New Focus on Wealth with Chad Burton
386 episodes - English - Latest episode: 1 day ago - ★★★★ - 60 ratingsCertified Financial Planner, Chad Burton discusses important financial planning and wealth management issues. If you want to learn how to plan for retirement and do a better job managing your investment portfolio... this is the show for you.
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Episodes
Can a COVID vaccine save more than lives? The market is set to rally giving investors hope as an improved coronavirus treatment emerges.
April 18, 2020 01:57 - 38 minutes - 9.01 MBSaving the world by staying at home. Clearly these are special times even though we are itching to get back to work. Stocks are set to rally today on the promise of a better coronavirus treatment in the works. Today Rob Black takes over to discuss the newest hope of the COVID pandemic. Other topics include: The other side of COVID stocks #fakenews on Facebook Reopening the economy Investment angles going into COVID, during COVID and after COVID Are we hitting peak bottom? ...
March was the craziest month we have experienced by far. Let’s review some of the things that have happened so far.
April 15, 2020 01:00 - 39 minutes - 9.33 MBMarch was the wildest ride for the stock and bond market I have seen in the 25 years I have been in the business. Headlines range from anywhere between equity and small cap markets having the best weeks in decades to the rising number of people filing for unemployment. So what really happened in the market? Is it a tough place to thrive, are we crushing it or is it a bit of both? Topics: Is this type of movement normal? The bond market not working properly Access to cash and credit mark...
The CARES Act is frustrating for even the brightest financial planners and CPAs’. Here are the issues we are dealing with right now
April 02, 2020 18:49 - 38 minutes - 8.85 MBToday I dissect the largest fiscal rescue/stimulus package we have ever seen. Will it be enough? The CAREs Act includes financial rescue options for individuals and businesses. The options for small businesses can be very confusing. Can the SBA even handle the process? Eventually the stock market will bounce back and this will end up being a blank spot in the “timeline” of credit market; in terms of loan and mortgage payments. Today I discuss the issues that CFP®s, CPA’s and lawyers are tryi...
What the heck happened in the stock and bond market this last quarter?!
April 01, 2020 02:32 - 39 minutes - 9.29 MBThis quarter was the most volatile in my 25 year career. The S&P 500 jumped 5% from the beginning of the year to 2/19 then dropped -34% until the recent bottom on March 23rd at which point the market rebounded 15% by the end of March. The S&P 500 is down 20% since the start of the year and small and mid-cap stocks are down even further. The bond market also declined and had the most volatile ride I have ever seen until the feds put in a “backstop” on March 23rd. Listen and find out where I ...
Has the market already found the bottom? Nobody knows how bad this bear market will get. Find out what I’m doing.
March 26, 2020 02:59 - 38 minutes - 9.14 MBTuesday offered the biggest one day gain in the stock market since 1933 which is just more proof that the biggest up days occur during a bear market. This is another reason you should never try to time the market. Prior to these moves, many small and mid cap stocks had already fallen 75-85% as much as they did during the Great Recession. The economy has come to an abrupt halt. How we work our way out of this situation. Also: Financial planning moves to consider during an awful situation A...
Despite the doom and gloom surrounding the COVID crisis, there are several silver linings if you only look for them.
March 25, 2020 02:05 - 40 minutes - 9.53 MBThere is some optimism as the senate is closes in on a $2 trillion stimulus bill. Markets have reacted worse in the past, more precisely the ’07-’08 scenario where congress voted against a buyout before a market plunge that sent them scrambling. While today’s snapback rally won’t get you where you want to be, but it will give you the opportunity to sell some losers. The world is coming together to fight this virus and hopefully we have already hit rock bottom. Also: Rob and I compare today...
The next two months holds a lot of uncertainty for the market –Is it time to break out the crystal ball?
March 21, 2020 02:23 - 38 minutes - 53.3 MBCalifornia, one of the largest economies in the world, is shutting down under the order of Governor Gavin Newsom. Though none of us have a crystal ball, we are looking at recessionary numbers as people stay in and it comes with its positives and its negatives. Home cooking and staycations save you money, but still, on paper you are losing some money in the stock market. Today Rob Black looks at the potential aftermath of COVID-19. Email your money question to [email protected]...
The Feds lowered interest rates to nearly zero to fight coronavirus, but that is only one piece of the puzzle. What is the real crisis going on here?
March 19, 2020 03:42 - 39 minutes - 9.29 MBEver seen a good guy, bad guy movie where the heroes have to get creative to beat the baddies? That’s exactly what happened when the feds lowered rates to zero to combat COVID-19. Really though, coronavirus isn’t causing a crisis, but rather people’s reactions to it are causing the crisis happening around the world. Rob Black takes over today to discuss market volatility, crafting a recovery and more. Email your money question to [email protected] , or call the show at 1-800-...
Rate hikes, coronavirus, trade wars and oil prices. Can the market survive the disruption to supply and demand?
March 12, 2020 01:00 - 39 minutes - 9.32 MBA few months ago, rate hikes and the trade war were predicted to cause the next recession, now coronavirus has come around and increased the chances of recession. Add in the crash in oil prices and it’s easy to understand why fear levels are rising. Can the market survive the disruption and avoid a true recession? Other topics include: Recession survival guide Planning for a more expensive retirement Rebalancing strategies Email your money question to [email protected]...
From trade wars to coronavirus, the market is having more ups and downs than a rollercoaster. Don’t invest based on short-term uncertainties.
March 04, 2020 02:00 - 39 minutes - 9.32 MBWhat a wild ride it’s been. In just two months the market has seen some major ups and downs in a short amount of time. From trade wars to coronavirus, the headlines can cause you to panic, sell off and leave you wondering when to get back in. Remember, major corrections never stem from something people are anticipating. Other topics include: How the market responded to past epidemics Refresher course on bear markets The switch from growth to value Email your money question to ...
Two rough days for the market and 2020 predictions are beginning to change. The Coronavirus will do some damage; look for opportunities to rebalance and buy instead of panic.
February 27, 2020 02:30 - 39 minutes - 9.32 MBThe markets saw another rough day on Tuesday, and people keep wondering if coronavirus will be the black swan event that triggers the next correction. With people staying home and reducing demand, coronavirus will cause some economic damage in an economy that has been on fire. Other topics include: Better ways to invest and build wealth Funding your risk of Long Term Care in retirement How to become healthy in retirement Email your money question to [email protected] ...
Coronavirus is an increasing concern around the globe and reactions are beginning to show in the economy. How long till we adjust and bounce back to normal?
February 26, 2020 00:35 - 39 minutes - 9.29 MBRising fears of Coronavirus have caused a breakdown in supply chains around the globe. Demand of this type does not completely disappear forever, so the big question for the market is ‘how long will this last?’ Monday’s slide wiped out gains for the S&P 500 for the year, sparking a wave of fear based trade. It’s likely the market will remain skewed till Coronavirus gets sorted out, but what should our expectations be going into the year? Other topics include: Changes to 529 plans & qualifyi...
Retirement just got a huge makeover. Will your second half be everything you want it to be?
February 20, 2020 02:00 - 39 minutes - 9.33 MBRetirement has a new look these days and it pushes back against the conventional images our parents and grandparents envisioned. Lazy days on the beach have been replaced by volunteer work and part time jobs resulting in a lifestyle where retirement has more to do with flexibility and making the most out of your second half. Other topics include: Owning a second home Diet fads & proper HSA account usage What are the fees in your 401k and should you continue to add to it Email your...
The news is full of scary stories that sway the market. Don't get sucked in and invest based on clickbait headlines.
February 19, 2020 02:00 - 40 minutes - 9.41 MBAsteroids, currency issues, problems in the Middle East, abusive dictators, disease, there is always some sort of a scare in the news that ends up affecting the market. Clickbait and advertisements rule the web, but in the long run the market goes from bottom left to top right and you will be happy as long as you stay invested. Today Rob Black and I talk fear investments, socially responsible investing and more. Topics include: Retirement questions in remarriage Staying healthy and occupi...
Retirement plans are always changing. How do you deal with all the changes that threaten your retirement?
February 06, 2020 00:08 - 39 minutes - 9.33 MBThe 2017 the tax act and now the SECURE Act changed the way you should plan your retirement income. Today it’s all about major threats to your retirement, how to deal with them and the clarity a financial plan should deliver. There's still time to sign up for our Retirement Income and Tax Planning Seminar at the Palo Alto Elks Lodge tomorrow, February 6th. Click HERE to sign up! Email your money question to [email protected] , or call the show at 1-800-516-1220 on Tuesd...
The Coronavirus is plaguing the news –could this virus infect the market?
February 04, 2020 20:17 - 39 minutes - 9.34 MBWith not much known about the Coronavirus, it has spread from person to person in several countries and become a global health concern. Many people have questions ranging from how do I protect myself from it to will it lead to an economic downturn? Could the Coronavirus cause more than a pullback in the market? Other topics include: Is the Coronavirus a viable reason to rebalance your portfolio? The Roth conversion 5 year rule A slew of 401k and IRA questions Ways to keep your immune ...
Everyone that has a retirement account is affected by the SECURE Act. Is your estate plan up to date?
February 03, 2020 19:48 - 12 minutes - 5 MBGot an estate planning question? Michelle Lerman joins me for a discussion on how estate planning just changed under the SECURE Act. Please join Rob Black and I for our Retirement Income and Tax Planning Seminar at the Palo Alto Elks Lodge this Thursday, February 6th. Click HERE to sign up! Email your money question to [email protected] , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT) Call 1-888-762-2423 for Wealth Manageme...
Things ebb and flow in the stock market; get used to market dips and corrections that shake out weak investors.
January 30, 2020 02:00 - 39 minutes - 9.36 MBThe US stock market looks great right now, but as always things ebb and flow. In the long run, the US has great demographics. Baby Boomers are set to inherit a large amount of money that will filter back into the economy, businesses and stock experienced some good deregulations, and the USMCA trade deal went through. Always remember that market dips and corrections shake out the weak investors. Other topics include: Should this couple forfeit pretax 401k contributions in favor of a Roth 401...
Rebalancing season has begun. Are you too far ahead on your growth vs. defensive metrics?
January 29, 2020 02:00 - 41 minutes - 9.72 MBLast year bonds and stocks rallied to the amazement of many. Today the market is facing a small pullback that many “analysts” will overanalyze. Is this something to fret over or is this simply rebalancing season? The important questions right now are what is causing this pullback and can it get deeper? Other topics include: Do 2020 predictions carry any weight? Selling your Aussie rental property Should you roll your 401k over to your IRA Can diet increase or decrease your risk of can...
Big money mistakes are amplified when the markets are down, but what you do when the market is up matters too. Is this market priced correctly?
January 23, 2020 00:05 - 39 minutes - 9.32 MBToday I discuss both headwinds and tail winds for the stock market this year such as the new trade deal with China and the implementation of the USMCA. Other topics include: 2020 market concerns S&P 500 envy and how balanced portfolios can win over the long run How the Secure Act affects your retirement and estate planning A recent ski/snowboard trip to Japan Please join Rob Black and I for our Retirement Income and Tax Planning Seminar at the Palo Alto Elks Lodge on Thursday, Fe...
Retirement planning underwent some major changes recently –are you still on track?
January 09, 2020 02:00 - 39 minutes - 9.34 MBA new year means new tax numbers. Retirement planning has seen some major changes over the last 3 years, and it’s likely you will need to revise your plan. Do you know if you are truly ready to retire? Today I update the readiness tests that predict how happy your retirement will be. Topics include: Passing the linear cash flow model Testing your portfolio for major market corrections & retesting risk tolerance What accounts do you draw from first? Three years worth of safe money Mo...
Want to be successful in 2020? Stop making these mistakes!
January 08, 2020 02:00 - 39 minutes - 9.33 MBNew Year, New You. It’s the promise we’ve all made to try and better ourselves. Today I challenge you to stop making these financial mistakes. Topics: Ignoring risk in your portfolio Sector diversification Falling for the sales pitch Creating retirement income budget Intermittent fasting & bulletproof coffee Please join Rob Black and I for our Retirement Income and Tax Planning Seminar at the Palo Alto Elks Lodge on Thursday, February 6. Click HERE to sign up! Email your mon...
Looking to straighten out your financial plan this year? This is your 2020 checklist.
January 02, 2020 02:00 - 40 minutes - 9.51 MBThe New Year is here and for many of us financial responsibility is this year’s resolution. This podcast is your 2020 checklist for getting your finances in order and your retirement plan on track. Topics include: Prioritizing your planned savings Adjusting your paycheck Health savings accounts Investing in 2020 Tax issues you didn’t know about Heart disease and reducing your cortisol levels Email your money question to [email protected] , or call the show at 1-800-...
The SECURE Act takes effect starting 2020 paving way for a better retirement. What changes will make an impact on your plan?
December 27, 2019 02:30 - 39 minutes - 9.33 MBOn December 23rd Trump signed the SECURE Act into law. The passing of this act acknowledges that people are drastically underprepared for retirement and will need to be able to work longer and save more. New RMD rules and losing the stretch IRA are just two new changes coming to your retirement plan. Today I tell you all about the SECURE Act and all the ways it can change your retirement plan. Email your money question to [email protected] , or call the show at 1-800-516-1220...
A year ago people were predicting the worst for 2019, only for the markets to end up positive. Don’t react too much too headlines or it can ruin your portfolio.
December 17, 2019 21:44 - 40 minutes - 9.44 MBThis time last year all the headlines wanted to talk about were a 2019 recession, inverted yield curves and negative interest rates –only to end up 28.74%. By the time these topics make the news it’s usually too late. If you’re reacting to news headlines, it’s probably time to get help with your portfolio. Other topics include: How often is a stock market negative vs. positive? Why are investors becoming more aggressive and what are the risks? Will your parent be admitted during their n...
You’ve heard my reasons why you should consider giving charities appreciated stocks or mutual funds over cash. If your tax situation has changed you may want to consider a Donor Advised Fund to get your tax deduction back.
December 11, 2019 20:11 - 40 minutes - 9.45 MBHoliday feelings are among us and people are making the effort to give to those less fortunate. While cash is accepted by every charity, it may be in your best interest to gift appreciated stocks or mutual funds; this way you get a double tax benefit. you may be able to deduct the value you donated plus wipe out the future capital gain tax. Today I look at how this gifting strategy has affected people living in and out of California. Other topics: Gaining exposure to dividend achievers Do...
Families and friends will be gathering around the router this season. Be smart and look out for scammers looking to steal your information.
December 10, 2019 21:46 - 39 minutes - 9.35 MBThe holiday season is almost here and your guests will be asking for your wifi password before they sit at the dinner table. Scammers are out in full force during this time of year and it is getting more difficult to decipher the difference between scammers and real people. Protect yourself and inspect your email before clicking on any files! Other topics include: Where is the market as 2019 comes to a close Managing bond ETF’s and mutual funds Could strength training be the secret to l...
Happy retirees don’t spend their days in the doctor’s office. Staying healthy and active before you retire is your best defense from a miserable retirement.
December 04, 2019 20:52 - 41 minutes - 9.77 MBIn my business you usually see two different types of retirees. Your first group is those that are busy, active, focus on their health and genuinely enjoy retirement. The other group misses working and attends doctor’s appointments. Today’s podcast starts off with a discussion on cellular health and staying healthy. Other topics: The new Morningstar mutual fund rating system Three steps to take given the temporary tax cuts Reasons to review your trust yearly Making sure you have the c...
2020 will be here before you know it. Are you prepared for the New Year?
December 04, 2019 02:00 - 40 minutes - 9.46 MBIt’s the final month of 2019 so keep in mind there are year-end tax issues to deal with. Many self-employed sole proprietors may need to ditch the SEP and set up an individual 401k before 12/31. Discuss with your CPA or advisor ASAP or email [email protected]. There is also tax lost harvesting, RMD’s and gifting strategies to think about. Are you ready for 2020 or will you be scrambling when the New Year rings in? Other topics include: Legally avoiding capital gains on appreciated stock ...
Dividend achievers stocks carry a great 5-10 year record of increasing dividend payouts. Today I cover several dividend achiever ETF’s.
November 27, 2019 00:11 - 40 minutes - 9.55 MBThe only time my company picks individual stocks in when a company has a history of being a dividend achiever. There are ETF’s with similar approaches allowing you to own a basket of companies that love increasing their dividend. Other topics include: Dividend achiever strategies Money matters to discuss with your children over Thanksgiving Major retirement concerns Laymen discussion of eating and exercising to fight cancer Email your money question to chad@newfocusfinancial...
Wondering about 401k’s or intermittent fasting? Today I answer your questions about retirement.
November 20, 2019 02:00 - 40 minutes - 9.49 MBPart of being a financial planner means answering any questions you have about retirement; ranging from managing your accounts to maintaining your health. Today I respond to several questions listeners have been asking as they prepare for retirement. Topics: Why sell stocks for bonds as you near retirement? Saving outside of a high-fee 401k Mega Backdoor Roth 401k’s The SECURE Act Year-end tax planning Intermittent fasting –Should you skip breakfast? Email your money questio...
Changes could be coming to RMD’s. Don’t take this as a reason to stop fighting the IRA tax trap!
November 13, 2019 21:03 - 38 minutes - 9.13 MBA lot of retirees delay pulling money from their retirement accounts believing the tax hit is much worse than other options. This is not necessarily the case. Spending down your cash and taxable accounts often creates a rolling tax problem after RMD’s kick in. Create a Roth Conversion plan before year-end. Don’t wait on the IRS to make changes! Other topics include: Battling Alzheimer's and brain diseases Long term care planning Deferring more money from your paycheck in 2020 Retir...
Take a hands-on approach to your retirement planning. Discuss these issues with your financial planner before it’s too late.
November 12, 2019 20:57 - 40 minutes - 9.63 MBThe year will be over before we know it and you have less than two months to make any major tax moves. There is not enough proactive planning by people these days to take advantage of the opportunities out there. Today I cover year-end tax planning strategies. Topics include: The negative effects of historically low interest rates on retirees The long term care disaster How tax cuts changed planning Retirement planning is more complicated than ever. Please join Rob Black and I ...
Too many boomers are underprepared for retirement. What can you do to get yourself on track?
November 06, 2019 20:25 - 40 minutes - 9.45 MBThe market has come pretty far in just one year and looking back at media headline proves that big corrections can come and go. New highs in the market are great if you have funds to invest, however, this can be incredibly difficult with a high cost of living. Here are a few things you can do to increase your savings and prepare yourself for a new retirement plan. Other topics: Properly using your ESPP and RSU plans Looking back at market history A correlation between sleeping, behavior...
Tax cuts and trade wars can't stop the market making new highs. Will earnings bounce back in 2020 as predicted?
November 05, 2019 22:35 - 38 minutes - 9.09 MBA decline in earnings yet the market is up? Even though trade wars and manufacturing costs have ruled the headlines, 2020 earnings projections are still positive and analysts predict earnings growth will return once the New Year begins. Other topics include: 10 scariest retirement statistics When to do a Roth conversion Sleeping your way to a healthy retirement Retirement planning is more complicated than ever. Please join Rob Black and I for our Retirement and Income Planning ...
Hackers can come up with some nasty tricks. Click listen to a spooky story of a $950,000 fraud!
October 30, 2019 19:21 - 41 minutes - 9.79 MBHalloween is coming up and there are scarier things out there than the IRS. Cyber security is a major issue plaguing real estate and misfortune can end up with you getting sucked dry and wanting your mummy. Hackers are getting smarter and it’s becoming more difficult to recognize who is your friend and who is wearing a mask. Other spooky tales include: Family values and the family business Estate planning nightmares Controlling your digital afterlife Retirement planning is mor...
Did you buy bonds to cushion your portfolio in tough markets? It may be time to take a deeper look at what you own.
October 29, 2019 21:04 - 40 minutes - 9.54 MBStrategic bond funds can have up to 15% exposure into stocks; so not only have bonds rallied, but now you may be exposed to stocks in your bond fund that are over bought due to investors chasing yield. Be aware of what you are holding, it might be time to change things up and take some gains. Other topics include: Health and fitness –your next big retirement issue End of year gifting strategies Mega Backdoor Roth IRA's and 401k's Retirement planning is more complicated than eve...
Q3 reports are looking sharp, but no growth is expected for last quarter. What’s going on with these numbers?
October 23, 2019 01:00 - 42 minutes - 9.97 MBThe end of the year is coming up faster than we know it and Q3 earnings are starting to be reported. Even though many of the reported companies have beat on profits and revenue, but we are still not expecting growth. What’s going on with these numbers? Other topics include: Home sales & interest rates Is owning real estate in your IRA a good idea? Prohibited transactions Rebalancing issues Retirement planning is more complicated than ever. Please join Rob Black and I for our Reti...
Are you worried about creating a pension? Let’s find out if it’s a smooth move or a contract that’ll leave you with regret.
October 17, 2019 01:00 - 41 minutes - 9.82 MBThere are many types of investors out there and right now conservative investors are experiencing tough times. Could creating your own pension could be the best solution for those that crave certainty in a market that is fluctuating? Other topics include: Pros and cons of longevity contracts Finding sources of income you can’t outlive Cell phone and online security Retirement planning is more complicated than ever. Please join Rob Black and I for our Retirement and Income Planning ...
The trade war front is looking better after last week, but what will companies be saying about last quarter’s numbers?
October 16, 2019 01:00 - 40 minutes - 9.57 MBEarnings kick off this week and the market is expecting numbers to be flat or slightly negative due to comparables. While the numbers are less than desirable to investors, what is important is whether or not CEO’s will the cite trade war for causing issues. Other topics include: What to do in today’s low rate environment An urgency to take advantage of tax cuts Should entrepreneurs fund a SEP IRA if they qualify for 20% business deduction? Fixing Social Security Creating your own pe...
Retirement planning is more than hitting high numbers –Are you mentally prepared for your golden years?
October 09, 2019 22:24 - 39 minutes - 9.37 MBPlanning for retirement is goes beyond making sure you have enough money that’ll last. So much of retirement is finally making that decision to quit working no matter how daunting that next phase of life can be. Today it’s all about preparing for every aspect of retirement. Topics include: Financial readiness tests and myths Retirement fears and anxiety Dealing with health limitations Adult child dependency Cash flow planning Medicare and HSA plans Email your money quest...
Your baby is all grown up and headed for college. Can you still legally help your child when they need it?
October 09, 2019 01:00 - 39 minutes - 9.34 MBOctober 1st is the start date for college students looking for financial aid and students who apply early are more likely to receive more money than their friends who stall. While parents are always willing to do anything to help their children succeed, after age 18 you are unable to act on their behalf on financial transactions and healthcare decisions. Is your child set up with a POA and a healthcare directive? other topics include: Does infinite banking work? Cash value life insurance ...
Manufacturing reports came in worse than projected. Is this the start of a recession and can the consumer turn this around?
October 03, 2019 01:00 - 39 minutes - 9.33 MBManufacturing reports showed the weakest numbers in 10 years. In fact numbers lower than expected due to trade issues slowing things down and presented the worst rating since June 2009. A manufacturing slowdown alone is not enough to put us into a recession; strong consumer sentiment is what we need to keep the economy going strong. Other topics include: What is Bond duration? Why even own bonds at these low rates? Hidden costs of owning rental properties Email your money ques...
Biased articles and scare tactics are the easiest way for media to get your attention. Letting these stories affect your financial decisions is the easiest way to make an investing mistake.
October 01, 2019 21:56 - 39 minutes - 9.34 MBAs Q3 comes to an end it’s mindboggling to think of all the crazy headlines we have heard in these few short months. When you start to feel that things are the worst they have ever been is when you have to separate your investing moves from the fear-based media stories vying for your attention. These headlines only matter in the short term and gut-decisions lead to mistakes. Don’t let the media scare you into making a mistake! Other topics include: Q3 in review Why own bonds in a low rate...
Impeaching Trump is the main focus of the media right now, but should the Fed Repo Efforts be capturing our attention right now?
September 26, 2019 22:55 - 38 minutes - 9.11 MBJust when you thought trade war headlines couldn’t get any more interesting, we now have formal impeachment inquiry proceedings against Trump. What media has glossed over, however, is the repurchase market where banks and investors seek more than 1trillion in cash loans every day. Other topic: Fixing Craig’s backdoor Roth IRA conversion 401k, Roth IRA, Megaroth 401k, Backdoor Roth, SEP-IRA–Which one do you fund? Is velocity banking worth the effort What to do when you’re struggling to...
Last year was the first year the market had been negative after quite some time. It’s time to get back in the habit of harvesting losses and managing your taxable accounts.
September 18, 2019 18:51 - 39 minutes - 9.26 MBManaging your taxes is extremely important once you go beyond your 401k. Every year you need to be in the habit of actively harvesting losses if you have them. As long as you don’t buy back what you sold within 30 days, you can take that loss on your tax return. You also need to be aware of issues of inherited gains in mutual funds and ETF’s in your taxable account. Other topics include: Issues around irrevocable trusts and real estate Advanced healthcare directives & POLST forms Protec...
The yield curve inverted twice last month, are we still expecting a recession to hit?
September 17, 2019 21:49 - 39 minutes - 9.33 MBTwice in month of August, the yield curve inverted and two year bonds were paying more than 10 year government bonds. Many people panicked believing a recession was imminent. Is it still a predictor of an impending recession or just an unfortunate coincidence that raised alarm? Other topics include: How to contribute to a Mega Roth IRA online Can you contribute to a Mega Roth if you already have a SEP IRA? Self-employed retirement saving issues Momentum vs. value investing Financial...
Chad Burton and Rob Black cover a wide range of listener email questions including Roth 401k(s), paying for college, and protecting you and your spouse’s future by preparing for long term healthcare costs.
September 13, 2019 19:47 - 39 minutes - 9.26 MBNot enough people financially plan for prolonged nursing home stays. Medicare helps with these costs if you meet a certain criteria that only few actually meet. After that, expenses are all out of your own pocket. Other topics include Combining traditional and Roth 401k’s contributions -What is the right mix? Mega Roth 401k and creating huge amounts of tax free money Funding your child’s college education without a 529 plan Pros and cons of carrying a mortgage What should Mohammed b...
You’ve heard me talk about the huge outperformance of growth vs value investing since the great recession. Take time to review your portfolio and rebalance if needed.
September 11, 2019 20:32 - 39 minutes - 9.35 MBOver the last few weeks you have heard me say that growth investing has had a historical run since the bottom of the market in 2009; handily outperforming value investing. This is your cue to do a portfolio review to try and figure out if you are investing areas that have run too far. Good value investors are very patient and realize that long term pay offs matter more than short term market movements. Other topics include: Momentum’s worst daily performance relative to value since early 20...
Investing beyond the 401K
September 10, 2019 19:40 - 41 minutes - 9.71 MBMax out your 401k, get the employer match and save on taxes – this is 100% the most basic retirement planning advice everyone should follow unless it is keeping food off the table. Knowing what to do next with your excess cash flow can be quite perplexing to the point where you could make mistakes, like investing in life insurance. Today I discuss how to build your financial base once you’ve already maxed out your 401k. Managing your money can be complicated. Join Rob and I for one of...