Welcome to Life Plus Up Podcast with your host Kevin Yang. A sincere thanks to all the listeners as we have a lot of positive feedbacks from our previous episode with our guest, Michael Spitkovsky, the Premier Mortgage Consultant of HSBC. With this rate, we may have to bring him back soon. Normally, I will take the time to answer some of the mailbag questions at the end of the segment but with overwhelming questions in regards to mortgage and first-time home buying processes.


Positive News


https://www.cnn.com/2019/10/14/us/crossing-guard-birthday-surprise-trnd/index.html




Mortgage and homeownership have always been important parts of my career and passion. Before joining banking, I started my career in the financial industry as a mortgage broker in 2003. In just 2 years, I started a mortgage and real estate investment company with my partner in the heart of Orange County, California. In the next few years with the real estate market going through the roof, I was able to further expand my real estate portfolio and help many others getting on the train to homeownership. As many successes in life, set-backs came equally fast as the housing market collapsed in 2007. I closed my company and transitioned into the world of banking to continue helping others. Till this day, I am still helping others to jump on the train of homeownership and realizing their personal American Dream by utilizing a simple “9 Things to Know for First Time Home Buyer” plan:


1. Know your credit


2. Know your budget


3. Know where you want to buy


4. Know what you want in a home


5. Know your lender


6. Know your team


7. Know about what you are getting yourself into


8. Know what types of mortgages are best for you


9. Know your plan for the home after purchase


See it wasn’t so intimidating right? To find out detail information for the "9 things to know for First Time Home Buyer" please click on my article below:


https://medium.com/@podcastlifeplusup/9-things-to-know-before-jumping-on-the-homeownership-train-7ed54cce5f53


As usual, If you have any questions in regards to what we have discussed today, please email [email protected] or message me on Instagram https://www.instagram.com/lifeplusup/ or by clicking the voice link listed in the show note. I hope this episode will help to make you one step closer to jump on the homeowner train and get a Plus Up In Life.

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