Professor Cardworthy
5 episodes - English - Latest episode: over 4 years ago -Professor Cardworthy is the Money Explainer, covering all personal financial areas built on an unprecedented background of educating and advocating for consumers and financial institutions simultaneously, as well as unbelievable personal experiences with a dose of wisdom and humor.
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Episodes
Personal Finance Update
February 11, 2020 03:00 - 18 minutes - 12.8 MBProfessor Cardworthy looks at latest developments in personal finance and payments, including credit cards. Episode covers Coronavirus Phishing; Credit Card Rate Spreads; Car Dealers Sharing Driver Data with Insurers; Mandatory Arbitration; FTC & LendEDU.com; Thriving Wallet; U.S. Economy and Consumer Confidence. Support the show
Payments Business Update
February 11, 2020 01:00 - 15 minutes - 11 MBProfessor Cardworthy looks at the latest payments business developments. Episode covers Fourth-Quarter Credit Card Oustandings; Discover’s Rainbow Card; Nordstom’s resale strategy; Volker Rule Reexamined; Consumer Financial Protection Bureau & U.S. Supreme Court; Fourth-Quarter Charge-Offs; Mastercard + Curve; Citi Commercial Cards IVA; Fourth-Quarter early stage Delinquency; and upcoming Payment Events & Reports. Support the show
Best Credit Card is a Myth
January 31, 2020 03:00 - 19 minutes - 13.1 MBProfessor Cardworthy relates how 40 years ago he lived in the quaint Pennsylvania town of Mercersburg with a population of about 1,500, but really there were only around 800 people in the actual town. There were a few stores including John’s Butcher Shop, which was the only grocery store with a very limited inventory. If you needed a box of cereal, the only choice in town was Wheaties or Corn Flakes. The town had a fast food joint called Tastee Freez, which was also a popular hangout for t...
Overdrawn Billionaire
January 19, 2020 19:00 - 29 minutes - 20.3 MBAn overdrawn billionaire is an oxymoron . . . or so you would think. Less than two years ago he opened his mailbox and found a notice of an “insufficient funds” (NSF) fee charge of $35. But lo and behold it also showed an available balance as $9.9 billion ($9,854,241,363.69) Support the show
Meet Professor Cardworthy
January 19, 2020 19:00 - 26 minutes - 18 MBProfessor Cardworthy shares the history of the Cardworthy project, his background and the current urgent need for donations as well as the new format combining personal finance experiences with solid advice in an entertaining format. Support the show
Budget Buster Late Fees
January 19, 2020 19:00 - 24 minutes - 17 MBBudget buster late fees have been around for a very, very long time and will likely hang around forever. Amazingly most Americans are unaware late fees are a “golden goose” for the banking industry, unlike an other industry. One family figured out a simple, but wacko, option to avoid late fees and keep the lights on, water running, phone connected and the house warm Support the show
Discover Visa Squashed
January 19, 2020 19:00 - 23 minutes - 16.2 MBA Discover Visa card combination almost made its way into the U.S. market a little more than 25 years ago. Solicitations for the new card were printed and ready to hit mailboxes in a matter of days until an alert Visa staffer sniffed out the Discover scheme. The card was totally squashed in a $2 billion antitrust lawsuit wherein the key Visa witness was so compelling the presiding Federal judge considered overruling the jury Support the show