3 Ways We Tightened Our Budget When We Thought There Was Nowhere Else to Save

A few months ago, my husband and I did some research to save in ways that we hadn’t previously considered. It took a little legwork, but the outcome was amazing. Here are three tips. 1. Save on your mortgage Is your mortgage your biggest expense each month? It is for us, and I assumed that without doing a refinance, we were locked into our monthly payment. But our lender advised us to check out something called a rate modification.