Optimal Finance Daily
2,703 episodes - English - Latest episode: 6 days ago - ★★★★★ - 1.2K ratingsOptimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.
Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of financial tips; it’s a daily companion that guides you towards financial freedom and savvy money management, all delivered with Diania's trademark enthusiasm and expertise.
Listen now, and become an OLD friend--your optimal life awaits...
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Episodes
2691: Is It Ever OK To Borrow From Your 401K? by Mark Dennis of Financial Finesse on Retirement Planning
April 14, 2024 07:05 - 11 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2691: Mark Dennis of FinancialFinesse.com sheds light on the complexities of borrowing from your 401(k). He outlines the seductive ease of tapping into retirement savings for immediate financial needs but cautions against the long-term repercussions such actions may have on one's financial health and retirement planning. Dennis meticulous...
2690: Three Vital Reasons To Say “I’m Sorry” In Your Marriage by Dr. Margaret Rutherford on Improving Relationships
April 14, 2024 07:00 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2690: Dr. Margaret Rutherford's enlightening article sheds light on the profound importance of apologies in strengthening marriages. By navigating through the common pitfalls of a bad apology, Rutherford emphasizes how genuine apologies foster integrity, build trust, and maintain mutual respect between partners, serving as a vital compone...
2689: How We Paid Off $17,000+ in Student Loan Debt in Just 54 Days by Dave Cahill with JackieBeck.com
April 13, 2024 07:00 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2689: Dave Cahill's transformative journey with JackieBeck.com sheds light on overcoming $17,000 in student loan debt within a mere 54 days. Through extreme frugality and strategic planning, Cahill and his wife turned their financial desperation into liberation, offering valuable insights into the power of dedication and financial freedom...
2688: Resisting Lifestyle Inflation by Lisa Harrison of Mad Money Monster on Hedonic Adaptation
April 12, 2024 07:00 - 8 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2688: Lisa Harrison of MadMoneyMonster.com shares her journey of resisting lifestyle inflation, especially the allure of upgrading her living situation, which many find relatable. Through candid experiences, she underscores the importance of financial prudence, the power of minimalism, and the value of instilling good spending habits to s...
2687: I Used To Be Afraid Of Money, But Things Have Changed by Liz Davidson of Frugalwoods
April 11, 2024 07:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2687: Liz Davidson's transformation from money fear to financial savvy underscores a powerful journey of overcoming financial anxiety. Through a candid account on Frugalwoods.com, Davidson shares how eschewing debt, embracing frugality, and educating herself on personal finance turned her dread into confidence. This tale isn't just about ...
2686: Should You Give Money to Your Adult Children? by J.D. Roth of Get Rich Slowly on Financial Outpatient
April 10, 2024 07:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2686: J.D. Roth delves into the emotionally charged issue of whether or not to provide financial assistance to adult children, using a reader's personal dilemma as a springboard. Through insights from personal experiences and expert research, Roth explores the fine line between helping and enabling, offering thought-provoking perspectives...
2685: 3 Ways to Hack Your Financial Happiness by Chris Reining on Strategies for Fostering Genuine Contentment
April 09, 2024 07:00 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2685: Chris Reining explores the nuanced relationship between money and happiness in "3 Ways to Hack Your Financial Happiness," offering insights from personal experience and research. By critiquing the common pursuit of wealth as a source of happiness and suggesting practical strategies for fostering genuine contentment, Reining illumina...
2684: Should You Cancel Your Credit Card After Paying It Off by Kumiko of The Budget Mom on Frugality
April 08, 2024 07:00 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2684: Kumiko of TheBudgetMom.com tackles the common dilemma of whether to close a credit card after paying it off. She weighs the pros, like avoiding temptation and minimizing fees, against the cons, such as the potential negative impact on your credit score. Her conclusion is nuanced, advocating for keeping the account open under certain...
2683: Two Huge Reasons Why Your Career Matters by ESI of ESI Money on How to Increase My Income
April 07, 2024 07:05 - 8 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2683: Discover how to transform your career into your most lucrative asset with ESI from ESIMoney.com. Learn the significance of recognizing and nurturing your career’s value, which can amount to millions of dollars over a lifetime. This insightful analysis not only outlines the financial aspect but also emphasizes the personal growth and...
2682: When Does Caffeine Withdrawal Stop by Ana Gotter with Healthline on Should I Drink Coffee
April 07, 2024 07:00 - 12 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2682: Ana Gotter, in partnership with Healthline.com, demystifies the caffeine withdrawal process, providing a comprehensive look at its duration, symptoms, and management strategies. Gotter's insights into the physiological and psychological effects of caffeine withdrawal, backed by scientific studies, offer valuable guidance for those c...
2681: Should You Do a Debt Consolidation Loan? by James Lambridis of DebtMD on Financial Security
April 06, 2024 07:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2681: James Lambridis of DebtMD.com guides readers through the intricacies of debt consolidation loans, revealing their potential as a tool for financial relief. By scrutinizing the prerequisites and pitfalls of such loans, Lambridis offers actionable insights for those looking to navigate their way out of debt, emphasizing the importance...
2680: 5 Things No One Tells You About Retirement That You Need to Know by Janet Berry-Johnson with New Retirement
April 05, 2024 07:00 - 12 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2680: Dive into the often-unspoken realities of retirement with insights from Janet Berry-Johnson at NewRetirement.com. This episode reveals the surprising challenges retirees face, from identity crises and depression to unexpected financial strains and the importance of finding new purposes. Discover the critical, yet often overlooked, a...
2679: 10 Money Questions Every Couple Must Answer by Christina Browning of Our Rich Journey
April 04, 2024 07:00 - 11 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2679: In "10 Money Questions Every Couple Must Answer," Christina Browning of Our Rich Journey.com opens up about the personal journey to financial independence she's navigated with her spouse, Amon. She distills over fifteen years of collective wisdom into ten pivotal questions aimed at couples seeking to build a secure, financially tran...
2678: [Part 2] Conquer 3 Critical Early Retirement Challenges by Redefining Retirement by Chris Mamula of Can I Retire Yet
April 03, 2024 07:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2678: Chris Mamula challenges traditional retirement concepts in "Conquer 3 Critical Early Retirement Challenges by Redefining Retirement - Part 2", advocating for a personalized approach to retirement planning. By questioning societal norms and exploring flexible, meaningful work as part of retirement, Mamula provides insightful strategi...
2677: [Part 1] Conquer 3 Critical Early Retirement Challenges by Redefining Retirement by Chris Mamula of Can I Retire Yet
April 02, 2024 07:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2677: Chris Mamula shares his journey towards early retirement, tackling the complexities beyond simple savings rates and withdrawal rules. Through his experience, Mamula highlights the nuanced challenges of medical insurance, the unpredictability of financial planning, and the quest for happiness and fulfillment beyond the workforce. His...
2676: Climb Out Of Massive Debt with These 10 Life Changing Steps by Andy Hill of Marriage Kids And Money
April 01, 2024 07:00 - 11 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2676: Andy Hill of MarriageKidsAndMoney.com shares transformative insights from interviewing over 100 individuals who have successfully navigated out of debt and onto the path of wealth building. Hill's article, "Climb Out Of Massive Debt with These 10 Life-Changing Steps," encapsulates a strategic approach to achieving financial freedom....
2675: The Goldilocks Zone of Personal Finance by Nick Maggiulli of Of Dollars and Data on Financial Security
March 31, 2024 07:05 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2675: Nick Maggiulli's insightful analysis in "The Goldilocks Zone of Personal Finance" invites readers to discover the balanced state of financial well-being, where neither scarcity nor excess dictates one's life. Drawing from personal anecdotes and scientific research, Maggiulli illustrates the stress associated with both ends of the fi...
2674: Stop Doing S*** You Hate by Isaac Morehouse on Strategic Life Choices & Personal Fulfillment
March 31, 2024 07:00 - 11 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2674: Isaac Morehouse delivers a candid reminder that pursuing what you love requires shedding what drains you. With a blend of humor and wisdom, Morehouse challenges the notion that life's obligations force us into despised activities, advocating instead for strategic life choices that align more closely with personal joy and fulfillment...
2673: 7 Ways To Make Money Instead Of Working A Full-Time Job by Courtney Luke of Arrest Your Debt
March 30, 2024 07:00 - 12 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2673: Courtney Luke of ArrestYourDebt.com outlines creative and flexible career paths beyond the conventional 9-5 job in this insightful piece. From investing and freelancing to blogging and teaching, Luke provides a roadmap for generating income with flexibility, allowing for a healthier work-life balance. This guide is invaluable for th...
2672: 4 Reasons To Make Extra Money - It Changed My Life And It Can Change Yours Too! by Michelle Schroeder-Gardner
March 29, 2024 07:00 - 8 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2672: Michelle Schroeder-Gardner, through her journey detailed on MakingSenseOfCents.com, illustrates the transformative power of side hustles. By leveraging extra time to generate additional income, she not only eradicated her student loan debt but also embarked on a path of financial independence, allowing for travel and entrepreneurshi...
2671: What Are Mortgage Points (And Should You Buy Them)? by Jeff Rose of Good Financial Cents
March 28, 2024 07:00 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2671: Jeff Rose of GoodFinancialCents.com demystifies mortgage points, shedding light on their potential benefits and drawbacks. He navigates through the intricacies of buying points to lower interest rates, the considerations of homeownership duration, and the fluctuating real estate market, offering valuable insights for those pondering...
2670: Break the Paycheck-to-Paycheck Cycle and Start Saving by Vicki Cook and Amy Blacklock of Women Who Money
March 27, 2024 07:00 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2670: In "Break the Paycheck-to-Paycheck Cycle and Start Saving," Vicki Cook and Amy Blacklock of WomenWhoMoney.com offer actionable steps to overcome the common yet challenging situation of living from one paycheck to the next. Their guidance is a beacon of hope for individuals struggling with financial insecurity, providing practical st...
2669: Roots v. Wings: Considering Home Ownership by JL Collins on Embracing the Flexibility of Renting
March 26, 2024 07:00 - 12 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2669: JL Collins's exploration of the emotional and financial facets of homeownership versus renting, "Roots versus Wings," delves into his personal journey from owning houses he didn't love to embracing the flexibility of renting. He contrasts the deep-seated desire for a permanent home with the liberating option of mobility, framing the...
2668: 7 Steps to Take to Live with Financial Freedom by Neiko Johnson with Money Mini Blog
March 25, 2024 07:00 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2668: Neiko Johnson with MoneyMiniBlog.com unveils the critical steps toward achieving financial freedom, emphasizing the importance of understanding personal financial goals, creating and adhering to a budget, eliminating debt, saving effectively, and investing in one's future. Johnson's guide is a roadmap for anyone looking to escape th...
2667: Do You Use Work As An Excuse Not To Reach Financial Independence? by Kevin of Financial Panther
March 24, 2024 07:05 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2667: Kevin from FinancialPanther.com challenges the notion of using work as an excuse to avoid pursuing financial independence. He argues that even those who enjoy their jobs should strive for financial freedom to truly understand if their work passion stems from interest or necessity. This perspective invites readers to reconsider their...
2666: 5 Tips to Make Your Groceries Last Two Weeks by Shawna Scafe of Simple on Purpose
March 24, 2024 07:00 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2666: Shawna Scafe of Simple on Purpose.ca shares insightful tips on extending grocery shopping to a two-week cycle, a practical approach for those aiming to minimize frequent store visits while adhering to budget and meal planning. This guide not only offers a strategy to tackle the challenge of keeping groceries fresh but also emphasize...
2665: Why the Small Things Matter by Andrew of Dollar After Dollar on Excessive Spending
March 23, 2024 07:00 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2665: Andrew of DollarAfterDollar.com draws an intriguing parallel between the "Broken Windows" theory and our financial habits, emphasizing the significant impact small, seemingly negligible habits can have on our overall financial health. By addressing these "financial broken windows," such as excessive spending in one area, we can prev...
2664: Stuff We Just Stopped Buying by Lisa Harrison of Mad Money Monster on Saving Big
March 22, 2024 07:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2664: Diania Merriam shares insights from Lisa Harrison of MadMoneyMonster.com, who reflects on everyday items she and her partner stopped buying to achieve significant savings. The list includes avoiding new car purchases, cutting cable TV, minimizing paper product expenses, using alternatives to shaving cream, refraining from soda and j...
2663: Breaking the Doom Spending Cycle by Sara Stanizai of Prospect Therapy on Developing Healthy Coping
March 21, 2024 07:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2663: In this episode, Diania Merriam shares Sara Stanizai's post from ProspectTherapy.com, addressing the pervasive issue of doom spending in 2024. Sara explores the connection between anxiety and impulsive spending, defining doom spending as a harmful coping mechanism. The post provides insights into breaking this cycle by understanding...
2662: Setting Smart Financial Goals by Sierra Black of Get Rich Slowly on Practical Goal-Setting Strategies
March 20, 2024 07:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2662: In this episode, Diania Merriam narrates Sierra Black's blog post from GetRichSlowly.org, emphasizing the importance of setting smart financial goals. Sierra introduces the SMART goal-setting system, highlighting the need for goals to be Specific, Measurable, Attainable, Realistic, and Timely. The post explains why setting meaningfu...
2661: 3 Unconventional Ways to Super-Charge Your Savings by Paula Pant of Afford Anything
March 19, 2024 07:00 - 12 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2661: In this episode, Diania Merriam narrates Paula Pant's blog post on AffordAnything.com, discussing three unconventional approaches to significantly boost savings. Paula challenges conventional financial advice, suggesting an 80/20 budgeting approach, earning more through side gigs, and making earth-shattering changes to cut back on s...
2660: [Part 2] The Stages Of Financial Management by Andrea Joy of Saving Joyfully on Paying Down Debt
March 18, 2024 07:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2660: In this episode, Diania Merriam continues to narrate Andrea Joy's blog post, "The Stages of Financial Management - Part 2." Andrea reflects on her journey through financial stages, discussing her struggles in making the right financial choices, sacrifices, and gradual progress. She highlights her transition from "Teenager" to "Adult...
2659: [Part 1] The Stages Of Financial Management by Andrea Joy of Saving Joyfully on Consistent Planning
March 17, 2024 07:05 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2659: In this podcast episode, host Diania Merriam reads the first part of Andrea Joy's blog post titled "The Stages of Financial Management." Andrea explores the developmental stages individuals go through in understanding personal financial management. Drawing parallels with the growth process, she discusses stages from being a baby, co...
2658: 5 Eating Goals That Aren't Fad Diets by Rachel Trotta on Sustainable Healthy Changes
March 17, 2024 07:00 - 12 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2658: In this podcast episode, Dr. Neal narrates Rachel Trotta's blog post, "5 Eating Goals That Aren’t Fad Diets." The post discusses alternatives to restrictive fad diets and introduces five achievable eating goals: cooking more meals at home, changing snacking habits, eating more protein, drinking more water, and tracking or journaling...
2657: 6 Ways to Strengthen Your Retirement Savings This Year by Stacker of Radical FIRE on Financial Spring Cleaning
March 16, 2024 07:00 - 12 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2657: Host Diania Merriam introduces the blog post by Stacker with RadicalFIRE.com, which provides valuable insights on strengthening retirement savings. The article suggests practical tips, including assessing net worth, prioritizing debt payment, cutting unnecessary subscriptions, boosting emergency funds, maximizing 401(k) contribution...
2656: Money Talks, But Do You Speak the Language? by Kathleen Coxwell of New Retirement on Building Wealth
March 15, 2024 07:00 - 12 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2656: In this podcast episode, host Diania Merriam narrates a blog post by Kathleen Coxwell of NewRetirement.com. The post discusses the often confusing language of personal finance, breaking down essential financial concepts and terms to empower listeners in their financial journey. The episode aims to demystify topics like inflation, as...
2655: When it Comes to Financial Advice, Follow the Money by Erik Carter of Financial Finesse
March 14, 2024 07:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2655: Erik Carter of FinancialFinesse.com illuminates the often-overlooked conflicts of interest in the financial planning industry, drawing from his extensive career to explore how financial incentives can shape advice. He advocates for unbiased financial guidance, suggesting options like employer-provided financial education or independ...
2654: Stupid Or Smart? (Getting A Loan To Pay Off Your Debt) by Philip Taylor of PT Money
March 13, 2024 07:00 - 8 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2654: Philip Taylor of PTMoney.com delves into the complex decision of using loans to pay off debt, offering a critical examination of various loan types and their implications. Taylor emphasizes the importance of addressing the underlying causes of debt and exploring self-managed debt reduction strategies, cautioning against the potentia...
2653: Mindful Money by Ira Israel on Scarcity Mentality, Abundance & Financial Freedom
March 12, 2024 07:00 - 11 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2653: Ira Israel explores the profound relationship between our mindset towards money and overall happiness in "Mindful Money." He delves into societal views on wealth, contrasting the scarcity mentality with beliefs in abundance and how these perspectives shape our lives. Israel's insights encourage a reflective examination of our own at...
2652: Six Secrets of a Credit Score by J Money of Budgets Are Sexy on Payment History & Financial Habits
March 11, 2024 07:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2652: J. Money from BudgetsAreSexy.com demystifies the complexities behind credit scores in "Six Secrets of a Credit Score." This insightful piece breaks down the essential components and strategies for optimizing your credit score, from understanding the impact of payment history to the nuances of credit utilization, offering invaluable ...
2651: How to Not Panic by Nick Maggiulli of Of Dollars and Data on Financial Stability & Historical Parallels
March 10, 2024 08:05 - 12 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2651: Nick Maggiulli's insightful exploration in "How to Not Panic" uses historical parallels, particularly from the Spanish flu of 1918, to elucidate how understanding past events can help us maintain composure during financial downturns and market crashes. By drawing on lessons from history, Maggiulli empowers readers to navigate curren...
2650: 8 Edits for a Simpler Better Life by Lisa Avellan of No Sidebar on Minimalism, Simplicity & Intentional Living
March 10, 2024 08:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2650: Lisa Avellan in "8 Edits for a Simpler Better Life" on No Sidebar explores the concept of minimalism beyond just decluttering, urging readers to critically evaluate and edit even the good in their lives to craft a narrative of simplicity and meaning. Avellan's insights prompt a deeper reflection on how the pursuit of less enables a ...
2649: 4 Different Types Of Investments Beginners Should Know About by Courtney Luke of Arrest Your Debt
March 09, 2024 08:00 - 11 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2649: Courtney Luke from ArrestYourDebt.com demystifies the world of investing for novices, offering a concise guide to four fundamental investment types suitable for beginners. With an emphasis on accessibility and risk management, Luke's insights aim to equip new investors with the knowledge needed to start building a diversified portfo...
2648: [Part 2] Could You Be Saving Too Much Money? by Jessica Jokisch of ChristineLuken.com
March 08, 2024 08:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2648: Jessica Jokisch, with insights from ChristineLuken.com, explores the delicate balance between saving for the future and living for the moment in "Could You Be Saving Too Much Money? - Part 2". She advocates for investing in experiences, or "memory capital," that enrich our lives, and discusses the strategic benefits of giving to cha...
2647: [Part 1] Could You Be Saving Too Much Money? by Jessica Jokisch of ChristineLuken.com
March 07, 2024 08:00 - 8 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2647: Jessica Jokisch with ChristineLuken.com challenges the conventional wisdom of over-saving in her thought-provoking piece, drawing on insights from Bill Perkins' "Die with Zero." She advocates for a balanced approach to spending and saving, emphasizing the importance of enjoying life's experiences before it's too late. Jokisch's pers...
2646: 401(k) Loans: What Are Their Pros and Cons? by Amanda of Women Who Money on Financial Planning
March 06, 2024 08:00 - 11 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2646: Amanda from WomenWhoMoney.com explores the nuanced landscape of 401(k) loans, offering a comprehensive guide on their benefits and drawbacks. She delves into the mechanics of borrowing against your 401(k), the implications of such decisions, and provides thoughtful insights on why this option, while tempting, should be approached wi...
2645: How To Make Time Equal Money 24 Hours A Day by Steve Chou of My Wife Quit Her Job
March 05, 2024 08:00 - 11 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2645: Discovering the profound truth behind "Time is money," the author shares a personal journey of realization, sparked by the demands of business and parenthood. The narrative explores the cost of undervaluing one's time through real-life examples, highlighting the shift towards valuing time by investing in activities that yield long-t...
2644: Making The Case For Higher Pay - Why 3 Percent Raises Suck by Chris Reining
March 04, 2024 08:00 - 9 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2644: Chris Reining's "Making The Case For Higher Pay – Why 3% Raises Suck" explores the transformative power of pursuing significant salary increases over settling for the standard 3% raises. By maximizing earnings while maintaining minimal lifestyle expenses, Reining illustrates how one can drastically boost savings and accelerate towar...
2643: What Type of Investment Account Do I Open? by Robert Farrington of The College Investor
March 03, 2024 08:05 - 13 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2643: Robert Farrington of TheCollegeInvestor.com demystifies the process of choosing the right investment account, crucial for beginners in the investing world. From brokerage to retirement accounts, he covers the essentials, including tax implications and investment strategies, guiding you to make informed decisions tailored to your fin...
2642: 6 Simple Ways to Create Alone Time in a Crowded Room by Liz Greene of Introvert Dear
March 03, 2024 08:00 - 10 minutesDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2642: Liz Greene of Introvert Dear.com shares invaluable strategies for introverts to carve out moments of solitude even in bustling environments. Her insights offer practical methods for managing sensory overload and nurturing the relationship with oneself amidst the chaos of crowded spaces. Read along with the original article(s) here: ...