Paul Merriman
325 episodes - English - Latest episode: 9 months ago - ★★★★★ - 443 ratingsSound Investing for Every Stage of Life
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Episodes
Stocks vs. Bonds- All or Nothing!
July 13, 2021 22:00 - 363 KB application/pdfPlease take advantage of our free offer at the end of these podcast notes. The granddaddy of all investment decisions is the choice between stocks and bonds. While most investors know stocks make more than bonds, few know that even a small investment — as little as $25 dollars a month — can easily lead […]
When life throws you a curve ball
July 09, 2021 15:31 - 152 KB application/pdfIn this Edition The Most Important Podcast of My Career Oops… Mea Culpa When Life Throws You A Curve Ball Webinar: The Road to a Tax-Savvy Retirement Chris Pedersen’s New Book: Coming Soon Quotes on passive vs. active investing Dear Friends, Last week I felt compelled by naysayers – including my co-author! – to defend […]
Paul gives it to you straight
July 07, 2021 12:40Ever wonder why it’s fairly easy to plan something and much more difficult to stick with it? Inspired by a brief post on Seth Godin’s blog, about “Lines and curves,” Paul discusses this phenomena that sidetracks many sincere investors. (See Godin’s post below). He makes the case that the work he and his team do is […]
The most important podcast of my career
June 30, 2021 03:20 - 152 KB application/pdfIn this podcast, Paul makes the case that all 12 ways presented in his book, We’re Talking Millions! 12 Simple Ways to Supercharge Your Retirement, are EACH worth a million dollars or more. It’s not just that an investor would make a million dollars, but that in each decision, or fork in the road, […]
Wait How Long? Talking Real Money/Sound Investing Episode 4
June 27, 2021 12:52 - 872 KB application/pdfPaul, Tom and Don discuss the time frame over which investors should remain patient and how much return can reasonably be expected. They discuss the article- “How Long is a Long Run?”, by Craig Israelsen, one of our Truth-Tellers.
How to get a million dollar education for free
June 25, 2021 16:33 - 1.1 MB application/pdfIn this Edition We’re Talking Millions! Now free to all!How To Get a Million Dollar Education for Next to NothingExpectations and ReturnsRules and Options for Managing Inherited Retirement AccountsUnderstanding InflationQuotes About GoldBy The NumbersPersonal Story Six months ago Rich Buck and I published We’re Talking Millions! 12 Simple Steps to Supercharge Your Retirement. We’ve sold 3,672 copies […]
What if you don’t have 30 years ahead to invest? and other Q&A
June 23, 2021 11:58 - 872 KB application/pdfThe questions and topics in this podcast came out of the wonderful responses to the question posed to our free newsletter subscribers, “How we can keep you engaged?” Most of your studies offer returns over 30, 40, or more years. For those of us who don’t have that kind of time, what can […]
Lessons from my favorite investing book
June 16, 2021 11:52Warning: this podcast is geared for investors who like numbers. It is focused on some of the best lessons from Paul’s favorite book on investing. The Matrix Book 2021 is 100 pages (8 1/2 x 14) almost entirely dedicated to listing the annual returns of dozens of asset class, some from 1926 to 2020 and others […]
3 Investor Myths Debunked
June 13, 2021 14:05In this episode of “Talking Real Money/Sound Investing,” Paul Merriman, Tom Cock and Don McDonald each bring a “common investor myth” that the three discuss. Paul’s myth: “We don’t believe in market timing.’” Tom’s myth: Rebalancing means beating the market and makes you more money. Don’s myth: “I’m entitled to a high rate of return […]
From newborns to retirees: how to invest for life
June 11, 2021 14:17 - 10.4 MB application/pdfIn this Edition Your Feedback – Thanks! Talking Real Money Questions & Answers Numbers, Numbers, Numbers Quotes on Saving Personal Story Dear Friends, Thanks to more than 60 of our 30,000 subscribers who took the time to email a response to my question, “How can we engage you more?” Some offered good suggestions for our […]
The Most Frequently Asked Questions
June 09, 2021 11:45 - 864 KB application/pdfPaul takes you “behind-the-scenes” to the work he and his foundation have been doing this year along with what is upcoming, including Chris Pedersen’s new 2 Funds For Life book, Daryl Bahl’s new tables and an exciting calculator in development to construct your own situation using our tables of historical data. And he addresses some […]
Be the Market- Talking Real Money/Sound Investing Episode 3
June 02, 2021 10:00 - 815 KB application/rss+xml; charset=utf-8Listen to Sound Investing on your favorite listening platforms: Today, on our joint Talking Real Money/Sound Investing podcast, Don and Paul Merriman discuss index funds and why they are the only way to build a decent portfolio. It’s almost impossible to beat the market, so just be the market. Paul and Don show you: The best indexes […]
Picking the Right Funds- Talking Real Money/Sound Investing Episode 2
May 30, 2021 19:28 - 839 KB application/rss+xml; charset=utf-8Listen to Sound Investing on your favorite listening platforms: Welcome to another joint Talking Real Money/Sound Investing podcast. Today, Don, Paul, and Tom update you on the latest cryptocurrency news. Plus, with more than 10,000 mutual funds and ETFs available in the US, how do you choose the best ones for your portfolio?
Are we doing the right things?
May 28, 2021 16:08In This Edition: Are we doing the right things? We’re Talking Millions! Audio Book, Finally! Tim Ranzetta: Educating the Next Generation A Financial Educator in Romania Bits & Pieces: Speculation, Dogecoin & a Tech Tip Thinking of Travel to Spain? Questions & Answers Quotes Personal Story Dear Friends, There is a problem with educating you about […]
Sex, food, money… and the impact of emotional decisions
May 26, 2021 10:00 - 811 KB application/rss+xml; charset=utf-8Listen to Sound Investing on your favorite listening platforms: In this engaging conversation with Romanian financial educator, writer, podcaster and YouTuber, Victor Vulpescu, Paul covers a wide variety of investor issues you likely may not have heard before in this way. He talks about his own life as “a series of opportunities and mistakes” and […]
Financial education can change the world
May 19, 2021 11:56 - 806 KB application/rss+xml; charset=utf-8Listen to Sound Investing on your favorite listening platforms: Paul Merriman interviews Tim Ranzetta, President of Next Generation Personal Finance (NGPF.org), about his organization’s commitment to financial education for teachers and students, which is extraordinary. NGPF was created on the belief that financial literacy is the key to creating stable futures for the next generation. […]
TALKING REAL MONEY/SOUND INVESTING Episode One: Cryptocurrencies
May 16, 2021 12:01 - 802 KB application/rss+xml; charset=utf-8Listen to Sound Investing on your favorite listening platforms: WELCOME TO SOMETHING NEW. After working together for many years, Paul Merriman, Tom Cock and Don McDonald are teaming up for a new audio/video podcast every two weeks. The audio podcasts will become a part of both the Talking Real Money and Sound Investing podcast feeds […]
Supercharge Your Retirement and Shut Out the Noise
May 12, 2021 10:00 - 802 KB application/rss+xml; charset=utf-8Listen to Sound Investing on your favorite listening platforms: Stan The Annuity Man®, by the title of this podcast, summarizes two key points of this conversation with Paul Merriman, as part of Stan’s “Fun With Annuities Podcast Celebrity Series.” Stan writes in his podcast notes, “I’d choose Paul Merriman advice over that of Warren […]
Habits that can add millions to your retirement
May 05, 2021 06:00 - 802 KB application/rss+xml; charset=utf-8 Listen to Sound Investing on your favorite listening platforms: In this conversation, Paul Merriman talks with Rational Reminder Podcast hosts Benjamin Felix and Cameron Passmore, about how the right habits and investing approach can add millions to your retirement nest egg. Topics include: Paul’s investing philosophy, and how it’s been influenced by the work […]
Why lifelong learning makes you wealthier and wise
May 02, 2021 17:11In This Edition: Notes from Paul Larry Swedroe on Cryptocurrency, Social Security and More Bogleheads: Introduction & Upcoming Presentation Why “Dying Broke” is a Bad Idea Personal Story Please note that our website will be off-line this weekend (May 1-2) as a “new and improved” one will be launched Monday May 3. Meanwhile, you can access our “Sound Investing” […]
There’s More to Portfolio Returns Than Just the Numbers-Newsletter
April 30, 2021 16:01 - 1.81 MB application/pdfIn This Edition: Note from Paul: Financial Literacy Month Continues New Article at AAII Recent MarketWatch Articles Q&A Personal Story Dear Friends, It’s been a busy few weeks for me coordinating and making presentations as part of a month-long 5-part free online series of Financial Literacy Month Events on Bainbridge Island. Co-sponsored by The Merriman Financial Education Foundation in partnership with the Bainbridge Community Foundation and Library U, a program of […]
How to Plan for a Successful and Secure Retirement
April 28, 2021 10:00 - 802 KB application/rss+xml; charset=utf-8Listen to Sound Investing on your favorite listening platforms: Paul Merriman interviews Larry Swedroe, renowned speaker and prolific writer on the science of investing, about his new, updated book, The Complete Guide to a Successful and Secure Retirement. But the discussion focuses on the validity of Bitcoin and other cryptocurrencies, including the Dogecoin, the $36 […]
Six Retirement Blind Spots and How to Fix Them
April 21, 2021 17:30 - 802 KB application/rss+xml; charset=utf-8Listen to Sound Investing on your favorite listening platforms: Many of the risks we face in retirement are relatively under our control, while others are not. In this presentation Christine Benz https://www.morningstar.com/authors/30/christine-benz— Morningstar’s Director of Personal Finance, author of 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances and co-host of “The Long View” podcast — on which Paul Merriman was recently interviewed by Christine and […]
How to Plan for a Successful and Secure Retirement
April 18, 2021 06:00 - 21.5 MB Listen to Sound Investing on your favorite listening platforms: Paul Merriman interviews Larry Swedroe, renowned speaker and prolific writer on the science of investing, about his new, updated book, The Complete Guide to a Successful and Secure Retirement. But the discussion focuses on the validity of Bitcoin and other cryptocurrencies, including the Dogecoin, the $36 billion dollar […]
How to Invest in a Bubble- “Take Control of Your Financial Future” Series
April 15, 2021 17:34 - 21.5 MBListen to Sound Investing on your favorite listening platforms: Many of the risks we face in retirement are relatively under our control, while others are not. In this presentation Christine Benz https://www.morningstar.com/authors/30/christine-benz— Morningstar’s Director of Personal Finance, author of 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances and co-host of “The Long View” podcast — on which Paul Merriman was recently interviewed by Christine and […]
Spending your way to wealth
August 19, 2020 10:00 - 34.8 MBPaul Merriman talks with Paul Heys, long-time friend and author of Spending Your Way to Wealth: Setting Your Compass Course to Steer in the Direction of True Wealth. They discuss what “normal" investors do, and the steps to becoming "Normal Plus," how to prevent the “spilling” of money that keep us from having what we want later in life, and the …
Factor Investing Part II: Interview with Rick Ferri and Paul Merriman by White Coat Investor Dr. Jim Dahle
August 12, 2020 10:00 - 48.3 MBIn this podcast, a continuation of Part I, James Dahle, M.D., of White Coat Investor hosts Paul Merriman and Rick Ferri, CFA, President of The John C. Bogle Center for Financial Literacy and host of the Boglehead …
Factor Investing: Interview with Rick Ferri and Paul Merriman by White Coat Investor Dr. Jim Dahle — Part I
August 04, 2020 10:00 - 51.4 MBJames Dahle, M.D., of White Coat Investor brought together Paul Merriman and Rick Ferri, CFA, President of The John C. Bogle Center for Financial Literacy and host of the Boglehead Podcast, for a lively Zoom discussion of factor investing. The conversation starts with defining asset classes, total market investing and factor investing and continues with an examination of ‘is factor investing real?’, US …
Can 12 simple steps really be worth millions? Plus 10 Q&A
July 28, 2020 10:00 - 33.1 MBPaul begins the podcast with a response to a listener who thought the introduction to his new book (shared in Paul's July 9 newsletter), suggesting that each of 12 simple steps could be worth an additional million dollars, "read like a late night infomercial.” Paul not only takes the stand that each of the 12 steps can …
What returns can we expect in the future?
July 22, 2020 10:00 - 15.8 MBWhy do investors find it difficult to deal with the reality of the random nature of investment returns? Paul gave a lot of thought to this question in preparation for an interview with Jim Dahle of White Coat Investor and Rick Ferri, President of The John C. Bogle Center for Financial Literacy. On this podcast he shares …
Am I saving enough to retire? and 5 more Q&A
July 15, 2020 10:00 - 25 MBPaul tackles six topics from commodities to retirement savings, from first-time investing to current retirement investment strategies. A special thank you to Paul’s podcast listeners who responded to his survey question: "Podcasts or videos: which do you prefer?" Your listenership, and sharing this information — to help educate and empower others — is greatly appreciated! 1: Why don’t your …
The Past, Present, and Future of Investing
July 08, 2020 13:55 - 36.3 MBIn this special presentation to the Bainbridge Community Foundation, June 2020, Paul provides insights into the past, present and future of investing. What are the most important lessons learned about investing in the last 50 years? How can we use them to make more money for our retirement? What 3 myths cost investors up to half their …
Help for the do-it-yourself investor
July 01, 2020 11:36 - 25 MBOn February 22, before the recent bear market and during the very early days of the Coronavirus, I was scheduled to speak at Vestory’s Annual Retiremeet. I went a day early so I could interview two very good friends I'd worked with for more than 10 years, Tom Cock and Don MacDonald. The three of us used to …
Great news for target date fund Investors PLUS 7 more Q&A's
June 24, 2020 10:00 - 31.6 MBIn this podcast, Paul answers recent questions from his readers, video viewers and podcast listeners including how best to enter the market in these uncertain times, which equity asset classes to hold. small-cap value strategies and more. In your book, “First Time Investor: Grow and Protect Your Money,” you write (page …
12 Q&A from San Diego AAII
June 17, 2020 10:00 - 27.5 MBOn May 9, 2020 Chris Pedersen and Paul Merriman addressed the San Diego American Association of Individual Investors (AAII) via Zoom. Chris, director of research, presented “2 Funds for Life” and Paul, founder and president of The Merriman Financial Education Foundation, presented “The Ultimate Buy and Hold Strategy.” After the presentations …
How confident can we be in past performance?
June 10, 2020 10:00 - 19.3 MBPaul Merriman responds to a podcast listener who wrote: “I am convinced your 4-Fund Combo is a portfolio I want to add to my portfolio. My question is, how confident are you in the past performance of these four asset classes from 1970-2019 AND how confident can we be about any performance?" Before …
Q&A Part 2 from ChooseFI Events May 2020
June 03, 2020 10:00 - 30.1 MBIn May, Paul Merriman, founder of The Merriman Financial Education Foundation, and Chris Pedersen, director of research, were guest presenters at two ChooseFI online events, via Facebook Live on May 9 and Zoom on May 16. On May 9 Chris and Paul made separate presentations: Paul on “12 Investment Decisions Guaranteed to Change Your Financial Future" and …
10 ways retirees can make an extra $1 million dollars on their portfolio
May 27, 2020 10:00 - 33.4 MBWhile it is easy to show young investors how to make an extra million dollars over the course of 50 years or more, it’s not so easy to do for retired investors looking at 10 to 30 more years. But there are ways! Here Paul suggests 10 different ways to add a million dollars …
Q&A from the ChooseFI Facebook live event May 9, 2020
May 20, 2020 11:37 - 96.1 MBIn this podcast (also watchable as a YouTube video), Paul Merriman, along with Director of Research Chris Pedersen and Chief Analyst Daryl Bahls get together on a Zoom call to answer additional questions submitted during the ChooseFI Facebook Live event, for which time did not …
Q&A from the Choose FI Facebook live event May 9, 2020
May 20, 2020 11:37In this podcast (also watchable as a YouTube video), Paul Merriman, along with Director of Research Chris Pedersen and Chief Analyst Daryl Bahls get together on a Zoom call to answer additional questions submitted during the Choose FI Facebook Live event, for which time did …
Questions, answers and opportunities during the pandemic
May 13, 2020 10:00 - 28 MBWhile the coronavirus pandemic has changed everyone’s life — and hopefully without illness or loss — for The Merriman Financial Education Foundation it has been a huge game changer, in a very good way. In this podcast Paul shares some new ways he’s able to serve more investors and he answers seven questions …
What's about to change in your financial life?
May 06, 2020 10:00 - 19.2 MB"Many people, including myself, tend to consider the bad things that might happen before considering the good outcome that is more likely to happen,” " says Paul Merriman. "That challenging state of mind requires having a "little house” plan... just in case the list of catastrophic events actually happens. The massive loss of employment …
The best we have to offer investors
April 29, 2020 11:32 - 21.8 MBFor the past eight weeks, Paul focused on what he considers among the most important decisions an investor is likely to make in a lifetime. In this podcast he quickly reviews those key decisions through the articles, podcasts and tables that were recently created to help investors be the best they can be. …
Fixed Contributions- small changes leading to big returns
April 22, 2020 10:00 - 27.3 MBIn discussing the latest Fixed Contribution Tables, Paul gives investors an opportunity to explore the differences between many of the various strategies that he, Chris Pedersen and Daryl Bahls have developed. In discussing the Tables, Paul first provides an overview for those in the early years of investing, and then a more thorough …
4-Fund Combo and Your Overall Financial Picture
April 15, 2020 10:00 - 18.9 MBThis podcast introduces the Distribution and Contribution Tables for the 4-Fund Combo, plus Paul discusses how these results compare with the other equity asset classes on the Fine Tuning, Distribution and Contribution tables. More than 60 new and updated tables are now available at PaulMerriman.com, generously created by Daryl Bahls. These tables are …
The Ultimate Distribution Strategy-2020
April 08, 2020 10:00 - 19.9 MBOne of the biggest financial decisions we make can be the choice of distribution strategy in retirement. In this podcast Paul compares the risks and returns of flexible and fixed distribution strategies, not just in terms of money available for retirement expenses but also for heirs and charities at the end of life. He …
20 Q&A for March 2020’s Bear Market
March 31, 2020 15:00 - 31.4 MBFrom explaining how index funds are built to his opinion on how far the market will fall; from where to find resources for teaching high schoolers about personal finance to custodial accounts and rebalancing Target-Date funds, Paul answers 20 questions from his readers and listeners. Scan through and listen to those that interest you …
How to build the best comeback portfolio
March 25, 2020 10:00 - 23.5 MBWhen the market finally turns around and heads back up, what kind of portfolios are likely to perform better than the market in general? In this podcast Paul shares what he calls the Comeback Portfolio. During the discussion he uses some existing tables plus a couple of new tables to make his case. For those who want to …
Bear Markets and Fixed Distributions
March 18, 2020 11:36 - 31.2 MBListen to Sound Investing on your favorite listening platforms: Bear Markets and Fixed Distributions The two most important articles and podcasts The Merriman Financial Education Foundation produces each year are the "Ultimate Buy and Hold Strategy” — which helps you determine what equity asset classes to hold in your portfolio — and
20 things you should know about small-cap value
March 11, 2020 10:00 - 27 MBListen to Sound Investing on your favorite listening platforms: Focusing on small-cap value from every angle Paul knows, this podcast compares Price-to-Earnings ratios, Price-to-Book ratios, average size company and one-year and 40-year period returns. Paul shares the latest academic research on small-cap value, comparison of risk and return for S&P vs. small-cap value asset classes, and the likely …