Kramer Financial Talk
157 episodes - English - Latest episode: 24 days ago - ★★★★★ - 2 ratingsSmall changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
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Episodes
Are Annuities Good or Bad?
January 08, 2022 06:00In this episode Jim talks about annuities... Why they exist, when they're good and when they can be bad.
Safe Money Investment Options for 2022
December 18, 2021 06:00In this episode Jim talks about what your options are to balance and minimize your financial risk.
New Coronavirus Worries
December 04, 2021 06:00In this episode Jim talks about the new Omicron variant of the virus and what it might mean for the markets and the economy.
Naming a Trust as a Beneficiary
November 27, 2021 06:00In this episode Jim talks about why you would want to name a Trust as a Beneficiary to a retirement account. We also talks about the importance of beneficiaries and trusts.
Long-term Care Statistics and Solutions
November 13, 2021 06:00In this episode we discuss the current long-term care statics and how to help prepare and pay for long-term care.
Stock Investing
November 06, 2021 05:00In this episode Jim talks about the ins and outs and ups and downs of the market and how to better manage your risk.
Market Volatility
October 23, 2021 05:00In this episode we discuss the markets, current volatility and what it might mean for your savings and retirement.
Frightful Mistakes That Could Haunt Your Retirement
October 09, 2021 05:00On this fiendishly fun episode, we’re going to thrill you and chill you with frightful mistakes that could haunt your retirement.
Key Economic Statistics
October 02, 2021 05:00In this episode we discuss what's happening with the economy, from inflation to the markets and deficit spending.
Roth IRA Conversions - What you need to know!
September 18, 2021 05:00In this episode Jim talks about the ins and outs of Roth IRA conversions, and how they can possibly help with your financial and retirement plans.
Breaking down the Biden tax plan
August 21, 2021 05:00We examine some of the most significant elements of the Biden tax plan proposal and what some of its details may mean for your financial strategy in both the near term and the long term.
Retirement Changes — Past, Present, and Future
August 14, 2021 05:00During this show, we’re going to discuss some of they key ways that retirement has changed during the last 25 years. In the final segment, we’ll also consider how retirement may change in the next 10 years.
So, You Want to Retire Early
August 07, 2021 05:00On this episode, we examine the 10 potentially critical things you need to know if you’re considering early retirement.
7 Habits of Highly Successful Investors
July 31, 2021 05:00In order to be financially successful, it helps to know how it's done. In this episode Jim talks about the 7 habits that can possibly help you to be a successful investor.
How to prepare for a Bear Market
July 17, 2021 05:00In this episode Jim talks about how to deal with market volatility and a potential bear market.
Tax Planning Changes You Need to Know About
July 03, 2021 05:00In this episode Jim talks about how tax planning is changing and what you need to be aware of when planning for retirement.
New Generation Financial Planning
June 12, 2021 05:00In this episode Jim talks about financial planning for the future with helpful tips and strategies.
Explaining Cryptocurrencies
June 05, 2021 05:00In this episode Jim talks about what a Cryptocurrency is, and helps us better understand them.
Are You Ready for Inflation?
May 29, 2021 05:00Inflation is a concern for some people in retirement. Let’s discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.
Markets, Stocks and the Economy
May 22, 2021 05:00In this episode we talk about what is happening with the economy, how the markets are responding and how to help protect your finances.
Grow Your Financial Garden
May 15, 2021 05:00During this episode, we’re going to discuss how you can grow the kind of financial garden that provides consistent retirement income while also stabilizing your finances long before you retire.
A Guide to Roth IRAs
May 08, 2021 05:00Roth IRAs can be a solid part of an overall financial strategy. In this episode will describe Roth IRAs, compare them to traditional IRAs, highlight their tax implications and then look at rollovers.
What You Should Know About Life Insurance
May 01, 2021 05:00During this episode, we’ll discuss some of the critical things that life insurance beneficiaries should know, including what happens if a policy has lapsed and when you can expect to receive your payout. Additionally, we discuss some of the pros and cons of both permanent and term life insurance.
Financial Steps in Three Stages
April 17, 2021 05:00During this episode, we discuss smart financial decisions during three critical chapters of your life: your 20s and 30s, your 50s, and during your retirement.
Are You Ready for Tax Season?
April 10, 2021 05:00During this episode, we’ll discuss some potential tax breaks for people who are in their 50s and 60s, the self-employed, and tax breaks that anyone can take advantage of.
Questions to Ask When Choosing a Financial Services Professional
April 03, 2021 05:00During this episode, we’re going to discuss some of the critical questions you should ask a financial services professional you’re considering working with. In our final segment, will look at some steps you can take if your retirement date is very close.
Eye-Popping Retirement Statistics
March 27, 2021 05:00During this episode, we’re going to examine financial statistics that may surprise you, scare you, or inspire you to readjust your own financial strategy.
What the American Rescue Plan Means for You
March 20, 2021 05:00During this episode, we’re going to do a deep analysis of the recently passed American Rescue Plan. In our final segment, we’ll address some good post-pandemic budgeting options.
Market Downturns
March 13, 2021 06:00In this episode we discuss how to prepare for Market Downturns and how to minimize risk.
Are You Retiring Soon?
March 06, 2021 06:00During today’s episode, we’re going to analyze what steps you should take if 2021 (or a year shortly thereafter) is your year to retire.
Understanding 401(k)s
February 27, 2021 06:00During this episode, we’re going to really break down 401(k) so that listeners can gain a deeper understanding of their importance. We’ll also discuss way to maximize your 401(k).
Eight Obstacles to Retirement
February 20, 2021 06:00The retirement you’ve been dreaming about is possible, if you’re prepared. This episode of Financially Tuned concisely addresses the Eight Obstacles of Retirement: income, life expectancy, taxes, market downturns, rising inflation, Medicare, long-term care and losing your spouse.
Critical Social Security Rules
February 13, 2021 06:00For many people, Social Security is the key element of their financial retirement strategy, so it’s critical to understand Social Security’s many rules, regulations and quirks. Additionally, in most cases, Social Security should be only one component of a robust strategy.
What You Need to Know About Annuities
February 06, 2021 06:00During this episode, we’ll be taking a close look at annuities to define exactly what they are, how they work, how much they cost and how to determine if they may fit your overall financial strategy. While an annuity may be able to provide lifetime income, there’s plenty of nuance, as well as risks, that you should be aware of.
How to Get Over Your Retirement Fears
January 23, 2021 06:00During this episode, we’re going to look at some of the common financial fears that people nearing retirement often experience and how they can be overcome. In the final segment, we’ll discuss how you can develop a savings target for retirement.