Navigating Homeowners Insurance with Kerry Ward: Insights and Tips for Buyers and Sellers

We sit down with Kerry Ward, an experienced Insurance Agent at Darr Schackow Insurance, to delve into the complexities of the current insurance market. On this episode, we cover a range of essential topics, including the present state of the insurance market and understanding flood insurance coverage and requirements. Kerry shares insights on how Gainesville's insurance landscape compares to other regions in Florida and the potential impacts of a catastrophic hurricane hitting our area.

We discuss key factors influencing homeowners insurance premiums and provide a detailed walkthrough of the insurance process after going under contract for a home. Our conversation also addresses the importance of the 4-point inspection, covering the electrical system, HVAC system, plumbing system, and roof. Kerry highlights the benefits of completing a pre-inspection when selling your home and shares essential considerations for both home sellers and buyers. We also touch on renovation home insurance policies and analyze the recent spike in insurance rates, offering tips on securing the best coverage. 

Tune in for this comprehensive discussion to gain valuable insights and practical advice on navigating the world of homeowners insurance, whether you're buying, selling, or renovating a home.