Kelley's Bull Market News with Kelley Slaught
161 episodes - English - Latest episode: 23 days ago -Kelley's Bull Market News brings you the latest retirement news and planning tips from leading expert Kelley Slaught of California Wealth Advisors. Tune in as we explore the world of maximizing social security, minimizing taxation and fees and making sure your dollars are working for you and not your broker.
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Episodes
Today’s Financial Challenges
April 05, 2024 18:00 - 53 minutes - 49.1 MBIn this conversation, Kelley Slaught discusses retirement planning concerns and strategies. The conversation covers topics such as the impact of the economy on retirement, challenges with interest rates and real estate, government spending and inflation, and the importance of a comprehensive financial plan. The conversation also explores the limitations of the 4% rule in retirement planning and the drawbacks of the 60-40 rule. Kelley emphasizes the need for tailor-made portfolios and diversi...
Early Retirement
March 29, 2024 16:00 - 57 minutes - 52.5 MBOn this episode, Kelley discusses considerations before retiring early including managing debt and aligning investment portfolios with retirement goals. She also addresses health coverage considerations and the importance of mental preparation for retirement. Kelley then explores distribution strategies in retirement, focusing on the types of retirement accounts and their tax implications. She explains the order of withdrawals from retirement accounts and emphasizes the need for a comprehens...
Reviewing Your Financial House
March 22, 2024 20:00 - 57 minutes - 52.4 MBIn this episode, Kelley Slaught discusses various aspects of financial planning and provides valuable insights and advice. The conversation covers topics such as reviewing your financial house, building an emergency fund, paying off debt, boosting contributions to retirement accounts, assessing asset allocation, and avoiding emotional investment decisions. Kelley emphasizes the importance of having a personalized financial plan and a diversified portfolio. She also introduces the Mass Propri...
Your Financial Objectives
March 15, 2024 23:00 - 57 minutes - 52.5 MBKelley discusses various financial objectives, including budgeting, emergency funds, debt management, retirement goals, asset allocation, estate planning, life insurance, retirement savings, income needs, and longevityTopics covered include venturing into real estate as an income stream, building steady income in retirement, preparing for required minimum distributions (RMDs), preparing for retirement, and long-term care and leaving an inheritance. Kelley provides insights and advice on each...
Taxes in Retirement
March 08, 2024 20:00 - 56 minutes - 52 MBKelley covers what is and isn’t taxable in retirement. She describes how Social Security benefits, pensions, interest-bearing accounts, stocks, bonds, dividends, and your traditional 401(k) and IRA could be subject to taxation. She also discusses annuities and life insurance. She moves into the fun part of retirement with a conversation about defining your bucket list items and reminds listeners that she provides a good starting point at her website: www.californiawealthadvisors.com. Yo...
Creating an Estate Plan
March 01, 2024 22:00 - 57 minutes - 52.4 MBIn this conversation, Kelley discusses the importance of estate planning and the various documents involved. She emphasizes the need to update trust documents regularly and highlights the importance of beneficiary designations. Kelley also counters bad financial advice, such as borrowing from retirement accounts during emergencies and relying solely on Social Security benefits in retirement. She stresses the importance of personalized retirement plans and diversification in investment portfo...
Your Written Financial Plan
February 23, 2024 22:00 - 57 minutes - 52.4 MBIn this episode, Kelley Slaught discusses the importance of having a written plan for retirement and the benefits of a comprehensive and customized approach. She emphasizes the need for budgeting and tracking expenses, as well as creating income strategies in retirement. Kelley also highlights the importance of risk management, estate planning, and legacy passing. She provides insights into spousal financial strategies and ways to boost retirement savings. You can reach Kelley by calling 8...
Goal: No Retirement Mistakes
February 16, 2024 23:00 - 55 minutes - 50.5 MBIn this episode, Kelley discusses important topics related to retirement planning. She covers mistakes to avoid in retirement investments, the cost of living longer, maximizing Social Security benefits, tax planning, implications of divorce in retirement, leaving unequal inheritances, working part-time in retirement, retiring at different times, putting losses into perspective, utilizing the mass proprietary process, and the importance of liquid reserves. The conversation covers the basics o...
Know Your Risk
February 09, 2024 21:00 - 55 minutes - 50.5 MBIn this episode Kelley Slaught discusses various aspects of risk and retirement planning. She emphasizes the importance of assessing and altering risk in retirement, including managing health risks and long-term care. Kelley also highlights the significance of estate planning and the risks of improper or no estate planning. She addresses the risk of improper tax planning and the importance of asset allocation. Additionally, Kelly discusses the changes in retirement planning over the past 50 ...
Retirement Questions Answered
February 02, 2024 22:00 - 55 minutes - 50.6 MBIn this episode, Kelley Slaught discusses the importance of keeping your financial house in order and the challenges that many people face in doing so. She emphasizes the need for a comprehensive financial plan that covers risk management, estate planning, and investment strategies. Kelley also addresses the importance of avoiding medical malpractice and probate issues. She provides insights into the benefits of diversification and the potential advantages of investing in annuities. Overall,...
The Un-Bucket List
January 26, 2024 22:00 - 55 minutes - 50.5 MBWe all know the bucket list so what would go in the un-bucket list? That would be things to avoid so you can have a successful retirement. That’s the discussion with Kelley at the beginning of the podcast as she talks about knowing when you can retire so you don’t work longer than necessary, not being lonely and now having an unfulfilled retirement, and not squandering the early “go-go” years. Then the conversation moves to considerations married couples must give to have a good team effo...
Breaking Down Annuities
January 19, 2024 20:00 - 55 minutes - 50.7 MBKelley answers the most frequently asked questions about annuities. How do they differ from traditional savings and brokerage accounts? What are the benefits and potential drawbacks? What types of annuities are there? Get the answers in this podcast. The conversation then shifts to that transition in your financial life from accumulation to the necessary strategies in retirement. Contact Kelley Slaught at 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privac...
Avoid Sabotaging Your Retirement
January 12, 2024 20:00 - 55 minutes - 50.9 MBWarnings of what could harm your retirement start off the podcast with a discussion on having a budget, automating your savings and payments, planning for healthcare costs, and not relying too heavily on being able to work longer. Then we take a look at what a retirement portfolio stress test could be for you. You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy information.
Your Retirement Questions Answered
January 05, 2024 21:00 - 55 minutes - 50.5 MBKelley provides the answers to some commonly asked and very important questions regarding proper retirement planning. She also looks at what should be considered in shoring up your retirement in the new year. These include revisiting your household budget, checking your emergency fund, tackling debt, establishing financial goals, and reviewing your asset allocation. You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy i...
Learn From the Ghosts of Retirement Past
December 22, 2023 19:00 - 54 minutes - 50.2 MBKelley adds a Christmas theme in showing how we can learn from the ghosts of Christmas past for a more secure retirement future. She covers market conditions, Social Security, taxes, inflation, long term care, and income. You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy information.
Harsh Retirement Realities
December 15, 2023 21:00 - 54 minutes - 50.2 MBKelley cuts through some harsh realities of retirement planning and offers solutions. Some issues covered are the amount of bear markets to expect, needing more than Social Security, and longevity. How should you mirror the traits of successful CEOs in our retirement? That’s also covered in this podcast. You can reach Kelley Slaught at 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy information.
The Clock Is Ticking For 2023
December 09, 2023 00:00 - 55 minutes - 50.6 MBKelley talks about what we need to consider strategically as the year draws to a close. Most of the bullet points are about good tax moves. She also looks at changes to Social Security coming in 2024 including the COLA, maximum taxable earnings increasing as well as the earnings test. Then the conversation turns to what you may face in retirement such as restlessness and the need to re-define yourself. You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors See...
Financial Questions Answered
December 01, 2023 20:00 - 55 minutes - 50.7 MBIt’s all financial related questions answered by Kelley in this podcast. Subjects include annuities, pensions, inheritance, 1031 exchanges, and 401(k)s. You can reach Kelley Slaught at 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy information.
Win, Lose, or Withdraw
November 24, 2023 17:00 - 55 minutes - 50.6 MBKelley discusses withdrawal in retirement and breaks down the potential win and lose strategies. What questions need to be answered in comprehensive retirement planning? That’s covered in categories such as Social Security and spousal claiming strategies, budgeting, 401(k) maneuvers, taxes, and income building. You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy information.
Retirement Report Card
November 18, 2023 18:00 - 55 minutes - 50.5 MBThe 2023 Mercer CFA Institute’s Global Pension Index recently rated retirement systems around the world. The U.S. earned a C+. Kelley examines that and discusses ten steps to strongly consider in an effort to score an A+ in your retirement. You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy information.
Excuses for Retirement Procrastination
November 10, 2023 17:00 - 55 minutes - 50.5 MBKelley runs through some common excuses people give for not seeking the help of a financial professional when nearing retirement. She counters these with good reasons why it is critical to work with a financial partner. Some excuses are: “I’m a DIY (do it yourself) person” Scary! “I’m already retired” Don’t forget second opinion. “I get my advice from friends and family” “I don’t know where to begin” A phone call is a good first step. You can reach Kelley Slaught by calling 800-810-8...
Retirement Fears
November 03, 2023 16:00 - 55 minutes - 50.5 MBKelley addresses common retirement fears and offers solutions to overcome them. Some of the fears include inflation, Social Security and the future of it, market volatility, and the cost of health care. Kelley also discusses some things you should do and some things you should avoid in your retirement planning process. You can reach Kelley Slaught at 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy information.
Scam Alerts
October 27, 2023 16:00 - 55 minutes - 50.7 MBKelley offers good warnings on scams and tips on how to avoid becoming a scam victim. She also demonstrates how she acts as a coach for people in helping them maximize their savings before launching their retirement. You can reach Kelley Slaught at 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy information.
Dangerous Retirement Assumptions
October 20, 2023 16:00 - 55 minutes - 50.6 MBKelley reminds us of what can happen when we make assumptions. It can be even more serious when they are retirement assumptions. She clarifies some common ones such as thinking you’ll retire at 65, underestimating how long you’ll live, and on how much you think you’ll spend in retirement. You can reach Kelley Slaught at 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy information.
Financial Jeopardy
October 13, 2023 18:00 - 55 minutes - 50.5 MBHonoring Financial Literacy Month, the game is Financial Jeopardy covering retirement facts to make sure you’re not in financial jeopardy. Categories include Important Retirement Ages, Penalties and Fees, Retirement Savings Vehicles, and Retirement Rules of Thumb. You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy information.
Expenses in Retirement
October 06, 2023 16:00 - 55 minutes - 50.8 MBKelley runs down some expenses that can eat away at your savings when you’re in retirement. They include healthcare, home ownership, inflation, taxes, and longevity. She also looks into having the financial and retirement mindset and strategies that can build confidence in your journey to and through retirement. You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy information.
Fact, Fiction, or Somewhere in Between
September 29, 2023 22:00 - 55 minutes - 50.7 MBKelley starts the conversation by breaking down the massive baby boomer generation and discussing what needs to be considered by middle and late baby boomers. She devotes the rest of the podcast to cutting through misinformation and declaring whether retirement statements are fact, fiction, or somewhere in between. You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy information.
Wisdom From Warren
September 29, 2023 22:00 - 55 minutes - 50.7 MBKelley dissects some of the more notable quotes from legendary investor Warren Buffet. She discusses some words of wisdom from the Oracle of Omaha in his overall investment mindset, his number one rule in investing, and what he means when he says his mistakes have been of omission. Kelley also shares some strategies to implement and some to avoid in helping to make sure you don’t run out of money in retirement and then goes over some hypothetical case studies. You can reach Kelley Slaught...
How To Overcome Financial Procrastination
September 15, 2023 16:00 - 55 minutes - 50.6 MBKelley starts with a look at a recent survey showing disturbing signs of insecurity among Americans approaching retirement. Great suggestions are offered in helping to build confidence. She also examines why people may procrastinate in implementing some good financial practices and discusses helpful tips in moving on these strategies. Reach out to Kelley at 800-810.8060. California Wealth Advisors See omnystudio.com/listener for privacy information.
Questions for Kelley
September 08, 2023 19:00 - 54 minutes - 50.1 MBIt's all listener questions on this podcast. Kelley's tackles questions such as: How do I save on taxes? How much do I need to retire? What should I do with my cash? and more You can reach Kelley at 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy information.
Celebrity Financial Mistakes
September 01, 2023 18:27 - 55 minutes - 50.7 MBWe can learn from celebrities even when they make mistakes. Kelley covers some bad celebrity financial moves from not having proper estate planning to overspending to getting in trouble over taxes. She further gives tips on mistakes to avoid such as failing to have a tax plan, estate plan, or diversification. How can you beef up your savings? You’ll find some good suggestions in this podcast. You can reach Kelley Slaught at 800-810-8060. California Wealth Advisors See omnystudio.com/l...
Football Plays, Retirement Plays
August 25, 2023 21:00 - 55 minutes - 50.7 MBAt the opening of football season, Kelley discusses good offensive and defensive strategies to consider in retirement planning. She talks about going on the offense with income built in, building wealth, diversifying, and creating a budget. Defensive measures include bridging gaps, building an emergency fund, creating an estate plan, considering appropriate insurance, and looking at protective long term care strategies. You can reach Kelley Slaught at 800-810-8060. California Wealth Advi...
Financial Words of Wisdom
August 18, 2023 16:00 - 55 minutes - 50.7 MBKelley interprets quotes from George Foreman, Chris Rock, and Jonathan Clements and ties them into good retirement thinking. 2024 is the year of Peak 65. The largest number of Americans ever will reach age 65. What should you be considering if you are nearing retirement. That is also part of the conversation. You can reach Kelley Slaught at 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy information.
Retirement in High Inflation, Interest Rates
August 11, 2023 16:00 - 55 minutes - 50.5 MBKelley shares insight into our current climate and factors to consider given higher inflation and higher interest rates. She also breaks down a survey reflecting confidence levels of those in the Generation X and baby boomer generations. You can reach Kelley Slaught at 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy information.
Important Retirement Questions
August 04, 2023 18:00 - 55 minutes - 50.8 MBKelley answers vital retirement questions ranging from FRA for Social Security to Roth strategies and from contribution limits to tax considerations. She then dives into five critical components of retirement financial planning. They are investment, tax, and income strategies, estate planning, and healthcare planning. You can reach Kelley Slaught at 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy information.
Building Retirement Income
July 28, 2023 19:00 - 55 minutes - 50.6 MBKelley talks about the holistic approach to building income in a comprehensive retirement plan. She then moves into a conversation about the S in her MAS proprietary process which would be the safe strategies that are important to consider. You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy information.
Standard Retirement Rules
July 21, 2023 20:00 - 54 minutes - 50.3 MBWhat are some of the standard retirement rules? How have they withstood the test of time? How could they be good starting points. Kelley covers the 4 percent rule, the Rule of 72, the 60/40 Stock/Bond Rule, and the Rule of 100. She also gives information on Social Security in the form of a quiz. You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy information.
Steer Clear of Retirement Potholes
July 14, 2023 16:00 - 55 minutes - 50.6 MBWhat should you be considering now to help avoid retirement regrets? Kelley covers everything from proper savings strategies to strategies for couples and building a realistic spending plan. She also breaks down a lot of the claiming rules and strategies with Social Security. You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy information.
Be Proactive Not Reactive
July 07, 2023 16:00 - 54 minutes - 50.3 MBKelley discusses the best proactive responses to retirement strategies including long-term care, health care, living on pre-taxed income, and factoring inflation. She also addresses concerns of pre-retirees and retirees and offer good questions to ask of yourself. These include: “do I have a plan” “do I have a budget” “do I have income built into my plan” “am I working with a retirement specialist?” You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors See om...
The Game of Retirement Risk
June 30, 2023 18:00 - 55 minutes - 50.6 MBKelley demonstrates all of the considerations in gauging someone’s risk tolerance with questions to help determine the kind of investor they are to how they would react in the event of negative market activity. She featured comments from Warren Buffett on staying the course and discussed how we should look at bonds in today’s climate. You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy information.
Retirement Tax Strategies
June 23, 2023 16:00 - 55 minutes - 50.9 MBKelley covers strategies to help build tax efficiency. They include considering an in-service rollover from your 401(k), Roth IRA conversion, and life insurance. Kelley devotes the rest of the podcast to answering questions from listeners. You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy information.
Excuses for Putting Off Seeing a Retirement Pro
June 16, 2023 21:00 - 55 minutes - 51.2 MBKelley addresses some of the reasons people give for putting off seeking the help of a financial retirement professional including a feeling of being overwhelmed by it, thinking they don’t have enough money, and thinking it would be too expensive. She looks how your financial strategies should be adjusted when you’re getting closer to retirement and then breaks down how retirement can be more expensive than most of us think and how to prepare for that. You can reach Kelley Slaught by calli...
Listener Questions
June 09, 2023 18:00 - 54 minutes - 50.2 MBKelley dedicates the entire podcast to answering listener questions on matters such as real estate, Social Security claiming strategies, long term care protection, and relocating after retirement. You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy information.
65 is a Pivotal Year
June 03, 2023 19:00 - 55 minutes - 50.8 MBWhat is the significance of the age of 65 in the retirement universe? Kelley covers some things to consider when you reach this age such as Medicare signup, a bigger standard deduction, and decisions on Social Security as you’re not yet at full retirement age. She also offers tips on maximizing your retirement dollars and looks at rebalancing your 401(k) or IRA. You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy infor...
Top Answers in Retirement Survey
May 26, 2023 18:00 - 55 minutes - 51.1 MBKelley discusses the top answers from participants in a 2023 EBRI Employee Benefit Research Institute retirement confidence survey. She cites results on concerns of pre-retirees and retirees in their comfort level on reaching retirement and living comfortably in retirement. Kelley moves into strategies to consider in the financial red zone, 5-10 years from retirement. She then discusses the advantages to consider when looking at the Roth IRA option. You can reach Kelley Slaught by callin...
Cash Flow is King
May 19, 2023 22:15 - 55 minutes - 50.7 MBKelley explains the importance of building income sources in your retirement and making sure they are in line with your expected expenses. She dives into the subject of behavioral finance and how all the components relate to retirement planning. She also highlights ways that money could be wasted in retirement such as excessive fees, overpayment in taxes, overspending, and ignoring healthcare costs. You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors See omn...
Two Retirement Truths and a Lie
May 12, 2023 21:00 - 55 minutes - 50.8 MBWe give three statements about retirement consideration and Kelley points out the one that is not true and explains why. She also expands on some of the ones that are true. She covers valid retirement related questions that begin with the word “when” and points out areas to address in the planning process to help ease the anxiety of challenging economic times. You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy informa...
Special Guest Coach Pete D’Arruda
May 05, 2023 16:00 - 53 minutes - 48.6 MBKelley covers valid retirement related questions that begin with the word “when.” Kelley also welcomes her special guest, America’s Wealth Coach and best-selling author Coach Pete D’Arruda. You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy information.
The Return of Retirement Myth Busters
April 28, 2023 16:00 - 55 minutes - 50.8 MBKelley brings back the popular retirement myth busters in correcting some common misconceptions about long term care protection, debt, Social Security, and safe money. What are good questions to ask when meeting with a financial advisor? Kelley covers some of them in this podcast and also answers listener questions. You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy information.
Top Financial Searches
April 21, 2023 18:00 - 55 minutes - 50.8 MBWhat are people searching for online when deciding to seek the help of a financial advisor? Kelley covers some of the top searches and relates them to his specialty of retirement strategies. Some include what to bring to the first meeting, how are financial advisors compensated, and why is a financial advisor better than a robo-advisor. She then explains why the age of 65 may be universally thought of as retirement age but that it’s different from person to person and explains why. Then ...