Jones Financial Talk
180 episodes - English - Latest episode: 27 days ago - ★★★★★ - 3 ratingsSmall changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
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Episodes
Don’t make these legacy plan mistakes
October 09, 2022 05:00During this episode, we’re going to examine and discuss some of the most common legacy planning mistakes and how they may be holding your own plan back.
What the Inflation Reduction Act means for you
September 25, 2022 05:00During this episode, we’ll take a high-level look at the recently signed into law Inflation Reduction Act and its potential impact on Medicare recipients and taxpayers.
Don’t rush into early retirement
September 11, 2022 05:00During this episode, we’re going to provide some of the core reasons you should be cautious and thoughtful about jumping into an early retirement.
Five types of insurance you should consider
September 04, 2022 05:00During this show, we’ll examine the five types of insurance you’ll likely want to include in your financial strategy.
Don’t overlook these critical planning steps
August 28, 2022 05:00During this episode, we’ll examine some of the most commonly overlooked financial strategy steps and what you can do to avoid them.
Social Security Facts and Misconceptions
August 14, 2022 05:00There are a lot of misconceptions about Social Security. We talk about what those are and how to possibly maximize your Social Security.
Are annuities right for you
August 07, 2022 05:00During this episode, we’ll look at what annuities are, there plusses and minuses, and whether they’re a good fit for your financial strategy.
The benefits of saving for retirement with a Roth IRA
July 31, 2022 05:00During this episode, we’ll first examine some of the ways that Roth IRAs may be a good fit for certain financial strategies before pivoting to discussing some of the prominent financial scams that are currently making the rounds.
How to Handle a Bear Market
July 24, 2022 05:00The possibility of a coming bear market has been in the news a lot lately, so during today’s episode we’re going to discuss what a bear market is and what you can do to help prepare yourself — and your assets — for one.
Dealing with Market Volatility
May 22, 2022 05:00In this show we discuss what can be done to help deal with the current market volatility and what it means.
Leaving a Legacy
May 15, 2022 05:00Legacy planning is important because you don't want to leave your loved ones in a bad situation. In this episode we look at tips and strategies to get a solid legacy plan in place.
Creating a Retirement Income Plan
May 08, 2022 05:00You have to have a financial plan in place for income in retirement. In this episode we look at tips and strategies to help you have a successful and lasting income in retirement.
Determining Your Risk Tolerance and Asset Allocation
May 01, 2022 05:00How much risk to you have in your portfolio and retirement accounts? We look at ways to manage risk and the importance of asset allocation.
Finding a Financial Professional
April 24, 2022 05:00Do you need a financial planner? In this episode we talk about the importance of working with a financial services professional and how to find the right one.
401(k) Mistakes & Inflation
April 17, 2022 05:00In this episode we talk about mistakes to avoid with your 401(k) as well as tips to deal with rising inflation.
How to increase your Social Security payments
April 10, 2022 05:00During this episode, we’re going to examine how you may be able to increase your Social Security payment as well as what you should know about 401(k) early withdrawal penalties.
Charitable trusts and retirement wealth gaps
March 20, 2022 05:00During today’s episode, we’re going to look at two critical subjects: establishing a charitable trust and retirement wealth gaps.
Market volatility and the future of Medicare
March 13, 2022 06:00During this episode, we’re going to discuss how you may be able to better handle economic volatility and Medicare’s long-term future.
Long-term Care Insurance and Preparing to be an Executor
March 06, 2022 06:00During this episode we’ll spend time talking about preparing to be an executor of an estate and then we’ll pivot to discussing long-term care insurance.
Social Security: Myth Versus Reality
February 27, 2022 06:00During this episode, we’re going to first address some of the most common myths about Social Security before pivoting to a discussion about some of the lesser known services that Social Security provides.
Are you ready for RMDs?
February 20, 2022 06:00During this show, we’re going to first look at some of things you need to know about RMDs and then in our final segment we’ll discuss some of the financial mistakes that could put your retirement at risk.
How to Deal with Inflation
February 06, 2022 06:00How can you deal with rising inflation? In this episode Nick covers key tips and strategies to help you hedge against inflation.
Tax strategies and insights for 2022
January 30, 2022 06:00During this episode, we’re going to look at tax issues to be aware of in 2022 as well as broader tax insights that apply anytime.
What to do if you lose your job in your 50's
January 23, 2022 06:00In this episode Nick details what you need to do if you lose or leave your job while in your 50's.
Top Planning Tips for Your Retirement Strategy
January 16, 2022 06:00In this episode Nick talks about the most important things to know to successfully plan for your retirement.
Preparing for taxes in retirement
January 09, 2022 06:00During this episode, we’re going to examine some of the ways you can prepare yourself – and your financial strategy – for the taxes you may face during your retirement.
All About 401(k) Rollovers
December 19, 2021 06:00What happens if you leave a job or are considering rolling your 401(k) over? Today we tackle this question and more regarding your 401(k) or 403(b).
Is a semi-retired life right for you?
December 12, 2021 06:00During this episode, we’re going to look at some of the ways the semi-retired — rather than the fully retired — lifestyle may be a step for not only your financial strategy but for your physical and emotional well-being.
Medicare insights and updates
December 05, 2021 06:00During this episode, we’re going to share Medicare insights and updates that will be useful for people already enrolled in Medicare and for those approaching their enrollment window.
A guide to Roth IRAs
November 28, 2021 06:00Roth IRAs can be a solid part of an overall financial strategy. In this episode will describe Roth IRAs, compare them to traditional IRAs, highlight their tax implications and then look at rollovers.
Social Security COLA is on the rise
November 21, 2021 06:00During this episode, we’re going to break down the recent news that Social Security’s Cost of Living Adjustment will go up by 5.9 percent in January 2022. We’ll also look at some Social Security and retirement strategies.
What You Should Know About Life Insurance
November 14, 2021 06:00During this episode, we’ll discuss some of the critical things that life insurance beneficiaries should know, including what happens if a policy has lapsed and when you can expect to receive your payout. Additionally, we discuss some of the pros and cons of both permanent and term life insurance.
What You Need to Know About Annuities
October 31, 2021 05:00During this episode, we’ll be taking a close look at annuities to define exactly what they are, how they work, how much they cost and how to determine if they may fit your overall financial strategy. While an annuity may be able to provide lifetime income, there’s plenty of nuance, as well as risks, that you should be aware of.
Retirement Strategy After a Divorce
October 24, 2021 05:00During this show, we’ll be discussing developing a strategy for retirement after a divorce. Divorce is a reality for millions of Americans, and there are steps you can take that could make a big difference when it comes to your financial well-being.
Protect yourself, and your money, from scams
October 17, 2021 05:00During this episode, we’re going to highlight some common financial scams and what you can do to better protect yourself and your money.
Strategy Steps to Take This Fall
October 10, 2021 05:00On this episode, we’re going to discuss two important upcoming dates: The fall Medicare open enrollment period that begins Oct. 15 and Estate Planning Awareness Week, which begins Oct. 18.
Legacy Planning During the Pandemic
October 03, 2021 05:00During this episode, we’ll be discussing how you can build an legacy plan or adjust your current plan to better reflect your needs during the coronavirus pandemic. We’ll also look at some more general financial decisions that may make sense during the pandemic.
When to Stop Saving for Retirement
September 26, 2021 05:00During this episode, we’ll examine eight scenarios when temporarily pausing saving for retirement may make broader financial sense.
Yes, You Can Be Frugal AND Happy
September 12, 2021 05:00This episode will highlight that a frugal retirement doesn’t mean a retirement without many of the hobbies and activities you enjoy. You can be frugal and happy.
Financial Follies to Avoid
September 05, 2021 05:00During this show, we’re going to examine some of the common financial follies that befall many Americans. In our final segment, we’ll shift gears a bit and look into some common retirement follies.
Simplify Your Life to Enjoy Your Retirement
September 05, 2021 05:00During this episode we’re going to look at some of the ways you can get rid of some of your stuff and simplify your life to enjoy your retirement.
What You Should Know About Buying or Selling a Home
August 22, 2021 05:00During this show, we’re going to discuss some of the important things you should consider if you’re buying or selling a home in today’s red-hot marketplace.
Finding Money in Retirement
August 15, 2021 05:00During this show, we’ll examine some ways you may be able to find extra cash after you’ve retired, in a variety of options.
Retirement Changes — Past, Present, and Future
August 08, 2021 05:00During this show, we’re going to discuss some of they key ways that retirement has changed during the last 25 years. In the final segment, we’ll also consider how retirement may change in the next 10 years.
Retirement Lifestyle Trends
August 01, 2021 05:00During this show, we’ll highlight some of the pluses and minuses of retiring abroad. In the final segment, we’ll examine another trend and what retirees should know about tiny house living.
Retirement and Financial Steps at Important Ages
July 18, 2021 05:00During this show, we’ll examine some of the financial resources and possibilities that are available to you at the very important ages of 50 and 65.
Helping your parents with their finances
July 11, 2021 05:00During this episode, we’re going to discuss the steps you should take if you need to help your retired or nearly-retied parents, with their finances and financial strategy. We’ll also examine how some of the things you learn while working with your parents may improve your own finances.
Yes, You Can Save Money on Healthcare
July 04, 2021 05:00During today’s show, we’ll highlight the numerous ways you may be able to save money on healthcare while still ensuring that you’re receiving all the services you need.
So, You Want to Retire Early
June 27, 2021 05:00On this episode, we examine the 10 potentially critical things you need to know if you’re considering early retirement.
Should I Buy a House?
June 20, 2021 05:00During this episode, we’re going to discuss the benefits of buying a home, the benefits of not buying a home, and the benefits of being a long-term renter.