Money Tips Daily by Charles Kelly, former IFA and author of
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Money Tips Daily is a daily podcast brought to you by the author of Yes, Money Can Buy You Happiness, published on Amazon. Money Tips Daily helps you save, earn, invest and enjoy more money!
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Episodes
What’s Your Relationship With Debt Like?
April 19, 2024 06:12 - 4 minutes - 3.78 MBHow do you feel about debt? Do you think debt is good or bad? Are you using debt to increase or decrease your wealth? This comes back to your mindset around money and debt. For instance, older people tend to be debt and risk averse. They try to pay off their mortgages as quickly as possible and often buy one house and stay there for the rest of their lives. They are certainly not open borrowing money against their house, using leverage, to buy a second or third investment...
Words Can Cut Like Knives – Money Tips 365 Day 47
April 18, 2024 10:11 - 8 minutes - 11.8 MBWords can cut you like a knife. Jim Rohn Whoever wrote, sticks and stones may break my bones, but words will never hurt me, must’ve been drunk! Be careful of the word you used to people because you can affect them deeply. A young amy Winehouse went to an event in a vintage black dress and looked gorgeous. Press said that she looked plump or fat, which was not true. A friend later said that that affected her deeply, and she went into an eating disorder which stayed with her. ...
Words Can Cut Like Knives – Money Tips 365 Day 47
April 18, 2024 10:11 - 8 minutes - 11.8 MBWords can cut you like a knife. Jim Rohn Whoever wrote, sticks and stones may break my bones, but words will never hurt me, must’ve been drunk! Be careful of the word you used to people because you can affect them deeply. A young amy Winehouse went to an event in a vintage black dress and looked gorgeous. Press said that she looked plump or fat, which was not true. A friend later said that that affected her deeply, and she went into an eating disorder which stayed with her. ...
What’s Your Relationship With Debt Like?
April 18, 2024 06:18 - 4 minutes - 5.7 MBHow do you feel about debt? Do you think debt is good or bad? Are you using debt to increase or decrease your wealth? This comes back to your mindset around money and debt. For instance, older people tend to be debt and risk averse. They try to pay off their mortgages as quickly as possible and often buy one house and stay there for the rest of their lives. They are certainly not open borrowing money against their house, using leverage, to buy a second or third investment...
Make Money on Social Media – Money Tips 365 Day 46
April 17, 2024 05:49 - 2 minutes - 2.09 MBSocial Media is an integral part of life and business. Billions of people spend several hours a day on a social media platform. Are you a consumer or a creator of social edia content? Are you providing a product or a buyer of someone’s product? You are making money on social media. The question is for who? You are either making money for yourself or for someone else! You can learn how to monetise your time on social media and start making money for yourself or y...
Make Money on Social Media – Money Tips 365 Day 46
April 17, 2024 05:47 - 2 minutes - 3.16 MBSocial Media is an integral part of life and business. Billions of people spend several hours a day on a social media platform. Are you a consumer or a creator of social media content? Are you providing a product or a buyer of someone’s product? You are making money on social media. The question is for who? You are either making money for yourself or for someone else! You can learn how to monetise your time on social media and start making money for yourself or ...
Marketing and Sales – Money Tips 365 Day 45
April 16, 2024 00:13 - 2 minutes - 2.87 MBMarketing is generating leads. Sales is converting those leads into customers. If you want to become a successful entrepreneur, you must become good at marketing and sales. However, these are skills that are useful to everyone in life, even if you are an employee. Check out my book, Borrow and Grow Rich, using OPM Other people’s money – https://amzn.eu/d/1RjjABX Ever wonder why you never seem to have enough money? We are living in challenging economic times. I ...
Marketing and Sales – Money Tips 365 Day 45
April 16, 2024 00:11 - 2 minutes - 1.9 MBMarketing is generating leads. Sales is converting those leads into customers. If you want to become a successful entrepreneur, you must become good at marketing and sales. However, these are skills that are useful to everyone in life, even if you are an employee. Check out my book, Borrow and Grow Rich, using OPM Other people’s money – https://amzn.eu/d/1RjjABX Ever wonder why you never seem to have enough money? We are living in challenging economic times. I ...
Asset Rich Time Poor, Time Rich Asset Poor – Money Tips 365 Day 44
April 15, 2024 07:57 - 1 minute - 2.76 MBWhich of these represents you best? Some people are asset rich, but time poor. They are willing to work with people who are time rich lack money. I wrote about this in my book, Borrow and Grow Rich, using OPM Other people’s money – https://amzn.eu/d/1RjjABX Ever wonder why you never seem to have enough money? We are living in challenging economic times. I want to show you how can you: · Not only survive, but thrive in a recession or depression? · Get c...
Asset Rich Time Poor, Time Rich Asset Poor – Money Tips 365 Day 44
April 15, 2024 07:52 - 1 minute - 1.83 MBWhich of these represents you best? Some people are asset rich, but time poor. They are willing to work with people who are time rich lack money. I wrote about this in my book, Borrow and Grow Rich, using OPM Other people’s money – https://amzn.eu/d/1RjjABX Ever wonder why you never seem to have enough money? We are living in challenging economic times. I want to show you how can you: · Not only survive, but thrive in a recession or depression? · Get c...
Does Loyalty Pay? Money Tips 365 Day 43
April 14, 2024 03:45 - 3 minutes - 5.25 MBWhen it comes to suppliers like your mortgage lender and mobile phone provider loyalty does not always pay. In fact, it could cost you dearly. Banks, insurance companies, lenders and utilities treat existing customers with complacency, and were still they offer better deals to new customers! Shopping around has never been easier with all of the comparison sites available to find the best deals. I’ve personally saved tens, of thousands of pounds by switching providers and review...
Does Loyalty Pay? Money Tips 365 Day 43
April 14, 2024 03:26 - 3 minutes - 3.47 MBWhen it comes to suppliers like your mortgage lender and mobile phone provider loyalty does not always pay. In fact, it could cost you dearly. Banks, insurance companies, lenders and utilities treat existing customers with complacency, and were still they offer better deals to new customers! Shopping around has never been easier with all of the comparison sites available to find the best deals. I’ve personally saved tens, of thousands of pounds by switching providers and review...
Problems are Good – Money Tips 365 Day 42
April 13, 2024 08:07 - 2 minutes - 2.89 MBDo not believe that people with money have no problems. Everyone has problems, but money gives you the ability to deal with them or affectively. The person you need to become to become rich, will make you a sort of person that can handle and cope with problems, but they will never go away. Life is like a garden. It needs tending and watering. There is a place where all the people have no problems - a cemetery! If you have problems, you have life and you are living! Ever ...
Problems are Good – Money Tips 365 Day 42
April 13, 2024 07:44 - 2 minutes - 1.91 MBDo not believe that people with money have no problems. Everyone has problems, but money gives you the ability to deal with them or affectively. The person you need to become to become rich, will make you a sort of person that can handle and cope with problems, but they will never go away. Life is like a garden. It needs tending and watering. There is a place where all the people have no problems - a cemetery! If you have problems, you have life and you are living! Ever ...
Resources or Resourcefulness? - Money Tips 365 Day 41
April 12, 2024 07:24 - 2 minutes - 2.17 MBResources and resourcefulness are both assets. Some of us will have many resources, but all of can have resourcefulness. Some of you are born with resources and riches, but everyone is born with resourcefulness. We have infinite resourcefulness but use only 2% of it. As we come out of childhood, we lose much of our creativity, wonder and enthusiasm for life as we are moulded into the system. Get back your resourcefulness and you will have more resources. Ever w...
Resources or Resourcefulness? - Money Tips 365 Day 41
April 12, 2024 07:22 - 2 minutes - 3.27 MBResources and resourcefulness are both assets. Some of us will have many resources, but all of can have resourcefulness. Some of you are born with resources and riches, but everyone is born with resourcefulness. We have infinite resourcefulness but use only 2% of it. As we come out of childhood, we lose much of our creativity, wonder and enthusiasm for life as we are moulded into the system. Get back your resourcefulness and you will have more resources. Ever w...
Can Money Buy You Happiness? Money Tips 365 Day 40
April 11, 2024 08:30 - 3 minutes - 4.31 MBThey say money doesn’t make you happy, but is that entirely true? Join me online on my free live money management training Wednesday at 7.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH If everything else was equal, would you rather: · Be broke or rich? · Live in a nice house or a dump? · Drive a good car or an old banger? · Get medical treatment now or in two years’ time? · Trave...
Can Money Buy You Happiness? Money Tips 365 Day 40
April 11, 2024 08:25 - 3 minutes - 2.85 MBThey say money doesn’t make you happy, but is that entirely true? Join me online on my free live money management training Wednesday at 7.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH If everything else was equal, would you rather: · Be broke or rich? · Live in a nice house or a dump? · Drive a good car or an old banger? · Get medical treatment now or in two years’ time? · Tra...
Rags to Riches To Rags - Money Tips 365 Day 39
April 10, 2024 10:18 - 3 minutes - 4.4 MBThere’s an old saying that family to go from rags to riches to rags in three generations. First generation work super hard. Second generation continues but not so hard. Third generation spends it! Countries go through the same process which generally leads to decline. 100 years ago, Great Britain was the most powerful and richest nation on Earth, but just over 50 years later had to be bailed out by the IMF because it was bankrupt. America looks to be heading the same...
Rags to Riches To Rags - Money Tips 365 Day 39
April 10, 2024 10:16 - 3 minutes - 2.91 MBThere’s an old saying that family to go from rags to riches to rags in three generations. First generation work super hard. Second generation continues but not so hard. Third generation spends it! Countries go through the same process which generally leads to decline. 100 years ago, Great Britain was the most powerful and richest nation on Earth, but just over 50 years later had to be bailed out by the IMF because it was bankrupt. America looks to be heading the same...
Cash is not risk free! – Money Tips 365 Day 38
April 09, 2024 05:21 - 3 minutes - 5.53 MBPeople think that holding the cash in the bank is risk free when you compare it to investing in assets, such as stocks and shares or property. Whilst it’s true that a bank deposit carries less risk and volatility, it is far from risk free. Bank deposits are only insured up to £85,000 in the UK ($250,000 in the US). Inflation is eating into your cash every month. The value of your money is going down every year. Course, it’s sensible to keep 3 to 6 months of cash rese...
Cash is not risk free! – Money Tips 365 Day 38
April 09, 2024 04:28 - 4 minutes - 3.66 MBPeople think that holding the cash in the bank is risk free when you compare it to investing in assets, such as stocks and shares or property. Whilst it’s true that a bank deposit carries less risk and volatility, it is far from risk free. Bank deposits are only insured up to £85,000 in the UK ($250,000 in the US). Inflation is eating into your cash every month. The value of your money is going down every year. Course, it’s sensible to keep 3 to 6 months of cash rese...
Pension Fund Charges Can Seriously Damage Your Wealth – Money Tips 365 Day 37
April 08, 2024 07:55 - 2 minutes - 3.02 MBPension Fund Charges Can Seriously Damage Your Wealth How much is your pension fund charging you? It can make a huge difference to your eventual retirement fund and income. The average saver in the UK will accumulate a pension fund over your lifetime of £200,000. If you choose a scheme where the fund charges are 0.4%, compared to a fund charging 0.75%, a difference of 0.35%, the difference is £70,000! Source: Keith Lay, People’s Partnership Take independent financial ...
Pension Fund Charges Can Seriously Damage Your Wealth – Money Tips 365 Day 37
April 08, 2024 07:52 - 2 minutes - 2 MBPension Fund Charges Can Seriously Damage Your Wealth How much is your pension fund charging you? It can make a huge difference to your eventual retirement fund and income. The average saver in the UK will accumulate a pension fund over your lifetime of £200,000. If you choose a scheme where the fund charges are 0.4%, compared to a fund charging 0.75%, a difference of 0.35%, the difference is £70,000! Source: Keith Lay, People’s Partnership Take independent financial adv...
Sell With Stories - Money Tips 365 Day 35
April 06, 2024 02:46 - 3 minutes - 5.44 MB“The value of an investment is based on a number today multiplied by a story tomorrow.” Morgan Housel Join me online on my free live money management training Wednesday at 7.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH For instance, the earnings per share of a company is the number today, and P/E ratio is the story tomorrow. It’s not always the best product that wins investors or the sale. Entrepreneurs who have the best storie...
Sell With Stories - Money Tips 365 Day 35
April 06, 2024 02:44 - 3 minutes - 3.6 MB“The value of an investment is based on a number today multiplied by a story tomorrow.” Morgan Housel Join me online on my free live money management training Wednesday at 7.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH For instance, the earnings per share of a company is the number today, and P/E ratio is the story tomorrow. It’s not always the best product that wins investors or the sale. Entrepreneurs who have the best sto...
Enjoy your life Money Tips 365 Day 32
April 02, 2024 08:34 - 5 minutes - 7.51 MBEnjoy your life and money, spend time with your family and people who are important to you. Whilst it is important to make money, invest and look after your money, don’t let it become such an obsession that you neglect everything else in your life, that’s really important. Life is, but a fleeting moment in history, so make the best of it while we’re here on this earth. Join my Money Tips 365 Supporters Club on Spotify: - https://podcasters.spotify.com/pod/show/charles-kelly/subscribe
Enjoy your life Money Tips 365 Day 32
April 02, 2024 07:57 - 5 minutes - 4.97 MBEnjoy your life and money, spend time with your family and people who are important to you. Whilst it is important to make money, invest and look after your money, don’t let it become such an obsession that you neglect everything else in your life, that’s really important. Life is, but a fleeting moment in history, so make the best of it while we’re here on this earth. Join my Money Tips 365 Supporters Club on Spotify: - https://podcasters.spotify.com/pod/show/charles-kelly/subscribe ...
Live in a State of Gratitude - Money Tips 365 Day 31
April 01, 2024 08:52 - 1 minute - 2.68 MBLiving in the state of gratitude helps you attract more of that which you are grateful for. This could be things like having good health, living in a good country, or just having a great day. If you are ungrateful and unhappy in your life, you will always be striving for more, always dissatisfied. You will never have enough. Join my Money Tips 365 Supporters Club on Spotify: - https://podcasters.spotify.com/pod/show/charles-kelly/subscribe #gratitude #health #money #moneytips ...
Live in a State of Gratitude - Money Tips 365 Day 31
April 01, 2024 08:45 - 1 minute - 1.77 MBLiving in the state of gratitude helps you attract more of that which you are grateful for. This could be things like having good health, living in a good country, or just having a great day. If you are ungrateful and unhappy in your life, you will always be striving for more, always dissatisfied. You will never have enough. Join my Money Tips 365 Supporters Club on Spotify: - https://podcasters.spotify.com/pod/show/charles-kelly/subscribe #gratitude #health #money #moneytips ...
Learn The Secrets Of Successful People, Read Biographies – Money Tips 365 Day 30
March 31, 2024 09:21 - 3 minutes - 4.2 MBLearn The Secrets Of Successful People, Read Biographies – Money Tips 365 Day 31 You can discover exactly out how wealthy businesspeople, sports and movie stars achieved success by reading biographies! Join my Money Tips 365 Supporters Club on Spotify: -https://podcasters.spotify.com/pod/show/charles-kelly/subscribe #moneytips #readbooks #wealth #success
Learn From Successful People, Read Biographies – Money Tips 365 Day 30
March 31, 2024 08:33 - 3 minutes - 2.78 MBLearn The Secrets Of Successful People, Read Biographies – Money Tips 365 Day 31 You can discover exactly out how wealthy businesspeople, sports and movie stars achieved success by reading biographies! #moneytips #readbooks #wealth #success
Beware Of The DEADLY Food Pyramid Chart Diet!
March 30, 2024 09:37 - 5 minutes - 4.9 MBObesity and diabetes in the West has gone through the roof along with prescription drugs. Join my Money Tips 365 Supporters Club on Spotify: -https://podcasters.spotify.com/pod/show/charles-kelly/subscribe Cancer amongst the UK’s young has risen by 70% since 1990. Children’s behaviour in school has gone from bad to worse in England and Wales, according to a new report. More and more children are now being diagnosed with behavioural or mental illnesses. It’s inconceivable that t...
Beware Of The DEADLY Food Pyramid Chart Diet!
March 30, 2024 09:17 - 5 minutes - 7.39 MBJoin my Money Tips 365 Supporters Club on Spotify: -https://podcasters.spotify.com/pod/show/charles-kelly/subscribe Obesity and diabetes in the West has gone through the roof along with prescription drugs. Cancer amongst the UK’s young has risen by 70% since 1990. Children’s behaviour in school has gone from bad to worse in England and Wales, according to a new report. More and more children are now being diagnosed with behavioural or mental illnesses. It’s inconceivable tha...
Leverage And OPM Will Help Accelerate Your Wealth Building Money Tips 365 Day 29
March 29, 2024 11:08 - 7 minutes - 6.89 MBJoin my Money Tips 365 Supporters Club on Spotify: - https://podcasters.spotify.com/pod/show/charles-kelly/subscribe Leverage is a term used in business for borrowing money or using debt to buy assets. Other people’s money (OPM) has been deployed for centuries to help governments and businesses to raise capital, which I’ve written about in my book, Borrow and Grow Rich. There is a big difference between good debt, which helps you buy assets that produce income, capital growth...
Leverage And OPM Will Help Accelerate Your Wealth Building Money Tips 365 Day 29
March 29, 2024 10:55 - 7 minutes - 10.4 MBJoin my Money Tips 365 Supporters Club on Spotify: - https://podcasters.spotify.com/pod/show/charles-kelly/subscribe Leverage is a term used in business for borrowing money or using debt to buy assets. Other people’s money (OPM) has been deployed for centuries to help governments and businesses to raise capital, which I’ve written about in my book, Borrow and Grow Rich. There is a big difference between good debt, which helps you buy assets that produce income, capital growth...
21 SMART Money And Energy Saving Tips Money Tips 365 Day 27
March 28, 2024 09:20 - 8 minutes - 11.5 MBWith energy bills, fuel and interest rates soaring, there’s never been a more critical time to make savings and learn how to manage our money to the best of our ability. I cover many more tips and money-making ideas in my programme, Master Your Money the S.M.A.R.T Way training. Check it out for free - https://bit.ly/3isugCr. Please LIKE and SHARE – WATCH YOUTUBE VIDEO - https://youtu.be/taJgXOqp9O0 Here are some tips to help you save and accumulate more money. 1 Pay yourself and save firs...
21 SMART Money And Energy Saving Tips Money Tips 365 Day 27
March 28, 2024 09:12 - 8 minutes - 7.62 MBWith energy bills, fuel and interest rates soaring, there’s never been a more critical time to make savings and learn how to manage our money to the best of our ability. I cover many more tips and money-making ideas in my programme, Master Your Money the S.M.A.R.T Way training. Check it out for free - https://bit.ly/3isugCr. Please LIKE and SHARE – WATCH YOUTUBE VIDEO - https://youtu.be/taJgXOqp9O0 Here are some tips to help you save and accumulate more money. 1 Pay yourself and save firs...
Index Funds Stocks And Shares Money Tips 365 Day 26
March 27, 2024 23:12 - 3 minutes - 4.45 MBFor those of you, who do not want to study the markets and companies in detail, the next best thing is to put your money into an index tracker fund, as advised by the great Warren Buffett. Index funds, such as those run by companies like Vanguard, literally track the markets and match the performance of the overall index. For instance, an index fund investing in the S&P 500 indices, will match the overall movement of the fund through algorithms, so investors get the benefit of the ...
Index Funds Stocks And Shares Money Tips 365 Day 26
March 27, 2024 23:08 - 3 minutes - 2.94 MBFor those of you, who do not want to study the markets and companies in detail, the next best thing is to put your money into an index tracker fund, as advised by the great Warren Buffett. Index funds, such as those run by companies like Vanguard, literally track the markets and match the performance of the overall index. For instance, an index fund investing in the S&P 500 indices, will match the overall movement of the fund through algorithms, so investors get the benefit of the ...
Investment Risk Money Tips 365 Day 25
March 26, 2024 22:29 - 2 minutes - 2.91 MBRisk is what’s left over after you’ve thought of everything. Carl Richards Risk is part of life as well as investing. There will be a certain amount of risk when you invest your money into a stock market linked product or an asset like a property. however, you can mitigate these risks by educating yourself and taking good financial advice. You should never risk everything or gamble with your money. Don’t bet the farm on a single investment as the saying goes. Legendary investor...
Investment Risk Money Tips 365 Day 25
March 26, 2024 10:36 - 2 minutes - 1.92 MBRisk is what’s left over after you’ve thought of everything. Carl Richards Risk is part of life as well as investing. There will be a certain amount of risk when you invest your money into a stock market linked product or an asset like a property. however, you can mitigate these risks by educating yourself and taking good financial advice. You should never risk everything or gamble with your money. Don’t bet the farm on a single investment as the saying goes. Legendary investors...
Ambition Money Tips Daily Day 24
March 25, 2024 09:01 - 2 minutes - 2.18 MBAmbition, like appetite, varies from person to person. Wealthy people are usually ambitious. They aim high, set goals in order to achieve a high level of success. The super rich have huge appetites for life and success, often going far beyond mere money. Billionaires seek to dominate their market and crush competition. They have world dominating goals. Not everyone wants to conquer the world or be a billionaire, which is why there are so few of them compared to millionaires ...
Ambition Money Tips Daily Day 24
March 25, 2024 08:59 - 2 minutes - 3.29 MBAmbition, like appetite, varies from person to person. Wealthy people are usually ambitious. They aim high, set goals in order to achieve a high level of success. The super rich have huge appetites for life and success, often going far beyond mere money. Billionaires seek to dominate their market and crush competition. They have world dominating goals. Not everyone wants to conquer the world or be a billionaire, which is why there are so few of them compared to millionaires ...
Energy Money Tips 365 Day 23
March 24, 2024 22:58 - 2 minutes - 3 MBMoney seems to have its own energy. Some people seem to be tuned into this energy and attract money. While others repel it. Life is energy and you need it to get out of bed in the morning. Look after your health and get enough sleep so that you have sufficient energy to work, or lunch and run a business. Successful and wealthy people usually have above average energy. The very rich, like billionaires, are blessed with super levels of energy and drive, and can work for 16 hours ...
Energy Money Tips 365 Day 23
March 24, 2024 22:53 - 2 minutes - 1.99 MBMoney seems to have its own energy. Some people seem to be tuned into this energy and attract money. While others repel it. Life is energy and you need it to get out of bed in the morning. Look after your health and get enough sleep so that you have sufficient energy to work, or lunch and run a business. Successful and wealthy people usually have above average energy. The very rich, like billionaires, are blessed with super levels of energy and drive, and can work for 16 hours ...
Tips To Survive The Recession And Thrive Financially
March 23, 2024 13:25 - 7 minutes - 9.7 MBAre you worried about the future of the economy and your finances? It's a valid concern, especially with the uncertainty that comes with a recession. But what if I told you that there's a way to not only survive but thrive during tough economic times? Through extensive research and experience, I have uncovered 6 proven tactics that have helped people weather any recession and thrive financially. These tactics have been tested and refined, and I am confident that they will work for you too. ...
Money Tips To Survive The Recession And Thrive Financially
March 23, 2024 13:17 - 7 minutes - 6.42 MBAre you worried about the future of the economy and your finances? It's a valid concern, especially with the uncertainty that comes with a recession. But what if I told you that there's a way to not only survive but thrive during tough economic times? Through extensive research and experience, I have uncovered 6 proven tactics that have helped people weather any recession and thrive financially. These tactics have been tested and refined, and I am confident that they will work for you too. ...
Discipline - Money Tips Daily Day 21
March 22, 2024 23:21 - 2 minutes - 3.45 MBAll successful or physically fit people, I know, have self-discipline and control, all failures and unhealthy people, don’t. Just like keeping fit or living healthily, saving is a habit which requires a certain amount of self-discipline and willpower. Join my Money Tips 365 Supporters Club on Spotify: - https://podcasters.spotify.com/pod/show/charles-kelly/subscribe #discipline #selfdiscipline #money #moneytips
Discipline - Money Tips Daily Day 21
March 22, 2024 23:08 - 2 minutes - 2.28 MBDiscipline - Money Tips Daily Day 21 All successful or physically fit people, I know, have self-discipline and control, all failures and unhealthy people, don’t. Just like keeping fit or living healthily, saving is a habit which requires a certain amount of self-discipline and willpower. Join my Money Tips 365 Supporters Club on Spotify: - https://podcasters.spotify.com/pod/show/charles-kelly/subscribe #discipline #selfdiscipline #money #moneytips