Milford Real Estate Podcast with Josh Lioce
71 episodes - English - Latest episode: almost 2 years ago -If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Livian - Massachusetts - your professional Milford Real Estate Agents.
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Episodes
Moving? 3 Things You Need To Know
September 14, 2022 00:00 VideoThe three most important things you need to know before you move. Selling your home is a stressful process, especially when the time comes to move. I recently sat down with my favorite person in the moving industry: owner and specialist Tony Gallo from Gallo Moving and Storage. We’ve been in business with his company for over ten years, and we recently talked about the three most important things you need to know when you start planning your move and hiring a mover. You can watch the ful...
Price Reduction vs. Rate Buy Down
August 25, 2022 00:00 VideoA great option for buyers who want to save money on their home purchase. I have news for buyers: the market has shifted and the playing field is becoming more balanced. However, if you want to get the best deal when purchasing a house, there are a few critical points you need to know. To share his expert advice regarding this topic, I asked Rick Scherer of Leader One to join us. He’ll share what’s happening with interest rates and what tools you can use to make a winning offer on your drea...
New Market—Who Dis?
August 01, 2022 21:17 VideoHere are six factors to watch in today’s shifting real estate market. As you’ve likely heard by now, the real estate market is shifting. Compared to what we saw over the last couple of years, it’s a whole new ballgame. Today I’ll share the six topics you need to pay attention to if you want to keep up with our ever-evolving conditions: 1. List price. If you’re selling your home, pay attention to your list price. Home prices have begun to flatten out over the last 60 to 120 days. When you’...
How Do You Deal With Home Sale Contingencies?
July 06, 2022 20:59 VideoWhat home sale contingencies are and how a kick-out clause helps sellers. Now that the market has shifted, buyers have more opportunities, and those who were waiting on the sidelines because of home sale contingency issues are now coming back to the marketplace. Today I’ll interview our legal expert attorney Arielle Cecala about home sale contingencies and what they entail. Feel free to watch the full interview or use these timestamps to browse specific topics at your leisure: 0:00 — Int...
3 Things To Know About Our Changing Market
June 16, 2022 14:56 VideoHow rising interest rates will likely affect home prices in our market. Will home prices drop now that interest rates are climbing? I’m getting asked this question daily, and it seems like every media outlet is talking about it too. I wanted to address this question today and explain a few important things so that you can have more confidence in what’ll happen to your home’s value over the next year: 1. Mortgage rates will continue to rise. Mortgages are more expensive, and rates aren’t e...
Discussing Disclosures With Arielle Cecala
May 16, 2022 18:46 VideoHere’s what Massachusetts home sellers need to know about disclosures. Today we’re joined once again by Attorney Arielle Cecala from Crowley & Cummings to discuss another important real estate topic: seller’s disclosures. She’s answering all our questions about disclosures. For starters, how do disclosures fit into a real estate transaction? In Massachusetts, the seller has no legal obligation to disclose anything to the buyer except for the known presence of lead paint. If a seller is as...
How You Can Compete Against Cash Offers
May 02, 2022 16:51 VideoHere’s how our new program can help buyers compete in a tough market. It’s no secret that this is a tough market for buyers. If you want to win the home of your dreams, you’ll need an advantage to stand out. Fortunately, Rick Scheer is here to discuss how you can make an offer that competes with cash, even if you need financing. You can watch our full explanation in the video above or skip to each topic using the timestamps provided: 0:00 — Introduction 1:12 — Rick explains our cash of...
What To Look For in an Investment Property
April 12, 2022 18:34 VideoFour basic things to look for when searching for an investment property. Investment properties are being talked about all the time in our current real estate market. Many people are looking for great properties to invest in right now. Today I’m sharing the four basic things you want to look for when buying an investment property. These are the main things you need to understand before taking the first step toward investing in real estate. Feel free to watch the full message above or use t...
Why Real Estate Protect You From Inflation
March 29, 2022 15:41 VideoExplaining inflation and how real estate is a good hedge against it. Inflation. What is it, and how can real estate hedge against it? I am no financial expert, but I have been doing some research recently, so I wanted to share what I know. Inflation is a currency’s loss of value over time. They track inflation by watching how the prices fluctuate for a group of goods over a specific period. According to Forbes, the inflation rate at the end of February 2022 was 7.9%. That’s the highest it...
Why Real Estate Protects You From Inflation
March 29, 2022 15:41 VideoExplaining inflation and how real estate is a good hedge against it. Inflation: what is it, and how can real estate hedge against it? I am no financial expert, but I have been doing some research recently, so I wanted to share what I know. Inflation is a currency’s loss of value over time. Experts track inflation by watching how the prices fluctuate for a group of goods over a specific period. According to Forbes, the inflation rate at the end of February 2022 was 7.9%. That’s the highest...
Pay Attention to These 6 Things Before Buying a Flip
March 15, 2022 00:00 VideoHere are six things to watch out for when buying a flipped property. Are you looking to buy a flipped home? Because of our low inventory, it’s an increasingly popular option. However, not every flip is created equal. Some people may rush their renovations to turn a quick buck, while others may be new to the business and make some rookie mistakes. That’s why today I want to share six things you should pay attention to before you buy a flipped home. You can watch my full explanation in th...
Discussing Leasebacks With Attorney Arielle Cecala
February 21, 2022 00:00 VideoAttorney Arielle Cecala joins me to discuss use and occupancy agreements. Today we’re discussing use and occupancy agreements, also sometimes known as rent-backs or leasebacks. Those agreements mean that the buyer is giving the seller more time to live in the home after closing. Buyers can use them to make their offer stand out to sellers who need more time to move or find their next house. Attorney extraordinaire Arielle Cecala from Crowley and Cummings, LLC is joining me today to talk ab...
Avoid These 4 New Homeowner Mistakes
February 07, 2022 00:00 VideoDiscussing four common mistakes new homeowners tend to make. Have you purchased your first home recently? Homeownership is exciting, but it’s easy to make mistakes when you’re first getting started. That’s why today I want to go over four common mistakes first-time homeowners make that you should avoid: Mistake No. 1: Ignoring your home inspection report. If you ignore your home inspection report or treat it like a list of chores you don’t want to do, it could cost you in the long run. So...
Sellers: Why Waiting Will Hurt You
January 24, 2022 00:00 VideoHere are four reasons why you shouldn’t wait to sell your home. Should you wait and sell your home in the spring? Absolutely not because doing so could cost you money. Today I want to share a couple of reasons why that is: 1. The selling season starts now. As soon as the holidays are behind us, people refocus on buying or selling their homes. The early parts of January and February are when the market starts to wind up. You don’t have to wait until June to maximize buyer activity. 2. ...
What Will the Mortgage Environment Look Like in 2022?
December 28, 2021 00:00 VideoHere’s what Rick Scherer expects for mortgage rates in 2022. Today we’re going to talk about the mortgage rate environment. We’re bringing in Rick Scherer, the CEO of OnTo Mortgage, to talk about where he thinks rates are heading in 2022. He doesn’t have a crystal ball, but he has the knowledge and experience to make some great predictions. You can watch the full episode above, or you can skip to each section using the timestamps provided below: 0:1 7— Introducing Rick Scherer 0:50 — W...
Happy Holidays!
December 13, 2021 00:20 VideoFrom our team to your family, we want to wish you a happy holiday season. Happy holidays to you! The holiday season has officially arrived. We hope you enjoy this wonderful time of year and make some fantastic memories. We wanted to take a moment to thank you for your continued support. We love helping people make their real estate dreams come true, so thank you for working with us and supporting our business. This may be a busy time of year, but we are always here to help you and answ...
4 Costs To Consider When You Buy
November 24, 2021 00:20 VideoHere are four home-buying costs that might catch you by surprise. This week, we’re talking about how expensive it is to buy homes, and I don’t just mean the price of homes in today’s hot market. There are a lot of additional costs that can creep up and shock you at the closing table, especially if you’re a first-time homebuyer. Let’s talk about the four costs you haven’t factored in while buying a home: 1. Home inspection. You have to pay for the inspection. Even if that inspection revea...
Thank you for your support
November 12, 2021 00:20 VideoThe 2021 holiday season has officially begun! We hope you are as excited as we are. We’d like to take a moment to express our gratitude to all of you this Thanksgiving. We have met some truly wonderful people, and we’re proud to have helped so many reach their real estate goals over the years. We wouldn’t be where we are today without all of your support. Enjoy your Thanksgiving dinner—that’s what we plan to do! In the meantime, please don’t hesitate to reach out to us if you have any r...
Need to Buy and Sell? Try a Bridge Loan
October 25, 2021 00:20 VideoHere’s how a bridge loan can make buying and selling plans less stressful. Today we have a message for all the homebuyers out there who also need to sell. You may find yourself in a tough position when writing offers that are subject to you selling your home. If you’ve made a contingent offer like this, you’ve probably found yourself on the short end of the stick. A bridge loan is a unique solution that can help you get your home without having to make a contingent offer. OnTo Mortgage CE...
Our Market Is Shifting, so Don’t Believe These 4 Myths
October 11, 2021 00:20 VideoHere are four myths about our market that just aren’t true anymore. We’ve all read the news, seen the headlines, and maybe even heard it from our friends. The market has been crazy with stories of houses selling in minutes and way over list price. Some of those actually did happen, but the market is shifting, and, as a seller, you need to adjust to the slightly slower pace. Realtor.com just released an article about four things that aren’t true about our market anymore but are still being ...
The Future of Our Real Estate Market
September 27, 2021 00:20 VideoHere’s what Arielle, Rick, and I had to say about the future of our market. The number one question I receive as a real estate agent is, “Where is the market heading?” Today, I want to answer that question. This is a big topic, so local experts Arielle Cecala and Rick Scherer are here to help me figure it out. We’ll discuss trends, seasonal changes, and what it all means for you. You can watch our full conversation above or skip to different topics using the timestamps provided below: ...
Pros and Cons of Waiving Your Home Sale Contingency
September 13, 2021 00:20 VideoHere’s the conclusion to our contingency discussion with Arielle Cecala. Today we’re concluding our three-part discussion with Arielle Cecala on waiving contingencies. For the final installment of this series, we’ll focus on the pros and cons of waiving the home sale contingency and what you need to know about it. Feel free to watch the full message, or use these timestamps to browse specific topics at your leisure: 0:50 - The legal dangers of waiving a home sale contingency according t...
Waiving Appraisals: What You Need To Know
August 30, 2021 00:20 VideoAttorney Arielle Cecala explains what waiving an appraisal can mean. This is part two of my series over what it can mean for buyers if they waive contingencies. Today we’re covering the pitfalls of waiving an appraisal, a common tactic in today’s market. I’m joined by Arielle Cecala, an attorney, who helps me go over all the details. You can watch the full video above, or you can navigate to specific topics using the timestamps provided below for your convenience. 0:48 — Welcoming attor...
Everything You Need to Know About Waiving Home Inspections
August 16, 2021 15:20 VideoHere’s part one of my talk with Arielle Cecala on waiving contingencies. In our hot market, a lot of buyers see waiving contingencies as a way to make their offer stand out against the competition. However, waiving contingencies also involves a lot of risks. In today’s video, I’ll share part one of my conversation with Arielle Cecala, an expert on contingencies. In this clip, we discuss waiving the home inspection contingency. You can watch our full conversation in the video above or ski...
Our Market’s Midyear Update
July 26, 2021 00:00 VideoWhat happened so far in our market in 2021, and where are things headed? Now that we’re halfway through the year, I think it would be helpful to take a look back at the past six months of 2021, talk about what happened in the market and predict where it’s headed. Cited below for your convenience are timestamps that will direct you to various points in the video. Feel free to watch the full message, or use these timestamps to browse specific topics at your leisure: 0:04 — Introducing the ...
You Could Be in Trouble Without Title Insurance
July 06, 2021 00:00 VideoThe difference between title and lender insurance and why you need it. Today we’re talking about owner’s title insurance. What is it, and why do you need it? Arielle Cecalla is back to help us answer these questions and more. Cited below for your convenience are timestamps that will direct you to various points in the video. Feel free to watch the full message, or use these timestamps to browse specific topics at your leisure: 0:20 — Introducing the guest and explaining this week’s topic...
Why Buyers Are Having a Better Time in Today’s Market
June 14, 2021 00:00 VideoThings are looking up for homebuyers, and here’s why. The real estate market hasn’t been too kind to buyers recently, but I’m happy to share some great news for those of you who’ve been struggling to buy a home. Things are slowly but surely starting to shift, and here’s why: 1. Inventory has increased: Though it’s a slight increase, there are definitely more opportunities available in the market. For example, areas that had only one or two homes on the market are now having 10 or more lis...
How Do Escalation Clauses Work?
May 27, 2021 00:00 VideoHere’s some helpful information and advice regarding escalation clauses. You’ve probably heard of the term “escalation clause” before, but do you know exactly what it is? An escalation clause is a written addendum into a purchase contract offer that states you will pay a certain amount over the next highest offer up to a certain number. For example, a $500,000 offer on a home with an escalation clause that goes all the way up to $520,000, or $2,500 higher than the next highest offer if i...
Are We in a Housing Bubble?
May 11, 2021 00:00 VideoRick Sherer and I discuss the state of the real estate market. A question I hear a lot these days is whether we’re in a housing bubble. I can understand people misinterpreting some of the signs in our current market and fearing another 2008. I sat down with special guest Rick Scherer from OnTo Mortgage to talk about whether there is a housing bubble coming and what it means for you. Cited below for your convenience are timestamps that will direct you to various points in the video. Feel f...
All of the Reasons Our Market May Shift Soon
April 27, 2021 13:08 VideoHere are a few reasons why our market may be preparing to flatten out. If you’ve been keeping up with real estate lately, you already know that things have been crazy in our market. Demand is at an all-time high, while inventory levels are the lowest we’ve ever seen. However, I believe that things will begin to shift slightly over the next few months, and there are a few reasons why. For one, there are groups that decided to hold off on selling until the pandemic subsided somewhat. Now t...
3 Reasons Why Sellers May Miss Out if They Don’t List Soon
April 13, 2021 13:08 VideoHere’s how our blazing-hot seller’s market is beginning to change. Some of my seller clients have been wondering whether they should hold off on listing their homes. They still want to maximize value, but if they can still afford to wait, they will. Though nobody has a crystal ball, we do know that things will likely be changing in the market soon. Additionally, these changes will make it more difficult to secure top dollar on a home sale. Here are three things you should be aware of: 1....
The Top 5 Ways to Do a Concurrent Home Sale
March 31, 2021 13:32 VideoHere’s how to have a successful concurrent sale in our real estate market. Lately, a lot of clients have been wondering about doing concurrent sales—in other words, buying a new home while simultaneously selling the old one. However, many people get lost in the logistics; it means juggling two huge sales, after all. On top of this, today’s market is making things especially tricky, so it’s important to be well-prepared before trying to do a concurrent sale. Here are the five steps we usual...
The Best Ways to Buy and Sell Your Home Simultaneously
March 31, 2021 13:32 VideoHere’s how to have a successful concurrent sale in our real estate market. Lately, a lot of clients have been wondering about doing concurrent sales—in other words, buying a new home while simultaneously selling the old one. However, many people get lost in the logistics; it means juggling two huge sales, after all. On top of this, today’s market is making things especially tricky, so it’s important to be well-prepared before trying to do a concurrent sale. Here are the five steps we usual...
3 Options Sellers Have When an Appraisal Comes in Low
March 16, 2021 13:23 VideoAs a seller, here are your options if your home’s appraisal comes back low. If you’re a seller, what do you do if your home’s appraisal comes back lower than the agreed-upon contract price? This is a hot topic in our market considering how low inventory is and how many offers homes are getting. A lot of appraisals are coming back low, so today I’ll outline your options if this happens to you. There are three, in particular, that will decide what happens with your home sale. Feel free to ...
Using Real Estate Trusts with Arielle Cecala
March 03, 2021 10:00 VideoArielle Cecala is back once again to talk about another important legal topic. This week, we’re back once again with attorney Arielle Cecala to talk more about trusts and the different ways in which you can hold real estate. Cited below for your convenience are timestamps that will direct you to various points in the video. Feel free to watch the full message, or use these timestamps to skip to topics that interest you most: 0:40- A recap of our last video on Realty trusts 2:45- The dif...
Owning Property: Interview with Arielle Cecala
February 17, 2021 14:19 VideoThere are multiple ways of owning property. In today’s video, I’ll speak with attorney Arielle Cecala to discuss some different ways that you can own property outside of individually purchasing it. Given her background in real estate and estate planning, she really has a full scope of understanding in this area. For example, we’ll discuss reasons why someone should want to own real estate beyond just buying a property individually, as well as the differences between the types of property o...
How Does Taking Ownership of a Property Work?
February 02, 2021 19:07 VideoHere’s my conversation with attorney Arielle Cecala about taking ownership of a home. Today I’m delighted to be joined by my friend Arielle Cecala of Crowley and Cummings. She’s our go-to attorney and recently sat down with me to talk about all the different ways you can take ownership when you purchase real estate. Cited below for your convenience are timestamps that will direct you to various points in the video. Feel free to watch the full message or use these timestamps to skip to top...
What Will Happen to Rates in 2021?
January 20, 2021 20:36 VideoHere’s what mortgage guru Rick Scherer projects for lending in 2021. For today’s message, we’re joined by special guest Rick Scherer from OnTo Mortgage to talk about the mortgage outlook for 2021 and what we should expect to see in the lending world. In addition to being a good friend of mine and a longtime business partner, Rick is a rockstar in his industry. From his vantage point, he can see how the government is leveraging mortgage interest rates and what’s known as the prime rate of i...
What Makes Now a Great Time to Sell?
January 04, 2021 15:07 VideoHere’s why this winter is a perfect time to sell your home. After reviewing their home’s valuation, a client of mine recently asked me, “Don’t you think we should just wait to sell our property in the spring?” I said no, absolutely not. Unless you have a specific reason for waiting to sell until springtime 2021 or later, you shouldn’t miss out on our uniquely beneficial winter marketplace. Here are the four reasons why: 1. Buyers are more motivated. When your home’s on the market during t...
It’s the Most Wonderful Time of the Year
December 14, 2020 16:08 VideoMerry Christmas! We hope you and your family have a wonderful holiday. We just wanted to take a moment to thank you for your continued support throughout the years. We wouldn’t be where we are today without your help! It truly brings us joy to help you make your real estate dreams a reality. If you have any questions, please don’t hesitate to reach out to us. We’re here to help you in any way we can. In the meantime, have a very merry Christmas!
Which Tips Will Help You Win a Bidding War?
December 01, 2020 15:03 VideoHere are five tips that will make your offer stand out in a bidding war. I’m not breaking any news when I say it’s a highly competitive seller’s market out there. We have extremely low inventory, which means you’ll probably have to compete against more than one person to purchase the home you want. How do you make your offer stand out? Here are five tips to keep in mind: 1. Submit a large earnest money deposit. When you put down a deposit alongside your offer, there’s always an offer de...
Wishing You and Your Family a Happy Thanksgiving
November 17, 2020 21:25 VideoWith Thanksgiving right around the corner, we have a special message to share. The 2020 holiday season is upon us, and we hope you’re as excited about it as we are. We want to thank each and every one of you for what you’ve done for us. This year, yet again, we were able to help over 100 families buy or sell a home. Without you, we wouldn’t be where we are today. We’re truly humbled by and thankful for your support, trust, and confidence. We wish you and your family a happy Thanksgiving ...
How Can I Live in My For-Sale Home?
November 02, 2020 19:35 VideoHere are my five tips for how to continue living in your for-sale home. How can you continue to live in your home once you put it on the market? Your home has always been your sanctuary, your personal space, but now it’s listed for sale and will get a ton of foot traffic. This can get very stressful and make it difficult to continue living your regular life in your house, especially if you have young children. So here are five tips to help you continue living your life in your for-sale hom...
Which Home Updates Will Today’s Buyers Love?
October 20, 2020 19:55 VideoHere are four updates you should make if you’re listing during the COVID era. 2020 has been anything but a great year. We’re into month seven of the COVID era, and there’s no quick end in sight. With more people working from home and students taking online classes, homebuyer trends are shifting. Here are the top four improvements buyers want to see right now that you should keep in mind if you’re listing soon: 1. Upgraded outdoor space. COVID has shown us that cabin fever is a real thing....
5 Tips to Make Sure Your New Home Fits Your Pet
December 21, 2017 14:58 VideoHere are five tips you as a pet owner should heed during your home search to ensure that your new home works out for both you and your pet. 1. Make sure you know the laws. Pet restrictions are town-wide, and zoning restrictions need to be looked at because each zone in each town has different requirements and regulations. For example, the town I live in doesn’t allow chickens in certain areas of it. You may not consider a chicken a pet, but a lot of people have them, and they’re considered...
7 Tips for Selling Your Home This Winter
December 07, 2017 10:54 VideoIf you are selling your home in the fall and winter, there are a few things you need to do in order to be successful. I have seven tips to share with you today. 1) Take photos of your home according to the season. Try to take pictures of your home while the trees are still full of leaves and color, before things start to look barren. If you miss that time frame and head into winter, make sure to take really clean landscape shots. If there is snow on the ground, take pictures after a fresh ...
5 Surprising Benefits of Buying in the Fall or Winter
November 21, 2017 13:26 VideoDo you feel like you’ve missed the boat on this year’s real estate market? Although you may be seeing fewer “For Sale” signs in people’s yards, you shouldn’t give up. Today, I’d like to share five surprising benefits of buying in the fall or winter. 1. Tax breaks. Any payments you make this year can be written off on your taxes, meaning that buying before the end of the year can have some great financial advantages. 2. Home for the holidays. If you are about to buy or are looking to buy ...
What 5 Expenses Do First-Time Homebuyers Often Forget?
November 03, 2017 11:28 VideoThere is a lot that goes into the process of buying a home. Also, the expenses of owning a home go beyond what many expect. Today, I wanted to go over five expenses that first-time homebuyers often forget about. 1. Closing costs. Oftentimes, people tend to forget that closing on a home costs more than just the down payment. The costs for your appraisal, insurance, and more can add up to an additional $5,000 to $7,000 on top of your down payment. 2. Home maintenance. Once you’ve purchased ...
5 Tips for Energy Efficiency in Fall and Winter
October 20, 2017 13:00 VideoGiven the time of year, now is a great time to go over some tips for keeping homes energy efficient in the fall and winter. 1. Use the earth’s natural heat to help warm your home. In the summer months, we draw the curtains to keep the sun out and allow the air conditioning to run better. In the winter, do the opposite. Open up all of your blinds and shades so that your furnace doesn’t need to work so hard. 2. Insulate the windows. Making sure your windows are well-insulated and well-seale...
How Can You Increase Your Home's Curb Appeal?
September 05, 2017 18:53 VideoThe first impression people have of your home will be based on its curb appeal. Today, I’ve got some easy ways to add some vibrancy to the exterior of your property. Buying a Milford home? Get a full Home Search Selling your Milford home? Get a free Home Value Report When people see your home, their first impression will be based on the exterior. For this reason, curb appeal is incredibly important. Today, I’ve got some quick fixes and simple tips that you can use to boost the curb appeal ...