Optimal Finance Daily
2,723 episodes - English - Latest episode: 3 months ago - ★★★★★ - 1.2K ratingsOptimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.
Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of financial tips; it’s a daily companion that guides you towards financial freedom and savvy money management, all delivered with Diania's trademark enthusiasm and expertise.
Listen now, and become an OLD friend--your optimal life awaits...
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Episodes
2711: 3 Early Retirement Planning Ideas by Miranda Marquit of Good Financial Cents on Financial Independence
May 02, 2024 07:00 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2711: Dive into the insightful strategies Miranda Marquit shares in "3 Early Retirement Planning Ideas" to fast-track your path to financial independence. Explore practical steps like disciplined saving and investing, creating multiple income streams, and embracing mini-retirements to retire earlier than you might expect. Read along with ...
2710: The Balanced Money Formula by JD Roth of Get Rich Slowly on Personal Finance Habits
May 01, 2024 07:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2710: JD Roth of GetRichSlowly.org introduces the Balanced Money Formula by Elizabeth Warren and Amelia Tyagi, providing an innovative approach to managing personal finances without a traditional budget. Roth explores how simplifying budgeting into three categories - Needs, Wants, and Savings - can help achieve financial equilibrium and r...
2709: Cheap But Great Dates by Leo Babauta of Zen Habits on Romantic Dates & Budget-Friendly Dating
April 30, 2024 07:00 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2709: Explore a myriad of low-cost yet enchanting date ideas in Leo Babauta's article "Cheap But Great Dates." Babauta shares inventive and budget-friendly dating strategies from picnics at sunset to old movie marathons, proving that romance doesn't have to be expensive. His practical advice offers a creative twist on making memorable mom...
2708: Does Your Brain Predict Your Financial Success by John Assaraf of My Neurogym
April 29, 2024 07:00 - 11 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2708: Unlock the secret to your financial potential with John Assaraf’s insights from "Does Your Brain Predict Your Financial Success?" Discover how your brain’s inherent patterns and hidden self-image could be influencing your income levels and what you can do to alter these neural pathways for a more prosperous future. Read along with t...
2707: The Best Time of Year to Buy Many Items by Andrea Joy of Saving Joyfully
April 28, 2024 07:05 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2707: In "The Best Time of Year to Buy Many Items," Andrea Joy of SavingJoyfully.com guides us through the calendar year, pinpointing the optimal times to make key purchases - from electronics to gym memberships. This episode uncovers how strategic timing can yield significant savings and help manage household budgets more effectively. Re...
2706: Weekend Weight Loss Tips by Chalene Johnson on Maintaining Health Goals without Sacrificing Fun
April 28, 2024 07:00 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2706: Discover Chalene Johnson's Weekend Weight Loss Tips to maintain your health goals without sacrificing weekend fun. Chalene shares practical advice on changing your mindset, limiting alcohol, managing meal times, choosing home-cooked meals, bringing your own food, and including raw veggies in your diet, aiming to keep you on track wh...
2705: 6 Ways Being Cheap Can Cost You Money by Michelle Schroeder-Gardner of Making Sense of Cents
April 27, 2024 07:00 - 8 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2705: Discover how frugality might unexpectedly dip into your funds as Michelle Schroeder-Gardner of MakingSenseOfCents.com explores six common pitfalls where saving too much can actually end up costing you more. From skimping on quality purchases to the false economy of DIY projects, Michelle sheds light on the hidden costs of excessive ...
2704: 7 Ways You May Be Leaving Money on the Table When You Retire by Kathleen Coxwell of New Retirement
April 26, 2024 07:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2704: Kathleen Coxwell's guide "7 Ways You May Be Leaving Money on the Table When You Retire" offers essential strategies to ensure you're maximizing your retirement savings. Discover how to optimize your Social Security benefits, manage investments wisely, and avoid common pitfalls that can reduce your financial security in retirement. R...
2703: Why Paying Off the Mortgage Early May Be a Big Mistake by Len Penzo on How to Fight Inflation
April 25, 2024 07:00 - 11 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2703: Discover why paying off your mortgage early might not be the financial boon you expect in Len Penzo's insightful analysis. Penzo, leveraging historical examples and economic trends, argues that in a high-inflation environment, maintaining a mortgage could be more advantageous than clearing it early. Explore this counterintuitive app...
2702: Trading Financial Freedom for Mini-Retirement by Chris of Keep Thifty on FIRE Lifestyle & Sabbaticals
April 24, 2024 07:00 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2702: Chris from KeepThrifty.com shares his journey of trading the pursuit of financial freedom for a one-year mini-retirement to spend quality time with his children. Despite the financial setbacks, he values this period as an invaluable investment in family life, illustrating that sometimes, life's best returns come from the heart, not ...
2701: The Secret to Becoming Your Own Financial Expert by Philip Taylor of PT Money on Money Freedom
April 23, 2024 07:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2701: Philip Taylor of PTMoney.com shares invaluable insights on becoming the master of your financial destiny. He emphasizes that personal finance expertise doesn't necessarily require formal qualifications like a CPA or CFP but instead advocates for self-education and proactive financial management tailored to your unique circumstances....
2700: 10 Ways to Take Control of Your Finances by Kalen Bruce of Money Mini Blog on Financial Independence
April 22, 2024 07:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2700: Explore strategic financial management through Kalen Bruce’s insightful guidance on taking control of your finances. Bruce emphasizes the importance of understanding cash flow, setting realistic goals, and investing wisely to build a prosperous future. His approach demystifies financial planning, making it accessible and actionable ...
2699: Your Greatest Asset is YOU by Nick Maggiulli of Of Dollars and Data on Personal Growth & Development
April 21, 2024 07:05 - 8 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2699: Nick Maggiulli's article, "Your Greatest Asset is YOU," reveals that the most valuable financial asset you possess isn't your bank account or investments, but rather your human capital. When wisely managed and invested, this wealth of personal skills and knowledge can yield greater long-term financial returns than traditional invest...
2698: How to Overcome and Conquer Fear by Shirley of Daring Living on Self-Help & Mental Health
April 21, 2024 07:00 - 8 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2698: Join Shirley from DaringLiving.com as she delves into the transformative journey of overcoming fear. In this enlightening episode, she shares practical steps and powerful insights that help shift the perspective on fear, offering ways to turn it from a crippling force into a guiding one. Discover how to embrace and harness your fear...
2697: Can’t Stick to a Budget? Here’s the Solution by Jen Hayes on Dave Ramsey's Cash Envelope System
April 20, 2024 07:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2697: Jen Hayes brings to light the modern dilemma of overspending due to the convenience of digital transactions in her article. She introduces Dave Ramsey's cash envelope system as a tactile and visual method to regain control over personal finances. By allocating specific amounts to different spending categories and only using cash, th...
2696: [Part 2] We’re Mortgage Free! Our 10 Steps to Get a $500,000 Paid Off House in 5 Years by Andy Hill of Marriage Kids and Money
April 19, 2024 07:00 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2696: Andy Hill from MarriageKidsAndMoney.com shares transformative strategies for achieving mortgage freedom in just five years on a $500,000 home. Through a blend of income-increasing tactics, budgeting mastery, and mindful spending, Hill outlines a roadmap to financial liberation that's both inspirational and practical. Read along with...
2695: [Part 1] We’re Mortgage Free! Our 10 Steps to Get a $500,000 Paid Off House in 5 Years by Andy Hill of Marriage Kids and Money
April 18, 2024 07:00 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode number: 2695 Andy Hill shares his triumphant journey to financial freedom in "We’re Mortgage Free! Our 10 Steps to Get a $500,000 Paid Off House in 5 Years" on MarriageKidsAndMoney.com. With a combination of strategic planning, family teamwork, and intentional living, Andy and his wife Nicole have not only freed themselves from the burden...
2694: How Do I Budget with a Variable Income? by Laura Gariepy of Women Who Money on Personal Financial Planning
April 17, 2024 07:00 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2694: Laura Gariepy, through her collaboration with WomenWhoMoney.com, offers practical and actionable strategies for individuals dealing with the complexities of budgeting on a variable income. Her guidance illuminates a path toward financial stability by focusing on essential expenses, optimizing savings, and strategic account managemen...
2693: How Do I Get My Spouse To Go Along With My Frugal Plans? By Jacob Lund Fisker on Marriage & Financial Planning
April 16, 2024 07:00 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2693: Jacob Lund Fisker of EarlyRetirementExtreme.com guides us through the delicate process of aligning your partner with your frugal lifestyle and early retirement dreams. He offers practical tips on leading by example, demonstrating the benefits through your actions, and smartly navigating conversations to inspire a mutual journey towa...
2692: Why My 77 Percent Savings Rate Means Nothing by Paula Pant of Afford Anything on FIRE & Early Retirement
April 15, 2024 07:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2692: Paula Pant from AffordAnything.com shares her journey from celebrating a 77% savings rate to realizing its limited value in achieving financial freedom. Through a detailed analysis, she illustrates the importance of distinguishing between savings for deferred spending and investing for wealth growth, urging readers to focus on inves...
2691: Is It Ever OK To Borrow From Your 401K? by Mark Dennis of Financial Finesse on Retirement Planning
April 14, 2024 07:05 - 11 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2691: Mark Dennis of FinancialFinesse.com sheds light on the complexities of borrowing from your 401(k). He outlines the seductive ease of tapping into retirement savings for immediate financial needs but cautions against the long-term repercussions such actions may have on one's financial health and retirement planning. Dennis meticulous...
2690: Three Vital Reasons To Say “I’m Sorry” In Your Marriage by Dr. Margaret Rutherford on Improving Relationships
April 14, 2024 07:00 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2690: Dr. Margaret Rutherford's enlightening article sheds light on the profound importance of apologies in strengthening marriages. By navigating through the common pitfalls of a bad apology, Rutherford emphasizes how genuine apologies foster integrity, build trust, and maintain mutual respect between partners, serving as a vital compone...
2689: How We Paid Off $17,000+ in Student Loan Debt in Just 54 Days by Dave Cahill with JackieBeck.com
April 13, 2024 07:00 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2689: Dave Cahill's transformative journey with JackieBeck.com sheds light on overcoming $17,000 in student loan debt within a mere 54 days. Through extreme frugality and strategic planning, Cahill and his wife turned their financial desperation into liberation, offering valuable insights into the power of dedication and financial freedom...
2688: Resisting Lifestyle Inflation by Lisa Harrison of Mad Money Monster on Hedonic Adaptation
April 12, 2024 07:00 - 8 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2688: Lisa Harrison of MadMoneyMonster.com shares her journey of resisting lifestyle inflation, especially the allure of upgrading her living situation, which many find relatable. Through candid experiences, she underscores the importance of financial prudence, the power of minimalism, and the value of instilling good spending habits to s...
2687: I Used To Be Afraid Of Money, But Things Have Changed by Liz Davidson of Frugalwoods
April 11, 2024 07:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2687: Liz Davidson's transformation from money fear to financial savvy underscores a powerful journey of overcoming financial anxiety. Through a candid account on Frugalwoods.com, Davidson shares how eschewing debt, embracing frugality, and educating herself on personal finance turned her dread into confidence. This tale isn't just about ...
2686: Should You Give Money to Your Adult Children? by J.D. Roth of Get Rich Slowly on Financial Outpatient
April 10, 2024 07:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2686: J.D. Roth delves into the emotionally charged issue of whether or not to provide financial assistance to adult children, using a reader's personal dilemma as a springboard. Through insights from personal experiences and expert research, Roth explores the fine line between helping and enabling, offering thought-provoking perspectives...
2685: 3 Ways to Hack Your Financial Happiness by Chris Reining on Strategies for Fostering Genuine Contentment
April 09, 2024 07:00 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2685: Chris Reining explores the nuanced relationship between money and happiness in "3 Ways to Hack Your Financial Happiness," offering insights from personal experience and research. By critiquing the common pursuit of wealth as a source of happiness and suggesting practical strategies for fostering genuine contentment, Reining illumina...
2684: Should You Cancel Your Credit Card After Paying It Off by Kumiko of The Budget Mom on Frugality
April 08, 2024 07:00 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2684: Kumiko of TheBudgetMom.com tackles the common dilemma of whether to close a credit card after paying it off. She weighs the pros, like avoiding temptation and minimizing fees, against the cons, such as the potential negative impact on your credit score. Her conclusion is nuanced, advocating for keeping the account open under certain...
2683: Two Huge Reasons Why Your Career Matters by ESI of ESI Money on How to Increase My Income
April 07, 2024 07:05 - 8 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2683: Discover how to transform your career into your most lucrative asset with ESI from ESIMoney.com. Learn the significance of recognizing and nurturing your career’s value, which can amount to millions of dollars over a lifetime. This insightful analysis not only outlines the financial aspect but also emphasizes the personal growth and...
2682: When Does Caffeine Withdrawal Stop by Ana Gotter with Healthline on Should I Drink Coffee
April 07, 2024 07:00 - 12 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2682: Ana Gotter, in partnership with Healthline.com, demystifies the caffeine withdrawal process, providing a comprehensive look at its duration, symptoms, and management strategies. Gotter's insights into the physiological and psychological effects of caffeine withdrawal, backed by scientific studies, offer valuable guidance for those c...
2681: Should You Do a Debt Consolidation Loan? by James Lambridis of DebtMD on Financial Security
April 06, 2024 07:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2681: James Lambridis of DebtMD.com guides readers through the intricacies of debt consolidation loans, revealing their potential as a tool for financial relief. By scrutinizing the prerequisites and pitfalls of such loans, Lambridis offers actionable insights for those looking to navigate their way out of debt, emphasizing the importance...
2680: 5 Things No One Tells You About Retirement That You Need to Know by Janet Berry-Johnson with New Retirement
April 05, 2024 07:00 - 12 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2680: Dive into the often-unspoken realities of retirement with insights from Janet Berry-Johnson at NewRetirement.com. This episode reveals the surprising challenges retirees face, from identity crises and depression to unexpected financial strains and the importance of finding new purposes. Discover the critical, yet often overlooked, a...
2679: 10 Money Questions Every Couple Must Answer by Christina Browning of Our Rich Journey
April 04, 2024 07:00 - 11 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2679: In "10 Money Questions Every Couple Must Answer," Christina Browning of Our Rich Journey.com opens up about the personal journey to financial independence she's navigated with her spouse, Amon. She distills over fifteen years of collective wisdom into ten pivotal questions aimed at couples seeking to build a secure, financially tran...
2678: [Part 2] Conquer 3 Critical Early Retirement Challenges by Redefining Retirement by Chris Mamula of Can I Retire Yet
April 03, 2024 07:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2678: Chris Mamula challenges traditional retirement concepts in "Conquer 3 Critical Early Retirement Challenges by Redefining Retirement - Part 2", advocating for a personalized approach to retirement planning. By questioning societal norms and exploring flexible, meaningful work as part of retirement, Mamula provides insightful strategi...
2677: [Part 1] Conquer 3 Critical Early Retirement Challenges by Redefining Retirement by Chris Mamula of Can I Retire Yet
April 02, 2024 07:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2677: Chris Mamula shares his journey towards early retirement, tackling the complexities beyond simple savings rates and withdrawal rules. Through his experience, Mamula highlights the nuanced challenges of medical insurance, the unpredictability of financial planning, and the quest for happiness and fulfillment beyond the workforce. His...
2676: Climb Out Of Massive Debt with These 10 Life Changing Steps by Andy Hill of Marriage Kids And Money
April 01, 2024 07:00 - 11 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2676: Andy Hill of MarriageKidsAndMoney.com shares transformative insights from interviewing over 100 individuals who have successfully navigated out of debt and onto the path of wealth building. Hill's article, "Climb Out Of Massive Debt with These 10 Life-Changing Steps," encapsulates a strategic approach to achieving financial freedom....
2675: The Goldilocks Zone of Personal Finance by Nick Maggiulli of Of Dollars and Data on Financial Security
March 31, 2024 07:05 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2675: Nick Maggiulli's insightful analysis in "The Goldilocks Zone of Personal Finance" invites readers to discover the balanced state of financial well-being, where neither scarcity nor excess dictates one's life. Drawing from personal anecdotes and scientific research, Maggiulli illustrates the stress associated with both ends of the fi...
2674: Stop Doing S*** You Hate by Isaac Morehouse on Strategic Life Choices & Personal Fulfillment
March 31, 2024 07:00 - 11 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2674: Isaac Morehouse delivers a candid reminder that pursuing what you love requires shedding what drains you. With a blend of humor and wisdom, Morehouse challenges the notion that life's obligations force us into despised activities, advocating instead for strategic life choices that align more closely with personal joy and fulfillment...
2673: 7 Ways To Make Money Instead Of Working A Full-Time Job by Courtney Luke of Arrest Your Debt
March 30, 2024 07:00 - 12 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2673: Courtney Luke of ArrestYourDebt.com outlines creative and flexible career paths beyond the conventional 9-5 job in this insightful piece. From investing and freelancing to blogging and teaching, Luke provides a roadmap for generating income with flexibility, allowing for a healthier work-life balance. This guide is invaluable for th...
2672: 4 Reasons To Make Extra Money - It Changed My Life And It Can Change Yours Too! by Michelle Schroeder-Gardner
March 29, 2024 07:00 - 8 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2672: Michelle Schroeder-Gardner, through her journey detailed on MakingSenseOfCents.com, illustrates the transformative power of side hustles. By leveraging extra time to generate additional income, she not only eradicated her student loan debt but also embarked on a path of financial independence, allowing for travel and entrepreneurshi...
2671: What Are Mortgage Points (And Should You Buy Them)? by Jeff Rose of Good Financial Cents
March 28, 2024 07:00 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2671: Jeff Rose of GoodFinancialCents.com demystifies mortgage points, shedding light on their potential benefits and drawbacks. He navigates through the intricacies of buying points to lower interest rates, the considerations of homeownership duration, and the fluctuating real estate market, offering valuable insights for those pondering...
2670: Break the Paycheck-to-Paycheck Cycle and Start Saving by Vicki Cook and Amy Blacklock of Women Who Money
March 27, 2024 07:00 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2670: In "Break the Paycheck-to-Paycheck Cycle and Start Saving," Vicki Cook and Amy Blacklock of WomenWhoMoney.com offer actionable steps to overcome the common yet challenging situation of living from one paycheck to the next. Their guidance is a beacon of hope for individuals struggling with financial insecurity, providing practical st...
2669: Roots v. Wings: Considering Home Ownership by JL Collins on Embracing the Flexibility of Renting
March 26, 2024 07:00 - 12 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2669: JL Collins's exploration of the emotional and financial facets of homeownership versus renting, "Roots versus Wings," delves into his personal journey from owning houses he didn't love to embracing the flexibility of renting. He contrasts the deep-seated desire for a permanent home with the liberating option of mobility, framing the...
2668: 7 Steps to Take to Live with Financial Freedom by Neiko Johnson with Money Mini Blog
March 25, 2024 07:00 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2668: Neiko Johnson with MoneyMiniBlog.com unveils the critical steps toward achieving financial freedom, emphasizing the importance of understanding personal financial goals, creating and adhering to a budget, eliminating debt, saving effectively, and investing in one's future. Johnson's guide is a roadmap for anyone looking to escape th...
2667: Do You Use Work As An Excuse Not To Reach Financial Independence? by Kevin of Financial Panther
March 24, 2024 07:05 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2667: Kevin from FinancialPanther.com challenges the notion of using work as an excuse to avoid pursuing financial independence. He argues that even those who enjoy their jobs should strive for financial freedom to truly understand if their work passion stems from interest or necessity. This perspective invites readers to reconsider their...
2666: 5 Tips to Make Your Groceries Last Two Weeks by Shawna Scafe of Simple on Purpose
March 24, 2024 07:00 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2666: Shawna Scafe of Simple on Purpose.ca shares insightful tips on extending grocery shopping to a two-week cycle, a practical approach for those aiming to minimize frequent store visits while adhering to budget and meal planning. This guide not only offers a strategy to tackle the challenge of keeping groceries fresh but also emphasize...
2665: Why the Small Things Matter by Andrew of Dollar After Dollar on Excessive Spending
March 23, 2024 07:00 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2665: Andrew of DollarAfterDollar.com draws an intriguing parallel between the "Broken Windows" theory and our financial habits, emphasizing the significant impact small, seemingly negligible habits can have on our overall financial health. By addressing these "financial broken windows," such as excessive spending in one area, we can prev...
2664: Stuff We Just Stopped Buying by Lisa Harrison of Mad Money Monster on Saving Big
March 22, 2024 07:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2664: Diania Merriam shares insights from Lisa Harrison of MadMoneyMonster.com, who reflects on everyday items she and her partner stopped buying to achieve significant savings. The list includes avoiding new car purchases, cutting cable TV, minimizing paper product expenses, using alternatives to shaving cream, refraining from soda and j...
2663: Breaking the Doom Spending Cycle by Sara Stanizai of Prospect Therapy on Developing Healthy Coping
March 21, 2024 07:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2663: In this episode, Diania Merriam shares Sara Stanizai's post from ProspectTherapy.com, addressing the pervasive issue of doom spending in 2024. Sara explores the connection between anxiety and impulsive spending, defining doom spending as a harmful coping mechanism. The post provides insights into breaking this cycle by understanding...
2662: Setting Smart Financial Goals by Sierra Black of Get Rich Slowly on Practical Goal-Setting Strategies
March 20, 2024 07:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2662: In this episode, Diania Merriam narrates Sierra Black's blog post from GetRichSlowly.org, emphasizing the importance of setting smart financial goals. Sierra introduces the SMART goal-setting system, highlighting the need for goals to be Specific, Measurable, Attainable, Realistic, and Timely. The post explains why setting meaningfu...