Nidhivalam - நிதி வளம் artwork

Nidhivalam - நிதி வளம்

33 episodes - English - Latest episode: almost 3 years ago -

On this award winning show we deep dive into the personal financial matters in Tamil.


Talking finance in jargon-free language.


Hosted on Acast. See acast.com/privacy for more information.

Education Kids & Family personal finance investments wealth money savings loans assets liabilities risk management nidhi
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Episodes

How To Save More

July 19, 2021 12:40 - 3 minutes - 6.28 MB

பணத்தை எப்படி அதிகமாக சேர்ப்பது? Hosted on Acast. See acast.com/privacy for more information.

What We Need To Teach Our Kids?

July 16, 2021 00:00 - 5 minutes - 8.61 MB

We as a parent wish to give best of everything to our kids. They are our world. But unknowingly, we miss imparting a lot of life skills needed. In this episode, Abubakr Siddique highlights a few of them. #lifeskill #parenting Hosted on Acast. See acast.com/privacy for more information.

Who Should Manage Your Money

July 13, 2021 23:17 - 5 minutes - 9.52 MB

When it comes to money matters, who should you believe for advisory? Yes, The one who is putting your best interest first! Certified Financial Planner, Abubakr Siddique cities a classic example of traditional Pearl Fisher and support Crew. Hosted on Acast. See acast.com/privacy for more information.

How To Avoid Big Losses

July 09, 2021 00:31 - 3 minutes - 7.07 MB

Managing our emotions is hard, so is Investing. In this episode, JP highlights ways to minimise losses and optimise returns.  "Know what you own, and know why you own it." — Peter Lynch Hosted on Acast. See acast.com/privacy for more information.

Introduction to Mutual Fund Investing

July 02, 2021 01:35 - 5 minutes - 9.86 MB

What is Mutual Fund Advantage of investing via Mutual Fund How much to start with Hosted on Acast. See acast.com/privacy for more information.

Who Am I In Stock Market?

June 25, 2021 00:30 - 3 minutes - 5.91 MB

Have you heard that lot of people in the stock market make a loss? Do you know why?. There is a dirty secret. It's all about not knowing who they are in the market and the relative risk, reward matrix. Listen to this episode to know the different type of market players, required characteristics and what they expect from the market!  #capitalmarket #sharemarket #marketparticiapants #riskvsrewards #investing Hosted on Acast. See acast.com/privacy for more information.

Government Gold Bond Investment In Tamil | New

June 18, 2021 14:26 - 5 minutes - 9.99 MB

இந்திய அரசாங்கத்தின், தங்க முதலீட்டு பத்திரம் | GOI SGB Scheme Anyone else you can believe other than the Government of India when it comes to investment guarantee and safety?  Add to your delight GOI comes out with Your favorite investment Gold bonds, periodically.  In this episode, JP explains everything you want & need to know about Sovereign gold bond schemes. #SGB #goldbond #goigoldbond #sovereigngoldbonds Hosted on Acast. See acast.com/privacy for more information.

How To Start Investing in Share Market? In Tamil | New

June 11, 2021 03:11 - 6 minutes - 11.3 MB

பங்கு வர்த்தக கணக்கை துவக்குவது எப்படி? In this episode JP explains Procedure to Open Share Trading and Demat Account General Cost involved Important points to remember when opening an account and more #demataccount #tradingaccount #equityinvesting #costoftrade #sharemarket Hosted on Acast. See acast.com/privacy for more information.

Easy Formula To Make Money | New

June 04, 2021 14:21 - 3 minutes - 7.39 MB

பணம் சம்பாதிக்க என்னென்ன தேவை - எளிய விளக்கம்  Active Income | Passive Income | Formula Explained There are ways and means to make money work for us. But you need money to deploy first. Hosted on Acast. See acast.com/privacy for more information.

What is NIFTY & SENSEX - Introduction to Indices

May 28, 2021 05:09 - 3 minutes - 5.41 MB

What's your feeling when you hear the words market crashed by X percentage or up by y percentage. Many wonder what this NIFTY & SENSEX is? In this episode, JP takes us through the basics of indexes and famous indexes of Indian financial markets, NIFTY50, SENSEX, NIFTY & others sectoral indices. Listen to understand & comprehending general market directions, just knowing these values daily. #nifty #sensex #index, #banknifty #nse #bse #equity #sharemarket Hosted on Acast. See acast.com/pr...

Easy Formula To Make Money

December 28, 2020 14:21 - 3 minutes - 5.08 MB

பணம் சம்பாதிக்க என்னென்ன தேவை - எளிய விளக்கம்  Active Income | Passive Income | Formula Explained There are ways and means to make money work for us. But you need money to deploy first. See acast.com/privacy for privacy and opt-out information.

Nearing Retirement? - Check Your Health Index

December 24, 2020 05:17 - 5 minutes - 7.33 MB

நிம்மதியான Retirement வாழ்க்கைக்கு இது முக்கியமா? It's said retirement is nothing short of a second life. How it goes depends on how well prepared are you financially, mentally and physically. In this episode, Certified Financial Planner and Psychologist, Abubakr Siddique touches upon the effects of changing life-style, culture on retirement. He emphasis on the need for caring your health well before your retirement and other smaller things which have a vast impact on your peaceful and hap...

Story of 3 Middle-Class Idiots (in Tamil)

December 23, 2020 04:56 - 6 minutes - 9.58 MB

மூவரில் நீங்கள் யார்? Story of 3 Middle-Class Idiots reflects reality. Listen to the story to find your reflection. இது மூன்று நண்பர்களின் வாழ்க்கை கதை. நம்மின் பிரதிபலிப்புகள் இவர்கள். நீங்கள் யாருடைய பிரதிபலிப்பு? #tamilstory #financestory #nidhivalam #powerofcompounding #behaviouraltraits Hosted on Acast. See acast.com/privacy for more information.

Why it's important to Stay Away from Debt in Tamil

December 22, 2020 06:37 - 6 minutes - 9.72 MB

கடன் வாங்கறதுக்கு முன் இதை தெரிஞ்சிக்கோங்க! The borrower is servant to the lender. Many of us unknowingly get into the debt trap. In this episode Certified Financial Planner, Abubakr Siddique takes us through The pain of being a debt-laden person How the majority of us get into the debt trap Understanding the difference between an asset and a liability importance of knowing the basics of Debt management and course correction and more #debt #assetorliability #debtmanagement #debttrap ...

How To Start Investing in Share Market? In Tamil

November 25, 2020 03:11 - 5.3 MB

பங்கு வர்த்தக கணக்கை துவக்குவது எப்படி? In this episode JP explains Procedure to Open Share Trading and Demat Account General Cost involved Important points to remember when opening an account and more #demataccount #tradingaccount #equityinvesting #costoftrade #sharemarket See acast.com/privacy for privacy and opt-out information.

Government Gold Bond Investment In Tamil

November 21, 2020 14:26 - 4 minutes - 3.78 MB

இந்திய அரசாங்கத்தின், தங்க முதலீட்டு பத்திரம் | GOI SGB Scheme Anyone else you can believe other than the Government of India when it comes to investment guarantee and safety?  Add to your delight GOI comes out with Your favorite investment Gold bonds, periodically.  In this episode, JP explains everything you want & need to know about Sovereign gold bond schemes. #SGB #goldbond #goigoldbond #sovereigngoldbonds See acast.com/privacy for privacy and opt-out information.

Decoding Health Insurance Types (In Tamil)

November 20, 2020 03:30 - 10 minutes - 13 MB

Decoding Health Insurance Types (In Tamil) Health emergencies come with plenty of emotionally draining challenges. At least, health policies not part of this. In India, financial products are sold like groceries. Buyers need to be careful.  If you struggle to understand the intricacies of health insurance policies, this episode is for you. Abubakr Siddique, a certified financial planner, explains the basics of different types of health insurance types. Tune in for clarity! #healthinsuranc...

Know Your Financial Star (Risk Profile) In Tamil

November 20, 2020 01:30 - 3 minutes - 4.97 MB

Risk Profile: You ever wondered how experts are coming with a different set of asset allocation to every client?.  Can you tell a balanced score of your ability and willingness to take Risk? In this episode, Certified Financial Planner, Abubakr Siddique takes us on three different components involved in identifying the Risk- profile of an individual and why it's important to you know about yours? #riskprofile #riskcapacity #riskrequired #risktolerance Hosted on Acast. See acast.com/pri...

Why you Need Health Insurance, How much and from When?

November 19, 2020 00:32 - 4 minutes - 5.53 MB

 What is the most dreaded bill?. Undoubtedly hospital bill. Can you imagine the potential financial strain you will have without health insurance?. In this episode, Certified Financial Planner, Abubakr Siddique takes you through the potential consequences of no insurance /underinsurance, who needs health insurance and from when? #healthinsurance Hosted on Acast. See acast.com/privacy for more information.

Used Vehicle - Why it is important to change ownership in RC & Insurance?

November 18, 2020 05:19 - 5 minutes - 7.52 MB

Going to buy or sell your used vehicle?. Beware of the potential grave consequences if not done correctly. Used Vehicle - RC மற்றும் வாகன காப்பீட்டில் உரிமையாளர் பெயர் மாற்றம் ஏன் செய்ய வேண்டும்? In this episode, certified financial planner Abubakr Siddique emphasis the need for proper vehicle ownership transfer in RC & Insurance. There is an excellent tip on how to SAVE BIG amount by transferring NCB discount of the sold vehicle to your new vehicle insurance policy. #usedvehicle #insura...

Is Insurance An Investment?

November 14, 2020 13:10 - 4 minutes - 5.74 MB

What comes to your mind, when you think of your life insurance policies?. Unfortunately most of us are consuming unsuitable insurance policies. reason is simple, Insurance product is being sold aggressively like commodities. Tune in to understand the real picture. #lifeinsurance #rightinsurance #insureright Hosted on Acast. See acast.com/privacy for more information.

Beware of Debt Trap

November 14, 2020 12:53 - 4 minutes - 5.76 MB

Running into debt isn't so bad. It's running into creditors that hurts. Out of debt, out of danger. Let's understand, how we get into debt trap and how to get out of it. #debttrap #debt #livewithinyourmeans Hosted on Acast. See acast.com/privacy for more information.

Decoding Life Insurance Types

November 14, 2020 12:22 - 6 minutes - 8.41 MB

Decoding Life Insurance Types What can go wrong with your life insurance policy?. Worst is unsuitable ones. Unfortunately, the majority of Indians are on the wrong side.   Insurance is a subject matter of solicitation, in straight text,  Insurance is a financial product which the buyer has to ASK FOR, and it cant be sold. How many insurance cover you asked so far?. You are not alone. In this episode, Certified financial planner, Abubakr Siddique decodes life insurance policy types to hel...

Why You Need Life Insurance, how much and from when?

November 14, 2020 12:20 - 5 minutes - 6.51 MB

Life Insurance - It’s not about what you need. It’s about what your family needs if you aren’t there. #lifeinsurance #termplan Hosted on Acast. See acast.com/privacy for more information.

What is Financial Planning and why it is important to have one?

November 14, 2020 08:45 - 4 minutes - 6.28 MB

#financialplanning #financialroadmap #financialcompass Hosted on Acast. See acast.com/privacy for more information.

Vehicle Insurance - Critical Issues

November 14, 2020 08:36 - 5 minutes - 7.5 MB

Browsing for cheapest insurance quote for your vehicle ?Your cheap vehicle insurance could cost you dearer at claims if it compromised the coverage items and terms. One needs to understand the critical aspects of vehicle insurance while evaluating any insurance renewal quote help in cut costs and reduce stress. #vehicleinsurnce  Hosted on Acast. See acast.com/privacy for more information.

Need For Investments

November 14, 2020 08:30 - 3 minutes - 5.23 MB

    Are you on the right track of becoming financially independent? Listen to this episode to understand the different life stages, need and importance of investments to live a happy & peaceful life.  #financialplanning #lifegoals #futureneeds #cashflow Hosted on Acast. See acast.com/privacy for more information.

Goal Based Investments

November 14, 2020 08:21 - 4 minutes - 6.09 MB

When was the last time you bought something out of investments kept aside for your kids' education?. Ever you felt guilty of spending your unassigned money?. If you answer, Never or rarely , you understood the need for goal based investment. Let's discuss more about the listing goals, prioritizing goals, consuming need based financial products and linking your investments with your goals and more. #goalbasedinvestments #financialgoals #familyandfinance Hosted on Acast. See acast.com/p...

How to escape from Digital Frauds

November 14, 2020 07:47 - 5 minutes - 6.44 MB

Dark Side of financial transactions Fraudsters swindle Millions of people every day. Rapid Digitalisation and lesser awareness make their job easier. Isn't it better to be safe than sorry? In this Nidhivalam Podcast episode, we have highlighted a few straightforward and effective ways to be safe in managing our finances. #enablealert #digitalfrauds #scams Hosted on Acast. See acast.com/privacy for more information.

Insurance Ombudsman

November 14, 2020 07:37 - 6 minutes - 7.98 MB

IRDAI Central Grievance Portal : igms.irda.gov.in/loginph.aspx Ombudsman Address : http://ecoi.co.in/ombudsman.html #lifeinsurance #ombudsman #igms Hosted on Acast. See acast.com/privacy for more information.

How to Become Rich in 5 Minutes

November 14, 2020 07:23 - 4 minutes - 6.66 MB

Have you seen movie scenes where the hero turns rich in 5 minutes !.ie., in one song. Are you wondering how it is possible in real life?  Listen to this episode to understand the secret of becoming rich in 5 minutes. Really? Listen, Learn More to Earn More!. #magicformula #richnessformula  Hosted on Acast. See acast.com/privacy for more information.

Importance of Emergency Fund

November 14, 2020 04:51 - 7 minutes - 10.2 MB

Having a decent emergency fund is an open secret for a stress-free life. Life comes with bumpy rides. Without an emergency fund, your financial life can turn a complete disaster.  In this episode, Abubakr Siddique, Certified Financial Planners Explains  the need for an emergency fund What is a financial emergency  How much emergency corpus one needs Where emergency fund should be kept and more  #emergencyfund #emergencycorpus #streesfreelife Hosted on Acast. See acast.com/privacy for...

Asset Classes

November 11, 2020 15:46 - 5 minutes - 3.77 MB

When it comes to investments, we want safety and high returns.  In this episode, listen to the various investment avenues available and the benefits of investing. Also, get to know what to look for before investing. #assetclasses #investmentavenues #investing  Hosted on Acast. See acast.com/privacy for more information.