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Mark My Words Podcast

214 episodes - English - Latest episode: 14 days ago - ★★★★★ - 2 ratings

Investing, business, finance &economics - Mark Homer has the experience to help you with many of your questions & challenges. Mark My Words is a successful, eccentric & introverted businessman’s experience of 20 years with no waffle, ads, bravado or big pitches. Mark will interview the worlds most successful business, finance & money experts as well as impart his knowledge in a factual, direct manner. Mark runs & owns multiple businesses & property portfolios so teaches you what he does on a daily basis. A contrarian investor & capitalist, Mark will help you raise more finance, make more money & grow your business empire.

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Episodes

Mark's Manifesto Roundup: Crucial Insights for Property and Business

June 27, 2024 00:00 - 25 minutes - 23.1 MB

Mark has read through the main political parties’ manifestos, and in this episode gives his thoughts on everything from Labour’s spending promises and Green’s 1% wealth tax to The Reform Party’s proposed 45% NI for foreign workers. He focuses on the parts of the manifestos that will be important for those in property, investing and small business owners. Mark also talks about the issues politicians need to focus on to bring the country out of debt and stimulate growth.  KEY TAKEAWAYS Labou...

Property and Politics - Your Questions Answered

June 13, 2024 00:00 - 16 minutes - 15.3 MB

This episode is taken from the recent property network revolution event, where Mark takes questions from property investors and business owners. Mark answers questions on the current political climate and what this might mean for the economy, the property market and entrepreneurs and businesses. KEY TAKEAWAYS Labour still has a lot of left wing MPs in the party, convincing them to vote in more centrist policies will be a challenge for Kier Starmer. Whilst labour may now increase national...

Time for a Government Reshuffle: What I would do if Housing Minister

May 30, 2024 00:00 - 15 minutes - 14.1 MB

With the recent election announcement, Mark talks about what he would change in government if he were the housing minister. VALUABLE RESOURCES  https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analys...

Rental Crisis: Government Measures Not Enough

May 16, 2024 00:00 - 16 minutes - 15.3 MB

Mark talks through recent property news headlines including why UK rental prices have continued to increase despite government measures. Mark gives his thoughts on proposed rent controls being introduced in Wales, the impact of current rent controls in Scotland and why the UK does not offer value for money in renting properties. He also reveals the many other reasons behind the current rental crisis in the UK. KEY TAKEAWAYS 50k rental properties are needed to meet the demand in the UK Re...

Building Your Power Team

May 02, 2024 00:00 - 6 minutes - 5.63 MB

Join Mark as he talks about how to build the power team you need for your business. Mark also talks about how to keep your team motivated and why it’s essential for the success of your business to work with a team. KEY TAKEAWAYS Working with property is a team sport, you can’t do everything yourself. Find the people who know more than you and work with them. Due diligence is essential in finding the right people for the jobs you need. There are a lot of specialists when working with prop...

Property Perspectives | Stop Focusing on First Time Buyers

April 18, 2024 00:00 - 19 minutes - 18.3 MB

Join Mark as he gives an overview of the current news stories around property including the growth of the construction industry and his take on the favourability of first time buyers and what targets we should instead be focusing on. Mark also talks about the current rent crisis and the impact of the cost of living on landlords, investors and tenants.   KEY TAKEAWAYS Historically, first time buyers keep the market moving and triggered economic growth but the favourability towards them with...

REVISTED: Why You Should NEVER Pay off Your Mortgage Early

March 28, 2024 01:00 - 11 minutes - 10.4 MB

Mark has been investing in property for 15-20 years, approaching the 100 mark in terms of deals made and has a 70 million equity stake in various portfolios. One of the questions he repeatedly gets asked, is whether it is worth using additional cash to pay of your mortgage or if it is better to invest it elsewhere. Listen in to this episode to hear his thoughts and answers to this common question.   KEY TAKEAWAYS If you are even slightly disciplined you should not pay your mortgage off. ...

What Does The Budget mean for Property Investors? Budget & News Update

March 14, 2024 01:00 - 19 minutes - 17.5 MB

Mark gives an overview of the current news stories around property including new legislation and the recent budget. Mark also talks about the many changes around serviced accommodation, current house prices and gives his thoughts and opinions on why other markets aren’t investing in the UK. KEY TAKEAWAYS When governments reduce taxes, they generally find they receive more tax as people spend more in the economy. Other markets aren’t investing in the UK as they don’t see our companies as ...

What I Learned on the Way to £40 Million

February 29, 2024 01:00 - 38 minutes - 35.3 MB

Mark Homer reflects on his 20-year journey to becoming a multi-million-pound property CEO. Hear how he started with naive investments abroad, learned difficult lessons, and shifted his strategy to focus on local houses with strong cashflows. Mark explains his role as a "conductor" in assembling teams for each project, shares current real estate trends, and advises aspiring investors.  KEY TAKEAWAYS Focus on cash flow over capital growth for stable returns and safety during market downturns...

Behind the Scenes of My Masterclass: Rent, Cladding and Asbestos

February 15, 2024 01:00 - 47 minutes - 43.2 MB

Mark hosts an informal session answering attendees' questions on property investing and business. Topics covered include managing tenant arrears, using AI systems, recovering securing finance, choosing property strategies and leveraging technology to remove reliance on people. Mark provides his famous direct, no-nonsense advice, drawing on his extensive experience. The session offers valuable insights for property investors and business owners alike.  KEY TAKEAWAYS Pursue former tenants wi...

A New Help to Buy Scheme + other news

February 01, 2024 01:00 - 14 minutes - 13.7 MB

In this episode, Mark gives his thoughts on recent property news. He talks about current planning restrictions, ground rent problems and gives his educated opinion about the new suggested help-to-buy scheme from Jeremy Hunt. KEY TAKEAWAYS Jeremy Hunt is looking at creating a similar scheme to the previous help to buy where the government helps fund houses for buyers, including on existing homes. The previous help-to-buy schemes were often overpriced and put lenders and the government at...

Will Your Kids Ever Own a House? Mark of GB News with Nigel Farage

January 18, 2024 01:00 - 10 minutes - 9.76 MB

Two of the most talked about issues in the country in regards to housing, are how the next generation will afford it and the impact migration and immigration are having on the housing shortage. Mark joins Nigel Farage on GB news to discuss this and the promises of house building from the current secretary of state for housing Michael Gove. KEY TAKEAWAYS Michael Gove has said the government can and will override local government and council decisions around housing. Nigel Farage believes...

Mark's 2024 Property Predictions

January 05, 2024 01:00 - 13 minutes - 12.2 MB

In this episode, Mark outlines his predictions for property for 2024. He discusses the implications of the market in 2023, what he thinks will happen to house prices and rent rises as well as the multiple reasons more and more landlords are choosing to sell up! KEY TAKEAWAYS For the end of 2024, Mark thinks house price falls will moderate and stabilise Mark believes rent prices will continue to rise throughout 2024 There is less supply of rental properties and this is continuing along ...

Mark Homer's 2023 in Review!

January 05, 2024 00:00 - 17 minutes - 15.7 MB

Mark Homer reviews the biggest property and business news stories of 2023! VALUABLE RESOURCES  https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and m...

From Department Store to £20m Portfolio

December 07, 2023 01:00 - 1 hour - 77 MB

Mark Homer shares the inside story of his largest and most complex commercial conversion project to date - transforming an 80,000 sq ft former Marks & Spencer department store into 99 residential units. He reveals the highs and lows behind acquiring the property, handling the intricate planning permission, dealing with the main contractor going bust halfway through construction, and stepping up to build it himself. KEY TAKEAWAYS Mark acquired the M&S property once he confirmed a national r...

Who Really Controls The Banks?

November 30, 2023 01:00 - 1 hour - 74.8 MB

Join Mark as he explores the common debate between renting and buying a home in the UK and talks about why home ownership is still a good option. Mark also talks about recent tax changes, including Section 24 and increased stamp duty, impacting the property market. Mark contends that these changes contribute to a shortage of rental properties and increased rents. Gain insight into the current property market dynamics, including falling prices due to higher interest rates and what this could ...

Is The Housing Market Crashing?

November 16, 2023 01:00 - 18 minutes - 17.2 MB

Mark reflects and gives his thoughts on a selection of news articles in this episode including focusing on the row between Nigel Farage and Alison Rose, wage growth and inflation. Mark also talks about the current housing crisis and what he thinks will happen in the medium and long term. KEY TAKEAWAYS Alison Rose gave private information about Nigel’s banking details to a BBC journalist, Nigel has won against her in court. Next year it is predicted house prices will continue to fall by ...

The Secret Way How to Get Out of a Lease Contract

October 25, 2023 23:00 - 12 minutes - 11.9 MB

Car hire and leasing can expensive and getting out of a contract early can be difficult especially if you don’t know what type of contract you’re entering into. In today’s episode, Mark dives into the details of car leasing, contract hire and PCP contracts and explains the most cost-effective way of controlling, owning or renting your vehicle.  KEY TAKEAWAYS  Contract (leasing) hire - the term contract is interchangeable with leasing and is a fixed agreement, usually 24,36 or 48 months an...

Nigel Farage: Politician Talks Investing, China, and Critical Thinking

October 06, 2023 00:00 - 1 hour - 78.6 MB

Mark interviews controversial politician and broadcaster Nigel Farage in this episode. They discuss Nigel's experience as a commodities trader in the City, his views on investing, and the future of the stock market. Nigel provides an inside look at his political career, explaining how he stood alone in advocating for Brexit and used social media to make his voice heard. He shares his thoughts on the Conservative party, challenges with the benefits system, immigration, China, and more. Nigel ...

Cutting Energy Waste in HMOs and Student Housing with Prefect Controls

September 20, 2023 23:00 - 30 minutes - 28 MB

Mark Homer interviews Adrian from Prefect Controls about their intelligent heating control system for HMOs and student accommodation. Adrian explains how Prefect's room-by-room controls help property managers like Mark reduce energy waste from tenants who crank the heat up and open windows! With energy prices skyrocketing, he expects Prefect will reduce his bills 20-30%. Tune in to hear how Mark and Adrian implemented Prefect across Mark's properties and the tenant experience so far. KEY T...

Underground Empire Builders Event Keynote: Mark Gets Frank on Money, Markets, and Building Millions

September 06, 2023 23:00 - 1 hour - 67 MB

This episode is a recording of Mark’s recent talk at the Underground Empire Builders Event. Mark draws on 20 years of experience and 1000+ deals, sharing the mindsets and models essential for business success. He gives his philosophies on real estate investing, scaling companies, productive habits, calculated risks, and leveraging assets. KEY TAKEAWAYS Find a profitable business model aligned with your passions - it drives you through tough times. Surround yourself with successful people t...

Debating The Housing Crisis With Nigel Farage

August 23, 2023 23:00 - 9 minutes - 8.31 MB

Mark Homer joins Nigel to talk about one of the ways he sees us dealing with the housing crisis, redevelopment of retail and other commercial units into residential use. They discuss the barriers to general development and the new legislation coming into place soon. KEY TAKEAWAYS  The government hasn’t been getting anywhere near its target for building houses, largely down to local planning and democracy. Over the years it’s become more difficult to convert commercial property into resi...

How I Dealt With People Who Thought I Would Fail

August 09, 2023 23:00 - 48 minutes - 44.8 MB

Mark and Rob do a Q&A with the audience and answer questions about books, entrepreneurship, what they are up to across their property businesses and the people they currently look to for inspiration. They also talk about how they are managing the current economic crisis and their thoughts on AI. KEY TAKEAWAYS  Your brain has a capacity, you can fill it with too much with things that aren’t relevant or good for you. Mark is selective about what he consumes, especially regarding books and o...

Why Rents Will Keep Increasing to All Time Highs

July 27, 2023 00:00 - 13 minutes - 12 MB

Mark Homer goes joins GB news to answer the question, is Britain full? Mark shares his own experiences of the property market and volume in his current city of Peterborough and also how he sees the current crisis ending. KEY TAKEAWAYS  We simply aren’t meeting the house-building target needed to match migration. With planning regulations as they are this won’t be changing any time soon. The housing crisis will continue to get worse until the breaking point where the government will have...

Simon Danczuk: Former MP Exposes Government Secrets, Landlords Tax & UK Economic Crisis

July 13, 2023 00:00 - 44 minutes - 40.4 MB

Ex-MP Simon Danczuk joins Mark to share his many political views and in-depth knowledge of the system and the people of the UK. He talks about his days as an MP including exposing the Rochdale grooming gang and Cyril Smith, about his business background, immigration, the private rent sector and housing and the lack of leadership in parliament. KEY TAKEAWAYS  At just age 15, Simon knew he wanted to become an MP and eventually became a counsellor at 27. Simon formed his own business and s...

Confronting Nigel Farage on the Property Market & Rent Raises

June 29, 2023 23:00 - 6 minutes - 6.13 MB

Mark talks to Nigel Farage on GB news about the difficulties of rent and housing in his local town of Peterborough, demonstrating a microcosm of what is happening across the country. Mark outlines the need for changes in regulation to drastically disrupt the current supply issues the UK is facing in housing. KEY TAKEAWAYS  Rents have almost doubled since 2016, a lot of this is population pressure as well as landlords exiting the sector due to the Section 21 regulation Peterborough is th...

Everything You Need To Know About The Renters Reform Bill

June 14, 2023 23:00 - 35 minutes - 32.6 MB

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD The renters' reform bill was entered into parliament in May 2023, in this episode Kev, Mark and Kieran discuss their thoughts, including the upsides and downsides as well as how landlords and developers can make it work for them. KEY TAKEAWAYS  The new bill will get rid of section 21, which is a 2-month eviction notice that can be served ...

Speaking with Dan Bradbury

May 31, 2023 23:00 - 38 minutes - 35.7 MB

CLASH OF THE TITANS - Go To moorevleeds.com to find out more VALUABLE RESOURCES  https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let prope...

Raising UK Debt & Interest Rates Will Collapse The Economy

May 17, 2023 23:00 - 16 minutes - 14.9 MB

CLASH OF THE TITANS - Go To moorevleeds.com to find out more How high could interest rates go, whether to invest in property right now and what a 100% mortgage is are just some of the questions Mark answers in this Q&A episode of Mark My Words.   KEY TAKEAWAYS  The UK is behind the curve, the EU is still putting interest rates up currently and it’s predicted we will still have some small rises in interest. Inflation is higher in the UK than in the EU and US due to our reliance on ga...

Is Now a Good Time to Buy a Property?

May 03, 2023 23:00 - 18 minutes - 16.9 MB

Mark answers some of the most asked questions he is getting at the moment including why yes now is a good time to invest in buy to lets, why interest rates will be dropping and why some debt can be good. KEY TAKEAWAYS  Being debt free isn’t always the best option, it can be worth investing money into property rather than paying off your mortgage Inflation will be paying your debt down, including your mortgage debt. The government haven’t helped tenants, landlords are selling up meanin...

Will Rising Energy Bills & Oil Prices Crash The Market?

April 19, 2023 23:00 - 22 minutes - 20.5 MB

In this episode, Mark gives an update on energy, particularly on how this will impact landlords and the property market. KEY TAKEAWAYS  The government has confirmed that landlords will need to meet an EPC rating of C or better by 2028 for new and existing tenancies. The best ways to go from a D or an E to a C rating is by a few small changes, such as energy saving lightbulbs, adding a storage heater or adding solar panels. Start planning for your properties now, as the deadline gets c...

Mark Homer Talks Investing and How to Avoid the BIGGEST Financial Mistakes

April 05, 2023 23:00 - 1 hour - 71.5 MB

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Join Mark as he speaks to Kevin for a second time about how to build and manage a property business including your accounts and finances as well as investing. Mark and Kev also discuss investing abroad, the best way to do crypto and the biggest financial mistakes they see people making again and again. KEY TAKEAWAYS  One day Mark envision...

How I Built My Property Empire From ZERO

March 23, 2023 01:00 - 1 hour - 55.9 MB

In this episode, Mark reveals how he built his multi-million property empire, his thoughts on the property market right now, as well as how to find investors and venture partners. He also delves deep into the importance of risk in business and how you can manage it. KEY TAKEAWAYS  The biggest risk mark has had to contend with is his most recent property development when lockdown hit right in the middle of the project and he was paying 60k a month in interest. But the risks taken have paid...

6 Things I've Learnt in 17 Years in Business

March 09, 2023 00:00 - 13 minutes - 12.5 MB

As Mark hits his 43rd birthday he reflects on the 6 key things he has learnt in his 17 years of business including why inflation can be your biggest helper as well as the many tax reliefs many people aren’t utilising enough!  KEY TAKEAWAYS  When you are investing, particularly in property, inflation can be your friend in a big way. Inflation is the devaluation of money over time; the value of mortgages decreases at the rate of inflation too Taking many small and consistent steps over ...

Are Stealth Taxes Out of Control?

February 23, 2023 00:00 - 1 hour - 63.4 MB

Part 2 of the Mark & Rob special episode. Mark and Rob continue to talk openly and honestly about all things business, particularly focusing on the negative impact of the tax in the UK and the long-lasting impacts of covid and lockdowns. Mark & Rob Reveal: The differences between the current recession and 2008 The long-lasting impact of covid How to make every pound a prisoner The best way to invest in the current climate Also featured The current state of employment and wages W...

What I've Learnt in 17 Years of Business With Business Partner Rob Moore

February 09, 2023 00:00 - 55 minutes - 50.8 MB

Progressive Property co-founder and co-owner Rob joins Mark in this special episode. Rob and Mark openly and honestly talk about the business lessons, mistakes, tips and tricks they have learnt in the past 17 years as well as their thoughts on the current state of the UK. Mark & Rob Reveal: The actual causes behind high inflation in the UK Why tax is too high How lockdown has irreversibly damaged the UK Their thoughts on Prince Harry and the Royal Family Why they think the governm...

Economic Update and The Incoming Recession of 2023

January 20, 2023 01:00 - 8 minutes - 7.97 MB

A macroeconomic update from Mark in this quick but informative episode. KEY TAKEAWAYS  Inflation has started to fall, it’s likely that inflation has already peaked. This doesn’t mean we won’t head into a recession. There’s the potential for us to enter a ‘shallow recession’ due to interest rates still increasing but things like gas prices decreasing. Medium-long-term inflation may need to increase to get interest rates back down to 2% levels Consumer spending is holding up reasonabl...

My 2023 Property Predictions

January 06, 2023 01:00 - 13 minutes - 12.3 MB

Join Mark in this episode where he unveils his personal predictions for the property market in 2023 including why property prices are set to drop 30-40%! KEY TAKEAWAYS  Inflation is now 10% and mortgage rates have gone up considerably resulting in property prices dropping around 10-15% already. The reverse is happening in the rental market as fewer people are buying and supply is too low. Mark doesn’t believe the bank of England will go to 5% inflation however, we won’t be seeing the ...

My Honest Thoughts on Interest Rates, Nigel Farage & BTL Investing | Mark Homer Q&A

December 29, 2022 01:00 - 13 minutes - 12.7 MB

As it’s the end of the year, Mark wanted to do a roundup Q&A of some of his most popular YouTube videos of the year. He answers questions surrounding investing, Brexit, his opinion on Nigel Farage, and more! KEY TAKEAWAYS  The EPC policy will over time have an impact on rental prices. Ideally landlords shouldn’t increase rents by more than 5% but this isn’t always possible, as long as you aren’t increasing them above the market rate then you don’t need to worry. Nigel Farage can defin...

Why You Should NEVER Buy an Electric Car

December 15, 2022 01:00 - 8 minutes - 7.49 MB

Mark can’t see a single reason to buy an electric car right now. Listen in to this episode to hear his reasons why this is and why you shouldn’t be buying an electric car. KEY TAKEAWAYS  In terms of the environment, developing and building electric cars is more environmentally complex than we are led to believe and the full life-cycle of an electric car has a bigger environmental impact than many people talk about. The cost of buying an electric car is significantly higher than the dies...

Steve Lawsdown Billionaire Investor Co Founder of Hargreaves Lansdown

December 01, 2022 00:00 - 47 minutes - 43.8 MB

Join Mark Homer today as he interviews co-founder of award winning investment service Hargreaves Lansdown and majority shareholder of Bristol City FC, Stephen Lansdown CBE. Together they discuss the impact the pandemic has had on the financial market globally, why saving for your future is more important than ever and why people should take an active interest in their personal investments. KEY TAKEAWAYS There is a lot of value accredited to trail commissions businesses, especially over t...

The Truth About Rising Rents

November 17, 2022 01:00 - 21 minutes - 19.4 MB

In this episode, Mark talks all about the rental market including how you can manage your own residential portfolio and deal with the rising crisis. KEY TAKEAWAYS  Mark has been working with rentals in Peterborough since 2005. Sine 2016 the sector hasn’t grown at the rate it needed to due to new government legislation, this has created the lack of supply we are seeing now. Some of those who were planning to buy houses not can’t due to interest rates so will also be looking at the privat...

An Open & Honest Q&A on Anything Business With Rob Moore

October 27, 2022 00:00 - 1 hour - 59.4 MB

Rob joins Mark in this episode to have an open and frank Q&A all about business. They discuss why stress is important to be successful, how you can market effectively as well as the people they look up to in business and much more! KEY TAKEAWAYS  Your business only grows as well as you do, how you deal with challenges, stress and pressure make a big difference. Business is a series of dealing with problems and fixing them. Looking after yourself physically and mentally allows you to per...

Should You Buy or Lease a Car?

October 13, 2022 00:00 - 34 minutes - 31.2 MB

Rob and Mark get asked several times a week whether to buy or lease a car! Mark knows more than almost anyone else all about owning cars, including the best deals in each situation. Listen in to be educated on all things owning cars! KEY TAKEAWAYS  If you are buying a high-end supercar or classic, the best thing is to buy it at 2+ years old. Financing is a good option, you can even approach lease companies to buy it, lease it to you and give you the option of buying at the end of the le...

Will Interest Rates Crash The Housing Market

September 29, 2022 00:00 - 17 minutes - 16.3 MB

With the news of interest rates rapidly increasing and mortgage products being removed across lenders, it’s understandable to question whether interest rates will cause a crash in the housing market. In this episode, Mark explores why this may or may not happen and the other issues the current turmoil in the market could cause. KEY TAKEAWAYS  UK base rate is said to hit 6% by May 2023 but this is a market expectation, it may not happen. There is still demand in the housing market curren...

How to Save Money During the Energy Bills Crisis

September 15, 2022 00:00 - 26 minutes - 24.1 MB

A practical and informative episode where Mark gives invaluable tips on what you can do to save money during the energy crisis. Mark also gives his long-term view on the impact of the cost-of-living crisis on the housing market. KEY TAKEAWAYS  Since 2019 business energy rates are set to go up 800%! Putting solar on buildings is a way to save money, payback for solar now is only around 2 ½ years because of the cost of energy Individual room heating controls, particularly in HMO’s can s...

The Hidden Cost Of Business

August 31, 2022 23:00 - 7 minutes - 6.97 MB

Are you keen to start a new business venture but don’t know what to expect? Or perhaps you’re running a business and wanting a helping hand? Join Mark Homer today as he discusses the hidden costs of running a business. Discover the importance of not hiring cheap employees, having enough cash in the bank to survive a recession and being able to adapt to new industry standards. KEY TAKEAWAYS Hiring cheap employees can potentially be a huge hidden cost when running your company. When you wa...

The Changes in Mortgages You Need to Know About

August 04, 2022 00:00 - 14 minutes - 13.4 MB

Join Mark in this episode as he discusses some of the top stories in the media at the moment, including the mortgage affordability test being scrapped, staggering interest rates and the cost of living crisis.   KEY TAKEAWAYS    It’s in the news that the bank of England are looking at removing the mortgage affordability test. This is not as ‘bad’ as it sounds. After 2008 the new rules and regs applied were in some cases, draconian.   The traditional loan to income cap isn’t being rem...

The Best Ways To Save BIG Money

July 20, 2022 23:00 - 20 minutes - 19 MB

Welcome back to another episode of the Mark My Words podcast with your host Mark Homer. In this episode, Mark goes through his top tips for saving money in your life and business. Mark goes through several areas on how you can save thousands of pounds every year in your life, and business from car insurance, to utilities and saving accounts. Key Takeaways Personal Car Insurance. Make sure that six weeks before your renewal date you search around for cheaper options for insurance. The who...

Mark Interviews Business Angel Nelson Gray

July 06, 2022 23:00 - 46 minutes - 42.3 MB

Angel investor Nelson Gray talks about investing in tech start-up businesses. How he chooses the right company to invest in, what is his strategy and the whole process of investing in a new, small company. Upsides and downsides of investing in start-ups, what is his experience working with company founders and tips for investors that are interested in financing new businesses. ABOUT THE HOST Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old ...

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