Investopoly
383 episodes - English - Latest episode: 24 days ago - ★ - 1 ratingEach episode, about 15 minutes long, is packed with concise tips, strategies, research, methodologies, case studies, and ideas to help you safely and effectively grow your wealth. Stuart Wemyss, a qualified financial advisor, accountant, tax agent, and licensed mortgage broker, delivers holistic advice. With four authored books, including "Investopoly" and "Rules of the Lending Game," Stuart shares his insights through a weekly blog, which is replicated on this podcast.
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Episodes
Ep 309: Investment property holdings costs have skyrocketed. Is it still worthwhile?
June 18, 2024 19:00 - 14 minutes - 9.97 MBRead full blog here. In this episode, Stuart explores the soaring costs of holding investment properties and whether they still make financial sense. Over the past four years, significant hikes in expenses like insurance, council rates, and maintenance, coupled with a cash rate increase from 0.10% to 4.35%, have challenged property investors. Despite anticipated rental income growth, the discussion reveals that higher holding costs demand properties to achieve even greater capital growth to...
Case Study: The road to early retirement
June 17, 2024 19:00 - 8 minutes - 6.06 MBIn this case study episode, Stuart explores the remarkable journey of a couple on the road to early retirement. When they began working together in 2015, the couple had a net worth of $420k. Fast forward to today, their net worth has soared to $2.5m, driven by strategic property decisions and smart investment moves. They purchased their first investment-grade apartment in 2016 for $488k, followed by a house in Brisbane in 2019 for $885k, which is now worth $1.4m. They also upgraded their hom...
Ep 308: Warning: Does one spouse deal with all financial matters?
June 11, 2024 19:00 - 10 minutes - 7.15 MBRead full blog here. In this episode, Stuart issues a crucial warning to couples: don't let one spouse handle all the financial matters. While it's natural for one partner to take the lead, it's vital for both to stay involved and informed. Stuart highlights the importance of understanding and communicating about financial documents, ensuring both partners know what they’re signing. He stresses the need for both spouses to be prepared for any eventuality, from navigating financial decisions...
Case Study: Financial freedom through property and super: a 15-year success story
June 10, 2024 19:00 - 9 minutes - 6.73 MBIn this case study episode, Stuart and Frencham unveil a compelling 15-year journey towards financial freedom through property and superannuation. Beginning with a modest net worth of $2.4 million in 2008, their client's portfolio has surged to nearly $10 million today. Through strategic property investments, including homes in desirable locations like Hawthorn and Toorak, and optimising superannuation investments, they've achieved remarkable growth. Key insights reveal the importance of al...
Ep 307: How do you know if you’ve been too risk adverse?
June 04, 2024 19:00 - 13 minutes - 9.43 MBRead full blog here. In this episode, Stuart explores the often-overlooked dangers of being too risk-averse in financial planning. He argues that an excessive focus on reducing perceived financial risk can jeopardise your lifestyle goals due to the high opportunity costs involved. Many people fall into the trap of continuously repaying debt at the expense of exploring other investment opportunities, resulting in a limited risk tolerance that may not serve them well in the long run. Stuart ...
Case Study: What to do with employee shares
June 03, 2024 19:00 - 8 minutes - 5.89 MBIn this case study episode, Stuart delves into the financial journey of a client he began working with in 2012. Back then, the client had $800k in net investment assets, including shares primarily in Rio Tinto, superannuation, and a property in Hawthorn East. Today, that figure has grown to almost $2.8 million. Despite challenges, such as underperforming investment properties and a shift to consulting work post-2017, strategic decisions have led to significant growth. A key move was gradual...
Ep 306: Should you buy an investment-grade apartment or a house in a secondary location?
May 28, 2024 19:00 - 18 minutes - 12.5 MBRead full blog here. In this episode, Stuart tackles a common investment dilemma: should you buy an investment-grade apartment in a blue-chip location or a house in a secondary area? He delves into the key factors influencing your decision, such as land value, potential for capital growth, and maintenance costs. Stuart explains why houses typically offer higher returns due to their land value but also highlights the hidden potential in older apartments with significant land components. He e...
Case Study: Beginning building wealth later in life
May 27, 2024 19:00 - 9 minutes - 6.22 MBIn this case study episode, Stuart delves into the financial journey of a couple who began building wealth later in life. Starting in 2009, they purchased an entry-level apartment in South Yarra for $390k. Fast forward to 2015, Stuart joined them, and their wealth-building strategy took a serious turn. By 2016, they acquired an investment property in Richmond for $1.3m and restructured their superannuation, moving one spouse from a subpar fund to a wrap account while the other stayed with a ...
Ep 305: End of financial year tax planning tips for 2023/24
May 21, 2024 19:00 - 16 minutes - 11.5 MBRead full blog here. In this episode, Stuart provides a comprehensive guide to end-of-financial-year tax planning strategies that can help maximise your tax savings. With a wealth of practical tips and considerations, he breaks down complex tax concepts into easily digestible insights. Whether you're a high-income earner, a business owner, or simply looking to optimise your tax position, Stuart's advice covers a range of scenarios and opportunities. From maximising super contributions and ...
Case Study: Property investors: know when to diversify
May 20, 2024 19:00 - 8 minutes - 5.87 MBIn this case study episode, Stuart shares an insightful journey with long-term property investor clients. He highlights key lessons learned about the importance of diversification and adapting strategies over time. Despite diligently managing cash flow and contributions, the clients' concentrated property portfolio delivered underwhelming returns initially. However, Stuart reveals how diversifying into other asset classes and taking an evidence-based approach ultimately put them on track f...
EP 304: What is a strategic asset allocation? Why does it matter?
May 14, 2024 19:00 - 11 minutes - 8.25 MBRead full blog here In this episode, Stuart delves into the concept of strategic asset allocation and its critical importance in maximising long-term investment returns. He presents evidence demonstrating the unpredictability of short-term returns across asset classes, highlighting the need for diversification. However, Stuart argues that long-term returns are more predictable due to the principle of mean reversion. He advocates for an approach that involves actively allocating new capital...
Case Study: Make life easier for your loved ones
May 13, 2024 19:00 - 7 minutes - 5.01 MBIn this case study episode, Stuart shares a poignant experience to highlight the importance of involving loved ones in financial planning and ensuring they are well informed and prepared. He recounts working with a client, Grant, since 2009, focusing on debt reduction, superannuation, and share investing. Tragically, Grant passed away suddenly in 2018, leaving his wife in an unfamiliar situation, having never been involved in the financial decision-making process. Stuart had to guide Grant'...
Ep 303: Melbourne property will deliver the strongest growth over the next decade
May 07, 2024 19:00 - 17 minutes - 11.8 MBRead full blog here. In this episode, Stuart makes a compelling case for why the Melbourne property market is poised to deliver the strongest capital growth among Australian capital cities over the next decade. Despite negative sentiment driven by factors like stricter tenancy laws, increased taxation, and concerns over the state's escalating debt, Stuart argues that Melbourne's property prices are currently undervalued relative to other cities like Sydney. He presents data illustrating ho...
Case Study: Restructuring a share portfolio across two ownership structures
May 06, 2024 19:00 - 8 minutes - 5.59 MBIn this case study episode, Stuart shares insights from working with a high-income client who initially focused on building a property portfolio but later diversified into shares. The client's share portfolio was initially held in his wife's name due to their circumstances at the time, but a portion was later moved into a trust structure for tax efficiency. Stuart emphasises the importance of considering all components of investment returns, including income, growth, and tax credits. He als...
Ep 302: To what extent should you factor in an inheritance?
April 30, 2024 19:00 - 13 minutes - 9.63 MBRead full blog here. In this episode, Stuart discusses the importance of considering potential inheritances when developing long-term financial plans. He acknowledges that with the vast amount of wealth expected to be passed down in Australia over the next two decades, many individuals are likely to receive an inheritance at some point in their lives. Stuart explores the various factors to consider when determining the extent to which an inheritance should be factored into one's investment...
Case Study: SMSF are often not necessary
April 29, 2024 19:00 - 8 minutes - 6.1 MBIn this case study episode, Stuart shares a real-life example of how his approach to financial planning helped a client transition from an underperforming self-managed super fund (SMSF) to a more efficient and transparent investment structure. The client had an SMSF managed by stockbrokers, heavily concentrated in Australian shares with minimal international exposure. After reviewing the fund's performance, Stuart found it had underperformed an industry fund by over 3% per annum. Rather th...
Ep 301: Advice for first time property buyers and their parents
April 23, 2024 19:00 - 16 minutes - 11.5 MBRead full blog here. In this episode, Stuart provides valuable insights and practical advice for first-time property buyers and their parents. He emphasises the importance of adopting an investment mindset when purchasing a home, focusing on areas with consistent supply-demand imbalances, analysing past growth patterns, and maximising land value. Stuart highlights government assistance programs like the First Home Super Saver and Home Guarantee Scheme, which can provide significant financia...
Case Study: Overcapitalising isn’t necessarily a big deal
April 22, 2024 19:00 - 5 minutes - 3.74 MBIn this episode, Stuart presents a fascinating case study that challenges the traditional view on overcapitalising on a home. The clients in focus own a profitable business and have been strategically building their investment portfolio. Despite planning to spend a significant amount on constructing their dream home, Stuart reveals that overcapitalising may not be a major concern if certain conditions are met. The clients in question own a share in a thriving business generating over $1m p...
Ep 300: Is it safe to borrow to invest in shares? If so, how?
April 16, 2024 19:00 - 16 minutes - 11.3 MBRead full blog here. In this episode, Stuart discusses the feasibility and strategies of borrowing to invest in shares. He compares the practice of leveraging for share investments with the more commonly accepted approach of borrowing for property investments in Australia. Stuart highlights that gearing contributes significantly to property investment returns and the same principles can be applied to share investments. The episode explores three borrowing options: margin loans, investment...
Case Study: Spending more in the first 15 years of retirement
April 15, 2024 19:00 - 7 minutes - 5.32 MBIn this case study episode, Stuart takes us through a real-life scenario of a client who retired at 55 with ambitious spending goals. The client wanted to spend a hefty $300,000 per year for the first 15 years of retirement, followed by reduced spending of $200,000 and then $150,000 annually in later years. With a substantial asset base including $2 million from selling their home, $2.5 million in super, and a $4 million beach house, proper planning was crucial. Stuart outlines the multi-fa...
Ep 299: 20 years of poor property growth… is the property party over?
April 09, 2024 19:00 - 14 minutes - 10.1 MBRead full blog here. In this episode, Stuart delves into statistical analyses and economic insights, dissecting the nuanced factors influencing property market trends over the past two decades and speculating on their implications for future investment strategies. Commencing with a comparative analysis of median house price growth rates across major capital cities, Stuart uncovers a stark contrast between the preceding two-decade periods. He scrutinises inflation-adjusted growth figures, a...
Case Study: Rebuilding wealth post-divorce
April 08, 2024 19:00 - 6 minutes - 4.75 MBIn this captivating case study episode, Stuart delves into the real-life journey of rebuilding wealth post-divorce, offering invaluable lessons along the way. Following a client's separation in 2018, Stuart outlines the financial implications and strategic decisions made during the subsequent settlement in 2019. Despite the challenges, Stuart's guidance steered the client towards retaining key assets and formulating a plan for future financial security. Through meticulous planning and prud...
Ep 298: Six essential considerations when upgrading your home
April 02, 2024 18:00 - 19 minutes - 13.2 MBRead full blog here. In this insightful episode, Stuart dives into the critical factors to weigh when upgrading your home - a decision with both significant lifestyle and financial implications. He emphasises the importance of approaching it with an investment mindset, aiming to purchase a high-quality home that aligns with your aspirations while also maximising long-term capital growth potential. Key topics explored include strategically stretching your borrowing capacity to afford the b...
Case Study: Estate planning, tax minimisation and portfolio management
April 01, 2024 18:00 - 6 minutes - 4.28 MBIn this compelling case study episode, Stuart shares a real-life example that masterfully combines estate planning, tax minimisation, and portfolio management strategies. He walks through the steps taken to optimise an unexpected multi-million dollar inheritance for a client. The pivotal move? Establishing a testamentary trust as outlined in the will, enabling the transfer of the inherited share portfolio into this strategic structure. By distributing the income and capital gains to the cli...
Ep 297: Here’s what I think about crypto
March 26, 2024 18:00 - 12 minutes - 8.63 MBRead the full blog here. In this episode, Stuart presents a compelling analysis of the merits and pitfalls of investing in digital assets. Despite recent surges in Bitcoin's price and endorsements from influential figures like Blackrock's CEO, he expresses significant scepticism about cryptocurrencies as a worthwhile investment. Stuart acknowledges the growing presence of fund managers and the proliferation of Bitcoin Exchange-Traded Funds (ETFs) as potential avenues for investment. Howev...
Case Study: Property decisions have major long-term consequences
March 25, 2024 18:00 - 8 minutes - 5.89 MBIn this episode, Stuart delves into the gravity of property decisions and their far-reaching consequences. He recounts a particularly challenging scenario where his expertise was pivotal in guiding clients through the maze of property investment considerations. The dilemma was whether to purchase a home now or defer the decision to a later date. Many factors came into play, including borrowing capacity, taxation implications such as unrealised capital gains, and the looming prospect of esca...
Ep 296: Should you ever prioritise short-term returns?
March 19, 2024 18:00 - 11 minutes - 7.93 MBRead full blog here. In this episode, Stuart Wemyss delves into the nuanced debate of prioritising short-term returns versus adopting a steadfast long-term investment strategy. Drawing from his extensive experience, Wemyss navigates the complexities of financial planning, urging listeners to reevaluate their approach amidst fluctuating market conditions. He articulates the inherent advantages of a long-term perspective, emphasising its ability to filter out short-term noise and minimise ri...
Case Study: How personal and business advice is often inextricably intertwined
March 18, 2024 18:00 - 7 minutes - 5.26 MBIn this episode, Stuart delves into the intricate interplay between personal and business advice, offering practical wisdom gleaned from real-life scenarios. In just 2.5 years, our clients' journey illustrates the fusion of business and personal financial strategies. From optimising business structures to navigating government regulations, we've streamlined operations for growth. Meanwhile, on the personal front, we've tackled property investments, leveraged borrowing capacities, and strate...
Ep 295: Should you sell an underperforming apartment? Part 2
March 12, 2024 18:00 - 15 minutes - 10.4 MBRead full blog here. In Part 1, the podcast scrutinised the performance of apartment markets in major Australian cities over the past decade, uncovering reasons behind their underperformance and prospects for a new growth cycle. In this podcast episode, Stuart Wemyss provides a deep dive into the critical decision of whether to sell underperforming apartments in Australia's real estate market. Wemyss meticulously analyses the performance of apartment markets in Melbourne, Sydney, and Bris...
Ep 294: Should you sell an underperforming apartment? Part 1
March 05, 2024 18:00 - 15 minutes - 10.9 MBRead the full blog here. In this podcast episode, Stuart Wemyss delves into the intriguing dilemma of whether to sell underperforming apartments in Australia's real estate market. He dissects the prolonged underperformance of apartments in Melbourne, Sydney, and Brisbane, spanning over a decade, challenging investors to reconsider their strategies in light of stagnant growth rates. The episode navigates through the complexities of supply-demand dynamics, construction quality concerns, and s...
Case Study: Downsizing, business exit, inheritance and more
March 04, 2024 18:00 - 8 minutes - 5.89 MBIn this episode, Stuart Wemyss unpacks a real-life case study covering downsizing, business exits, and inheritance. The client initially received fragmented advice, leading to confusion and inefficiencies in their financial strategy. Through our integrated approach, we optimised their SMSF investments, streamlined portfolios, and strategically sold underperforming assets. With proactive business restructuring and astute estate planning, we achieved substantial tax savings. In just 2.5 year...
Ep 293: Why do some locations outperform blue-chip suburbs?
February 27, 2024 18:00 - 18 minutes - 12.6 MBRead the full blog here. In this podcast, Stuart Wemyss delves into the intriguing dynamics of property investment, challenging the conventional wisdom that blue-chip suburbs are always the safest bet. The episode begins by scrutinising misleading claims made by some buyers' agents, emphasising the importance of thorough due diligence in a market often lacking regulatory protection. The host addresses the recent boom in regional towns, exploring why seemingly secondary suburbs can outperfor...
Ep 292: Warning: Share market close to all-time high. What to do…
February 20, 2024 18:00 - 18 minutes - 12.5 MBRead the full blog here. In this insightful podcast, listeners delve into the intriguing relationship between interest rates and growth company valuations. Contrary to conventional wisdom, higher interest rates haven't significantly dampened stock market valuations, challenging prevailing expectations. With 72% of S&P 500 companies reporting higher-than-expected earnings, the resilience of the US economy stands out. However, the discussion extends beyond the US, exploring future expected re...
Case study: Property advice is crucial
February 19, 2024 18:00 - 10 minutes - 6.93 MBIn my regular weekly episode, I talk about the theories, methodologies, and principles associated with investing. These case study episodes aim to share how the application of our approach to formulating advice has worked in a real-life situation. Case study: Property advice is crucial How wealth advice, property advice, and lifestyle goals are often very interrelated. Approached us for advice in 2019. Male-owned new-build apartment with $200k of equity. Female-owned house and land pa...
Ep 291: Investment bonds: what are they and are they worthwhile?
February 13, 2024 18:00 - 16 minutes - 11.5 MBRead the full blog here. Unlock the secrets of investment bonds in this podcast, diving into their tax-efficient allure, especially for children's investments. Discover the nuances of these financial products, their advantages, and potential drawbacks. Delve into the 10-year tax-free withdrawal strategy, the '125% rule,' and administration costs ranging from 0.40% to 0.60% p.a. Join the discussion comparing investment bonds against low-cost index funds like Vanguard High Growth, unveiling ...
Ep 290: Accelerate home loan repayment: There are only 4 ways
February 06, 2024 18:00 - 17 minutes - 12.3 MBRead the full blog here. Unlock the secrets to turbocharge your journey to a mortgage-free life! Forget the noise of countless tips – I've distilled it down to the essential, powerful strategies that truly make a difference. Uncover the 3-4 game-changing methods that will accelerate your home loan repayment. No fluff, just results! Crack the Code to Lower Interest Rates: Your loyalty is costing you! Learn how to negotiate lower rates, decode the bank's retention strategy, and save big. A...
Case Study: 14+ years of playing the long game
February 05, 2024 18:00 - 9 minutes - 6.52 MBIn this podcast episode, Stuart discusses a captivating case study spanning over 14 years, showcasing the positive impact of their advisory process on clients. The clients, initially with a $2 million investment base, have seen their net worth grow to $6.4 million, excluding homes, through conservative asset allocation and astute financial management. Despite a volatile market, their compounding annual growth rate stands at an impressive 8.7%. The clients, now comfortably retired, attribute ...
Ep 289: 2024 Property Outlook: Analysing the impact of inflation, tax cuts and market dynamics
January 30, 2024 18:00 - 16 minutes - 11.4 MBRead the full blog here. Unlock the secrets to a prosperous 2024 in the real estate market with the "2024 Property Outlook" podcast. In this insightful episode, experts delve into the intricacies of the property landscape, offering a comprehensive analysis of the potential impact of key factors such as inflation, tax cuts, and market dynamics. Listeners can expect a deep dive into the effects of inflation on property values and rental markets, gaining valuable insights into how economic t...
Three steps to avoid becoming a banking scam victim
January 23, 2024 20:00 - 16 minutes - 11.3 MBRead the full blog here. In this podcast, discover the alarming impact of scams on Australians, costing the government an estimated $3.1 billion annually. With the increasing digitalisation of our lives, particularly in banking and financial services, individuals are more vulnerable than ever to scams, making it imperative to take proactive steps to protect one's money. The National Anti-Scam Centre reveals that scams primarily occur through phone calls, emails, and text messages, with p...
Investment curveballs in 2023: 4 important lessons to remember for 2024
January 16, 2024 20:00 - 18 minutes - 12.9 MBClick here to read this blog online. Sidebar: Wealth Editor, James Kirby and I recorded an episode of The Australia’s Money Puzzle podcast yesterday discussing our expectations for the property market in 2024: see here. In this insightful podcast, Stuart Wemyss shares four key investment lessons gleaned from the tumultuous market of 2023, offering a compelling guide for potential listeners. Lesson one underscores the volatility of market expectations, urging investors to prioritise long-...
Best of 2023 #1: How to buy the highest quality property within your budget
January 09, 2024 20:00 - 24 minutes - 17 MBUnlock the secrets to securing prime real estate without breaking the bank, as I, Stuart Wemyss, walk you through the strategic maze of property investment. Get ready to learn how even with modest means, you can pinpoint properties set to soar in value, thanks to the invaluable insights offered in this episode. We're scrutinizing the real estate market's ever-present supply and demand imbalance and understanding why this could be your golden ticket. I'll also reveal why the economic underpin...
Best of 2023 - #2: Rent crisis, property prices, borrowing capacity and fundamentals – how will it affect you
January 02, 2024 20:00 - 24 minutes - 16.8 MBReady to conquer the Australian rental crisis and spot the next big investment opportunity? Our latest Investopoly podcast is your treasure map through the tumultuous terrain of the property market. As the rental squeeze tightens its grip, we dissect the factors at play, from vanishing vacancies to skyrocketing rents. This isn't just a breakdown of the problem—it's a rallying cry for private investors and landlords to re-enter the game. We confront the so-called mortgage fixed rate cliff and...
Best of 2023 #3: What should be your priority: repaying your home loan or invest?
December 26, 2023 20:00 - 13 minutes - 9.03 MBAre skyrocketing interest rates making you question your investment strategy? I'm Stuart Wemyss, and on the Investopoly podcast, we tackle the dilemma facing many investors today: whether to pump surplus cash into investments or chip away at that home mortgage. As we bid farewell to the comfort of low interest rates and brace for the impact of significant hikes, this episode guides you through the emotional and financial intricacies of debt management versus investment growth. Bearing witne...
Unraveling the Differences: Melbourne vs Sydney Property Markets and What's Ahead for 2024
December 12, 2023 20:00 - 17 minutes - 11.8 MBRead the full blog here. Ever wondered why the Melbourne and Sydney housing markets are as different as chalk and cheese? Well, it's time to quench your curiosity! I'm your host, Stuart Wemyss, and in this fascinating episode, we'll be demystifying the disparities between these two major Australian cities. We'll dive deep into historical growth rates, scrutinise current property prices, and explore unique factors such as population demographics and geographical features that are making wa...
Why common-sense tax reform is vital to Australia’s future
December 05, 2023 20:00 - 15 minutes - 10.7 MBRead the full blog here. Are you ready to unravel the complexities of tax reform and its potential impact on Australia's fiscal landscape? Together with my co-hosts of Investopoly Podcast, we're set to examine the advantages of GST reform as a fiscal policy tool for economic management and debt reduction, rather than relying solely on monetary policy. We'll discuss the potential benefits of increasing the GST rate for non-essential goods and services as well as shedding light on how this co...
What does the rental yield tell you about a property?
November 28, 2023 20:00 - 12 minutes - 8.31 MBRead the full blog here. Why is the property rental yield an invaluable tool in the world of property investment? How can you interpret it to make smart decisions? Today, we're joined by Stuart Wemyss to pull back the curtain on this lucrative topic. Not only will you understand what rental yield is and how it's calculated, but we'll also dive into why they generally range between 2% and 5% in Australia. We'll be exploring the two main factors that influence rental yields: the size and co...
Why you'll probably pay more tax in an industry super fund
November 21, 2023 20:00 - 14 minutes - 9.88 MBRead the full blog here. Ever wonder how taxes impact your super funds, especially pulled super funds? Get ready to unravel the intricacies of super fund tax treatments and their potential downsides on your balance. This episode offers a deep dive into the realm of unitised products, exposing how capital gains tax liabilities can shrink your super balance, even if you don't sell. We’ll explore alternative direct investment ownership options within super, like a wrap platform or a self-manag...
Does Australia need a recession? Have we become lazy?
November 14, 2023 20:00 - 11 minutes - 8.24 MBRead the full blog here. Looking ahead to Australia's economic future, we're faced with a provocative question - does Australia need a recession now? This episode promises to stir your thoughts and provide some food for consideration as we delve into the impact of interest rates on inflation and how this tool could be used to induce a deliberate recession. Brace yourself for an in-depth discussion of the implications of rising costs of living, including wages, energy costs, and insurance ...
Forecasting property investing returns: 2023-2033. What can we expect?
November 07, 2023 20:00 - 19 minutes - 13.7 MBClick here to read the full blog including charts. What if you could double your real estate investment in a decade? Join our host, Stuart Wemyss, as he ventures into the rich field of residential real estate returns, dissecting the figures to expose a fascinating average decade-long return of 9.7%. He pulls apart this promising percentage, exploring its components of 7.3% capital growth and 2.4% net rental yield. Yet what lies behind the volatility of these returns? Wemyss will take you t...
Property 101: How much do you know about property?
October 31, 2023 20:00 - 20 minutes - 14 MBRead the full blog here. Ready to ramp up your grasp on the property market? Let's do it together as I, Stuart Wemyss, guide you through the labyrinth of property terminologies like never before. We'll start by unveiling the mysteries of the land value, loan to value ratio, value of improvements, comparable sales and calculating the gross rental yield, essentially everything you need to know to estimate the market value of a property. By the end of this, you won't just be a bystander in the...