Passive Income Project
152 episodes - English - Latest episode: 8 months ago - ★★★★ - 5 ratingsTwo young Aussies discuss the psychology, principles and practice of mastering your money to build a meaningful life.
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Episodes
How to save sustainably (and break up with money worries for good) Part 2
September 27, 2020 05:00 - 30.2 MBIn the second episode of their two-part series on sustainable saving, Ryan and Terry pull back the curtain on their unique method for money management. The guys explain what money mapping is, and the important ways it differs from most popular prescriptions. Then they dive into a detailed explanation of the seven principles it is built on. If you've been looking for an evidence-based approach that works with the way you're wired instead of against it, this episode is for you. Also in this ...
#19 How to save sustainably (and break up with money worries for good) Part 2
September 27, 2020 05:00 - 42 minutes - 29.3 MBIn the second episode of their two-part series on sustainable saving, Ryan and Terry pull back the curtain on their unique method for money management. The guys explain what money mapping is, and the important ways it differs from most popular prescriptions. Then they dive into a detailed explanation of the seven principles it is built on. If you've been looking for an evidence-based approach that works with the way you're wired instead of against it, this episode is for you. Also in this ...
How to save sustainably (and break up with money worries for good) Part 1
September 26, 2020 23:00 - 22 MBIn the first of two episodes, Ryan and Terry explain their 6 week hiatus, and lift the lid on exactly how their approach to money management differs from popular personal finance prescriptions. Also, in this episode. The faulty assumption most savings solutions are based upon (and how it leads us astray) The big problem with popular personal finance prescriptions The single question at the source of all money worries The only way to break up with money worries for good. Show notes...
#18 How to save sustainably (and break up with money worries for good) Part 1
September 26, 2020 23:00 - 30 minutes - 21.1 MBIn the first of two episodes, Ryan and Terry explain their 6 week hiatus, and lift the lid on exactly how their approach to money management differs from popular personal finance prescriptions. Also, in this episode. The faulty assumption most savings solutions are based upon (and how it leads us astray) The big problem with popular personal finance prescriptions The single question at the source of all money worries The only way to break up with money worries for good. Show notes...
#18 How to save sustainably (and break up with money worries for good) Part 1
September 26, 2020 23:00 - 31 minutes - 21.4 MBIn the first of two episodes, Ryan and Terry explain their 6 week hiatus, and lift the lid on exactly how their approach to money management differs from popular personal finance prescriptions. Also, in this episode. The faulty assumption most savings solutions are based upon (and how it leads us astray) The big problem with popular personal finance prescriptions The single question at the source of all money worries The only way to break up with money worries for good. Show notes...
Gab Pappalardo | How to spend less and live more
August 03, 2020 00:00 - 31.1 MBSpending less doesn't have to mean deprivation. In this episode, Ryan and Terry chat with Gab Pappalardo. Gab has been a part of the program since day one and in this episode she talks about her transformation from 'material girl' to elite money manager and informed investor. Also in this episode: The moment Gab thought 'maybe this isn't for me' (and what caused her big backflip). How to find the balance between saving and investing for later and living in the now. How to spend $1500 in...
#17 Gab Pappalardo | How to spend less and live more
August 03, 2020 00:00 - 43 minutes - 30.2 MBSpending less doesn't have to mean deprivation. In this episode, Ryan and Terry chat with Gab Pappalardo. Gab has been a part of the program since day one and in this episode she talks about her transformation from 'material girl' to elite money manager and informed investor. Also in this episode: The moment Gab thought 'maybe this isn't for me' (and what caused her big backflip). How to find the balance between saving and investing for later and living in the now. How to spend $1500 in...
These 14 Questions will help you avoid making big money mistakes (and stack the odds in favour of your success)
July 19, 2020 20:00#15: Financial independence requires a level of confidence. But sometimes we can get stuck in indecision not wanting to make a mistake. In this episode Ryan and Terry discuss why we need frameworks for financial decisions and Terry walks through a live example from Ryan's life. These fourteen questions will help you sidestep indecision and avoid the predictable mistakes we make when making big money moves. Also in this episode: How decision making is correlated to goal achievement. The s...
#16 These 14 questions will help you avoid making big money mistakes
July 19, 2020 20:00 - 54 minutes - 37.6 MB#15: Financial independence requires a level of confidence. But sometimes we can get stuck in indecision not wanting to make a mistake. In this episode Ryan and Terry discuss why we need frameworks for financial decisions and Terry walks through a live example from Ryan's life. These fourteen questions will help you sidestep indecision and avoid the predictable mistakes we make when making big money moves. Also in this episode: How decision making is correlated to goal achievement. The s...
These 14 questions will help you avoid making big money mistakes
July 19, 2020 20:00 - 38.5 MB#15: Financial independence requires a level of confidence. But sometimes we can get stuck in indecision not wanting to make a mistake. In this episode Ryan and Terry discuss why we need frameworks for financial decisions and Terry walks through a live example from Ryan's life. These fourteen questions will help you sidestep indecision and avoid the predictable mistakes we make when making big money moves. Also in this episode: How decision making is correlated to goal achievement. The s...
#15 How to pick financial products (and avoid analysis paralysis)
July 05, 2020 00:00 - 45 minutes - 31.6 MBIn this episode, Ryan and Terry walk through a simple, three-step approach to picking financial products in the publicly traded markets to build passive income and wealth over time. Also in this episode. When you should forget about investing and what to focus on instead. Why owning your investing decisions (not outsourcing them) improves your odds of long term success. How mall shopping can help you understand financial product picking. The three core decisions you'll need to mak...
#15 How to pick financial products (and avoid analysis paralysis)
July 05, 2020 00:00 - 45 minutes - 31.3 MBIn this episode, Ryan and Terry walk through a simple, three-step approach to picking financial products in the publicly traded markets to build passive income and wealth over time. Also in this episode. When you should forget about investing and what to focus on instead. Why owning your investing decisions (not outsourcing them) improves your odds of long term success. How mall shopping can help you understand financial product picking. The three core decisions you'll need to mak...
How to pick financial products (and avoid analysis paralysis)
July 05, 2020 00:00 - 32.2 MBIn this episode, Ryan and Terry walk through a simple, three-step approach to picking financial products in the publicly traded markets to build passive income and wealth over time. Also in this episode. When you should forget about investing and what to focus on instead. Why owning your investing decisions (not outsourcing them) improves your odds of long term success. How mall shopping can help you understand financial product picking. The three core decisions you'll need to mak...
#14 How the share market works
June 21, 2020 21:00 - 52 minutes - 36.4 MBIn this episode, Ryan and Terry delve into the history of humanity to answer some commonly held questions about the stock market. What is it really? How does it work? and is it really a risky place to put your money? Also in this episode: What the stock market has in common with 'gluten' Why human endeavour is the stock market and the stock market is human endeavor. The birth of passive income and income investing. A simple intuitive definition that explains the form and function o...
How the share market works
June 21, 2020 21:00 - 37.3 MBIn this episode, Ryan and Terry delve into the history of humanity to answer some commonly held questions about the stock market. What is it really? How does it work? and is it really a risky place to put your money? Also in this episode: What the stock market has in common with 'gluten' Why human endeavour is the stock market and the stock market is human endeavor. The birth of passive income and income investing. A simple intuitive definition that explains the form and function o...
#13 The ultimate guide to surviving the covid-19 cash crunch – part 2
May 24, 2020 11:00 - 41 minutes - 28.8 MBIn this episode, Ryan and Terry discuss different strategies for spending your time, talent and money to capitalise on the opportunities that present as a result of COVID-19. Also in this episode. Why 'self-care' meme's are dangerous The simple litmus test that can explain your financial progress The most important investment you can make right now (and why it's not money) How to zero in on the most lucrative opportunities that are hiding in plain sight What to do before throwing your...
The ultimate guide to surviving the covid-19 cash crunch – part 2
May 24, 2020 11:00 - 42 minutes - 29.5 MBIn this episode, Ryan and Terry discuss different strategies for spending your time, talent and money to capitalise on the opportunities that present as a result of COVID-19. Also in this episode. Why 'self-care' meme's are dangerous The simple litmus test that can explain your financial progress The most important investment you can make right now (and why it's not money) How to zero in on the most lucrative opportunities that are hiding in plain sight What to do before throwing your...
Aussie Firebug | How to Fast Track Financial Independence (without living like a hermit)
May 24, 2020 03:00 - 57.5 MBIn this episode, Terry chats with the Aussie Firebug: a cult figure in the Australian FIRE community. Matt recounts his journey and lessons in chasing financial independence and what it's like to be within arms reach at just thirty. Also in this episode: Matt's biggest influences and the book he recommends to understand the stock market. What retirement means to Matt and what he'll do with his time when he gets there The most important thing most people miss when it comes to financial...
#13 Aussie Firebug | How to Fast Track Financial Independence (without living like a hermit)
May 24, 2020 03:00 - 1 hour - 57.3 MBIn this episode, Terry chats with the Aussie Firebug: a cult figure in the Australian FIRE community. Matt recounts his journey and lessons in chasing financial independence and what it's like to be within arms reach at just thirty. Also in this episode: Matt's biggest influences and the book he recommends to understand the stock market. What retirement means to Matt and what he'll do with his time when he gets there The most important thing most people miss when it comes to financial...
#12 Aussie Firebug | How to Fast Track Financial Independence (without living like a hermit)
May 24, 2020 03:00 - 1 hour - 56.7 MBIn this episode, Terry chats with the Aussie Firebug: a cult figure in the Australian FIRE community. Matt recounts his journey and lessons in chasing financial independence and what it's like to be within arms reach at just thirty. Also in this episode: Matt's biggest influences and the book he recommends to understand the stock market. What retirement means to Matt and what he'll do with his time when he gets there The most important thing most people miss when it comes to financial...
#12 The ultimate guide to surviving the COVID-19 cash crunch (part 2)
May 01, 2020 10:00 - 62.2 MBIn this episode, Ryan and Terry discuss different strategies for spending your time, talent and money to capitalise on the opportunities that present as a result of COVID-19. Also, in this episode: Why 'self-care' meme's are dangerous The simple litmus test that can explain your financial progress The most important investment you can make right now (and why it's not money) How to zero in on the most lucrative opportunities that are hiding in plain sight What to do before throwing y...
The ultimate guide to surviving the COVID-19 cash crunch (part 2)
May 01, 2020 10:00 - 29.6 MBIn this episode, Ryan and Terry discuss different strategies for spending your time, talent and money to capitalise on the opportunities that present as a result of COVID-19. Also, in this episode: Why 'self-care' meme's are dangerous The simple litmus test that can explain your financial progress The most important investment you can make right now (and why it's not money) How to zero in on the most lucrative opportunities that are hiding in plain sight What to do before throwing y...
#11 The ultimate guide to surviving the COVID-19 cash crunch (part 1)
March 24, 2020 10:00 - 35 minutes - 24.6 MBThe financial impact of COVID-19 has been significant and stressful. In this episode, Ryan and Terry offer some practical tools and tips for stretching your dollar further and building your financial defence as we enter what looks to be a global recession. Also in this episode: The shocking sum of money that dipping into your super could ultimately cost you. Why fixing your mortgage is a bad idea if you can afford not to. The four one time actions that will help you save without any e...
The ultimate guide to surviving the COVID-19 cash crunch (part 1)
March 24, 2020 10:00 - 24.8 MBThe financial impact of COVID-19 has been significant and stressful. In this episode, Ryan and Terry offer some practical tools and tips for stretching your dollar further and building your financial defence as we enter what looks to be a global recession. Also in this episode: The shocking sum of money that dipping into your super could ultimately cost you. Why fixing your mortgage is a bad idea if you can afford not to. The four one time actions that will help you save without any e...
S1 E10: How to make time for managing your money life
March 17, 2020 03:00 - 49 minutes - 33.7 MBIn the final episode of their first season, Ryan and Terry talk action. They discuss what drives the internal resistance that keeps us scared and stuck, and how to tackle the money monster one step at a time. Here's what you'll learn: The difference between gathering information and gaining knowledge. The two seductive stories that cripple us financially. The three beliefs at the heart of our financial apathy. The ultimate cost of indecision (and why it's so easy to ignore). A si...
#10 How to make time for managing your money life
March 17, 2020 03:00 - 48 minutes - 33 MBIn the final episode of their first season, Ryan and Terry talk action. They discuss what drives the internal resistance that keeps us scared and stuck, and how to tackle the money monster one step at a time. Here's what you'll learn: The difference between gathering information and gaining knowledge. The two seductive stories that cripple us financially. The three beliefs at the heart of our financial apathy. The ultimate cost of indecision (and why it's so easy to ignore). A si...
S1 E10: How to (finally) take action to improve your money life
March 17, 2020 03:00In the final episode of their first season, Ryan and Terry talk action. They discuss what drives the internal resistance that keeps us scared and stuck, and how to tackle the money monster one step at a time. Here's what you'll learn: The difference between gathering information and gaining knowledge. The two seductive stories that cripple us financially. The three beliefs at the heart of our financial apathy. The ultimate cost of indecision (and why it's so easy to ignore). A si...
S1 E10: How to stop spinning your wheels and start taking action to improve your money life
March 17, 2020 03:00In the final episode of their first season, Ryan and Terry talk action. They discuss what drives the internal resistance that keeps us scared and stuck, and how to tackle the money monster one step at a time. Here's what you'll learn: The difference between gathering information and gaining knowledge. The two seductive stories that cripple us financially. The three beliefs at the heart of our financial apathy. The ultimate cost of indecision (and why it's so easy to ignore). A si...
#9 How to avoid financial catastrophe
February 02, 2020 10:00 - 39 minutes - 27.3 MBIn this episode, Ryan and Terry discuss the number one rule of wealth creation, and why most people unwittingly ignore it at their peril. Also in this episode: What the pass your hat around ritual has to do with insurance Why taking out insurance is one of the noblest things you can do The four core components of any wealth protection portfolio The crazy inconsistency that puts most of us at huge financial risk Why using brokers can be your best friends, and sometimes your worst advi...
S1 E9: How to avoid financial catastrophe
February 02, 2020 10:00 - 40 minutes - 28 MBIn this episode, Ryan and Terry discuss the number one rule of wealth creation, and why most people unwittingly ignore it at their peril. Also in this episode: What the pass your hat around ritual has to do with insurance Why taking out insurance is one of the noblest things you can do The four core components of any wealth protection portfolio The crazy inconsistency that puts most of us at huge financial risk Why using brokers can be your best friends, and sometimes your worst advi...
S1 E8: how to invest intelligently (part 2)
December 15, 2019 11:00 - 52.8 MBIn their most ambitious episode yet, Ryan and Terry lift the lid on some of the most valuable mental models used by top money managers and successful investors. You'll discover the four fundamental concepts every investor should understand to avoid big money mistakes. You'll also learn why some of the 'safest' places to put your money might actually be the riskiest, and how the 'riskiest' might just be the safest. If you know enough to know that you need to be investing but have been con...
#8 How to invest intelligently (part 2)
December 15, 2019 11:00 - 1 hour - 52.3 MBIn their most ambitious episode yet, Ryan and Terry lift the lid on some of the most valuable mental models used by top money managers and successful investors. You'll discover the four fundamental concepts every investor should understand to avoid big money mistakes. You'll also learn why some of the 'safest' places to put your money might actually be the riskiest, and how the 'riskiest' might just be the safest. If you know enough to know that you need to be investing but have been con...
S1 E8: How to invest intelligently (part 2)
December 15, 2019 11:00 - 1 hour - 53 MBIn their most ambitious episode yet, Ryan and Terry lift the lid on some of the most valuable mental models used by top money managers and successful investors. You'll discover the four fundamental concepts every investor should understand to avoid big money mistakes. You'll also learn why some of the 'safest' places to put your money might actually be the riskiest, and how the 'riskiest' might just be the safest. If you know enough to know that you need to be investing but have been con...
S1 E8: How to invest intelligently (part 2)
December 15, 2019 11:00 - 1 hour - 52.7 MBIn their most ambitious episode yet, Ryan and Terry lift the lid on some of the most valuable mental models used by top money managers and successful investors. You'll discover the four fundamental concepts every investor should understand to avoid big money mistakes. You'll also learn why some of the 'safest' places to put your money might actually be the riskiest, and how the 'riskiest' might just be the safest. If you know enough to know that you need to be investing but have been con...
S1 E7: How to invest intelligently (part 1)
November 22, 2019 11:00 - 56 minutes - 39 MBIn the third instalment of the escape plan series, Ryan and Terry demystify investing. The discussion is centred around breaking down and through the big barriers that get in the way of learning and doing. Also in this episode: The biggest misconceptions and myths that surround investing and 'investors'. The crucial difference between investing and speculating. The three precious resources you have to invest (and how to think about investing them) The hierarchy of how to invest your...
#7 How to invest intelligently (part 1)
November 22, 2019 11:00 - 55 minutes - 38.3 MBIn the third instalment of the escape plan series, Ryan and Terry demystify investing. The discussion is centred around breaking down and through the big barriers that get in the way of learning and doing. Also in this episode: The biggest misconceptions and myths that surround investing and 'investors'. The crucial difference between investing and speculating. The three precious resources you have to invest (and how to think about investing them) The hierarchy of how to invest your...
S1 E6: How to Supercharge your Savings
October 25, 2019 08:00 - 50 minutes - 35 MBIn the second instalment of the escape plan series, Ryan and Terry delve into what makes the difference between savers and spenders. Along the way, they explore the reasons why saving seems to be harder than ever and the false dichotomy inside our mind that stops us from even trying. Terry explains why the way you spend is the most important determinant of saving, and what you can do to flip the script and change the game. Also in this episode: The anatomy of an impulse purchase, and the ...
#6 How to Supercharge your Savings
October 25, 2019 08:00 - 50 minutes - 34.7 MBIn the second instalment of the escape plan series, Ryan and Terry delve into what makes the difference between savers and spenders. Along the way, they explore the reasons why saving seems to be harder than ever and the false dichotomy inside our mind that stops us from even trying. Terry explains why the way you spend is the most important determinant of saving, and what you can do to flip the script and change the game. Also in this episode: The anatomy of an impulse purchase, and the ...
S1 E6: How to Supercharge your Savings
October 25, 2019 08:00 - 51 minutes - 35.4 MBIn the second instalment of the escape plan series, Ryan and Terry delve into what makes the difference between savers and spenders. Along the way, they explore the reasons why saving seems to be harder than ever and the false dichotomy inside our mind that stops us from even trying. Terry explains why the way you spend is the most important determinant of saving, and what you can do to flip the script and change the game. Also in this episode: The anatomy of an impulse purchase, and the ...
#5 How to maximise your earning potential
October 12, 2019 11:00 - 1 hour - 41.5 MBIn their meatiest episode yet, Ryan and Terry discuss the real reasons some seem to have a knack for earning more than others and what you can learn from them. Here's what you'll discover: How income is linked to impact, and what your pay has to do with problem-solving. A simple 2 part equation that explains why most people never earn what they could or should (and what to do about it) The formula that shows you how to find and exploit the most profitable opportunities for earning more i...
S1 E5 How to maximise your earning potential
October 12, 2019 11:00 - 1 hour - 42.1 MBIn their meatiest episode yet, Ryan and Terry discuss the real reasons some seem to have a knack for earning more than others and what you can learn from them. Here's what you'll discover: How income is linked to impact, and what your pay has to do with problem-solving. A simple 2 part equation that explains why most people never earn what they could or should (and what to do about it) The formula that shows you how to find and exploit the most profitable opportunities for earning more i...
S1 E5 How to maximise your earning potential
October 12, 2019 11:00 - 1 hour - 41.8 MBIn their meatiest episode yet, Ryan and Terry discuss the real reasons some seem to have a knack for earning more than others and what you can learn from them. Here's what you'll discover: How income is linked to impact, and what your pay has to do with problem-solving. A simple 2 part equation that explains why most people never earn what they could or should (and what to do about it) The formula that shows you how to find and exploit the most profitable opportunities for earning more i...
S1 E4 How To Escape The Rat Race By Mastering 4 Core Money Moves
September 02, 2019 03:23 - 40 minutes - 27.6 MBIn this episode, Ryan and Terry discuss the four timeless pillars of personal finance that combine to form an unbeatable financial game plan. If you've been wondering how all the puzzle pieces fit together, and why you might not be where you want to be, this useful framework will create clarity, simplicity, and momentum in your money life. Private podcast community Click here to get to know us better, debrief episodes and access our top 100 resources. 💵 BOOST MY SAVINGS by entering the dr...
#4 How To Escape The Rat Race By Mastering 4 Core Money Moves
September 02, 2019 03:23 - 39 minutes - 26.9 MBIn this episode, Ryan and Terry discuss the four timeless pillars of personal finance that combine to form an unbeatable financial game plan. If you've been wondering how all the puzzle pieces fit together, and why you might not be where you want to be, this useful framework will create clarity, simplicity, and momentum in your money life. Private podcast community Click here to get to know us better, debrief episodes and access our top 100 resources. Hey, before you go, do you want to co...
#3 How to Use Money to Live a Rich Life
August 28, 2019 04:32 - 37 minutes - 25.8 MBIn this episode, Ryan and Terry delve into the reason why 'money doesn't buy you happiness' is wrong, the two different types of happiness, and how following four simple rules can help you use money to not just get rich, but also build a rich life. If you've ever felt like your ideas about money might be working against what you want, you need to listen to this episode. Join our private podcast community Click here to get to know us better, debrief episodes and access our top 100 resources....
S1 E3: How to Use Money to Live a Rich Life
August 28, 2019 04:32 - 38 minutes - 26.2 MBIn this episode, Ryan and Terry delve into the reason why 'money doesn't buy you happiness' is wrong, the two different types of happiness, and how following four simple rules can help you use money to not just get rich, but also build a rich life. If you've ever felt like your ideas about money might be working against what you want, you need to listen to this episode. Join our private podcast community Click here to get to know us better, debrief episodes and access our top 100 resources....
S1 E3: How to Use Money to Live a Rich Life
August 28, 2019 04:32 - 38 minutes - 26.5 MBIn this episode, Ryan and Terry delve into the reason why 'money doesn't buy you happiness' is wrong, the two different types of happiness, and how following four simple rules can help you use money to not just get rich, but also build a rich life. If you've ever felt like your ideas about money might be working against what you want, you need to listen to this episode. Join our private podcast community Click here to get to know us better, debrief episodes and access our top 100 resources....
S1 E3: How to Use Money to Buy Happiness
August 28, 2019 04:32In this episode, Ryan and Terry delve into the reason why 'money doesn't buy you happiness' is wrong, the two different types of happiness, and how following four simple rules can help you use money to not just get rich, but also build a rich life. If you've ever felt like your ideas about money might be working against what you want, you need to listen to this episode.
S1 E2: How To Think Clearly About Money
August 28, 2019 04:26 - 42 minutes - 28.9 MBIn this episode, Terry expands on the lessons he learned overcoming his obstacles to building financial intelligence. You'll discover the biological battle being waged in your brain, and how two well known SCI-FI characters can explain why we often find it difficult to process money conversations and decisions. Terry also lays out a roadmap for overcoming these issues and mastering your money life. Project zero Click here to find out more about project zero Join our private podcast communi...
#2 How To Think Clearly About Money
August 28, 2019 04:26 - 41 minutes - 28.3 MBIn this episode, Terry expands on the lessons he learned overcoming his obstacles to building financial intelligence. You'll discover the biological battle being waged in your brain, and how two well known SCI-FI characters can explain why we often find it difficult to process money conversations and decisions. Terry also lays out a roadmap for overcoming these issues and mastering your money life. Project zero Click here to find out more about project zero Join our private podcast communi...