Money Unleashed
238 episodes - English - Latest episode: about 1 month ago - ★★★★ - 7 ratingsMoney Unleashed with Chris Hoffman is the podcast for anyone who wants to take control of their finances and achieve their retirement goals. Chris is a wealth management and retirement planning expert with over 20 years of experience. He's passionate about helping people make smart financial decisions so they can live their best lives.
On each episode of Money Unleashed, Chris covers a wide range of financial topics.
Whether you're just starting out on your financial journey or you're looking to refine your existing plan, Money Unleashed has something for everyone.
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Episodes
Chris Hoffman discusses the concerning trend of Americans treating their 401ks as cash machines.
March 26, 2024 08:00 - 9 minutes - 8.3 MBChris Hoffman discusses the concerning trend of Americans treating their 401ks as cash machines. He emphasizes the importance of budgeting and financial planning, particularly in retirement. Many individuals underestimate their expenses in retirement, leading to potential financial challenges. Hoffman highlights the need for a written financial plan to track progress and ensure alignment with financial goals. Subscribe or follow today and start taking your finances to the next level! Proud...
Should you join the new wave of people retiring?
March 05, 2024 09:00 - 7 minutes - 6.98 MBAfter COVID, a lot of people in their 60s retired. Then some of those people came out of retirement when inflation hit 9%. Now there is a new wave of people retiring. What’s the reason for all this? Subscribe or follow today and start taking your finances to the next level! Proud supporter of Georgia Bulldogs football. Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray. Learn more about Chris and his team at HoffmanCorporation...
Would we be better off without the 401(k)?
February 27, 2024 09:00 - 6 minutes - 6.29 MBTwo articles popped up this week saying that our government should abolish the 401(k). What are their reasons, and would it help us as retirees? Subscribe or follow today and start taking your finances to the next level! Proud supporter of Georgia Bulldogs football. Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray. Learn more about Chris and his team at HoffmanCorporation.com or on social: Facebook, Instagram, LinkedIn, and ...
What in your retirement portfolio needs a "Mr. Yuck" sticker?
February 20, 2024 09:00 - 13 minutes - 12.2 MBRemember Mr. Yuck stickers? Chris has a list of financial items that need warning labels. See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
Is this the future of the 401(k)?
February 13, 2024 09:00 - 14 minutes - 13.3 MBThe people at IBM have an interesting idea to make your 401(k) pay out like a pension. See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
"Shark Tank" star with an eye-popping number we need for retirement!
February 06, 2024 09:00 - 8 minutes - 8.29 MBHow much do you need to fund a 20-year retirement? "Mr. Wonderful", Kevin O’Leary, has set the bar VERY high. Is he right? Subscribe or follow today and start taking your finances to the next level! Proud supporter of Georgia Bulldogs football. Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray. Learn more about Chris and his team at HoffmanCorporation.com or on social: Facebook, Instagram, LinkedIn, and YouTube. See omnystud...
Financial crisis coming? What does that mean?
January 30, 2024 09:00 - 12 minutes - 11.2 MBThere are plenty of financial talking heads that see a pullback in the market after the growth we’ve seen since 2020. Some call it a “coming crisis.” What exactly does that mean and how do you prepare? Subscribe or follow today and start taking your finances to the next level! Proud supporter of Georgia Bulldogs football. Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray. Learn more about Chris and his team at HoffmanCorporat...
Is 2024 too complicated to use an index fund?
January 23, 2024 09:00 - 6 minutes - 6.44 MBMany of us use an index fund in our portfolios and 401(k)s. Representatives from three of the top financial companies say that 2024 is going to be too complicated for such a simple strategy. Why would that be? See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
Should you buy the new Bitcoin ETF?
January 16, 2024 09:00 - 3 minutes - 3.67 MBInvesting in Bitcoin carries some risk. Are you the right person to include it in your portfolio? Subscribe or follow today and start taking your finances to the next level! Proud supporter of Georgia Bulldogs football. Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray. Learn more about Chris and his team at HoffmanCorporation.com or on social: Facebook, Instagram, LinkedIn, and YouTube. See omnystudio.com/listener for pr...
How will the financial stories of 2023 unfold in 2024?
January 09, 2024 09:00 - 39 minutes - 36.1 MBWe look at interest rates, the Fed, markets, regional banks, The Magnificent 7, and more. Subscribe or follow today and start taking your finances to the next level! Proud supporter of Georgia Bulldogs football. Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray. Learn more about Chris and his team at HoffmanCorporation.com or on social: Facebook, Instagram, LinkedIn, and YouTube. See omnystudio.com/listener for privacy infor...
Half of people have this problem 5 years into retirement
January 02, 2024 09:00 - 6 minutes - 6.45 MBA recent study shows that close to 50% of retirees have to cut back their spending 5 years into retirement. Chris explains the importance of seeking out a financial advisor to help you put together a proper retirement and income plan BEFORE you get to your retirement. Subscribe or follow today and start taking your finances to the next level! Proud supporter of Georgia Bulldogs football. Take the first step toward your dream retirement. Click here to get started with your complimentary 4...
Is it possible to time the market?
December 26, 2023 09:00 - 8 minutes - 7.96 MBWhen you hear a financial talking head say the market is going to crash, how do you react? If you are making money moves, you are trying to be a market timer. Can anyone actually do that successfully? Subscribe or follow today and start taking your finances to the next level! Proud supporter of Georgia Bulldogs football. Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray. Learn more about Chris and his team at HoffmanCorporati...
Stocks for Christmas
December 19, 2023 09:00 - 8 minutes - 7.53 MBOne gift giving idea that you may not have thought of is stock. It can set your kids on a path of increased financial literacy and planning. Subscribe or follow today and start taking your finances to the next level! Proud supporter of Georgia Bulldogs football. Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray. Learn more about Chris and his team at HoffmanCorporation.com or on social: Facebook, Instagram, LinkedIn, and YouT...
Has Dave Ramsey gone off the rails?
December 05, 2023 09:00 - 13 minutes - 12.4 MBThe biggest fear of people getting ready for retirement is running out of money. One financial formula has been if you take a 4% pull on your money, you should be fine. National Radio Host Dave Ramsey suggested a much higher number and it has the financial world spinning. Subscribe or follow today and start taking your finances to the next level! Proud supporter of Georgia Bulldogs football. Take the first step toward your dream retirement. Click here to get started with your complimentar...
Is the 401(k) really your retirement friend?
November 14, 2023 09:00 - 14 minutes - 13.3 MBThe 401(k) became a part of how we save for retirement in 1983. Now that we are using it, it is coming up short. Chris shows the problems with the 401(k) and offers solutions. Subscribe or follow today and start taking your finances to the next level! Proud supporter of Georgia Bulldogs Football. Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray. Learn more about Chris and his team at HoffmanCorporation.com or on social: Fac...
Bonds are down, what are the alternatives
November 07, 2023 09:00 - 8 minutes - 7.84 MBMany of us have bonds in our portfolio to help when stocks go down. Right now, both are down. Are there any alternatives to look at other than bonds? Subscribe or follow today and start taking your finances to the next level! Proud supporter of Georgia Bulldogs football. Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray. Learn more about Chris and his team at HoffmanCorporation.com or on social: Facebook, Instagram, LinkedIn,...
You have a bad experience with a financial advisor. Now what?
October 31, 2023 08:00 - 8 minutes - 8.13 MBSo you had a financial advisor and you lost money. The whole situation left a bad taste in your mouth. Why did this happen and how can you fix it? Subscribe or follow today and start taking your finances to the next level! Proud supporter of the Georgia Bulldogs football team. Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray. Learn more about Chris and his team at HoffmanCorporation.com or on social: Facebook, Instagram, Li...
Part of your portfolio may be experiencing 2008 type losses
October 17, 2023 08:00 - 8 minutes - 7.63 MBThe classic 60/40 portfolio is 60% in stocks and 40% in bonds. Chances are your bonds are experiencing significant losses and holding your performance back. What can you do to change it? See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
Why are you accepting no growth for two years?
October 10, 2023 08:00 - 12 minutes - 11.2 MBThe S&P has been flat for two years. Some say it may be the same for another year. If the stock market can’t provide the growth you need, where can you get it? Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray. Follow Chris and his team on Facebook, Instagram, LinkedIn, and YouTube. Hoffman Financial Group is a proud sponsor of UGA Bulldogs. About Chris Hoffman | Founder, Investment Advisor Representative Chris Hoffman...
Cash isn't trash anymore for retirement.
October 03, 2023 08:00 - 6 minutes - 6.1 MBFor the first time in over 20 years, cash is outperforming the stock market. Is it time to shift some money? Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray. Follow Chris and his team on Facebook, Instagram, LinkedIn, and YouTube. Hoffman Financial Group is a proud sponsor of UGA Bulldogs. About Chris Hoffman | Founder, Investment Advisor Representative Chris Hoffman founded Hoffman Financial Group with one goal in m...
How can you focus on the fun and not the investment details of retirement?
September 19, 2023 08:00 - 8 minutes - 7.43 MBThere are a lot of things you want to do in retirement. You want a financial advisor that takes care of the behind-the-scenes details, so you have the money to fund your fun. That means planning BEFORE retirement, but also ongoing support through retirement. See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
Almost 50% of us have no idea what’s going on in our 401(k)
September 12, 2023 08:00 - 7 minutes - 7.35 MBTake the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray. Follow Chris and his team on Facebook, Instagram, LinkedIn, and YouTube. Hoffman Financial Group is a proud sponsor of UGA Bulldogs. About Chris Hoffman | Founder, Investment Advisor Representative Chris Hoffman founded Hoffman Financial Group with one goal in mind: being the go-to financial advisor for professionals wanting to retire. Armed with a radical passion for sm...
Is it time to abandon index funds in your retirement plan?
September 05, 2023 08:00 - 9 minutes - 8.7 MBIndex funds are designed to diversify your investments across an index like the S&P or the Dow. But recently, even those indexes aren’t really diversified. Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray. Follow Chris and his team on Facebook, Instagram, LinkedIn, and YouTube. Hoffman Financial Group is a proud sponsor of UGA Bulldogs About Chris Hoffman | Founder, Investment Advisor Representative Chris Hoffman fou...
Should the market dictate your retirement date?
September 01, 2023 16:50 - 5 minutes - 5.37 MBWhat if you are all ready to retire and the market starts to fall? Should you put off your retirement until things get better? See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
A retirement lesson from Jay Leno
August 18, 2023 09:33 - 8 minutes - 7.84 MBJay Leno saved all his paychecks from his years on the Tonight Show for use in retirement. You have saved in a 401(k). Is it realistic to retire, pull income and not touch the principle on your savings? See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
How investment fees could cost you thousands
August 15, 2023 11:00 - 8 minutes - 7.39 MBTony Robbins was on the CBS Morning Show and talked about how fees could take a HUGE bite out of your retirement nest egg. Chris Hoffman breaks down how to put more of that money in your pocket. See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
Welcome to the Money Unleashed Podcast, with Chris Hoffman
August 13, 2023 13:00 - 44 seconds - 738 KBHoffman Financial Group takes a personal, hands-on approach to retirement planning. If you need principal protection, income planning, wealth accumulation, legacy planning, and more, our diverse team can help you orchestrate the retirement of your dreams. Follow or subscribe to weekly episodes dedicated to covering topics that matter most in your retirement. Follow host Chris Hoffman and his team on Facebook, Instagram, LinkedIn, and YouTube. Hoffman Financial Group is a proud sponsor of...
Overcoming Retirement Spending Fear: Strategies to Boost Confidence
August 13, 2023 11:00 - 5 minutes - 4.87 MBYou've spent your entire career saving for retirement and now the time has come to live it! It can be difficult to change from a saver's mindset to a spending mindset. Join Chris Hoffman of Hoffman Financial Group as he shares experiences counseling his clients on how to feel the freedom to spend in retirement. Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray. Follow Chris and his team on Facebook, Instagram, LinkedIn, and Y...
Don't settle for Uncle Sam's Tax Plan
August 11, 2023 07:00 - 9 minutes - 8.53 MBA JP Morgan Chase study says 84% of retirees are making the mistake of following Uncle Sam’s plan: Waiting until the Required Minimum Distribution age of 73 to take money out of their 401(k). And they are also only taking the absolute required amount each year. Chris Hoffman of the Hoffman Financial Group explains why this could cost you more in taxes over the long haul in your retirement. See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy informat...
Why having too much pre-tax income can be an issue in retirement
August 09, 2023 07:00 - 7 minutes - 7.36 MBYou've saved well for retirement, but then you find that all that income has put you in a higher tax bracket, leaving you with Social Security that's taxed, and Medicare premiums that are through the roof. Chris Hoffman of the Hoffman Financial Group explains why having a more diversified tax plan can help you keep more of your hard-earned money in your pocket, and less in Uncle Sam's. See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
Replacing your paycheck in retirement
August 07, 2023 15:55 - 8 minutes - 7.91 MBA recent survey by Lincoln Financial found that 63% of retirees regretted not including investments that provided a consistent income stream. Chris Hoffman of Hoffman Financial Group talks about why you need more than just your 401(k) to replace your current income in retirement. See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
A life (and retirement) lesson from Dwayne "The Rock" Johnson
July 28, 2023 15:00 - 7 minutes - 6.66 MBAs humans, we are natural procrastinators. But there are some things you simply cannot afford to put off. Chris Hoffman of Hoffman Financial Group talks about why today should be "Day 1" in preparing for your future in retirement. See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
How your current advisor and asset mix may be letting you down
July 21, 2023 15:41 - 12 minutes - 11.5 MBThe Hoffman Financial Group will do a free assessment of your current portfolio, whether you are managing it on your own or have an advisor. We talk through the common problems we see in our free second look. See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
Are you getting more for the advice you are paying for?
July 14, 2023 15:10 - 7 minutes - 6.96 MBDo you know what the fees are for your investments and your advisor? You should. And then you have to make a decision: Am I getting enough value and performance for what I’m paying for? See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
Can you achieve financial independence?
July 07, 2023 15:53 - 11 minutes - 10.6 MBAs we celebrate our nations’ independence, how can the Hoffman Financial Group help you achieve financial independence? See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
Let’s make retirement planning less complicated
June 30, 2023 16:43 - 11 minutes - 10.2 MBDo you have to become an expert in markets, taxes, Social Security, and Medicare in retirement? Not really. Your advisor should take care of the details, but you should have a full understanding of what’s going on with your money and the strategy behind it. See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
Is your advisor earning your business every month?
June 23, 2023 07:00 - 11 minutes - 10.5 MBMost people leave their financial advisor, not because of lack of performance, but due to lack of communication. How often are you meeting with your advisor about your retirement plan? See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
The bloom is off the rose for this 401(k) option
June 16, 2023 16:00 - 13 minutes - 12.3 MBA survey was done about the choices you have in your 401(k). Many people said this popular option needs to be improved. See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
Why the disconnect between getting ready for retirement and actual retirement?
June 09, 2023 18:47 - 12 minutes - 11.9 MBGallop did a poll asking people BEFORE retirement and people IN retirement the same questions. The differences were shocking. See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
The One Thing You Must Get Right Before Retirement
May 26, 2023 14:55 - 7 minutes - 7.19 MBWarren Buffett says his success is due to one good decision every five years. What is the one thing you need to absolutely get right before retirement? See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
The 7 Biggest Mistakes People Make Before Retirement (Part 4)
May 22, 2023 19:48 - 6 minutes - 6.04 MBChris Hoffman of Hoffman FInancial Group takes on the sensitive topics no one wants to talk about…but should. Medicare, Long-Term Care, and Estate Planning. Find out more at unleashyourmoney.com. See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
The 7 Biggest Mistakes People Make Before Retirement (Part 3)
May 22, 2023 19:45 - 12 minutes - 11.8 MBChris Hoffman of Hoffman Financial Group talks about two vital elements of retirement planning people neglect: Income and Tax planning. Find out more at unleashyourmoney.com. See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
The 7 Biggest Mistakes People Make Before Retirement (Part 2)
May 22, 2023 19:43 - 8 minutes - 7.74 MBChris Hoffman of Hoffman Financial Group discusses the ups and downs of being too aggressive or even too conservative with investments. Find out more at unleashyourmoney.com. See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
The 7 Biggest Mistakes People Make Before Retirement (Part 1)
May 22, 2023 19:39 - 11 minutes - 10.8 MBChris Hoffman of Hoffman Financial Group discusses missteps people make with Social Security. Taking it at the wrong time and working while collecting their benefit. Find out more at unleashyourmoney.com. See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
The 3 Things Everyone Needs in a Retirement Plan
May 12, 2023 16:47 - 29 minutes - 27.1 MBChris Hoffman breaks down the details of how Hoffman Financial Group addresses the three key components of a retirement plan: Protection, Income, and Growth. See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
Wall Street is in denial of what’s coming
May 05, 2023 07:00 - 9 minutes - 9.18 MBWhen the Fed stops raising rates, will that be what turns this market around? History tell us: No! See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
Why are you sitting there losing money in your retirement accounts?
April 21, 2023 07:00 - 8 minutes - 7.38 MBWe bring in a story of an advisor that doesn’t seem to be listening to their client and even more concerning…keeps losing their money. See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
The real purpose of your 401(k)
April 07, 2023 07:00 - 7 minutes - 6.75 MBYour retirement money should have strategies for protection, income, and growth. What do you do if your 401(k) doesn’t cover all those elements? See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
Investing in things you are passionate about
March 31, 2023 14:30 - 6 minutes - 5.69 MBHow do you pick the stocks to invest in? Part of the equation might be to invest in what you see, you know, and what you are passionate about. See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.
Will your Social Security check be cut back?
March 24, 2023 12:29 - 14 minutes - 12.9 MBSpecial guest David Duly joins us to talk about the possibility of Social Security benefits being cut back. David has developed a tool that will tell you what the chances are that this could happen to you. You can find that tool and download your free report at unleashyourmoney.com. See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.