Looking to build more savings for the future but feeling like there aren’t any more corners to cut? Keep listening. By Maggie Puniewska 1. Invest a month’s paycheck without feeling it Many people are paid over 26 pay periods. That means, twice a year, you could receive three paychecks a month instead of the typical two. Mark these extra paychecks on your calendar and arrange to put them in an investment, retirement, or high-interest savings account. 2.