: Why, How & Complexities to Overcome
April 23, 2020 08:00 - 32 minutes - 44.1 MBControl risk? Buy low and sell high? Higher returns? Who doesn't all of these in their portfolio! And that's what portfolio rebalancing can do. While rebalancing sounds simple in theory it quickly gets complex in practice. Hear Kevin describe rebalancing from the simple to complex and the emotional hurdles to overcome as well. Be sure you or your advisor is taking advantage of the high-probability benefits rebalancing is expected to add to your net investment returns when done right. Have ...
Ep 45: Retire Smarter Solution™
April 16, 2020 08:00 - 18 minutes - 25.4 MBSuppose you have to have surgery. Does exploratory surgery sound like something you would volunteer to undergo? Or, does a pre-determined surgical plan sound better? If you're like me, having a plan and a repeatable process sounds less risky and what I would prefer. The same goes for retirement. Retirement spending. Health Insurance. Social Security. Investing. Taxes. These are all key and complex areas where you need to make smart decisions for retirement. So how do you thoughtfully consid...
Ep 44: Am I Going To Be Okay? Looking Back On A Client's Retirement Plan Execution In Light Of The Coronavirus
April 09, 2020 08:00 - 32 minutes - 44.2 MBRetirement planning (done right) has always been a continuous process. With the turmoil caused by the Coronavirus, prudent planning is having to be done and redone in short order. Things are changing quickly and you need to take a dynamic approach to your planning and investing to avoid dangers and capitalize on opportunities. Hear Kevin dissect a ten-year client's dynamic retirement story. Learn why their withdrawal rate was more than twice the 4% rule of thumb and how their portfolio allo...
Ep 43: Financial Planning To-do's During Market Declines
March 31, 2020 20:06 - 32 minutes - 45.2 MBHear Kevin give an update on the current state of the markets and financial planning to-do's that need to be done through the Coronavirus turmoil. Proper execution of your financial and investment plans is required in large amounts to make sure you stay on track. It's not all bad news out there. Many opportunities are being created that you can capitalize on. And be sure to listen to why you may want to reconsider your Roth Conversion strategy and Social Security claiming decision in light...
Ep 42: This Is Not 2008
March 24, 2020 14:38 - 40 minutes - 55.3 MBWe're in a crisis ... different from 2008. The pandemic and prudent, social-distancing response is causing fear, uncertainty, and now panic in financial markets. Listen to Kevin explain the current state of the markets and how this crisis is currently materially different from 2008. Be sure to pay attention to why -- from a financial perspective -- our country is better positioned to navigate through these troubled times by dusting off 2008's playbook, and what you need to do to keep your p...
Ep 41: Coronavirus & Your Investment Strategy Part 2
March 19, 2020 08:00 - 35 minutes - 48.3 MBTiming the market sounds great, especially during times of market distress like that caused by Cornovirus (COVID-19) concerns. Who wouldn't want to participate only in the ups while avoiding the downs!? Sadly, the only way market timing will work is for you to get lucky, which is no way to invest your life savings. Listen to Kevin describe the theoretical reasoning about why market timing does work and investigate both the academic research as well as the actual record of mutual funds that ...
Ep 40: Coronavirus & Your Investment Strategy Part 1
March 11, 2020 21:52 - 31 minutes - 43.6 MBShocks like the Coronavirus (COVID-19) or Russia's assault on oil prices can't be predicted. Yet, your financial life plan must be able to weather shocks and your investment strategy respond appropriately. Investors are not only concerned about their health but are questioning what to do about their money. Listen to Kevin describe the current situation and prudent, processed-based response to help you tune out the noise and stay on track. Timestamps: 2:45 - Kevin looks to put the past wee...
Ep 39: IRA Owners: 3 Key Changes By The SECURE Act
March 05, 2020 09:00 - 47 minutes - 64.6 MBCongress has agreed on something! Your retirement accounts are not estate planning vehicles. (Sigh.) Provisions in the SECURE Act are now law as of 2020 and impact all IRA owners. Listen to Kevin simplify the laws and unpack the 3 key changes. The good news is that if you're doing proper planning, you are likely less at risk than conventional media headlines and other financial advisors are reporting. And be sure to pay listen at the end, when Kevin describes what premortem and postmortem ...
Ep 38: Pension Lump Sum or Monthly Payment?
February 20, 2020 09:00 - 33 minutes - 45.6 MBPension lump sums are higher in 2020 than 2019. But which should you prefer? Listen to Kevin discuss how to financially evaluate the decision as well as what research shows retirees prefer. Whether you have a pension from your company or not, you'll benefit from this episode. Why? Anyone can invest money with an insurance company and receive a lifetime income in the form of annuity payments. So these considerations are universal in crafting your retirement plan. Company pension plans speci...
Ep 37: The Story of Sue
February 06, 2020 09:00 - 21 minutes - 29.6 MBSue is a recent widow and has gone through significant life and money transitions. Listen to Sue's unique story and learn why her financial concerns are likely the same as yours. And be sure to listen to why Sue refused to shake hands at the end of our initial meeting and what she did instead. Useful Info: True Wealth Design Website: http://www.truewealthdesign.com/ Call: 855-TWD-PLAN or 855-893-7526
Ep 36: Snowbirds: Documenting Ohio Nonresidency
January 16, 2020 09:00 - 32 minutes - 44.7 MBAvoiding Ohio income tax is key for many snowbirds. The old adage of just having to be out of Ohio for 6 months never was correct. Listen to Kevin explain the key steps in documenting your Ohio nonresidency. Useful Info: Request The Ohioan's Guide To Snowbirding In Florida: https://www.truewealthdesign.com/contact/ True Wealth Design Website: http://www.truewealthdesign.com/ Call: 855-TWD-PLAN or 855-893-7526
Ep 35: Snowbirds: 4 Financial Tips
January 02, 2020 09:00 - 36 minutes - 50.4 MBIt's that time of year again. The northern states are filled with grey skies and cold, wind, and snow. If you're thinking of heading south for the winter, here are four key considerations to making your snowbird experience a success. Useful Info: 10 Best Retirement Cities Episode: https://retiresmarter.podbean.com/e/top-10-best-retirement-cities/ Request The Ohioan's Guide To Snowbirding In Florida: https://www.truewealthdesign.com/contact/ True Wealth Design Website: http://www.trueweal...
Ep 34: Case Study: Tax-Smart Distribution Planning
December 19, 2019 09:00 - 43 minutes - 60.3 MBThings in life and planning aren't necessarily cut and dry. You may take several paths to reach your destination. But which one may be best? Listen to Kevin discuss a retirement situation where several strategic paths existing and how he and his team came to the preferred path in creating an integrated, tax-smart distribution plan. Useful Info: True Wealth Design Website: http://www.truewealthdesign.com/ Call: 855-TWD-PLAN or 855-893-7526
Ep 33: Tax-Planning Framework
December 05, 2019 09:00 - 38 minutes - 53.3 MBIt's common to see articles or to-do lists for year-end tax planning. But these often lack substance and fail to answer why a strategy may or may not make sense for you. Listen to Kevin describe a simplified framework to understand your tax situation and then how to thoughtfully consider what tax-smart strategies make sense for you. Useful Info: Randall Munroe's "What If" Book: https://www.amazon.com/What-Scientific-Hypothetical-Questions-International/dp/0544456866 True Wealth Design Web...
Tax-Planning Framework
December 05, 2019 09:00 - 38 minutes - 53.3 MBIt's common to see articles or to-do lists for year-end tax planning. But these often lack substance and fail to answer why a strategy may or may not make sense for you. Listen to Kevin describe a simplified framework to understand your tax situation and then how to thoughtfully consider what tax-smart strategies make sense for you. Useful Info: Randall Munroe's "What If" Book: https://www.amazon.com/What-Scientific-Hypothetical-Questions-International/dp/0544456866 True Wealth Design Web...
Top 10 Best Retirement Cities
November 21, 2019 09:00 - 34 minutes - 47.4 MBWe want it all in life and for our retirement. We want the city where we live to have it too -- affordability, a plethora of activities, fantastic quality of life, and great healthcare. Learn the 10 best cities as ranked by Wallethub and what makes them great. Some may even surprise you. Tune in and start envisioning where you want to be in retirement and plan for how to get there. Useful Info: Wallethub Article: https://wallethub.com/edu/best-places-to-retire/6165/?fbclid=IwAR2ZvsUK1mW06M...
Ep 32: Top 10 Best Retirement Cities
November 21, 2019 09:00 - 34 minutes - 47.4 MBWe want it all in life and for our retirement. We want the city where we live to have it too -- affordability, a plethora of activities, fantastic quality of life, and great healthcare. Learn the 10 best cities as ranked by Wallethub and what makes them great. Some may even surprise you. Tune in and start envisioning where you want to be in retirement and plan for how to get there. Useful Info: Wallethub Article: https://wallethub.com/edu/best-places-to-retire/6165/?fbclid=IwAR2ZvsUK1mW06M...
Ep 31: The Details In A Tax-Smart Retirement Distribution Plan
November 07, 2019 09:00 - 33 minutes - 45.5 MBYou made it to retirement and seem to have enough. Now how do you go about recreating your paycheck and distributing money from your savings and investments and to do so in a tax-smart way. How do you do it? Listen to Kevin describe the process True Wealth goes through to make sure these important distribution details are handled to help you stay on your retirement track and pay no more than your fair share in tax. Useful Info: True Wealth Design Website: http://www.truewealthdesign.com/ ...
The Details In A Tax-Smart Retirement Distribution Plan
November 07, 2019 09:00 - 33 minutes - 45.5 MBYou made it to retirement and seem to have enough. Now how do you go about recreating your paycheck and distributing money from your savings and investments and to do so in a tax-smart way. How do you do it? Listen to Kevin describe the process True Wealth goes through to make sure these important distribution details are handled to help you stay on your retirement track and pay no more than your fair share in tax. Useful Info: True Wealth Design Website: http://www.truewealthdesign.com/ ...
Your Investing Process - Part 4
October 17, 2019 09:00 - 32 minutes - 44.5 MBWhile your asset allocation recipe is the most important portfolio decision, we still want good ingredients. Listen to Kevin explain the broad differences in active and passive (indexed) ingredients, the evidence behind each, and some exceptions to where an indexing approach may not work as well. Useful Info: True Wealth Design Website: http://www.truewealthdesign.com/ Call: 855-TWD-PLAN or 855-893-7526
Ep 30: Your Investing Process - Part 4
October 17, 2019 08:00 - 32 minutes - 44.5 MBWhile your asset allocation recipe is the most important portfolio decision, we still want good ingredients. Listen to Kevin explain the broad differences in active and passive (indexed) ingredients, the evidence behind each, and some exceptions to where an indexing approach may not work as well. Useful Info: True Wealth Design Website: http://www.truewealthdesign.com/ Call: 855-TWD-PLAN or 855-893-7526
Your Investing Process - Part 3
October 03, 2019 09:00 - 25 minutes - 34.7 MBYour asset allocation recipe is the most important portfolio decision, and there are a few different flavors of asset allocation. Listen to Kevin describe the differences and what the evidence shows works best. Useful Info: True Wealth Design Website: http://www.truewealthdesign.com/ Call: 855-TWD-PLAN or 855-893-7526
Ep 29: Your Investing Process - Part 3
October 03, 2019 08:00 - 25 minutes - 34.7 MBYour asset allocation recipe is the most important portfolio decision, and there are a few different flavors of asset allocation. Listen to Kevin describe the differences and what the evidence shows works best. Useful Info: True Wealth Design Website: http://www.truewealthdesign.com/ Call: 855-TWD-PLAN or 855-893-7526
Your Investing Process - Part 2
September 19, 2019 09:00 - 34 minutes - 47.8 MBNow that you understand the basic building blocks of an investing process, listen to Kevin explain what key factors investing science has shown to drive stock and bond returns over time and which to favor to build a better portfolio. Kevin also explains a recent phenomenon in stock prices that is reminiscent of the late 1990s Tech Bubble as it relates to one of the key factors that drive stock returns. Useful Info: True Wealth Design Website: http://www.truewealthdesign.com/ Call: 855-TWD...
Ep 28: Your Investing Process - Part 2
September 19, 2019 08:00 - 34 minutes - 47.8 MBNow that you understand the basic building blocks of an investing process, listen to Kevin explain what key factors investing science has shown to drive stock and bond returns over time and which to favor to build a better portfolio. Kevin also explains a recent phenomenon in stock prices that is reminiscent of the late 1990s Tech Bubble as it relates to one of the key factors that drive stock returns. Useful Info: True Wealth Design Website: http://www.truewealthdesign.com/ Call: 855-TWD...
Your Investing Process - Part 1
September 05, 2019 09:00 - 31 minutes - 43.5 MBDo you have an investment process? Most people don't understand their advisor's process (if they have one). Yet, in investing, you cannot control your investment results, but you can control your process, which should lead to better results over time. Listen to Kevin give you a high level of a science-based investing process you can understand without having to get a graduate degree in Finance. For related content, click here to listen to Episode 14 on Expected Investment Return Forecasts. ...
Ep 27: Your Investing Process - Part 1
September 05, 2019 08:00 - 31 minutes - 43.5 MBDo you have an investment process? Most people don't understand their advisor's process (if they have one). Yet, in investing, you cannot control your investment results, but you can control your process, which should lead to better results over time. Listen to Kevin give you a high level of a science-based investing process you can understand without having to get a graduate degree in Finance. For related content, click here to listen to Episode 14 on Expected Investment Return Forecasts. ...