EP142: 6 Steps to Creating a Budget with Irregular Income

Do you get paid a little differently each month?

Maybe you are an entrepreneur, a real estate agent, in sales, or you you're a self-employed independent contractor.

If this is you, you need to learn how to budget with irregular income.

This week on the show, I am going to walk you through the 6 steps to irregular income budgeting.

This is the same system I have used in my own business when setting up a monthly budget based on fluctuating income.

Step 1: Find Your 90 Day Average Income

Step 2: Determine Your Take-Home Pay Based on Gross Income

Step 3: Open Separate Checking Account (Separate Bank)

Step 4: Choose Your Paydays

Step 5: Enter Monthly Take-Home Pay Into Budget

Step 6: Readjust Every Month Based on Last 90 Days

Once you've listened to all 6 steps, head on over to https://www.moneypeach.com/session142 to get the free budget templates I mention inside the episode.

or you can simply

Grab Free Budget Templates Here

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Today's show was brought to you by OneAZ Credit Union — my very own credit union I have been proud a member of since 2011. 

If you live in Arizona and are looking for a large credit union with a local, customer-focused feel for your personal or business banking needs, look no further than OneAZ Credit Union.