Jones Financial Talk
175 episodes - English - Latest episode: 21 days ago - ★★★★★ - 3 ratingsSmall changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
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Episodes
Preparing for RMDs
April 07, 2024 05:00 - 38.5 MBOn this episode, we break down some of the most important things about RMDs as well as what IRA beneficiaries should be aware of when it comes to them.
IRA Mistakes to Avoid Part 2
March 24, 2024 05:00 - 38.5 MBIn part two of our IRA mistakes series, we'll dive deeper into hidden pitfalls you might encounter. We'll cover mismanaging required minimum distributions, navigating rollovers without penalty, and keeping your beneficiaries informed. Don't miss out on these crucial IRA tips for a secure retirement!
IRA Mistakes to Avoid Part 1
March 17, 2024 05:00 - 38.5 MBThere are very costly mistakes that you can make with your retirement accounts. In this episode we go over the most costly and common mistakes people make and the strategies to avoid them.
Flexible Protection for a Healthy Retirement
February 25, 2024 06:00 - 38.5 MBDuring today’s show, we’re going to address the concept of flexible protection for a healthy retirement which for some people may be a way to secure the money they need for long-term care services while also helping protect their assets.
What The 2024 Election Means for Your Finances
February 18, 2024 06:00 - 38.5 MBDuring today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.
What The 2024 Elections Means For Your Finances
February 18, 2024 06:00 - 38.5 MBDuring today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.
Generational Vault And Enhanced Planning: A Powerful Combo
February 04, 2024 06:00 - 38.5 MBWe discuss the importance of estate and legacy planning for you and your family. It's important to have the right documents and know where they are in order to keep family harmony.
Live From Nashville
January 28, 2024 06:00 - 38.5 MBIn this episode we are live from Nashville, where Nick talks about the big financial conference and things that can help you with your financial growth and retirement savings.
Sensible Strategies For Retirement Account Withdrawals
January 14, 2024 06:00 - 38.5 MBDuring this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.
Your Four Retirement Chapters
January 07, 2024 06:00 - 38.5 MBOn today’s show, we’re going to discuss your four chapters of retirement as well as what you can do to re-enter the workforce on a part-time basis after you’ve left your previous career.
Charitable Giving
December 03, 2023 06:00 - 38.5 MBIn this episode we talk about the importance of charitable giving and the tax benefits of Qualified Charitable Distributions from an IRA.
Don’t Let Your Retirement Become A Horror Story
November 12, 2023 06:00 - 38.5 MBDuring this show, we’re going to examine clear steps people can take to avoid letting their dream retirement stories turn into retirement horror stories.
Leave No Social Security Stone Unturned
November 05, 2023 05:00 - 38.5 MBDuring this episode, we’ll do a deep dive into Social Security, highlighting your options, so you can bolster your retirement strategy.
Year-End Financial Checklist
October 22, 2023 05:00 - 38.5 MBIn this episode we talk about what you need to do to get your finances in order before the end of the year.
Strategies for Transferring Your Wealth to Your Kids
October 15, 2023 05:00 - 38.5 MBDuring this show, we’ll discuss transferring your wealth to your children and the baby boomer generation’s great wealth transfer.
Annuities? Here’s what you should know
September 03, 2023 05:00 - 38.5 MBDuring this episode, we discuss what annuities are, their benefits, drawbacks, and whether they may be a good fit for your financial strategy.
The Long-Term Care Crises
August 27, 2023 05:00 - 38.5 MBIn this episode we look at the cost of long-term care, how likely it is you will need it, and how to be prepared.
How Your Retirement Will Be Taxed
August 20, 2023 05:00 - 38.5 MBDuring this episode, we examine various types of retirement income and what kind of taxes each of them may be subject to.
The Future of Retirement
July 02, 2023 05:00 - 38.5 MBOn this show, we’re going to look at the future of retirement, both in terms of how it may look a handful of years from now and how it may look several decades in the future.
Saving after 50
June 25, 2023 05:00 - 38.5 MBDuring this episode, we’re going to discuss some of the steps you may be able to take if you’re 50 or slightly older and have determined that your retirement savings has fallen behind.
Saving After 50
June 25, 2023 05:00 - 38.5 MBDuring this episode, we’re going to discuss some of the steps you may be able to take if you’re 50 or slightly older and have determined that your retirement savings has fallen behind.
The Changing Landscape of Healthcare
June 18, 2023 05:00 - 38.5 MBThis episode features an examination of the rising hospital at home movement as well as long-term care insurance.
Retirement Steps During Three Key Phases
June 11, 2023 05:00 - 38.5 MBDuring this show, we’re going to discuss retirement steps you may want to take when you’re at three unique moments: 10 years away from retirement, five years away from retirement, and one year away from retirement.
Alternative Investments with Zach Jones
June 04, 2023 05:00 - 38.5 MBIn this special episode Nick welcomes Zach Jones from the timber industry to talk about alternative investments.
The Debt Ceiling and Your Portfolio
May 28, 2023 05:00 - 38.5 MBIn this episode we break down the debt ceiling...what it is, what's happening, and how it affects you.
Social Security Strategies
May 07, 2023 05:00 - 38.5 MBDuring this show, we’ll look at recent news from the Social Security trustees’ report before shifting into a more general conversation about Social Security.
HELOC vs. A Personal Loan
April 30, 2023 05:00 - 38.5 MBWith interest rates continuing to climb, you need to look at every aspect of taking out a loan. We discuss the ins and outs as well as strategies to help you decide what is right for your personal situation.
Interest Bearing Account Options
April 23, 2023 05:00 - 38.5 MBWhat options do you have if you want to make money on your money and yet still have some downside protection? We talk about this and more in this episode.
Ways to Help Reduce Taxes on Social Security
April 16, 2023 05:00 - 39.1 MBDid you know Social Security can be taxed? It can even push you into a higher tax bracket. In this episode we talk about some important strategies to potentially reduce taxes on your Social Security.
Personality Traits and Emotional Investing
April 02, 2023 05:00 - 38.5 MBWe all have a different risk tolerance when it comes to our money, especially our retirement savings and investments. In this episode we discuss emotional investing and how to avoid it.
The Banking Crisis and Debt
March 26, 2023 05:00 - 38.5 MBIn this episode we talk about the financial landscape with banks, the market and what it all means for you. We also talk about the importance of controlling debt.
Maintain Family Harmony with Enhanced Planning
March 19, 2023 05:00 - 38.5 MBDuring this episode we’re going to discuss the importance of enhanced planning in relation to finances, taxes, and family life. This includes estate planning, legacy planning and more.
Tax Breaks for Those 50 and Older
March 12, 2023 06:00 - 38.5 MBDuring this show, we’re going to highlight some potential tax breaks for those older than 50 as well as ways older people may be able to reduce their taxes in retirement.
What you need to know about Medicare in 2023
March 05, 2023 06:00 - 38.5 MBDuring this show we discuss some of the things you should know about Medicare and many of the changes happening this year.
Is the FIRE strategy right for you?
February 19, 2023 06:00 - 38.5 MBThis week we examine the FIRE, or Financial Independence, Retire Early, movement as well as how you can stay active during retirement.
How to save on retirement withdrawals
February 12, 2023 06:00 - 38.5 MBDuring this show, we’ll look at various ways you may be able to save money when it comes time to take your retirement withdrawals.
Retirement Tips for 2023
February 05, 2023 06:00 - 38.5 MBDuring this episode, we’re going to discuss some retirement tips for the coming year that may have you looking ahead to your post-work life with more confidence.
The Secure Act 2.0 - Big Changes for Your Finances
January 29, 2023 06:00 - 38.5 MBThe new Secure Act 2.0 has many changes that can and will affect your financial plans. We go over them in this week's show.
Jones Financial Talk and The Big O Money Show Las Vegas Extravaganza
January 15, 2023 06:00 - 38.5 MBNick from Jones Financial Talk and Bill from The Big O Money Show are at a conference in Las Vegas and along with Tony Shore, they all talk about the Secure Act 2.0, how to manage taxes in retirement, and talk a little bit about gambling but not participating in it.
What you need to know about long-term care
January 08, 2023 06:00 - 38.5 MBDuring this episode, we’re going to take a deep dive into long-term care insurance — what it is, how important it is, and what it may cost.
Social Security Increases and Strategies in a Down Market
December 25, 2022 06:00 - 38.5 MBIn this episode we discuss changes in Social Security in the new year and also tips and strategies to deal with the market.
Year-End Financial Planning
November 20, 2022 06:00 - 38.4 MBJanuary seems to come around much sooner than we expect it to. To reach your financial goals, you’ll want to start the year strong. We talk about what you need to have on your year-end financial check list.
What to know about 2023 Medicare costs
October 30, 2022 05:00During this episode, we’re going to examine the cost changes coming to Medicare in 2023 as well as what people need to know about the open enrollment period.
Understanding Social Security survivor benefits
October 23, 2022 05:00During this episode, we’ll take a thorough look at Social Security survivor benefits and what your ideal filing age may be.
Do you need a 401(k) tune up?
October 16, 2022 05:00During this episode, we’re going to discuss two essential 401(k) issues: the importance of vesting and steps you can take to max your 401(k) out.
Don’t make these legacy plan mistakes
October 09, 2022 05:00During this episode, we’re going to examine and discuss some of the most common legacy planning mistakes and how they may be holding your own plan back.
What the Inflation Reduction Act means for you
September 25, 2022 05:00During this episode, we’ll take a high-level look at the recently signed into law Inflation Reduction Act and its potential impact on Medicare recipients and taxpayers.
Don’t rush into early retirement
September 11, 2022 05:00During this episode, we’re going to provide some of the core reasons you should be cautious and thoughtful about jumping into an early retirement.
Five types of insurance you should consider
September 04, 2022 05:00During this show, we’ll examine the five types of insurance you’ll likely want to include in your financial strategy.
Don’t overlook these critical planning steps
August 28, 2022 05:00During this episode, we’ll examine some of the most commonly overlooked financial strategy steps and what you can do to avoid them.