Money For the Rest of Us
495 episodes - English - Latest episode: 10 days ago - ★★★★★ - 1.3K ratingsA personal finance and investing podcast on money, how it works, how to invest it and how to live without worrying about it. J. David Stein is a former Chief Investment Strategist and money manager. For close to two decades, he has been teaching individuals and institutions how to invest and handle their finances in ways that are simple to understand. More info at moneyfortherestofus.com
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Episodes
Are You Investing, Speculating or Gambling?
February 01, 2017 15:15 - 28 minutes - 26.1 MB#143 What is the difference between investing, speculating and gambling. Why binary options trading is gambling. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Why Are Some Nations Wealthier Than Others
January 25, 2017 01:34 - 28 minutes - 26.4 MB#142 Poor nations work harder than rich ones. Why then are they still poor? See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
The Universal Law You Need To Overcome To Thrive
January 18, 2017 15:40 - 25 minutes - 23.4 MB#141 How to overcome the second law of thermodynamics in investing and living. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
How Climate Change Could Impact Your Investments and Your Life
January 11, 2017 14:51 - 26 minutes - 23.9 MB#140 Is there a carbon bubble whose bursting could lead to financial instability? See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Are You Making Fear-based Financial Decisions?
January 04, 2017 16:53 - 24 minutes - 22.5 MB#139 How to design a life, pursue a career, and build financial security without acting out of fear. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Year End Special - Live From Fincon - What I Learned Investing in 2016
December 28, 2016 16:50 - 23 minutes - 21.4 MBConversation with Brian Bain of Investor In the Family at the Fincon financial media conference about what we learned investing in 2016. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Should You Sell Your Stocks Before Trump Takes Office?
December 21, 2016 15:42 - 24 minutes - 22.8 MB#138 How to make decisions in the face of uncertainty and why deciding to sell stocks should be based on feelings of regret rather than gut feelings about what we think will happen with financial markets and the economy. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Is the American Dream Dead?
December 14, 2016 16:54 - 28 minutes - 25.7 MB#137 Are private equity buyout activities contributing to income inequality and the death of the American Dream? See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Filter By Asset Class - Featuring Preferred Stocks
December 07, 2016 17:01 - 30 minutes - 28.2 MB#136 How framing and filtering by asset classes makes investing easier. How to invest in preferred stocks. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Embrace the Messiness
November 30, 2016 16:57 - 24 minutes - 22.7 MB#135 Why we need to control the chaos while embracing messiness in living and investing. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
It's Just Money
November 23, 2016 16:55 - 25 minutes - 23.6 MB#134 Why we should be indifferent toward money and what are the risks of a dollar shortage. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Interest Rates Are Rising. Four Things You Can Do.
November 16, 2016 17:01 - 29 minutes - 26.7 MB#133 Here are four investment strategies investors can use to avoid losses due to rising interest rates. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Trump Wins. Now What?
November 09, 2016 16:59 - 30 minutes - 27.5 MB#132 What should you do about Trump presidency? And how the truth was the real loser in this presidential election. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Is This The Creepiest Investment Ever?
November 02, 2016 15:58 - 28 minutes - 25.9 MB#131 How hedge funds and pension plans earn 20% a year buying life insurance policies from unwary individuals. Why it's better to keep your permanent life insurance rather than sell it. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Should You Buy A Vacation Home?
October 26, 2016 15:57 - 22 minutes - 20.6 MB#130 How changes in financial circumstances, property markets, zoning rules and personal taste can make owning an illiquid vacation property a risky proposition, but why we bought our dream place anyway (and then sold it). See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Finding Simplicity On Other Side of Complexity
October 19, 2016 15:51 - 25 minutes - 23.6 MB#129 Why we need to embrace complexity in order to find lower cost, less stressful solutions to challenges including with investing. Plus is investing moral? See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Is There Too Much Savings?
October 12, 2016 12:38 - 27 minutes - 25.4 MB#128 How holding onto goods longer before replacing them and a global savings glut impact the economy, interest rates and stock returns. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Investing Is Wayfinding
October 05, 2016 13:48 - 27 minutes - 25.1 MB#127 Investing is like exploring an unknown territory. What are the tools to help us navigate. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Where Federal Money Flows
September 28, 2016 12:49 - 29 minutes - 27.4 MB#126 Why cutting federal spending and trying to lower the national debt reduces household income and spending, potentially causing a recession. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Is The Economy Really Doing That Poorly?
September 21, 2016 12:16 - 28 minutes - 26.4 MB#125 How to thrive in an ever changing, increasingly complex economy. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Build Your Inventory, Discover Your Theme
September 14, 2016 15:38 - 25 minutes - 23 MB#124 How to balance developing new skills, learning new things and becoming an expert. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Why Health Insurance Premiums and Prescription Drug Prices Are Exploding
September 07, 2016 15:56 - 31 minutes - 28.8 MB#123 How pharmaceutical companies use of maximum pricing power is leading to double digit annual increases for prescription drug prices and health insurance premiums. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Why Negative Interest Rates Are Dangerous
August 31, 2016 16:02 - 30 minutes - 28.2 MB#122 How negative interest rates increase volatility and lower future investment returns. What can you do about it. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
What If Everyone Starts Indexing?
August 24, 2016 15:56 - 30 minutes - 28.4 MB#121 How more and more indexing via ETFs leads to market fragility, lower diversification and herd behavior, but why most investors should index anyway. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Lao Tzu on Living and Investing
August 17, 2016 15:57 - 29 minutes - 27.3 MB#120 What ancient Chinese philosopher Lao-Tzu can teach you about living and investing. Plus two contrasting views of today’s market environment and what to do about it. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Investing Won't Make You Rich
August 10, 2016 15:56 - 26 minutes - 24.6 MB#119 The primary role of investing is to preserve your wealth not grow it. How then do we grow our wealth? See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Are Renewable Energy ETFs A Good Investment?
August 03, 2016 15:57 - 26 minutes - 24.4 MB#118 Does the significant growth of solar and wind energy mean companies in the space are attractive investments? Show notes at http://moneyfortherestofus.net/mny118-invest-renewable-energy-etfs/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
The Retirement Journey
July 27, 2016 15:55 - 26 minutes - 23.9 MB#117 Why lower retirement spending rates means most retirees will need to work some during their retirement years. Show notes at http://moneyfortherestofus.net/mny117-retirement-journey/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Why Investors Can't Ignore China
July 20, 2016 15:58 - 29 minutes - 27.4 MB#116 Will China's growing debt burden lead to a banking collapse? How would that impact investors globally, and what should you do about it. Show notes at See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
How To Get Financially Unstuck
July 13, 2016 15:54 - 31 minutes - 28.8 MB#115 Why we can't not invest due to fear and uncertainty. Plus how to tell if the stock market is overvalued and what to do about it. To get the U.S. stock market valuation charts, text the word "charts" to 44222 See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Vacation Special: Investing In Your Family
July 06, 2016 14:32 - 31 minutes - 29 MBThere is no regular episode this week due to the 4th of July Holiday and the Stein Idaho family reunion. Instead, here is the audio from a conversation that Brian Bain of Investor In the Family and I had on investing in family relationships. In the interview, we discuss work and family and balancing the two. We also discuss career transitions and the challenge of raising children. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/pri...
Money Is Cheap, Freedom Is Expensive
June 29, 2016 15:56 - 27 minutes - 25.5 MB#114 Two outcomes from the Brexit vote is money got cheaper and politics got scarier. What should you do about it. Plus we profile a man who never retired and was still working at 87. Show notes at http://moneyfortherestofus.net/mny114-money-cheap-freedom-expensive/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Brexit and the Economics of Immigration
June 22, 2016 15:57 - 28 minutes - 26.5 MB#113 Does immigration harm or benefit a country’s economy? And should the UK leave the European Union? See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Your Retirement Depends On Robots
June 15, 2016 12:29 - 28 minutes - 26.2 MB#112 How productivity increases due to robots and other technology enhancements should lead to both higher wages and higher investment portfolio returns, allowing workers to save enough to eventually retire. Show notes at See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
How To Be A Minimalist Investor
June 08, 2016 16:00 - 27 minutes - 25 MB#111 How to be a minimalist both in life and investing. To get the Portfolio Charts summary sheet, text the word PORTFOLIOS to 44222. Show notes at http://moneyfortherestofus.net/mny111-minimalist-investor/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
How To Protect Yourself From Bail Ins
June 01, 2016 15:53 - 27 minutes - 25.2 MB#110 What are bail ins and how to protect yourself from them. Show notes at http://moneyfortherestofus.net/mny110-protect-bail-ins/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Money Is A Time Machine
May 25, 2016 15:55 - 29 minutes - 26.9 MB#109 How to shift money from the present to the future and vice versa in order strike an equitable balance between our present and future selves. Show notes at http://moneyfortherestofus.net/mny109-money-time-machine/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Investing in Real Estate Via Crowdfunding Platforms
May 18, 2016 15:44 - 31 minutes - 29.3 MB#108 What to consider when investing in commercial real estate via crowdfunding platforms. Show notes at http://moneyfortherestofus.net/mny108-investing-real-estate-crowdfunding-platforms/ To sign up for the free Insiders Guide, text the word INSIDER to 44222 See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Work, Freedom, and Leaving A Legacy
May 11, 2016 15:18 - 26 minutes - 24.5 MB#107 How to find the balance between work, freedom, meaning, and leaving a legacy. Show notes at http://moneyfortherestofus.net/mny107-work-freedom-financial-peril/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
How Worried Should You Be About the National Debt?
May 04, 2016 15:58 - 33 minutes - 30.6 MB#106 Why some nations are at risk of default on their national debt and others are not. Plus why the U.S. national debt will never be repaid. Show notes at http://moneyfortherestofus.net/mny106-national-debt/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
How Corporate Profits Drive Stock Returns
April 27, 2016 15:36 - 30 minutes - 27.7 MB#105 What drives corporate profits over time and how they contribute to long-term stock returns. Show notes at http://moneyfortherestofus.net/mny105-corporate-profits-drive-stock-returns/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Is It Possible To Win At Trade?
April 20, 2016 16:03 - 28 minutes - 25.7 MB#104 When a country runs a trade deficit is that a good or bad thing? It depends. Learn why in this episode. Show notes at http://moneyfortherestofus.net/mny104-possible-win-trade/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
How To Reenter the Stock Market
April 13, 2016 15:54 - 29 minutes - 26.7 MB#103 Here are the three things you need to coax yourself back into the stock market if you are on the sidelines. Plus, why short-term market declines are difficult to accurately predict but bear market declines can often be anticipated and avoided. To get a U.S. stock market decline frequency and magnitude summary sheet, text the word "DECLINE" to 44222. Show notes at http://moneyfortherestofus.net/mny103-reenter-stock-market/ See Privacy Policy at https://art19.com/privacy and Cal...
What It Takes To Be A Value Investor
April 06, 2016 16:00 - 29 minutes - 27.5 MB#102 Why the value style outperforms growth investing, and what are the attributes of successful value investors. Show notes at: http://moneyfortherestofus.net/mny102-takes-value-investor/ To get the article on growth investing mentioned in the episode, text the word "BUBBLE" to 44222. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Why Markets and Economies Are Ceaselessly Creative and Radically Unpredictable
March 30, 2016 15:57 - 30 minutes - 27.7 MB#101 How memes, stories, people, systems, goods and services mix and interact to create an expanding economic web that is ceaselessly creative and radically unpredictable. To sign up for the Insiders Guide, text the word INSIDER to 44222. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Navigating a Negative Carry World
March 23, 2016 15:59 - 29 minutes - 27 MB#100 How to invest and live in a radically unpredictable, low investment return world. Show notes at http://moneyfortherestofus.net/mny100-navigating-negative-carry-world/ To sign up for the Insiders Guide, text the word INSIDER to 44222. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Money Is Story
March 16, 2016 15:59 - 22 minutes - 20.5 MB#99 How money originated and why our relationship with money is driven by the stories we tell. Show notes at http://moneyfortherestofus.net/mny099-money-story/To sign up for the Insiders Guide, text the word INSIDER to 44222. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Why You Need A Lifestyle Business
March 09, 2016 16:41 - 29 minutes - 27.5 MB#98 How a lifestyle business can offset the impact of lower investment returns and contribute to a more sustainable economy. Show notes at http://moneyfortherestofus.net/mny098-need-lifestyle-business/ To sign up for the Insiders Guide, text the word INSIDER to 44222 See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
The Great Financial Crisis
March 02, 2016 16:57 - 53 minutes - 49.2 MB#97 What caused the great financial crisis and how the lessons learned apply to our own financial lives. Show notes at http://moneyfortherestofus.net/mny097-great-financial-crisis/ To sign up for the free Insider's Guide, text the word INSIDER to 44222 See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Five Wealth Lessons From A Stoic
February 24, 2016 17:01 - 29 minutes - 27.4 MB#96 Rumors are always circulating about economic collapse. How the stoic philosopher Seneca would handle these predictions of calamity. To get the Seneca's 5 Wealth rules and supporting quotes, text the word "SENECA" to 44222. Show notes at http://moneyfortherestofus.net/mny096-five-wealth-lessons-stoic/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.