Renovating Retirement With Charlie Jewett
199 episodes - English - Latest episode: 12 months ago - ★★★★★ - 129 ratingsCharlie Jewett, the Financial Services Whistle-Blower, confronts the Retirement Planning industry and reveals all of the tricks, lies and scams the Stock Brokers, Insurance Agents and Financial Advisors use to steal money from consumers. In addition Charlie will teach you EVERYTHING you need to know to make your own financial and retirement decisions and live the retirement of your dreams. Surprising, Irreverent, Eye-Opening, Super Helpful and a whole lot of fun!
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Episodes
How to Use Annuities as a Stock Market Alternative Pt. 2
May 05, 2023 16:24 - 47 minutes - 66.1 MBToday we reveal three tricks to dramatically increase retirement income, including the often overlooked benefits of reverse mortgages and annuities. Eliminate bills. It's awesome. - Charlie Jewett Tired of seeing people struggle to make ends meet in their golden years, we have dedicated ourselves to finding innovative ways to increase retirement income. Discover the power of annuities as an alternative to traditional stock market investments. After listening to this episode, you will b...
How to Use Annuities as a Stock Market Alternative Pt. 1
April 03, 2023 18:47 - 1 hour - 83.9 MBWe are back with special guest April Brown to dispel the myths and show you the truth. Join us to learn how Annuities can provide a secure, low-risk retirement income strategy. In this episode, we uncover hidden truths about brokers' deceptive practices and how they impact your investments. We also expose the high fees charged by investment brokers and find ways to reduce these costs. You’ll discover annuities as a low-risk alternative for generating retirement income. You will also learn ...
Why Can’t We Arrest the Joker Brokers?
March 16, 2023 08:04 - 37 minutes - 52.1 MBWe have a special guest joining us today, April Brown, a retired law enforcement professional. And we’re having a conversation about the tricks and strategies “Joker Brokers” use to steer you into a plan that doesn’t work for you but is really in their best interest. It’s mostly deception, and what bugs us is that they are not teaching, just telling. We like to teach and inform our clients so they understand how everything works, and they know where they are going. Charlie likes to use the...
What Does the Stock Market REALLY Make?
February 23, 2023 09:16 - 30 minutes - 42.9 MBWe find most people, our clients and prospects, in the stock market. It's the most popular common thing for people to do. How do you know you want to stay there or that that should be a part of your life unless you know how it actually works? How can you make any decisions if you can't see clearly? So, in today’s episode we’re going to help you remove some of the confusion of what it is about the stock market that people need, want and love so much. How is something so popular even though ...
Where There Are Losses, There Is Steak
June 16, 2022 08:05 - 25 minutes - 35.3 MBToday, we’re here to chat about what you may have been experiencing for the last couple months in this market, which is where there are losses, there's steak. Watch out vegans, this is not a vegan episode. (Just kidding). There are lots of laws in the universe, and there seems to be a law that when the market goes down, your joker broker advisor wants to play golf or wants to meet you. Their relationship becomes really important all of a sudden! Oh my goodness, wait, the market's down. I ...
Risk Should Have Reward - Part 1
May 26, 2022 10:00 - 33 minutes - 46.7 MBWe're in a new market, new interest rates, rates are up, and we thought we should revisit something that we don't disagree with, but we disagree with how it's handled in most people's portfolios, which is… How do you use risk? What do you do with risky investments? What do you do with things that might do well, and might not. They might make a little bit of interest, or they might make a ton of interest. Or you lose money or go backwards, which is where the word risk comes from. There is n...
10 Reasons Not to Buy an Indexed Universal Life Policy - Part 4
May 19, 2022 10:00 - 34 minutes - 48.2 MBWe are back for the final installment in this series! We have been reviewing an article that came out ten years ago with a similar title to our podcast episode. And this is the fourth in a series where we are going to unpack each of these ten points, these ten reasons, and help you understand the difference between an Indexed Universal Life policy and a Whole Life policy. We want you to hear both sides, so you are well-informed and can make the best decisions for yourself and your family. If...
10 Reasons Not to Buy an Indexed Universal Life Policy - Part 3
May 12, 2022 08:00 - 25 minutes - 34.8 MBWe are back to continue our review of an article that came out ten years ago with a similar title to our podcast episode. And this is the third in a series where we are going to unpack each of these ten points, these ten reasons, and help you understand the difference between an Indexed Universal Life policy and a Whole Life policy. We want you to hear both sides, so you are well-informed and can make the best decisions for yourself and your family. If you haven’t watched the first two in th...
10 Reasons Not to Buy an Indexed Universal Life Policy - Part 2
May 05, 2022 10:00 - 24 minutes - 33.8 MBTen years ago, an article came out with a similar title to our podcast episode. And this is the second in a series where we are going to unpack each of these ten points, these ten reasons, and help you understand the difference between an Indexed Universal Life policy and a Whole Life policy. We want you to hear both sides, so you are well-informed and can make the best decisions for yourself and your family. Today we are focusing on number eight and number seven, we’ve been counting them ...
10 Reasons Not to Buy an Indexed Universal Life Policy - Part 1
April 28, 2022 16:16 - 28 minutes - 39.5 MBTen years ago, an article came out with a similar title to our podcast episode. And this is the first in a series where we are going to unpack each of these ten points, these ten reasons, and help you understand the difference between an Indexed Universal Life policy and a Whole Life policy. We want you to hear both sides, so you are well-informed and can make the best decisions for yourself and your family. Today we are focusing on number ten and number nine, counting it down. #10 is “Int...
Cash Flow & Investment Strategies for Real Estate - Pt 2 Equity
April 07, 2022 07:15 - 29 minutes - 40.7 MBFor the second episode of the series Cash Flow & Investment Strategies for Real Estate Investors, Charlie Jewett and Bobby Alford dive deeper into equity, the most misunderstood asset class in the financial industry. Home equity As discussed, home ownership is the biggest asset in people’s lives. If that home ownership develops into an asset class, then that becomes the most held asset, and that asset is equity. Home equity or equity in real estate is defined as the difference between th...
Cash and Financial Strategies for Real Estate Investors: Part 1
March 31, 2022 07:00 - 24 minutes - 34.1 MBCharlie Jewett and Bobby Alford kick off a series on cash flow and investment strategies for real estate investors. Familiarize yourself with the basic concepts and learn about advanced strategies in the subsequent episodes. Who is the real estate investor? If you own a house – regardless of whether you live in it or you are using it as a source of cash flow – you are a real estate investor. A house is the largest asset in people’s lives because it appreciates. Most of the things we buy to ma...
Not Growing Your Accounts On Purpose
December 30, 2021 00:51 - 44 minutes - 60.9 MBThe last thing that I want to teach you this year is when and why to NOT grow your accounts. Wait...since when is NOT growing your account value a good idea? Well, when there are two accounts, and the IRS only charges taxes on the lower one.....see where I'm going with this? You are going to love this strategy and I'll also introduce you to Bobby Alford who is the very first CMP (Certified Merit Planner) graduate from our new Renovating Retirement College. Just another strategy that m...
Ice Cream, Whipped Cream, Cherries and Chocolate
August 22, 2021 21:57 - 30 minutes - 42.8 MBHow do you get a dog to take that pill that you KNOW will create the healing that dog so desperately needs? Hide it in peanut butter baby! As I write my book "Peanut Butter Marketing" I thought I'd share a little of my "Secret Sauce" on how I've been able to help families make major financial decisions over the years. It's really hard for people to move giant sums of money to a stranger...but...if I take the time to make it so perfectly clear, and make the decisions obvious using comparis...
The Mysterious Math of Market Movement
May 22, 2021 20:48 - 48 minutes - 66.8 MBThe Stock Market, stock, bonds and mutual funds, is by far the most common place that I see Americans using as they attempt to grow their retirement accounts. Though it pays the lowest income, compared to the alternatives, it is also the most common place that I see Americans using to invest their money while actually in retirement taking income from their accounts. Yet I have met no one in eighteen years who actually knows the math of how the market moves and this always comes as a real ...
If It Literally Costs Nothing Why Is It So Hard To Purchase?
February 05, 2021 01:28 - 32 minutes - 44.3 MBHow hard is it to buy things that have no cost at all and don't reduce your net worth? If you buy an $8 dinner, you're out $8 and can't earn interest on that money anymore. If you transfer $200,000 from inferior investments to superior investments it costs NOTHING but most people don't have the courage to make changes to their investments. Why is that? Let's talk about the TRUE cost of moving money. Please Rate and Review The Show HERE
None of My Clients Are In Recovery
November 19, 2020 00:51 - 42 minutes - 58.6 MBNone of my clients experience losses followed by dead time only to get back to the same account value they had 5, 6 or 7 years ago. Is that good or bad? Listen in and find out if being in recovery is good for you or bad for you in this case. Please Rate and Review The Show HERE
Alcohol, Crack Cocaine and The Stock Market
November 15, 2020 00:59 - 27 minutes - 38.1 MBWhat do drugs have in common with the stock market...at least in the last twenty years? If you said "Both can feel good in the short term but hurt you in the long run" you'd be right! Since all of the modern, more up to date, financial tools and strategies provide more growth, and more income, than the stock market...wouldn't it make sense to begin to break this addiction we have? Here's a bit of an audio intervention for you to begin that process. Please Rate and Review The Show HERE
Taxes Are Awesome
August 27, 2020 07:48 - 52 minutes - 72.2 MBWait, what? How can taxes be awesome? Oh...in so many ways! This is the final episode of my four part mini-series. Listen in as I discuss how taxes are an asset and all of the ways to take control of the taxes in your life, lower them and optimize them. Please Rate and Review The Show HERE
Rate of Return Is Not Necessary
July 26, 2020 19:40 - 55 minutes - 76.8 MBYou don't need the market to go up, or have a good twenty to thirty years, to set yourself up for an amazing life in retirement. As a matter of fact earning a rate of return is not even necessary for retirement! Don't believe me? Listen in as I cover three retirement tools that don't require earning a rate of return at all. Please Rate and Review The Show HERE
Safety Is Stupid
June 16, 2020 18:14 - 32 minutes - 45.2 MBI am certainly not anti-safety but I do have an issue with what this industry tells people to do....to be "safe". Emergency funds not keeping up with inflation, idol equity sitting inside of homes not earning compound interest and the big one: only using securities and calling that "diversification" all hurt today's retirement plans. Listen in as I do a deep dive on what we call safety and how to actually have what you want. Please Rate and Review The Show HERE
Nate Miller Interviewing Me After The Market Crash
May 23, 2020 03:12 - 1 hour - 95.3 MBNate Miller is one of my favorite advisors in the country. Nate asked me to be on his podcast and I thought you'd all enjoy our conversation. Please Rate and Review The Show HERE
Supercharge Your Portfolio By Owning Land
May 14, 2020 06:28 - 46 minutes - 64.1 MBWhat about asset classes that are non-correlated to the stock market? Wouldn't that be true diversification...not to have all of your money in securities? Listen in as Rob Hodges and I discuss the incredible impact that adding land to your portfolio can have on your retirement. Please Rate and Review The Show HERE
Liquidity Sucks
April 30, 2020 23:28 - 26 minutes - 36.8 MBNo one ever needs 100% of their retirement nest egg for a non-medical emergency BUT most people don't want to "tie up" their money. Avoiding "non-liquid" strategies will destroy a retirement plan and isn't necessary anyway. Listen in to learn how protecting yourself against unnecessary risk can cripple your retirement AND how to increase your retirement income by 30-40% using non-liquid strategies.
Ten Reasons NOT To Buy Indexed Universal Life Insurance with Rob Hodges Part 2
April 29, 2020 06:03 - 1 hour - 106 MBThe Author of this deceptive article wrote back and refused to speak with us, to defend his positions, so Rob and I continue exposing his mistakes/lies as we we cover the final five points. This is a long one and we get pretty passionate so buckle up! Please Rate and Review The Show HERE
Ten Reasons NOT To Buy Indexed Universal Life Insurance with Rob Hodges Part 1
April 25, 2020 01:26 - 1 hour - 87 MBThere's a very popular group of advisors who put out an article called "The Top 10 Reasons NOT to BUY Equity Indexed Universal Life" In this episode Rob and I are going to cover five of the author's ten reasons and give you our thoughts on what he's written. Please Rate and Review The Show HERE
Even Saving One Hundred Percent of Your Income Won't Work
April 22, 2020 21:15 - 32 minutes - 44 MBImagine a retirement strategy that doesn't even work if you to save 100% of your income during your working years. Thirty years of no salary, only sacrificial savings....putting money away....and it still doesn't work. How much money would you invest in a strategy like that? Listen in and find out why I'm so shocked that most people fight to put their hard-earned money into this strategy.
In The Trenches Sacramento With Rob Hodges
March 21, 2020 01:33 - 1 hour - 83.6 MBWith the huge losses we've seen in the markets I wanted to bring Rob Hodges on for some commentary Please Rate and Review The Show HERE
The Gift of No Fees
December 27, 2019 05:38 - 44 minutes - 62.1 MBOne of the most common questions I get is "How can there be no fees?" To which I respond "Why would you want to pay fees...you're doing these companies a favor letting them use your money" How many people would drive from California to New York, spending time and gas money, if flights were free? That's the situation we find ourselves in today as we choose how to build our retirement nest eggs....the free accounts get us there faster and with lower expenses! Listen in as I explain why th...
Six Hidden Videos on How to Build Your Retirement Plan
December 22, 2019 08:48 - 29 minutes - 40.4 MBI've got content all over the place and much of it is hidden or hard to find. I need to fix that and to start out I want to show you how to find six videos that I recorded on how to build your own financial blueprints. These blueprints are important to have in place BEFORE you begin speaking with us, or your advisor, about which specific investments or financial products to use for your IN-Case, IN-Come and IN-Crease Accounts. Listen in as I explain how I created these videos for my TV sh...
Custom Bikes Custom Homes and Custom Retirement Plans
November 22, 2019 04:43 - 48 minutes - 67.2 MBLet's address the most confusing part of what I do for a living....why can't you, the consumer, study what I do on the internet? Why can't you go find millions of people saying what I do is awesome and safe? Why is it hard to understand at times and often sounds too good to be true? Well, because it's custom artwork. Custom retirement planning is a lot like custom motorcycles, custom cars and custom homes....each one is one of a kind. Listen in and enjoy! Please Rate and Review The Show HE...
What To Do With Small Accounts and Small Amounts
September 14, 2019 17:56 - 48 minutes - 67.1 MBIt's been two very difficult months my friends but I'M BACK! Today I want to help you to do something easy...move those small accounts and invest the small amounts that really take no emotional commitment at all. Moving large sums of money is hard, I get that, so let's start with finding out what a difference small accounts and small amounts can make. I will also cover how ANYONE can now invest $750-$1,500 a MONTH towards retirement with very little extra effort. I'm out of hibernation and I...
An Expert With Three Tools Verses a Fool With All Tools
July 15, 2019 21:19 - 33 minutes - 46 MBDo you know how amazing master guitar players can sound using only three chords? How about Tiger Woods? What if you challenged him to a round of gold and only let him use three clubs? In this episode I'm going to make a very important point: experts, with fewer tools, ALWAYS beat jokers or novices with all the tools in the world. In addition to that I want you to look closely and make sure that you aren't an addict to one or more of the tools that may be hurting you in the financial world. ...
Stuck Happens-Finally Tony Robbins Step 4
July 10, 2019 03:42 - 45 minutes - 63.1 MBBleh, it took me forever but here's the fourth step of Tony Robbins Seven steps to financial freedom Please Rate and Review The Show HERE
The Best Investment on Earth Is...Earth
June 26, 2019 02:36 - 52 minutes - 72.5 MBMark Twain said "Buy land...they're not making any more". Land is the ultimate low supply, high demand investment. How about this quote from Will Rogers: "Don't wait to buy land, buy land and wait!" When I heard that Richard Branson, Ted Turner, Arnold Schwarzenegger and Warren Buffet all chose the same area of our country to buy land I became very interested. Listen in as I interview one of the top land banking experts in the world Brian Spiridonoff
Escape from Retirement Alcatraz
June 17, 2019 23:35 - 31 minutes - 44.3 MBMy family and I recently toured Alcatraz and the whole time I couldn't help but think "this is just like trying to get away from your current advisor!" I felt inspired to use my trip to Alcatraz, and what we know about the fourteen escape attempts from that prison, to teach you about the dangers you'll have to look out for if you try to leave your current Warden...I mean Advisor. Please Rate and Review The Show HERE
RSL-Retirement as a Second Language
June 15, 2019 20:01 - 14 minutes - 19.8 MBEver heard of ESL or tried to learn another language? Ever been in a country where you don't know the language and try to function normally? It's a challenge. For casual relationships, and short trips, not speaking the language is not a big deal. What about when you need to make important decisions that will impact the rest of your life and every generation after you? Retirement Planning is nothing to mess around lightly with and will impact the rest of your life. For major decisions like th...
Servicing Agents and How to Choose the Right One
June 13, 2019 21:50 - 41 minutes - 56.8 MBOne of the easiest strategies for improving your retirement is by upgrading your servicing team. Most people have no idea what a "Servicing Agent" even is so hopefully this show gives you a big "Ah Ha!" and helps you to get the best service available to you and the best retirement possible. Enjoy. Please Rate and Review The Show HERE
America’s Retirement Genie
June 01, 2019 19:58 - 9 minutes - 14 MBI may not be legless and blue but I do grant wishes. The lamp affords three wishes to it's owner and each of you can afford certain wishes based on how much money you've saved up for retirement. Your wish is my command...that's how financial services works. I can guide you but ultimately you make your choices, get what you've asked for and live with the ramifications. Please Rate and Review The Show HERE
What To Do If You Don’t Have a Monkey In Retirement
June 01, 2019 19:34 - 17 minutes - 24.9 MBAladdin makes his living by having a monkey named "Abu" steal for him. Sounds a lot like how Edward Morgan Lynch companies make their living doesn't it? But what about you? How will you make a living and prosper during your retirement years? Cute, criminal monkey or save up a nest egg? Listen in as I discuss the other options besides having monkeys steal for you. Please Rate and Review The Show HERE
I Won’t Be Silenced
June 01, 2019 18:06 - 12 minutes - 17.9 MBWhen I started this show three years ago I knew it would not be popular among the bad guys. The song "Speechless" from Aladdin inspired me and reminded me why I started this show and..."I won't be silenced" The deceptive practices, tricky math and revenue sharing agreements in this industry have practically ruined the American retirement plan. Someone has to speak up and thank God it's not just me anymore. Thank you to all of you who listen, share with your friends and those who've joined th...
Three Wishes for Retirement
June 01, 2019 03:57 - 11 minutes - 16.6 MBThese are the three wishes I hear over and over again as people prepare for, and look forward to, retirement. Please Rate and Review The Show HERE
Just Rub The Lamp
May 31, 2019 23:17 - 14 minutes - 20.3 MBIf you were so lucky as to actually find a magic lamp then all that would be left is to just rub the lamp and make your wishes. Retirement is the same...saving the money is the hard part but once you've done that you've won the game! Now...just rub the lamp and live the life of your dreams. Easy peasy. Please Rate and Review The Show HERE
You Ain’t Never Had a Friend Like Me
May 31, 2019 23:09 - 11 minutes - 16.7 MBMan do I miss Robin Williams. The way he played the Genie, in the original Aladdin, was so classic and truly amazing. As I watched Will Smith's version of "Never had a friend like me" it dawned on me that I've been telling you all for years to let me be your "friend in the industry" In this episode I'm going to explain why having a friend on the inside is so important these days and what it will do for you. Please Rate and Review The Show HERE
A Whole New World...of Options
May 31, 2019 23:02 - 31 minutes - 44.2 MBThis is the first of seven Aladdin-inspired episodes. Most people still believe in the three pillars of financial deception which are: 1) Pay off your mortgage 2) Postpone taxes to a later date and 3) Use a diversified portfolio of stocks, bonds and mutual funds. There was a time when that may have made sense but today we have so many better options. In this episode I go over some of these options and discuss how the options for retirees and pre-retirees have changed. Please Rate and Revie...
Start Here-Can You Even Afford The Stock Market
May 23, 2019 17:08 - 40 minutes - 56.3 MBIf you can't afford a house on the beach...you don't buy one. If you can't afford a Rolls Royce...you don't buy one. Private Jet? Same, same. But if you can't afford the stock market...you buy it every day. How did we even get here? Let me try to help with my opinion on who can afford to even be in the stock market and what to do for your own decision making in this area. Please Rate and Review The Show HERE
In The Trenches Kansas with Nate Miller
May 11, 2019 20:28 - 54 minutes - 74.7 MBLet me introduce you to a very intelligent, very well-spoken friend of mine. Nate Miller used to work closely with over 120 financial advisors like me. As one of the advisors he worked with I always benefited from Nate's wisdom which is why I wanted him to share it with all of you. Listen in as Nate and I discuss the industry, planning techniques, how to make decisions and many other important topics. Please Rate and Review The Show HERE
It's So Easy...But It's Not
May 08, 2019 01:27 - 33 minutes - 46 MBIn this entirely frustration/passion-driven episode I will highlight how easy it is for us to give clients everything they want/need but how hard it is, for some reason, for them to do what's best. I don't have the answers...just some ideas. Please Rate and Review The Show HERE
Using Real Estate To Supercharge Your Retirement with Zach Beach
April 23, 2019 19:13 - 27 minutes - 38.5 MBIn just three short years Zach went from Bartender/Personal Trainer to an incredibly skilled real estate investor. Working with Smart Real Estate Coach Chris Prefontaine Zach now averages $72,000 PER DEAL! Listen and learn from this amazing 28 year old. Please Rate and Review The Show HERE
Living a Life of Abundance in Retirement with Wally Carmichael
April 18, 2019 03:17 - 31 minutes - 44.4 MBWally and I started our podcasts within weeks of each other and one of my episodes was even recorded in the front seat of his car in Hawaii. I wanted to have him on the show as he's become an expert in the area of living a life of abundance. Listen in as Wally and I discuss what abundance is and how to live your best life in retirement. Please Rate and Review The Show HERE