Retire(Meant) For Living Podcast
180 episodes - English - Latest episode: 4 days ago - ★★★★★ - 8 ratingsRetire with confidence with the Retire(Meant) For Living Podcast with JoePat Roop.
JoePat Roop is Founder, CEO and Chief Investment Strategist at Belmont Capital Advisors, and he's been helping people build successful retirements for over 25 years. His One Page Retirement Income Plan is a simple, yet effective way to ensure that you have the income you need to retire comfortably.
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Episodes
Ignoring the Latest Retirement Trends
April 23, 2024 08:00 - 15 minutes - 14.7 MBAdults are retiring earlier than ever, but why? Is the market that good? Have they had enough? Are they making a mistake? JoePat details the pros/cons of an early retirement. Plus, the power of building sustainable retirement income. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Is $1.4 Million the Magic Number in Retirement?
April 16, 2024 08:00 - 9 minutes - 9.15 MBShould you have a milestone birthday or a milestone savings account number when planning to retire? JoePat details the latest number some adults think they need to retire comfortably. For more information or to schedule a consultation, call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
What Bowling and Your 401(k) Have in Common with Taylor Lee
April 09, 2024 08:00 - 18 minutes - 17.2 MBThis week we get to know one of the newest team members of Belmont Capital Advisors, CFP Taylor Lee. Taylor details the joys and challenges in the industry and explains how your 401(k) strategy is like bowling. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Idiot's Guide to ROTH Conversions
April 02, 2024 08:00 - 17 minutes - 16.5 MBJoePat offers a break down on a ROTH conversion and if it could be the strategy your portfolio needs to protect and build income. Plus, what Ron Swanson can teach us about taxes. For more information or to schedule a consultation, call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
3 Pillars of a Proper Retirement Plan
March 26, 2024 08:00 - 10 minutes - 9.42 MBIncome. Protection. Growth. These are the 3 pillars of a proper retirement plan and JoePat details how the steps to securing each in your retirement portfolio. For more information or to schedule a consultation, call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Finding Your "Retirement Rush"
March 19, 2024 08:00 - 9 minutes - 8.91 MBAdults 65+ are working now more than ever. Is that because we are living longer? Bad financial planning? Or maybe because they want to? JoePat also details how to find your "retirement rush". For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Time to Eliminate Your 401(k)?
March 14, 2024 08:00 - 11 minutes - 10.8 MBPundits think it's time to eliminate a 401(k) from retirement plans. JoePat Roop details the pros and cons of abolishing your 401(k) plan and what other options can be used for income in retirement. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Belmont Capital Takes Over Nashville With Austin Snell
March 12, 2024 08:00 - 6 minutes - 5.73 MBJoePat Roop shined up his cowboy boots and met some of the biggest and best in country music at CRS. JoePat also had the opportunity to meet some of the up-and-coming country stars including Austin Snell. Check out Austin Snell's official website and music. He's an artist you will want to download! For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Tax Scams Targeting Your Retirement Plan
February 27, 2024 09:00 - 19 minutes - 18.3 MBIt's tax season and scammers are targeting those worried about the IRS. JoePat details what to look out for and what the IRS will never do when contacting you. Plus, what age should you consider retiring? For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Why $5 Million May Not Be Enough For Retirement
February 20, 2024 09:00 - 13 minutes - 12.6 MBJoePat Roop details his mission for the community and explain how he can help you recognize your retirement goals. Plus, you would think $5M should be enough to retire comfortably, but one "shark" disagrees. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Misconceptions of Retirement Planning
February 13, 2024 09:00 - 12 minutes - 11.6 MBThere are many layers to customizing a retirement plan and JoePat wants to break down some of the myths of what he can and will do for his clients. Plus, a detailed look at the first appointment. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Power of Diversification in Retirement
February 06, 2024 09:00 - 13 minutes - 12.6 MBBeing diversified in retirement is not a need, it's a must for most adults. JoePat details the best ways to diversify your portfolio and also stresses the importance of a tax strategy. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Is the Risk Worth the Reward in Retirement?
January 30, 2024 09:00 - 18 minutes - 17 MBWWE and Netflix agreed to a 10-year $5 Billion deal to be the exclusive streaming service for their wrestling content. This is a big risk for both parties. JoePat details the long- and short-term risk in retirement planning and how to protect yourself. Plus, a millennial gets a real-life lesson in taxes. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Recognizing and Eliminating Fees in Retirement
January 23, 2024 09:00 - 11 minutes - 10.6 MBFees are something that will affect a retirement portfolio and JoePat Roop details how to recognize and even possibly eliminate unnecessary fees. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Setting Goals, Not Resolutions & Breaking News from Belmont Capital
January 09, 2024 09:00 - 14 minutes - 13.7 MBJoePat Roop details the importance of setting goals for the new year and not relying on resolutions (which usually fail). Plus, how to stay accountable for financial and personal goals in your life. Finally, some breaking news from the offices of Belmont Capital Advisors. For more information or to schedule a consultation call 704-946-7000 or www.belmont-capital.com See omnystudio.com/listener for privacy information.
All I Want For Christmas Is An Annuity
December 19, 2023 09:00 - 11 minutes - 10.1 MBJoePat Roop details what we can learn from Mariah Carey about annuities, and he also explains why frustration from the middle class is real. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Make These Updates to Your 401k Strategy
December 12, 2023 09:00 - 17 minutes - 15.7 MBJoePat Roop details strategies that could improve your 401k and why "spending down" your 401k is important. Plus, we get the pulse of the community and find out why people are calling Belmont Capital. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Updating Your Tax Bracket for 2024 Changes
December 05, 2023 09:00 - 9 minutes - 8.99 MBJoePat Roop details new tax brackets coming in 2024 and how to prepare, plus annuities have never been more popular, so why do so few advisors use them? For more information or to schedule a consultation, call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Does a Volatile Market Mean More Opportunities?
November 28, 2023 09:00 - 10 minutes - 9.7 MBJoePat Roop explains how some adults are playing catch up to this volatile market and if it could benefit your plans. Plus, the pros and cons of a DIY portfolio. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Inflation's Impact On Your Holiday Shopping
November 21, 2023 09:00 - 12 minutes - 11.6 MBJoePat Roop details the latest inflation numbers and what it means for your holiday shopping. Plus, could longevity insurance benefit your retirement plans? For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
More Opportunity in a Volatile Market
November 14, 2023 09:00 - 14 minutes - 13.7 MBJoePat details the opportunities that present themselves in a volatile market. Plus, no question is too big or too small and JoePat answers a listener question about withdrawals. For more information or to schedule a consultation, call 704-9467000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Fees 101: The Why and How of Paying Fees
November 07, 2023 09:00 - 14 minutes - 13.6 MBJoePat details how shocked some adults are when the realize how much they are paying in fees and how he helps recognize and eliminate unnecessary fees in a plan. Plus, preparing for potential changes to your Social Security that could happen sooner than later. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Declutter Your Life and Portfolio
October 31, 2023 08:00 - 20 minutes - 19 MBJoePat Roop details how decluttering your house is much like decluttering your retirement portfolio. You will find things you no longer want, need or that are no longer useful. Plus, JoePat explains the unseen power of a ROTH within a plan. Don't miss an episode! Subscribe and follow, today. Learn more online at Belmont-Capital.com or on social: Facebook, Instagram and LinkedIn. See omnystudio.com/listener for privacy information.
Three Pillars of a Proper Retirement Plan
October 24, 2023 08:00 - 14 minutes - 13.7 MBJoePat details the 3 pillars to creating a proper retirement plan: protection, income and growth. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
You Could Lose $27k From Your Retirement Plan
October 12, 2023 20:17 - 9 minutes - 9.07 MBThis week JoePat details the latest rumors of Social Security benefits being cut over the next 10 years and how to prepare. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Still Waiting on a Recession?
October 12, 2023 09:00 - 11 minutes - 10.5 MBJoePat explains why he thinks we are not out of the woods yet when it comes to a possible recession. Plus, what kills a plan: fees. JoePat details how to help eliminate the costly piece of retirement planning. For more information on Belmont Capital Advisors or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
A Father's Influence: From coal mines to financial planning
October 10, 2023 08:00 - 10 minutes - 9.2 MBJoePat details what lead him to the world of financial planning and how he almost ended up in the coal mines had his father not stepped in. Plus, is there a better opportunity aside from having bonds in your portfolio? For more information on Belmont Capital Advisors or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Politics of Retirement Planning
September 26, 2023 08:00 - 19 minutes - 17.7 MBJoePat Roop details how the Boomer generation is preparing to pass down over $50 Trillion in assets and what affect it could have on everyday retirement savers. Plus, with a Presidential election looming, what does history show for market reaction? For more information on Belmont Capital or to schedule a consultaion, call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Viral Dances: Yes. Financial Advice: NO!!
September 19, 2023 08:00 - 18 minutes - 17.1 MBJoePat details if it's time to into "protection" mode in a volatile market. Plus, we have discovered financial advice on Tik Tock. Is it worthy of a second look or is it trash? For more information or to schedule a consultation, call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Retirement Lessons From the Ultimate Parrothead
September 12, 2023 08:00 - 18 minutes - 17.3 MBJoePat Roop details the lesson we can learn from the death of Jimmy Buffett and how lasting legacy needs to be more than a memory or a song. Plus, a lot of adults are going "all in" on the market because they feel the need to play catch up, but is this a good strategy? For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
The ONE THING You Must Get Right
September 05, 2023 08:00 - 14 minutes - 13.2 MBJoePat Roop details the one thing that YOU must get right in retirement and the one thing that HE must get right for you. Also, how do you "test drive" a retirement plan? For more information or to schedule a consultation, call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Some Things Are Bigger Than Money
August 29, 2023 08:00 - 8 minutes - 8.17 MBJoePat wants you to be financially stable but he also knows that in life, there are some things that are bigger than money; family. JoePat talks about the importance of being secure in your finances, but also understanding that time with your loved ones trump having millions in the bank. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
How Lopsided is the Market?
August 21, 2023 11:00 - 11 minutes - 10.9 MBJoePat Roop details the struggles in the market as we reach record lows and highs and he explains how a lopsided market can affect your bottom line. Plus, what can a ROTH IRA do for your tax strategy? For more information or to shedule a consultation, call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Candace Owens on Tax Strategy, Grandfathers and Family Finances
August 14, 2023 11:00 - 12 minutes - 11.2 MBJoePat had the opportunity to spend some time with political and cultural commentator Candace Owens. She talks about the infulence her grandfather had on her life, what she would with our current tax code and the importance of financial conversations in a marriage. For more information on Belmont Capital Advisors or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Weeding Your 401(k) Garden
August 07, 2023 11:00 - 18 minutes - 16.6 MBJoePat Roop details why a billionaire should not be best person to explain the ins and outs of "getting rich". Plus, your 401k or IRA is full of weeds that affect your overall strategy, JoePat explains how to pull those weeds without hurting your bottom line. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
A Presidential Recession?!
July 31, 2023 11:00 - 12 minutes - 11.2 MBJoePat Roop explains that an election year could provide great opportunities for your retirement portfolio. Plus, is there a chance the Biden administration could push us into a recession so they can take credit for getting us to the other side? For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Embracing Your Day One
July 24, 2023 11:00 - 18 minutes - 17.3 MBJoePat details the importance of embracing and understanding your Day One. Plus, should you be running to or from certail stocks and we take a deep dive into what the initial appointment at Belmont Capital looks like. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Understanding the Inverted Yield Curve
July 17, 2023 11:00 - 11 minutes - 10.9 MBJoePat Roop defines what an Inverted Yield Curve is and more importantly, how it could predict an upcoming recession. Plus, the power of diversification in a plan and why it really depends on your age. For more information or to schedule a consultation, call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Picking Your Favorite Kid... Or Not
July 10, 2023 11:00 - 15 minutes - 13.9 MBJoePat Roop deatils the latest with iBonds and if there is still time to take advantage of this government funded opportunity. Plus, at what point is dipping into your 401k for extra cash acceptable and finally, when it comes to your inheritance, do you want to pick favorites or let them learn the hard way? For more information or to schedule a consultation, call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Freedom to Retire
July 03, 2023 11:00 - 15 minutes - 14.4 MBJoePat Roop reflects on Independence Day and answers the question: what are most adults really looking for in retirement? Saftey? Income? Growth? Freedom? Plus, is the 60/40 model still a good option for your portfolio? For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Are Bonds Still Beneficial?
June 27, 2023 11:00 - 19 minutes - 17.6 MBThis week we get to know Taylor Lee, one of the newest team members at Belmont Capital Advisors. We talk about changes in bonds and how they can help your portflio. Plus, we detail what happens in the initial appointment at Belmont Capital and finally, we make way too early College Football predictions. For more information or to schedule a consultation, visit www.belmont-capital.com or call 704-946-7000. See omnystudio.com/listener for privacy information.
Preparing for Unexpected Expenses
June 26, 2023 11:00 - 11 minutes - 10.6 MBJoePat Roop details what's on the mind of the community and what most pre-retirees are struggling with as they prepare for retirement. Plus, JoePat has some of the biggest expenses in retirement that most adults are not aware of. For more information or to schedule a consultation, call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Pros & Cons of a DIY Retirement Plan
June 19, 2023 11:00 - 15 minutes - 13.9 MBJoePat details how a DIY Retirement Plan has it's benefits, but overall it could cause more harm than good. Plus, what exactly is a "One Page Retirement Plan" from the team at Belmont Capital? For more information or to schedule a consultation, call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
It's Your Inheritance, Not Theirs!
June 12, 2023 11:00 - 13 minutes - 12.3 MBJoePat Roop details the pros and cons of giving your kids money without them appreciating hard work. Plus, the power of an annuity in a retirement plan. For more information or to schedule a consultation, call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Having "No Clue" is "No Problem"
June 05, 2023 11:00 - 12 minutes - 11 MBJoePat Roop talks about the importance of having an updated strategy. Where do you want to be? What is your plan? Most importantly, what are your goals?! And why you shouldn't feel guilty if you have no clue because that's no problem. For more information or to schedule a consultation, call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Why Annuities are Trending in 2023
May 29, 2023 11:00 - 8 minutes - 8.06 MBJoePat explains why annuities are more popular now than ever before. Plus, how they can provide income for life. For more information or to schedule a consultation, call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Foundation to a Full Retirement Plan
May 22, 2023 11:00 - 10 minutes - 9.93 MBJoePat details the 3 legs to a full financial plan: Protection, Growth and Income, and how each one benefits your retirement needs. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Steps to Having a "ROCK" Solid Plan
May 15, 2023 11:00 - 9 minutes - 8.7 MBJoePat details the steps they take at Belmont Capital to ensure you have a rock solid retirement plan. For more information or to schedule a consultation, call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Overhyped Opportunities
May 08, 2023 16:00 - 8 minutes - 7.94 MBJoePat Roop details some of the more overhyped opportunities in financial planning and what options could be better. Plus, the pitfalls of using a 401k for emergencies. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.
Risk Lessons from the kids of South Park?
May 01, 2023 11:00 - 18 minutes - 16.7 MBJoePat Roop details how to weather the storm of an upcoming recession and more importantly, how to get back on course. Plus, what we can learn about Risk from the kids of South Park. Finally, what goals JoePat sets in the very first meeting with a new client. For more information on Belmont Capital Advisors or to schedule a consultation, call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.